Bad credit loans are designed for people who have had issues with bad credit. They are also for individuals who have suffered CCJs or been backlisted. Bad credit loans - often referred to as Bad Credit History Loans - are offered by brokers who can check hundreds of lenders on your behalf.
Whether you're looking for a secured or unsecured loan, you will usually be considered on a bad credit loan. This is because your broker will know which lenders are sympathetic to those applicants who have had credit problems.
Make sure you compare providers, as the APR rate may vary and you may be offered a much better deal if you look beyond the first offer. Also note that if you have had problems with repayments in the past, you may find it difficult keep up now - and end up in a trickier situation than before.
Click here to learn more about Bad Credit Loans and other loan types
If you need cash quick and without a credit check, think about getting a payday loan
PROVIDER ![]() | VARIABLE APR ![]() | MINIMUM TERM | MAXIMUM TERM | MINIMUM ADVANCE ![]() | MAXIMUM ADVANCE ![]() | SECURED HOME LOAN ![]() | SUITABLE FOR | APPLY |
Wentworth Direct Finance Loan![]() | 15.2% | 12 Months | 60 Months | £1,000.00 | £15,000.00 | No | All borrowers - even with bad credit history, been refused elsewhere, been blacklisted or have CCJs. | ![]() |
| Wentworth Direct offer a no-frills service. If you've been refused credit elsewhere, are a problem case, have been blacklisted, or have judgements or defaults against your name, you are still eligible for a loan. Borrow from £1,000 to £15,000 and fill out the online no-obligation application form. Type in the amount you want to borrow, the length of time you would like to repay the loan, and your current employment details (are you currently working, monthly income after tax etc). MORE INFORMATION >> | ||||||||
Loan Finder![]() | 23.1% | On application | On application | £200.00 | £15,000.00 | No | People who have been refused by their bank and those who have a bad credit history of CCJs/ Defaults. Loanfinder can even help people who are unemployed or on benefits. | ![]() |
| The Loanfinder service is really simple: we assess your application, decide whether we can help you, and then find the best loan that's available for you in the UK. There are no upfront fees and you can apply online in less that 5 minutes from as little as £200 to a maximum of £15,000. MORE INFORMATION >> | ||||||||
Save Simply![]() | N/A | 12 Months | 25 years | £5,000.00 | £25,000.00 | No | All types of borrowers - even those with bad credit history, CCJs, arrears, self employed. | ![]() |
| Save Simply can offer loans of up to £25,000 and all applications are accepted. Whether you're employed, retired, unemployed or self employed, Save Simply can find you a loan. MORE INFORMATION >> | ||||||||
YES Loans![]() | 48% | Apply online to view | Apply online to view | £500.00 | £25,000.00 | Yes | Those that have been refused by high street lenders and those suffering with credit difficulties such as CCJs, defaults or mortgage arrears. | ![]() |
| Yes Loans accepts well over 95% of individuals who apply for a loan - regardless of circumstances. Apply now for a fast decision. So if you have a poor credit rating, CCJs or have been blacklisted, you can try Yes Loans. MORE INFORMATION >> | ||||||||
Loansorters![]() | N/A | On application | On application | £250.00 | £25,000.00 | No | All borrowers even if bad credit, CCJs, defaults, tenants and self-employed | ![]() |
| Loansorters is an independent online unsecured loan broker. The company offers loans for people who have a low credit score, are not homeowners, are self-employed, have had defaults or CCJs. MORE INFORMATION >> | ||||||||
CUS4 Loans![]() | N/A | 12 Months | 60 Months | N/A | N/A | No | All types of borrowers - even those with bad credit history, CCJs, arrears, self employed | ![]() |
| Whatever you need a loan for, Cus4Loans can find you loans of between £200 to £15,000. No matter if you have been turned down elsewhere - Cus4Loans can find lenders willing to take on even self employed applicants, as well as those with poor credit. MORE INFORMATION >> | ||||||||
Provident Personal Credit![]() | 272.2% | 23 Weeks | 52 Weeks | £50.00 | £500.00 | No | Those with poor crdeit who want a quick cash loan | ![]() |
| £50 to £500 cash loans could be delivered to your door within days. Applications are considered even if you are unemployed, have a poor credit history or have been turned down for credit before. Example: Loan amount: £300, 52 weekly repayments of £10.50 Total amount payable £546. Typical 272.2% APR MORE INFORMATION >> | ||||||||
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