DEBT MANAGEMENT PLANSDownload to Excel 
Please see a range of debt management companies compared below. A debt management plan is for people who are finding debts difficult to manage. Perhaps your financial circumstances have changed and you are finding it harder to deal with your bill payments.
Rather than an IVA which is a set agreement, a debt plan can be more flexible and are usually dealt with on a case-by-case basis. In general however, the debt management company will be able to negotiate with your creditors on your behalf.
In addition, they will be able manage your debts into one low monthly payment – and interest rates might be frozen. You will usually need to prove that you have a minimum amount of debts in order to qualify for a debt plan – this can be around £1,000 but check to see what the minimum amount is as it may vary according to provider.
Use the table to compare vital aspects such as your debt options, write off options and what identification requirements the company has. Once you have found a suitable company, just click on the Apply button.
IVA NAME  | DEBT OPTIONS | TERMS AND CONDITIONS | ID REQUIRED | MIN DEBTS DM | MIN MONTHLY INCOME DM | APPLY |
Debt Line | Debt Management Plans | All you need is to have at least £1000 worth of unsecured debt, simple! | See application for details. | £1,000.00 | N/A |  |
| Debt Line solve debt problems for thousands of customer’s everyday by reducing the amount they have to pay every month, freezing the interest and charges on their accounts and also stopping any creditors from being able to hassle them. They can even help even if you've got bad history and they don't credit check you. They currently deal with over £215,000,000 worth of the UK's debt for more than 16,000 customers who were once struggling. MORE INFORMATION >> | ||||||
Clear Debt | IVA
Debt Management Plans | At least 2 creditors are required to apply. | ID may be required | £14,000.00 | N/A | |
| Clear Debt offer to cut people's debts, freeze interest rates, stop creditor action against you and give free debt advice. The Clear Debt website contains useful information such as the ClearDebt Analyser, a free tool. MORE INFORMATION >> | ||||||
ClearDebt123 | Debt management and IVA | At least 2 creditors are required to apply. | ID may be required. Apply for more information. | £5,000.00 | £50.00 | |
| ClearDebt123 is a UK-based debt management specialist. They offer free, personalised advice and claim to be able to help you write off up to 70% of your debts - the online application process is easy and quick. MORE INFORMATION >> | ||||||
Solve My Debt | Debt Management Plans IVA | Minimum debt of £15,000 may be required. | Wage slips and creditor letters may be required. | £15,000.00 | N/A | |
| Solvemydebt.co.uk specialise in debt management plans. They will distribute your monthly payments to your creditors - on your behalf. Solve My Debts offer free no obligation debt advice - homeowners and tenants welcome. MORE INFORMATION >> | ||||||
Trapped.co.uk | IVAs Debt Management Consolidation Loans | Must fill out an application to get a free calculation | Amounts owed, name, address, partner details, age, marital status, credit details | £1,500.00 | N/A | |
| Use the free online calculator to see how much Trapped.co.uk could help solve your debt problems. They offer a specialist service in debt management and could write off up to 70% of your debt by advising you on the best debt solution for you. MORE INFORMATION >> | ||||||
Debts.tv | Debt Management Plans
IVA Debt Consolidation Loan | A minimum of 2 unsecured creditors, must be a UK resident and minimum of £15,000 debts for IVA. | See Website for free Enquiry | £15,000.00 | £100.00 | |
| Debts.tv offer 3 types of debt solution projects including Debt Management programmes. Just enter your information on the application form online and Debts.tv will suggest to you the best option. MORE INFORMATION >> | ||||||
Debt Fixers | Debt Management Plans IVA | Apply online and you will be given the options and conditions of your options. | Apply online for more information | £0.00 | £50.00 | |
| DebtFixers have a team of dedicated staff to advise you on the best Debt Management products - enter the quick online form and an advisor will advise of the best couirse of action. MORE INFORMATION >> | ||||||
Baines and Ernst Ltd | Debt Management Plans IVA | You must have two or more creditors, over £5000 of debt and a minimum disposible income of £100 | Personal details, Total of unsecured debt and Proof of income | £5,000.00 | £100.00 | |
| Baines and Ernst are a specialist Debt Management provider offering the best Debt Management options available. Their programs allow you to make one affordable payment towards your debt every month which is distributed to your creditors. Your Debt Management Plan is fully flexible and can be altered anytime to suit your changing circumstances. You can apply for an express debt text online for free. MORE INFORMATION >> | ||||||
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