BUSINESS INSURANCE 

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You may be on the lookout for business insurance, but do you know what type is right for your company? What are the legal requirements for your firm's sector and what are you interested in as far as business insurance optional extras go? There is much to consider in the world of business insurance, but with some patience and background information you can find excellent premiums and packages to ensure you and your company are well protected. Whatever the size of your business you should think about taking out some kind of insurance. Apart from the insurance you are legally required to have including Employers’ Liability Insurance you can get policies that can protect your business. It is a makes sense to make sure your premises, fixtures, fittings, stock and equipment are insured against a number of risks and events such as fire, theft and flood which can have severe consequences for the running of your company.

Search Report: ALL  Business Insurance Providers  Business Insurance Brokers

If you wish to speak to someone: Contact Us or Enquiry Line: +44 (0) 207 386 5300

PROVIDERTYPE

TYPE

Broker or Provider

BUSINESS INFO

BUSINESS INFO

Business and owner information necessary

POLICY

POLICY

Details of the insurance policy

COST

COST

Cost of policy

EXCESS

EXCESS

An excess is a payment you have to make if you decide to claim on your policy

COVER

COVER

Details of cover available

METHODS

METHODS

Application methods available

SUITABLE

SUITABLE

Who insurance is suitable for

RESTRICTIONS

RESTRICTIONS

Restrictions for applicants

MORE INFO

Insure4Sport
Insure4Sport

BrokerSport professionalsInsure4Sportfrom £11.99noType

Cover Type

Business Insurance for sports instrtuctors


Level

Cover Level

Depends on kind of sport


Detail

Cover Detail

Coaches, trainers, instructors and more

OnlineSuitable For

Suitable For

For various kind of sports

Restrictions

Restrictions

Only UK residents

Insure4Sport
Insure4sport is designed to respond to the increasing insurance needs of sports coaches and instructors. We have created a range of insurance products to meet the needs of those involved in instructing or coaching sport. The policies we provide are encompassing and flexible, providing you with cover for Public Liability, Personal Accident, Professional Indemnity, your Sports Equipment and most importantly at a competitive price. DETAIL INFORMATION >>Services

Services

Online application, Email quote


Advantages

Advantages

1.Instant cover

2.Lowest price guarantee 
3.Multi-sport policies available


Disadvantages

Disadvantages

Only forUK residents

AXA Business Insurance
AXA Business Insurance

BrokerA variety of Business or OccupationsAXA Business InsruanceVaries. Option to pay monthly or in a single payment. 10% discount when purchased online.From no excess to £250 standard excessType

Cover Type

Public Liability Insurance, Employers


Level

Cover Level

Varies


Detail

Cover Detail

1. Public liability – up to £10 million protection, temporary staff cover for up to 50 working days, court attendance compensation, and a 24-hour legal helpline.
2. Employers’ liability – up to £10 million protection, temporary staff cover for up to 50 working days, automatic cover for working partners, and a 24-hour legal helpline.
3. Professional indemnity – up to £5 million protection, legal defence costs, compliant policies for selected professional bodies, and option to cover previous work. Optional extras, from breach of confidentiality to defamation cover.
4. And a range of optional cover options, from business equipment insurance to personal accident cover. See website for full details.

Online, TelSuitable For

Suitable For

Small businesses, sole traders, self-employed people, start ups, and people who work from home.

Restrictions

Restrictions

You’ll need to be a business with eight or less people and an annual turnover of no more than £500,000 for public and employers’ liability cover, or £1 million for professional indemnity insurance.

AXA Business Insurance
If you accidentally damage something on your customer’s property or they injure themselves at your office ? you could be held responsible. Public liability insurance protects you from costly claims for compensation. That’s why at AXA, we give you public liability cover of up to £5 million. We’ll also cover temporary staff for up to 50 working days and if you need to work abroad, we’ll cover you for up to 180 days. What’s more, buy online and save 10%. So get a quote today DETAIL INFORMATION >>Services

Services

1. UK-based teams
2. Manage AXA policies online in your My AXA Account.
3. 24-hour legal helpline with liability insurance policies.
4. Online Business Insurance Wizard to help you identify what insurance your business might need.
5. Access to business tools, support and deals on AXA’s Business Guardian Angel microsite.
6. Support and information via social media channels.


Advantages

Advantages

1. Save 10% when you buy online
2. UK-based teams
3. Quick and easy online quotes
4. With flexible cover options, you only pay for the cover you need.
5. Cover options include business equipment insurance, own tools insurance, contract works, hired-in plant and personal accident insurance.
6. 24-hour legal helpline and cover for temporary staff for up to 50 working days with liability insurance.
7. Professional indemnity cover that’s compliant with selected professional bodies.


Disadvantages

Disadvantages

1. You must apply to obtain a quote 

2. You must pay an excess when you claim
3. See general exclusions

Simply Buisness
Simply Buisness

BrokerAny businessSimply Business Business InsuranceDepending on insurerAsk on applicationType

Cover Type

Business Insurance


Level

Cover Level

Ask on applicatiopn


Detail

Cover Detail

Public/Employers liability insurance, professional indemnity insurance, equipment, business interruption, personal accident and many more covers available.

OnlineSuitable For

Suitable For

Any kind of business

Restrictions

Restrictions

Landlord policies don't cover wear and tea

Simply Buisness
Get as varied options for your policy as the businesses on your local high street. We insure tradesmen, like builders and plumbers, but also shops, restaurants, niche businesses and professionals, pubs and many more. We can even cover you for e-commerce, with our online retail insurance. Just get a quote online and we find the best available and DETAIL INFORMATION >>Services

Services

Online application for best available insurance policy


Advantages

Advantages

1.Pick and choose the right policy items 

2.UK contact centre with trained insurance professionals 
3.An award-winning claims process


Disadvantages

Disadvantages

Not much info initially

Allianz Musical Insurance
Allianz Musical Insurance

ProviderAcoustic instruments, electric instruments and equipment of individual musicians, groups and orchestrasAllianz Musical InsuranceGet a quote£25, £100 for computer equipmentType

Cover Type

Musical instruments


Level

Cover Level

Classical Play, Power Play


Detail

Cover Detail

Theft,damage,optional Public Liability and Personal Accident cover

OnlineSuitable For

Suitable For

Individual musicians, groups and orchestras

Restrictions

Restrictions

Ask on application

Allianz Musical Insurance
For professional musicians the worse nightmare is a stolen or damaged instrument – and there are many risks, especially when you are on tour. Every performing artist knows that the show has to go on – so make sure it can with the right musical insurance. The Allianz is UK’s leading specialist insurers which provide tailor made cover for your individual needs. DETAIL INFORMATION >>Services

Services

Online application and specialist advise


Advantages

Advantages

1.1st Month free
2.Over 30 years experience
3.Interest free monthly Direct Debit payment.


Disadvantages

Disadvantages

No info about costs on website

If you wish to speak to someone: Contact Us or Enquiry Line: +44 (0) 207 386 5300

Compare Business Insurance

As a business you are legally required to have some types of cover. Make sure you find the best policy at the best price.

What is Business Insurance?

Business insurance is a specialist type of insurance designed for businesses. Regardless of the size of your business insurance can protect the time and money you have invested in it against a wide variety of risks.

Getting the right insurance is essential for any business

By law you are required to have some types of cover including vehicle insurance for company and personal vehicles and employers’ liability insurance if you have staff. In the UK, all businesses that employ more than one member of staff are required to have Employers' Liability Insurance (ELI) by law. ELI covers the employer in the event that any member of staff suffers an accident or illness in the workplace, resulting in legal action against the company.

It is a sensible business decision to insure your premises, fixtures, fittings, stock and equipment against certain events such as fire, theft and flood which can have severe consequences for the running of your company.

What does business insurance cover?

Many Companies take out policies to cover any potential losses relating to liability and other losses that might affect the business. As well as the basic insurance that you are legally required to have there are many additional levels of cover that you can take on top of this.

Some businesses may also want to consider insuring themselves against legal liabilities and purchase health cover for staff.

Choosing the right policy for your business

Different types of businesses need different policies, as the risks they face can vary dramatically. You need to determine what type of coverage you need and find a policy that can be tailored to suit your requirements. You can keep premiums down by not paying for anything that you don’t need but remember that the cheapest policy will not necessarily be the best because it is unlikely to offer the most coverage.

With so many different types of policies available it is important to take the time to research the market to help you find the best coverage at the right price. You can use the table above to compare different insurers and weigh up the features of a variety of policies. Before you apply make sure you read the terms and conditions fully and that you understand exactly what you are paying for. Watch out for any administration fees that can be expensive.

BUSINESS INSURANCE - LATEST NEWS News and Charts

The show goes on with the Allianz Musical Insurance

03 December 2013
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If you are a professional musician the worse which can happen is a stolen or damaged musical instrument, no matter if you are a beginner or a long established part of the music scene

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Protect Your Business With Business Insurance

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It is important to make sure your business is protected with business insurance from the risks it faces daily. As a legal requirement businesses must have a certain level of insurance cover no matter the size or kind of business. There

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Insurers Promise a Fast Rebuild after Riots

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The damage done during the recent riots has been devastating for some, who saw their homes and businesses destroyed. Insurers have however pledged to start rebuilding the damaged communities as soon as the affected areas are cleared as crime scenes.

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Get Additional Business Insurance

19 July 2011
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All businesses need a legal minimum level of business insurance, Employer’s Liability Insurance, which covers the employer if an employee should sue the company in case of injury of illness in the workplace. There are other factors to consider when buying business insurance however, as whatever service your business provides, there may be additional costs to contend with if the worst should happen.

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