Bad credit loans are designed for people who have had issues with bad credit. These loans are also for people who have suffered CCJs or been backlisted. Bad credit loans - often referred to as loans for people with bad credit - are offered by brokers who can check hundreds of lenders on your behalf.
Whether you're looking for a secured or unsecured loan, you will usually be considered on a bad credit loan. This is because your broker will know which lenders are sympathetic to those applicants who have had credit problems.
Make sure you compare providers, as the APR rate may vary and you may be offered a much better deal if you look beyond the first offer. Also note that if you have had problems with repayments in the past, you may find it difficult to keep up now - and end up in a trickier situation than before.
Click here to learn more about Bad Credit Loans and other loan types
If you need cash quick and without a credit check, think about getting a payday loan
PROVIDER ![]() | VARIABLE APR ![]() | MINIMUM TERM | MAXIMUM TERM | MINIMUM ADVANCE ![]() | MAXIMUM ADVANCE ![]() | SECURED HOME LOAN ![]() | SUITABLE FOR | APPLY |
Wentworth Direct Finance Loan![]() | 15.2% | 12 Months | 60 Months | £1,000.00 | £15,000.00 | No | All borrowers - even with bad credit history, been refused elsewhere, been blacklisted or have CCJs. | ![]() |
| Wentworth Direct offer a no-frills service bad credit loans service. If you've been refused credit elsewhere, are a problem case, have been blacklisted, or have judgements or defaults against your name, you are still eligible for a loan. Borrow from £1,000 to £15,000 and fill out the online no-obligation application form. Type in the amount you want to borrow, the length of time you would like to repay the loan, and your current employment details (are you currently working, monthly income after tax etc). MORE INFORMATION >> | ||||||||
Loan Finder![]() | 23.1% | On application | On application | £200.00 | £15,000.00 | No | People who have been refused by their bank and those who have a bad credit history of CCJs/ Defaults. Loanfinder can even help people who are unemployed or on benefits. | ![]() |
| The Loanfinder service is really simple: we assess your application, decide whether we can help you, and then find the best loan that's available for you in the UK. There are no upfront fees and you can apply online in less that 5 minutes from as little as £200 to a maximum of £15,000. So if you have good credit or looking for bad credit loans, we can help. Credit Xtra is also currently available for all Loanfinder customers- it gives you full visibility of your credit report and credit score for FREE! MORE INFORMATION >> | ||||||||
The Loan Locator![]() | N/A | Apply online to view | Apply online to view | N/A | N/A | No | Emeregency cash needs for those with poor credit | ![]() |
| The Loan Locator specialise in searching for a loan that is suited to your needs and requirements. They can locate loans from £50 to £25,000 for any purpose and for you to spend in any way you like. You simply apply online and you could be approved for an unsecured loan in as little as 48 hours. MORE INFORMATION >> | ||||||||
Save Simply![]() | N/A | 12 Months | 25 years | £5,000.00 | £25,000.00 | No | All types of borrowers - even those with bad credit history, CCJs, arrears, self employed. | ![]() |
| Save Simply can offer loans of up to £25,000 and all applications are accepted; whether you have good credit or are looking for loans for people with bad cfredit. Whether you're employed, retired, unemployed or self employed, Save Simply can find you a loan. MORE INFORMATION >> | ||||||||
YES Loans![]() | 48% | Apply online to view | Apply online to view | £500.00 | £25,000.00 | Yes | Those that have been refused by high street lenders and those suffering with credit difficulties such as CCJs, defaults or mortgage arrears. | ![]() |
| Yes Loans accepts well over 95% of individuals who apply for a loan - regardless of circumstances. Looking for loans for people with bad credit? Apply now for a fast decision. So if you have a poor credit rating, CCJs or have been blacklisted, you can try Yes Loans. MORE INFORMATION >> | ||||||||
Loansorters![]() | N/A | On application | On application | £250.00 | £25,000.00 | No | All borrowers even if bad credit, CCJs, defaults, tenants and self-employed | ![]() |
| Loansorters is an independent online unsecured loan broker. The company offers loans for people who have a low credit score, are not homeowners, are self-employed, have had defaults or CCJs. Bad credit loans are easily available. MORE INFORMATION >> | ||||||||
Provident Personal Credit![]() | 272.2% | 23 Weeks | 52 Weeks | £50.00 | £500.00 | No | Those with poor credit who want a quick cash loan | ![]() |
| £50 to £500 cash loans could be delivered to your door within days. Applications are considered from people, even if you are unemployed, have a bad credit history or have been turned down for credit before. Example: Loan amount: £300, 52 weekly repayments of £10.50 Total amount payable £546. Typical 272.2% APR MORE INFORMATION >> | ||||||||
CUS4 Loans![]() | N/A | 12 Months | 60 Months | N/A | N/A | No | All types of borrowers - even those with bad credit history, CCJs, arrears, self employed | ![]() |
| Whatever you need a loan for, Cus4Loans can find you loans of between £200 to £15,000. No matter if you have been turned down elsewhere - Cus4Loans can find lenders willing to take on even self employed applicants, as well as those with poor credit. MORE INFORMATION >> | ||||||||
First Choice Capital Resources![]() | N/A | 1 month | Up to 24 months | £100.00 | £2,500.00 | No | All types of borrowers - even those with bad credit history, and CCJs | ![]() |
| First Choice Capital Resources specialise in providing unsecured loans to people who have been refused credit elsewhere. You can apply online in a few minutes and receive an unsecured loan with payment terms of up to 24 months. First Choice Capital Resources is a free service and aim to match the right products and services to suit your needs and present them to you on a continuing basis. MORE INFORMATION >> | ||||||||
FundmyLoan.co.uk![]() | N/A | Dependent on lender | Dependent on lender | £500.00 | £25,000.00 | No | Bad credit loans | ![]() |
| Fundmyloan.co.uk offer you a free, no obligation quotation to provide you with loans for any purpose. They match you with the some of the top lenders, for lower payments. You can apply through the 100% secure and confidential website. MORE INFORMATION >> | ||||||||
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