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CASH4UNOW
CASH4UNOW (Bad Credit Loan)
        
Lender
Unlike traditional payday loan companies CASH4UNOW.CO.UK is different and they offer a flexible approach to repayment. They offer both a traditional 'payday' loan which is paid back in full on your next payday and a more flexible short term instalment loan which you can choose to repay over 2 to 6 months. Their short term instalment loan gives you the benefit of very competitive rates when compared to other payday lenders. Applying for one of their loans is easy. Either fill out their secure online application form of apply by phone.
Advantages
1. Same day decision
2. Fast, flexible cash allowing you to choose what you can afford to repay on a monthly basis.
3. Loans up to 750 repayable over up to 6 months.
4. Exclusive offer for new customers free faster payment transfer.
5. Transparent and responsible lenders based in the UK with UK based call centre
Disadvantages
1. New customers are limited to 400
Identification Required
None although some maybe requested to validate employment
Suitable For
People looking for short term instalment and payday loans for between 2 and 6 months
Terms & Conditions
They will charge 12 for each payment which fails to be on account by 5pm on the day it is due. They will charge an additional 25 if any part of the account remains unpaid 30 days after the due date. For any of our flexible repayment products between 2 and 6 months, if any one of your instalment repayments remains unpaid after 30 days a charge of 25 will be made.
Restrictions
1. Minimum age 21
2. Minimum net monthly salary 800
3. Valid bank account and debit card
4. Must be a UK resident
Credit Check: NoInstant Decision: No
Online Application: NoSecured Loan: No
Unsecured Loan: YesMobile Loan: No
Debit Cards: YesBank Account: Yes
Loan Duration
Minimum Term: 11 days
Maximum Term: 6 months
Loan Amounts
Amount: 100-750
Minimum Advance: £100.00
Maximum Advance: £750.00
Costs, Rates & Fees
Representative APR: 1706.9%
Representative Example:
Rate of interest: 75% flat per 100 borrowed
Amount of loan advance: 200
Total charge for credit: 150
Representative % APR: 1706.9%
Fixed flat annual rate of interest: 225% per annum
Duration of agreement: 120 days
Amount of each repayment: 87.50
Number of repayments: Four (4)
Total amount repayable: 350
Total Repayable: 125
        

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