CAR LOANS

Been Refused Car Finance? There is an Alternative...

You might have tried to get car financing on a new or used car and been refused. If this is the case, you are not alone – a car purchase is a significant step for many people and without a good credit rating, many deals are not available. However, with a specialist car loan provider, most people can find that no matter if they have been refused elsewhere, have CCJs, defaults, have been bankrupt or are not on the electoral roll, they will still get a loan.

Get a Car from any Dealer

Taking a car loan from an independent car loan company is a useful way to go about purchasing your car. Within a few days your car loan will be in place, leaving you to choose your car – from whichever dealer you want. This is a very practical way of going about buying a car and gives you more flexibility.

Low Credit Ratings Welcome

Most car loan companies pride themselves on taking on all borrowers, no matter what their credit history. They might take your rating into account when deciding how much to lend you but this is to be expected – after all, they want to act responsibly towards their clients!

Extra Protection

Lots of car loan companies offer a range of insurance policies to protect your loan repayments. This is useful for added peace of mind – after all, no-one knows what life has in store. If you suffer an accident or illness which leaves you unable to keep up with loan repayments, a Payment Protection Insurance policy can step in to protect you.

Before taking a payment protection policy, it is recommended that you read the small print carefully and don't be rushed into a decision. Make sure you understand what it is you are taking on and that the policy covers your individual case. That way, if the unthinkable does happen, you know that your policy can protect you and your repayments.