BREAKDOWN INSURANCE 

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Please see a variety of breakdown insurance providers below. Vehicle breakdown insurance is essential to many road users who want an added level of protection when using public roads. If you have ever experienced a vehicle breakdown, you will know that it can be a hassle, from being delayed on your onward route to waiting around for help. With a good breakdown policy you can rest assured that if you suffer a breakdown, assistance will be available when you need it. For a more detailed look at insurance providers, click on More Information – this will give you a better overview of the services that are offered. Compare cover levels, costs and restrictions to help you make your decision and make sure you read the terms and conditions fully.

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If you wish to speak to someone: Contact Us or Enquiry Line: +44 (0) 207 386 5300

PROVIDERTYPE

TYPE

Broker or Provider

VEHICLE INFO

VEHICLE INFO

Which type of vehicle you can insure

DRIVER INFO

DRIVER INFO

Driver information necessary

POLICY

POLICY

Details of the insurance policy

COST

COST

Cost of policy

EXCESS

EXCESS

An excess is a payment you have to make if you decide to claim on your policy

COVER

COVER

Details of cover available

METHODS

METHODS

Application methods available

SUITABLE

SUITABLE

Who insurance is suitable for

RESTRICTIONS

RESTRICTIONS

Restrictions for applicants

MORE INFO

QDOS
QDOS

ProviderCars, vans, motorbikesUK driving licenseQDOS Breakdown Coverfrom £11.99NoType

Cover Type

Vehicle Insurance


Level

Cover Level

Different combinations


Detail

Cover Detail

Roadside,Home Start, UK and Europe

OnlineSuitable For

Suitable For

All Uk drivers

Restrictions

Restrictions

UK residents only

QDOS
QDOS provide cover 365 days a year 24 hours a day. We cover a wide range of risks and cover vehicles (including vans and motorcycles) up to 16 years old. We have the fastest independently assessed response time in the market.Our policies are flexible so a customer can choose to insure the vehicle (which will cover all drivers of the vehicle) or themselves (which will cover all vehicles they travel in, provided they do not exceed the policy limitations). There are dual vehicle and joint personal options too. DETAIL INFORMATION >>Services

Services

Telephone Hotline, online application


Advantages

Advantages

1.24/7 roadside assistance 

2.Fastest independently assessed assistance arrival time (36 minutes). 
3.Competitive prices


Disadvantages

Disadvantages

Not more than 6 callouts per year

Sainsburys Vehicle Insurance
Sainsburys Vehicle Insurance

ProviderAll carsNew customers only benefit from the offerSainsburyFrom £224Ask on applicationType

Cover Type

Courtesy Car, Windscreen and Uninsured Driver Promise


Level

Cover Level

Comprehensive


Detail

Cover Detail

1. Keep you on the road- After an accident, we'll give you a courtesy car for the full duration of the repair (provided through approved repairers, subject to availability, not available if your car is a total loss)
2. Put a roof over your head - If you have an accident and you need a place to stay. We'll cover your hotel expenses up to £150.
3. Keep your children safe - We'll replace your child seat following an accident, even if there is no apparent sign of damage.
4. Make life as hassle-free as possible - If your Sainsbury's shopping is stolen from your car, we’ll replace it up to the value of £200.
5. Look after the details - Following an accident, we'll replace your personal belongings to the value of £100.
6. Repair your windscreen - We'll replace or repair your windscreen when you use one of our approved windscreen companies. Or we'll pay up to £150 if you go with a different company.
7. Cover for when you are travelling in Europe- With up to 3 free days of the same level of cover as you have in the UK.
8. Give you peace of mind - With guarantees on all repairs for up to 5 years (as long as you use an approved repairer).
9. Protect you if you are a passenger - With personal accident cover of up to £5,000.

OnlineSuitable For

Suitable For

Nectar card holders

Restrictions

Restrictions

Exclusions and limitation apply to the policy.

Sainsburys Vehicle Insurance
Cover Available: Types of Policy Available, Discounts: Courtesy Car, Windscreen and Uninsured Comprehensive Multi car, No Claim Driver Promise. Get free Sainsbury's Breakdown Service for 1 year. Introductory offer. Ends 28.09.15. Underwritten by U K Insurance Ltd. DETAIL INFORMATION >>Services

Services

A wide range of benefits including a courtesy car of similar physical size and class as your own included as standard with Premier Cover policies for the duration of the repair!


Advantages

Advantages


1. A wide range of benefits including a courtesy car included as standard while your car is being repaired by an approved repairer, subject to availability.
2. Child Car Seat Cover - we will cover the cost of replacing a child car seat if your car is involved in an accident, damaged by fire & theft or stolen - even if there is no apparent damage.  - Comprehensive Cover Only
3.Valuable protection against uninsured drivers! With no excess to pay and without affecting your No Claims Discount.(Premier Cover Only)
4. 5 Years guarantee on car repairs via an approved repairer.


Disadvantages

Disadvantages

1. You will need to pay an excess if you make a claim

Insure4Breakdown Cover
Insure4Breakdown Cover

BrokerCars up to the age of 15 yearsUK residents driving in the UK and EuropeInsure4Breakdown CoverFrom £4.17 per monthAsk on applicationType

Cover Type

Car Breadown Cover


Level

Cover Level

Indigo UK, Violet Europe


Detail

Cover Detail

UK Breakdown Cover Annual cover Recovery to a local garage Accommodation 24 hour control centre and more

OnlineSuitable For

Suitable For

Car trips in the UK and in Europe

Restrictions

Restrictions

Ask on application

Insure4Breakdown Cover
Avoid the hassle in the event your car breaks down when travelling! Insure4You covers for cars up to 15 years old, offers 24 hours road site assistance in the UK and abroad all over Europe. Benefit from low prices and excellent service and apply now! DETAIL INFORMATION >>Services

Services

Road site assistance, key assist


Advantages

Advantages

1. Cheap cover
2. 24 road site assistance
3. Up to 90 days cover


Disadvantages

Disadvantages

1. Only available if you live in the UK

Auto National Breakdown Cover
Auto National Breakdown Cover

ProviderAll carsAll driversAutonational Breakdown Coverfrom £24Ask on appliactionType

Cover Type

Breakdown Cover


Level

Cover Level

Super Service, Total Super Service


Detail

Cover Detail

Roadside Serviece, Recovery Service, Emergency Service, Home Service,

OnlineSuitable For

Suitable For

All drivers

Restrictions

Restrictions

Ask on application

Auto National Breakdown Cover
AutoNational were one of the very first roadside and recovery services to look after their members whether they breakdown or not! And that is because they provide national breakdown cover with a protected no claims bonus (if you don't breakdown in the first year of your membership, then you'll get 25% off your breakdown cover the following year). Join Autonational Rescue today and get this bonus as an introductory offer! DETAIL INFORMATION >>Services

Services

24-hour, 365 day breakdown cover


Advantages

Advantages

1.1,200 specialist recovery operators 

2.24-hour, 365 day breakdown cover 
3.Protected 25% no claims bonus


Disadvantages

Disadvantages

Website is confusing

RAC Insurance
RAC Insurance

ProviderA valid UK registration numberAll driversComp and Third Party Fire and TheftGet a quoteAsk on applicationType

Cover Type

Comp and Third Party Fire and Theft


Level

Cover Level

Basic to Premium


Detail

Cover Detail

Comprehensive van Insurance
See website for practical benefits and features.
 
Third Party Fire and Theft
Great value basic van insurance with optional policy add-ons.

Online, TelSuitable For

Suitable For

Broad coverage or minimum cover by law

Restrictions

Restrictions

Ask on applicatio

RAC Insurance
Ever since its foundation in 1897, RAC has been consistently at the forefront in developing motoring services - from introducing uniformed patrols in 1901 and roadside emergency telephone boxes in 1912 right through to the present day when we boast the world's most advanced computer systems to deal with calls for roadside assistance. RAC Members enjoy access to an enormous range of motoring products and services throughout their driving lives, ranging from the familiar and much appreciated roadside assistance in the event of a breakdown to continually updated legal and technical advice and up-to-the-minute travel information. DETAIL INFORMATION >>Services

Services

1. 24 hour claims services.
2. 3 year guaranteed on all approved claims work.


Advantages

Advantages

1.Legal Expenses Insurance 

2.Guaranteed Replacement Vehicle 
3.Up to £500 of cover for tools


Disadvantages

Disadvantages

1. RAC charge an administration fee of £20 for certain services, for example, if you make changes to your policy after the first 14 days.
2. See Policy summary for exclusions.
3. You need to apply to find out the exact cost of the policy.
4. If you cancel more than 14 days after receiving your policy documentation we will charge you a fee of £35.00.
5. If they need to re-submit a request for payment to your bank you will have to pay a £20.00 payment default fee.  

Insure4aday
Insure4aday

BrokerAll carsAll UK driversInsur4adayGet a quoteAsk on applicationType

Cover Type

Short term car insurance


Level

Cover Level

Ask on application


Detail

Cover Detail

Damage to the insured vehicle due to an acciden,t Damage or loss caused by malicious damage, fire, theft, attempted theft, or vandalism.   Up to £20 million cover for loss or damage to other peoples property.   Legal obligations to third parties.   Emergency treatment fees

OnlineSuitable For

Suitable For

Short term car insurance

Restrictions

Restrictions

UK residents only

Insure4aday
Why Insure Short Term? Ideal for: Borrowing a Friend or Family Members Car / Drive Away Cover when Buying a New Car / Share the Driving load on a Long Trip or Holiday Abroad / Will not effect No Claims Bonus / Cover Available for up to Two Drivers Cover is arranged in 3 simple steps, Quote / Pay / Print & Go DETAIL INFORMATION >>Services

Services

Easy Online quote and application


Advantages

Advantages

1.More than one driver 

2.Cover for additional vehicle possible 
3.Instant "drive-away" insurance cover


Disadvantages

Disadvantages

Little information on cost on website

Tempcover
Tempcover

BrokerAny carAll driversTempcoverGet a quoteDepending on policyType

Cover Type

Temporary Car insurance


Level

Cover Level

Ask on application


Detail

Cover Detail

Ask insurer

OnlineSuitable For

Suitable For

If you drive soembody eöse's car temporarily

Restrictions

Restrictions

Tempcover
If another driver urgently needs to borrow your car or you must drive a vehicle that isn’t yours for a few days or a few hours, short term cover provides complete protection. Just quickly apply online and you will be fully covered for the time you need it DETAIL INFORMATION >>Services

Services

Insurance Broker


Advantages

Advantages

1.Cover can begin immediately 

2.Partnered with the best brands 
3.Multi award winning business


Disadvantages

Disadvantages

Prices available not before quote

ETA
ETA

ProviderCars and cyclesAll driversETAGet a quoteAsk on applicationType

Cover Type

Breakdown cover for all vehicles and cycle cover


Level

Cover Level

Essentials, Premium,Premium Plus


Detail

Cover Detail

Bicycles:• Covers bikes and permanently fixed accessories up to £5,000 • Covers theft and accidental damage • New-for-old replacement on claims • Third party insurance worth up to £1,000,000 • Worldwide cover should your bike be damaged or stolen abroad Breakdown:• National Recovery – we recover the vehicle from and to anywhere in Britain • Home Rescue – covers vehicles which breakdown within a mile of home • Hotel & Car Rental – offers a five day rental, including train tickets and hotel stay • Caravan Cover – this upgrade is essential if towing a caravan • Drop off and return – takes the customer home if the repair garage is closed and returns the customer to the garage the following day • Auto Repair - Covers the cost of parts and labour (up to £500) required to fix a breakdown attended by the ETA

OnlineSuitable For

Suitable For

Drivers of cars and bicycle owners

Restrictions

Restrictions

Ask on application

ETA
ETA cycle insurance ensure that we don’t include unreasonable exclusions in our policy and keep excesses to a minimum. ETA Brakdown cover offers a pick n mix style product; this enables customers to choose the level of cover to suit their needs. For every policy ETA sells a donation goes to the ETA Trust, founded in 1994 to campaign for a more sustainable, safe, and healthy transport future. DETAIL INFORMATION >>Services

Services

Free Legal advice


Advantages

Advantages

1.Large variety of covers
2.Free extra benefits
3.Travel Insurance available


Disadvantages

Disadvantages

Not all cycling accessories covered

2gether
2gether

BrokerAll cars, not taxis and lorriesUK drivers2gether Breakdown Insurancefrom £19None in the full levelType

Cover Type

Motor Breakdown


Level

Cover Level

Economy,Full Cover, UK and EU cover


Detail

Cover Detail

Motor Breakdown cover

OnlineSuitable For

Suitable For

UK drivers

Restrictions

Restrictions

No taxis and lorries

2gether
2Gether Motor breakdown offers a wide range of Motor Breakdown Solutions. We can cater for pretty much any type of vehicle offering varying levels of cover from Roadside assistance to Full UK and European recovery Insurance solutions. DETAIL INFORMATION >>Services

Services

Online application,Call center 24/7


Advantages

Advantages

1.Own underwritten Breakdown Insurance 

2.5 Star reviews in the market place


Disadvantages

Disadvantages

No taxis and lorries

rescue my car
rescue my car

ProviderAll carsAll UK driversrescuemycar breakdown cover£17.90noType

Cover Type

Breakdown Cover


Level

Cover Level

National, at home, European


Detail

Cover Detail

Breakdown Cover

OnlineSuitable For

Suitable For

All drivers aged 18 and above

Restrictions

Restrictions

See website

rescue my car
Drive in peace of mind from just £17.90 - apply online and enjoy a benefits from one of the UK's leading insurance companies. Over 4000 independent breakdown recovery experts operating nationwide! Competitive prices and great service are guarantueed! DETAIL INFORMATION >>Services

Services

Online application and support


Advantages

Advantages

1. Additional options available 

2. Value for money


Disadvantages

Disadvantages

Restrictions might apply

Towergate Caravan Insurance
Towergate Caravan Insurance

ProviderCravans, mobile homes, trailer tentsUK drivers over 18 years oldTowergate Caravan InsuranceGet a quoteAsk on applicationType

Cover Type

Vehicle Insurance


Level

Cover Level

Select,Choice,Green,Low Cost


Detail

Cover Detail

Breakdown, accidental damage, legal costs

OnlineSuitable For

Suitable For

Cravans,Motor Homes, Trailer Tents

Restrictions

Restrictions

Articles of a valuable nature cannot be covered for damage, see alsao website

Towergate Caravan Insurance
If you haven't heard of Towergate Insurance, allow us to introduce ourselves. We are a leading UK insurance intermediary, currently providing 2.4 million customers with a wide range of quality insurance products. We have been arranging caravan insurance for over 35 years so we understand what is important to you and have a wide range of policies you can choose between. Towergate Insurance has the experience and expertise you can count on. DETAIL INFORMATION >>Services

Services

Online application


Advantages

Advantages

1.Worldwide cover and RAC recovery whilst abroad 

2.Accidental damage and collision cover 
3. Friends and family towing cover 
4. Loss of use, up to 5% of sums insured 
5. Legal protection up to £100,000


Disadvantages

Disadvantages

Exclusions might apply

Click4Warranty
Click4Warranty

BrokerIt has covered less than 150,000 miles.See website for detailsMechanical Breakdown Insurance PolicyDependentDependentType

Cover Type

3 Star/4 Star/ 5 Star


Level

Cover Level

Comprehensive


Detail

Cover Detail

 
3 Star 
 
Affordable protection that pays towards the cost of parts and labour for the repair or replacement of the most essential car components.
 
4 Star
 
Extensive affordable cover that pays towards the cost of parts and labour for repair or replacement of everything listed in 3 Star plus an additional wide ranging list of universal car components.
 
5 Star
 
Provides cover that pays towards the cost of parts and labour for repair or replacement of all parts listed in 3 and 4 Star plus an additional comprehensive list that ensures the ultimate in peace of mind for today’s motorist. Designed to help with bills which arise when most mechanical or electrical faults that require expert repair.

OnlineSuitable For

Suitable For

New and used vehicles

Restrictions

Restrictions

Claim values £3,000, £5,000 and £7,000

Click4Warranty
Click4Warranty covers one mechanical breakdown Insurance Policy, with one clear set of terms and benefits. There is a star rating which indicates the extent of parts that are insured; 3 star, 4 star and 5 star warranty. Please remember that insurance policies vary and it is important to read the terms and conditions before you purchase anything to ensure that you are covered. If you need more information please don't hesitate to contact the company. If you need any more information please don't hesitate to contact the company directly. DETAIL INFORMATION >>Services

Services

1. A car warranty from Click4Warranty is designed to help with the bills which arise when a mechanical fault requires expert repair. It will pay towards the cost of repair or replacement (parts, labour and VAT) should any covered component fail


Advantages

Advantages

1. Cover against breakdown due to Wear & Tear included as standard
2. No Service History required
3. 21 day money back guarantee
4. Cover from day one.
5. Up to £7,000 per breakdown


Disadvantages

Disadvantages

1. See website for what exclusions are.

If you wish to speak to someone: Contact Us or Enquiry Line: +44 (0) 207 386 5300

Compare Breakdown Insurance

Get peace of mind with Breakdown Insurance

What is Breakdown Cover?

Breakdown cover is really important. Imagine that if you get a flat tyre or your car won’t start. Most people at some point will need breakdown assistance in their lives. With this in mind it is really important that you have the right breakdown cover.

Why is Breakdown Cover important?

With breakdown assistance you can call out an expert to help. They will either be able to fix your car right then and there or take your vehicle to a garage. You can be sure that you won’t be left stranded on the road with the right breakdown assistance.

How much will it cost?

The exact amount you will pay for your breakdown insurance depends on a number of factors. Not only will it depend on the insurer and policy you choose but it will also depend on what type of vehicle you want to insure and how old it is. You will find that the older your car the more you will pay for the insurance because it is more likely that you will need assistance..

Finding the right policy

When it comes to breakdown insurance you need to make sure have the right mix of coverage and price. Choose a policy where you can tailor it to suit you and your insurance needs. Always make sure you read the terms and conditions fully before you apply.

Whatever type of cover you need, it is important that you take the time to research the market. You can compare some of the leading insurance providers in the table above.