Advanced Search

Moneybarn Bad Credit Loans Finder (Bad Credit Loan)
Talk to moneybarn - bad credit loans you can trust. We're different to other lenders because we take into account much more than just your credit score when offering car finance. Even if you've been declined before, we can often help – use our quick car finance calculator to see what kind of deal you could get with moneybarn.
1. We're different! As the actual lender, moneybarn have control over who we lend to. For nearly 20 years, we've built our business around our unique decision making process that takes into account much more than just your credit score when you apply to us.
2. We're Secure! We've been providing car finance for nearly 20 years, through two recessions and times of economic uncertainty. We're backed by Octopus Investments and received significant new funding this year - stronger than ever in 2011, you can rely on us to support you through every step of the journey
3. We're welcoming! Turned away by your bank? By using more than just your credit score, we're able to consider applications from customers who may not have perfect credit histories or have been refused credit elsewhere. There is no guaranteed car finance product in the UK, but by considering a number of factors not related to your credit score, we're able to offer car loans to over 90% of applicants each month.
4. We're Quick! We're Quick! click to read Our online application process is fast and straightforward – our unique technology enables us to make responsible lending decisions within minutes and we can sometimes even pay for a customer's car the same day if we receive paperwork and proofs promptly
5. We're Responsible! moneybarn is a responsible lender. We believe in being fair to you with our products, the application process, our documentation and the way in which we communicate with you.
1. We won’t finance commercial vehicles, motorbikes, cars used for driving instruction, parallel (grey) imports, taxis or limousines. We will not finance cars manufactured by Hummer or Ssangyong and we do not finance Mazda RX8 or Chrysler 300C cars.
2. Unfortunately we are unable to accept applications from individuals employed in the motor trade, or directors/sole traders in the motor trade.
Identification Required
1. You must hold a valid British passport and a valid British driving licence
Suitable For
Those with bad credit looking for a car loan
Terms & Conditions
24-48 months
We require all applicants to:
1. be at least 21 years old,
2. hold a valid British passport, hold a valid British driving licence,
3. be in employment or self employment,
4. have a bank account that accepts direct debits and live in England, Scotland or Wales. (We do not offer finance for applicants living in Northern Ireland, the Channel Islands or Isle of Man.)
5. We finance cars that have covered up to 70,000 miles and are no more than seven years old at the time of your application to us.
Credit Check: NoInstant Decision: No
Online Application: NoSecured Loan: No
Unsecured Loan: NoMobile Loan: No
Debit Cards: NoBank Account: No
Loan Duration
Minimum Term: 24 months
Maximum Term: 48 months
Loan Amounts
Amount: £5000 - £25000
Minimum Advance: £5,000.00
Maximum Advance: £25,000.00
Costs, Rates & Fees
Representative APR: 30%
Representative Example: For a loan of £5500, Sarah paid £227.79 for 36 months
moneybarn (Which Way To Pay - 17/1/2012)
moneybarn is ranked 4 out of 5. Based on 1 review.

4 Star Rating

News and ChartsNEWS / CHARTS

For once we are seeing Car Insurance Prices Drop since 2014
31 August 2018 - Which Way To Pay
A statement released last week , states that Car Insurance can be dropping by as much as 11% .
Is Everything covered for that Big Day ? Wedding Insurance
31 August 2018 - Which Way To Pay
Planning your wedding is one of the happiest times in your life , however we always need to make sure that we are covered for every penny spent . Wedding Insurance is a Must
Forever monitoring your endowment policy ?
08 April 2017 - Which Way To Pay
If this is your case then why not sell your policy on to make yourself some cash , and get what its worth.