CAR INSURANCE

Please see a variety of car insurance providers in the chart below. These are filtered away from the general vehicle insurance area – if you are looking for other types of vehicle insurance such as vans or motorbikes, click on the relevant live link below, or go to ALL.

Car insurance is compulsory in the UK but you can increase your level of protection by tailoring and upgrading your insurance policy.

Filter By Product:
ALL Cars Vans Bikes Breakdown Gap Depreciation

These insurers can take you through all the necessary steps, starting with the legal cover requirement.

Once you have chosen a suitable provider, simply click on the blue Apply button to be taken through to the next steps.

Vehicle Insurance Information

Filter By Type:
ALL Providers Brokers

PROVIDER	TYPE	VEHICLE INFO	DRIVER INFO	POLICY	COST	EXCESS	COVER	METHODS	SUITABLE FOR	APPLY
Direct Line Car Insurance	Provider	Cars, vans	All drivers	Direct Line Car Insurance	Ask on application	Ask on application	Type Cover Type Level Cover Level Comprehensive and optional extras Detail Cover Detail 1.Liability to other people 2.Damage to your car 3.Fire and theft 4.Windscreen damage 5. Motor Legal Protection 6.Guaranteed Hire Car	Online	Private and commercial vehicles
Direct Line Car Insurance	Direct Line is one of the leading car insurance companies in the UK which provides insurances which save time and money. Numerous advantages include various discounts, a legal protection and the guarantee, you don’t lose your no- claims bonus if your car has been vandalized. In the case an uninsured driver hits your car, the bonus will be unaffected as well, plus your excess will be covered for. Optional extras can be added to provide a tailor made cover. DETAIL INFORMATION >>								Restrictions Restrictions No insurance for modified vehicles if you are 25 years old Services Services Online application iPhone App Advantages Advantages 1.Extra discount if you insure more than one car 2.Vandalism cover 3.Also provides van insurance for commercial vehicles. Disadvantages Disadvantages No information on pricing before filling in personal details
Virgin Car Insurance	Provider	Private cars only	All UK drivers	Comp, Third Party Fire and Theft and Third Party Only	Available at £63.80 per month	From £150	Type Cover Type Comprehensive, Third Party Fire and Theft and Third Party Only Level Cover Level Depends Detail Cover Detail Comprehensive: You and your car will be covered for any accident you have, whether it’s your fault or not. You’re also protected against your car being stolen, vandalised, fire damaged or broken into, and we’ll give you a courtesy car while it’s being repaired (subject to availability when you use an approved repairer).	Online, telephone	All drivers
Virgin Car Insurance	Get great value insurance and great Virgin offers with Virgin Car Insurance. You can add comprehensive breakdown cover from £69.30 a year. DETAIL INFORMATION >>								Restrictions Restrictions Apply for more detail Services Services Comprehensive and additional car insurance Advantages Advantages Discount if you buy online Choose from 3 levels of cover plus optional extras Disadvantages Disadvantages No courtesy car if car is stolen/written off No vans, bikes, caravans or boats Cover for 3 days only for driving in EU
Sainsbury	Provider	All cars	New customers only benefit from the offer	Sainsbury	Ask on application	Ask on application	Type Cover Type Comprehensive/Third Party Fire and Theft Level Cover Level Standard - Comprehensive Detail Cover Detail 1. Keep you on the road- After an accident, we'll give you a courtesy car for the full duration of the repair (provided through approved repairers, subject to availability, not available if your car is a total loss) 2. Put a roof over your head - If you have an accident and you need a place to stay. We'll cover your hotel expenses up to £150. 3. Keep your children safe - We'll replace your child seat following an accident, even if there is no apparent sign of damage. 4. Make life as hassle-free as possible - If your Sainsbury's shopping is stolen from your car, we’ll replace it up to the value of £200. 5. Look after the details - Following an accident, we'll replace your personal belongings to the value of £100. 6. Repair your windscreen - We'll replace or repair your windscreen when you use one of our approved windscreen companies. Or we'll pay up to £150 if you go with a different company. 7. Cover for when you are travelling in Europe- With up to 3 free days of the same level of cover as you have in the UK. 8. Give you peace of mind - With guarantees on all repairs for up to 5 years (as long as you use an approved repairer). 9. Protect you if you are a passenger - With personal accident cover of up to £5,000.	Online	Nectar card holders.
Sainsbury	Sainsbury's Car Insurance - Free Breakdown Cover provided by Green Flag for customers taking a Car Insurance policy before 09/04/12. Up to 20% off for Sainsbury's shoppers with a Nectar card - at least 10% of these customers get this discount. New customers only A wide range of benefits including a like for like courtesy car included as standard with Premier Cover policies for the duration of the repair! Keep your children safe! We'll replace all your child car seats following an accident, even if there is no visible sign of damage. We'll even give you up to £200 to cover the cost of your Sainsbury’s shopping if it's stolen from your car or damaged in an accident! Valuable protection against uninsured drivers! With no excess to pay and without affecting your No Claims Discount. 5 Year guarantee on car repairs via an approved repairer. Named Driver No Claims Discount. DETAIL INFORMATION >>								Restrictions Restrictions Exclusions and limitation apply to the policy. Services Services A wide range of benefits including a courtesy car of similar physical size and class as your own included as standard with Premier Cover policies for the duration of the repair! Advantages Advantages 1. Like for like courtesy car included as standard with Premier Cover policies for the duration of the repair! 2. Keep your children safe! We'll replace all your child car seats following and accident, even if there is no visible sign of damage. 3. We'll even give you up to £200 to cover the cost of your Sainsbury’s shopping if it's stolen or damaged in an accident! 4. 5 Year guarantee on car Repairs 5. Additional driver no-claims bonus 6. 5 Year guarantee on car repairs via an approved repairer. Named Driver No Claims Discount. Disadvantages Disadvantages 1. You will need to pay an excess if you make a claim
Debenhams Car Insurance	Provider	Private cars only	All drivers	Comp, Third Party Fire and Theft and Third Party Only	Available at £79.43 per month	£100 - £500	Type Cover Type Comprehensive Insurance Level Cover Level 3 Types - Comprehensive, Third Party Fire and Theft or Third Party Only Detail Cover Detail Comprehensive Insurance 1. 24 hour insurance claims helpline 2. FREE windscreen repair 3. Courtesy car while yours is in repair following an accident (subject to availability) 4. New car replacement if your car is written off or stolen and not recovered within the first year of registration 5. Personal belongings - up to £100 (excluding cash) 6. Unlimited cover for factory fitted in-car audio equipment and up to £150 for self-fitted devices Optional Extras 1. Legal Cover - up to £100,000 2. UK and European Breakdown Cover	Online	Broad coverage or minimum cover by law
Debenhams Car Insurance	Debenhams can find a competitive price from a range of top car insurers for you and your car. Benefits include 5% discount when you buy online, a courtesy car if yours needs repairs, free windscreen repair and up to £5,000 personal accident cover. Also choose from optional extras such as breakdown cover for UK and EU. DETAIL INFORMATION >>								Restrictions Restrictions You must hold a valid UK Driving License Services Services Car Insurance for Private Cars Advantages Advantages Great additional benefits offered Website is informative and easy to navigate Online application receives discount Disadvantages Disadvantages All benefits are subject to terms and conditions If you wish to pay in installments, you are charged additional (typical APR rate 26.8%) spread over the year Only insure private cars
HSBC Car Insurance	Provider	Private Cars	All UK drivers	Comp	Available at £62.78 per month	£50 - £500	Type Cover Type Comprehensive and optional extra Level Cover Level Depends on personal requirements Detail Cover Detail Comprehensive: Courtesy car while your car is being fixed, subject to availability Dedicated 24/7 claims team 3 year guarantee on all approved repair work 90 days cover when you use your car to travel in the EU Optional Cover: £100,000 motor legal protection to help you claim for any uninsured losses, plus up to 14 days car hire after a claim (subject to eligibility) RAC Breakdown - a range of different levels of cover are available providing you with the ability to purchase exactly what you need. Cover starts from only £35. UK Roadside only UK Roadside and Recovery UK Roadside, Recovery, At Home and Onward Travel No Claims Discount protection	Online	Comprehensive and optional breakdown cover
HSBC Car Insurance	HSBC offers you a great price and an excellent service from UK based call centres. Get comprehensive cover which includes a courtesy car while yours is being fixed, dedicated 24/7 claims team and 90 days cover when you drive in the EU. Get additional optional cover including motor breakdown and RAC breakdown. DETAIL INFORMATION >>								Restrictions Restrictions See full terms for details Services Services Car insurance, breakdown and motor legel protection Advantages Advantages Additional cover including RAC Breakdown from £35 Full terms listed Dedicated 24/7 claims team as standard Disadvantages Disadvantages Must get a quote for more detailed information No FAQs/information guide Limited information available
Kwik Fit Car Insurance	Broker	Car Insurance	Ask on application	Kwik Fit Car Insurance	Available at £64.85 per month	From £150	Type Cover Type 3rd Party, 3rd Party Fire and Theft and Comprehensive Level Cover Level 3 Levels of Cover Detail Cover Detail You can add any of the following to get the most from your car insurance cover: Breakdown Cover 4 types of cover, 24/7, 365 days a year - arriving on average within 40 minutes. Keep Motoring Cover Stay on the road with a hire car for up to 28 days if your car is stolen or written off. Key Cover Replacement keys if yours are lost, broken or stolen. Legal Expenses Cover Claim back any legal costs incurred in an incident that wasn’t your fault.	Online, Tel	3 levels of car insurance to choose from
Kwik Fit Car Insurance	Kwik Fit take the hassle out of finding a competitive car insurer as they search their panel of leading insurers to find you the best deal available. They also include an online 20% discount and 15% off a service and MOT at Kwik Fit. In addition, if you recommend any friends or family they will give you £40 . DETAIL INFORMATION >>								Restrictions Restrictions See website for limitations and exclusions. Services Services 5 days hire car if your is stolen Advantages Advantages Comprehensive benefits include: 5 days hire car if yours is stolen 24 hour accident action line 24 hour windscreen and glass replacement £150 personal belongings cover Disadvantages Disadvantages 1. Exclusions and limitations apply to all polices. 2. You have to apply to obtain a quote and further details.
The Co-operative Car Insurance	Broker	Ask on application	You must be between the ages 17 - 75 years old	The Co-operative Car Insurance	Available at £60.40 per month	From £50	Type Cover Type Comprehensive, Third Party, Third Party, Fire & Theft Level Cover Level Standard Detail Cover Detail Standard with comprehensive car insurance: Named drivers earn their own No Claim Discount. Guaranteed courtesy car, to keep you on the road. Free accident recovery service. Free European cover for 8 days. Child car seat replacement cover. Theft of keys cover.	Online	Available to customers aged 17 to 75 years only.
The Co-operative Car Insurance	The co-operative bring you a car insurance policy that claim to give you more cover as standard. If you apply online then you can receive up to 11% discount and up to 70% no claims discount. You will receive a guaranteed courtesy car as standard and a free recovery service.Most people could save £95. DETAIL INFORMATION >>								Restrictions Restrictions See website for exclusions and limitations Services Services Option available to pay monthly via direct debit. Advantages Advantages 1. Multiple levels of voluntary excess to choose from. 2. Option to pay monthly via Direct Debit. 3. Add UK & European Breakdown Cover for just £59 per year. 4. Awarded Best Motor Insurance Provider 2009 by Your Money and the Platinum Motor Insurance Claims Satisfaction award 2008 by Consumer Intelligence. 5. Up to 11% discount for applying online 6. You are guaranteed a cheaper car insurance premium if you apply online. Depending on your circumstances, this could save you as much as 11%. 7. Up to 70% No Claim Discount 8. You have the option to protect your hard earned No Claim Discount for an additional premium ensuring that future car insurance quotes remain affordable. 9. Named drivers earn their own No Claim Discount 10. Most people could save £80 Disadvantages Disadvantages 1. Exlusions and limitations apply to all policies. 2. An excess is payable on all claims made 3. The level of discount you are entitled to will depend on risk features such as your age, the age of any additional drivers and the type of car you drive.
ASDA Finance	Broker	Ask on application	Ask on application	ASDA Finance Car Insurance	Available at £70.84 per month	From £150	Type Cover Type Comprehensive Cover & Third Party, Fire and Theft Level Cover Level Standard Detail Cover Detail 1. Up to £250 medical expenses cover (Comprehensive cover only) 2. £7,500 personal accident benefit (Comprehensive cover only) 3. £500 stereo equipment cover (Comprehensive and Third Party Fire & Theft cover only)	Online, Tel	Low cost car insurance
ASDA Finance	Getting Asda to search for cheaper car insurance for you is a lot less time-consuming and far less hassle than doing it yourself. We constantly search over 20 of the best insurers – people we know and trust to provide cover you can be totally confident in. DETAIL INFORMATION >>								Restrictions Restrictions Ask on application Services Services With Asda Car Insurance you get full UK-based customer service over the phone, seven days a week. Advantages Advantages 1. Get Asda to search over 20 of the best insurers and you could save £156! 2. Windscreen replacement and unlimited cover for factory fitted stereos as standard 3. Compare brilliantly with the big names. 4. Up to 70% no claims discount 5. Save 10 % when you buy online Disadvantages Disadvantages 1. Terms and conditions apply. 2. You will have to pay an excess if you make a claim
The Green Insurance Company	Provider	See website for more details	See website for more details.	The Green Insurance Company	Available at £71.94 per year	From £100	Type Cover Type Comprehensive, Third Party Fire and Theft, Third Party Only Level Cover Level Standard Detail Cover Detail Comprehensive Insurance Cover This covers you and your vehicle for any accident whether it was your fault or not. So if the worst happens, you can relax, knowing you are fully covered for: Damage to your car caused in an accident Loss of or damage to your car caused by fire, theft or vandalism Repair or replacement of broken glass in your car Damage to vehicles or property belonging to other people Injury to other people Third party fire and theft (TPF&T) This covers you and your vehicle if it is stolen or bursts into flames. If you are in an accident and it's your fault, you are covered for injury to third parties and damage to their car or property. Third party only (TPO) This covers you for injury to third parties and damage to their car or property	Online, Tel	Green car insurance
The Green Insurance Company	Apply online and you will receive an 18% discount and save the environment at the same time. The Green Insurance Company makes it easy for you to go green by offsetting 100% of your car’s harmful carbon emissions every year that you insure with them. DETAIL INFORMATION >>								Restrictions Restrictions See website for restrictions. Services Services Insure with a company who is environmentally responsible. Advantages Advantages 1. 100% offset of your car’s emissions. 2. Guaranteed courtesy car with comprehensive policies. 3. 90 days European travel included as standard. 4. 24 hour accident and windscreen claims line. 5. Insure with a company who is environmentally responsible. 6. Insure with a company that gives something back. 7. There are also special customer offers and discounts throughout the year. Disadvantages Disadvantages 1. There are restrictions with this policy. 2. You will have to pay an excess if you make a claim. 3. Immediate cover is only available over the phone.
Swinton Car Insurance	Provider	Private cars only	All drivers	Comp, Third Party Fire and Theft and Third Party Only	Available at £79.37 per month	From £150	Type Cover Type Comprehensive, Third Party Fire and Theft and Third Party Only Level Cover Level From comprehensive Detail Cover Detail Comprehensive: Cover for accidental damage to your car Cover if your car is stolen or fire damaged Cover for claims made by other people for personal injury or damage to their property Third Party, Fire & Theft: Cover for loss or damage to your car by fire and theft Plus, cover for claims made by other people for personal injury or damage to their property Third Party: Covers you for clams made by other people for personal injury or damage to their property	Online, telephone	Broad levels of coverage plus extras
Swinton Car Insurance	Swinton only deal with the most trusted UK car insurance companies who can provide you with the standard of cover you deserve. Their online quote takes just minutes to complete, they then match your needs against their panel of providers to get their best quotes for you as well as offer you up to 25% discount online. Saving time and money couldn't be easier. DETAIL INFORMATION >>								Restrictions Restrictions Apply for more information Services Services Comprehensive cover, breakdown cover Advantages Advantages Up to 25% discount when you buy online Free courtesy car on fully comprehensive policies Up to 65% No Claims Discount Disadvantages Disadvantages Car insurance only (van, caravan etc extra products) Website is confusing Better deal for existing customers
eCar Insurance	Provider	All cars	All drivers	Standard, Pay As You Go, Short Term	Available at £93.25 per month	From £75	Type Cover Type Standard and Pay As You Go Level Cover Level Comprehensive/Third Party, Fire or Theft/Third Party Only. Detail Cover Detail Standard policy Annual Cover with a Variety of Payment Options Pay as you go policy Monthly cover for people who only drive occansionally Short Term Policy Up to 28 days - ideal for weekends, short trips or test drives.	Online	Variety of car insurance policies
eCar Insurance	eCar enables you to manage your policy entirely online, 24 hours a day, 7 days a week. You are able to make mid-term adjustments, add drivers/riders, change vehicle details and more. Their car insurance policies come complete with Legal Expenses insurance and Breakdown Cover included. eCar are direct online sales sites from Southern Rock insurance Company Ltd. DETAIL INFORMATION >>								Restrictions Restrictions See Policy Wording for exclusions Services Services 1. Car insurance at competitive prices to suit your individual needs 2. There are no forms to sign. Once you take out a policy or make any amendments online they will send out the documents the next day by post. Advantages Advantages 1. Provide insurance to you directly. 2. Legal Cover included. 3. Breakdown Cover included. 4. European Cover included. 5. Multiple drivers and vehicles. 6. You manage everything online Disadvantages Disadvantages 1. Pay As You Go premiums are subject to a £7.50 a month administration charge. 2. Mid Term Changes to your policy will be subject to a £25 administration charge if the Additional Premium is over £20 or the Return Premium is over £35. 3. Refunds of less than £10 will not be allowed. 4. Cancellation charge of £75.
Swiftcover	Provider	Must be registered with the DVLA	You must not have non-motoring offences	Swiftcover.com Car Insurance	Available from £1,056.92 per year	From £50	Type Cover Type Comprehensive, Third Party, Fire and Theft Level Cover Level Standard Detail Cover Detail Comprehensive Car Insurance This gives the greatest cover including: 1. Repair or replacement of your car if it is damaged or stolen 2. Injury to you or other people 3. Damage to other people's cars and property 4. Windscreen repair or replacement 5. Your car stereo Third party fire and theft Car Insurance This gives less cover than Comprehensive 1. Damage to other people's cars and property but not your own 2. Injury to other people 3. Repair or replacement of your car if it is damaged by fire or stolen	Online, Tel	Cheap car insurance
Swiftcover	Swiftcover has taken the pain out of getting car insurance. There are no queues, no unnecessary chat and no endless questions. Plus you can get a quote in 60 seconds saving you time and money. With swiftcover.com you can also: -View, amend and renew your policy online without incurring an administration charge -Report and track a claim online 24/7 -Print your policy documents as soon as you buy -Access a UK based customer help and claims teams should you need them. DETAIL INFORMATION >>								Restrictions Restrictions See website for details Services Services There are various additional products you can add to your car insurance to give you extra cover and peace of mind. You choose the level of cover that works for you. Advantages Advantages 1. Quote in 60 seconds 2. Pay securely online 3. Print certificate immediately 4. Change details online anytime Disadvantages Disadvantages 1. Terms and conditions apply to this policy. 2. If you make a claim you will have to pay an excess.
Natwest Car Insurance	Provider	Restrictions on Third Party Fire and Theft cover	Over 18's only	Natwest Car Insurance	Available at £1,065 per year	From £100	Type Cover Type Comprehensive, Third Party Fire and Theft, Third Party Only Level Cover Level Standard Detail Cover Detail This policy provides cover for: Section A - Damage to a Third Party’s property is covered up to £20 million. Section B - In-car audio, television, telephone and electronic navigation equipment. Details of limits can be found on your Motor Insurance Schedule. Section C – You will not be covered for theft of your vehicle if you leave the keys in the car Section D - Comprehensive includes windscreen damage cover. Section G - Full foreign use cover charges are based on the time spent abroad and your car’s insurance vehicle grouping. Section H - Uninsured Loss Recovery provides legal cover up to £100,000 to help in claiming back your uninsured losses including compensation for personal injury. Section H - No refund of premium will be given if you cancel Uninsured Loss Recovery or if you make a claim in the policy year. All repair work is guaranteed for 3 years if you use one of our recommended repairers. Subject to availability a courtesy car will be provided under sections B and C for the duration of the repairs, however you must use one of the recommended repairers. If the vehicle is not being repaired no courtesy car will be provided. Any excesses and endorsements applicable to your Policy can be found on your Motor Insurance Schedule along with cover limitations and premiums due.	Online, Tel	Car insurance with free car valet service
Natwest Car Insurance	NatWest Car Insurers offer up to 65% no claims discount and up to 70% if you are over the age of 50 years old. They provide you with 24 hour accident recovery as standard on all comprehensive polices and up to £1,000 in-car cover for your permanently fitted audio, satellite navigation and entertainment equipment. DETAIL INFORMATION >>								Restrictions Restrictions If the value of your vehicle is over £75,000 please call us. Services Services Free Car Valet Advantages Advantages 1. Up to 65% no claims discount, up to 70% if you're over 50 2. Option to protect your no claims discount, if you have 4 years or more 3. Reduce your premium with our flexible choice of excess (comprehensive policies only) 4. 24-hour accident recovery as standard on all comprehensive policies 5. Up to £1,000 in-car cover for your permanently fitted audio, satellite navigation and entertainment equipment 6.Specialist claims advisers in UK only call centres Disadvantages Disadvantages 1. Mid term amendments made to your policy may result in an administration fee 2. Exclusions and limitations apply to the policy.
MORE TH>N	Provider	Car insurance	You must be between 18 years old - 79 years old.	More Than Car Insurance	Available from £1,084.77 per year	From £0.00	Type Cover Type Comprehensive, Third Party, Fire & Theft, Third Party Only Level Cover Level Standard Detail Cover Detail 1. Comprehensive - Comprehensive insurance covers accidental damage caused to your car and damage or injury you cause another vehicle or its driver in an accident. Loss of or damage to your car through fire or theft is also covered. 2. Third Party, Fire & Theft - Third party, fire & theft car insurance covers damage or injury you cause to another vehicle and/or its driver. Loss of or damage to your car through fire or theft is also covered. But it doesn't cover your own vehicle if it's damaged in an accident. 3. Third Party Only - Third party insurance is the minimum legal requirement for any driver to take out. It covers damage or injury you cause to another vehicle and/or its driver - but not damage to or loss of your vehicle.	Online, Tel	A great deal on your car insurance.
MORE TH>N	MORE TH>N aim to give you car insurance cover that fits your needs. There are three levels of car insurance cover to choose from – Comprehensive, Third Party, Fire and Theft and Third Party Only. MORE TH>N makes motor insurance cover simple and straightforward. DETAIL INFORMATION >>								Restrictions Restrictions If your car has been modified to increase the top speed or acceleration Services Services MORE TH>N offers a range of well being services: Free medical helpline available 24 hours from our team of doctors and nurses Free post-accidental professional counselling helpline Free legal advice helpline Advantages Advantages 1. Guaranteed No Claims Discount optional 2. Counselling Helpline 3. Courtesy Car As Standard 4. Repairs Guarantee Period - Unlimited Disadvantages Disadvantages 1. Restrictions apply. 2. You will have to pay an excess when you make a claim.
Hastings Direct Ltd	Broker	Dependent on Policy	All drivers	Hastings Direct Ltd	Varies	Advised prior to purchase	Type Cover Type Comprehensive/Third Party, Fire or Theft/Third Party Only. Level Cover Level Standard Detail Cover Detail Comprehensive covers damage to your car as a result of accident, fire or theft as well as cover or windscreen damage. Comprehensive cover includes other items such as personal accident, medical expenses, personal effects and in-car entertainment. You are also covered for third party damage you are legally responsible for after an accident. Third party fire and theft covers damage to your car as a result of fire or theft and also provides cover for third party damage if you are responsible for causing it.	Online	To find cheap car, van or bike insurance
Hastings Direct Ltd	Save time and money on cheaper car insurance with Hastings Direct – we’ll compare prices so you don’t have to, searching our panel of leading UK car insurers to get you our very best price. An online car insurance quote couldn’t be easier; you can tailor the policy to suit the level of cover you require and the whole process will only take a few minutes. DETAIL INFORMATION >>								Restrictions Restrictions 1. See Terms and Conditions on the website for a full list of the fees. 2. You and all additional drivers are permanently resident in England, Scotland or Wales (we regret we cannot offer quotations for residents of Northern Ireland, or the Channel Islands). 3. You, your Spouse or Civil Partner are the main user of the car. 4. You have declared where your vehicle is usually kept overnight if this is not your home address. Services Services 1. FREE half price MOT voucher. 2. Tailor your cover with optional extras - protected no claims discount, legal protection, personal accident cover and breakdown cover Advantages Advantages 1. Monthly payment option and low deposit. 2. Choose your cover - comprehensive, third party fire and theft, and third party only. 3. Compare prices from a range of top UK insurers. 4. FREE courtesy car 5. Up to 65% no claims discount 6. Fast, reliable 24-hour claims help 7. FREE EU cover for up to 60 days per trip 8. Up to £750 for audio equipment permanently fitted to your car 9. Personal belongings cover of up to £150 if they are lost or damaged in an accident, fire or theft (with comprehensive cover only). Disadvantages Disadvantages 1. Advise and make a recommendation for you after they have assessed your needs. 2. Cancellation is at the cost of £45 3. In addition to premiums charged by the insurer Hastings Direct will also apply fees to cover administration costs.
Admiral Car Insurance	Provider	Private cars	All drivers from age 17	MultiCar, Single Car	Available for £673.55 per year	From £0.00	Type Cover Type Comprehensive and optional extra Level Cover Level Depends on policy type Detail Cover Detail Comprehensive Legal Expenses Admiral's garage network Windscreen repair Drive other car EU cover Courtesy car 24 Accident Helplines Personal Belongings Cover Audio Equipment Cover Third Party, Fire and Theft Legal Expenses Admiral's garage network Windscreen repair OPTIONAL Drive other car EU cover 24 Accident Helplines Audio Equipment Cover Third Party Only Legal Expenses Admiral's garage network Windscreen repair OPTIONAL Drive other car EU cover 24 Accident Helplines	Online	From comprehensive to broader cover including MultiCar
Admiral Car Insurance	Admiral has been offering motor insurance quotes since 1993 and online car insurance quotes since 2000. Get a UK car insurance quote and you could save up to 10% on your online quote. Admiral specialises in cheap car insurance quotes for drivers who often have to pay higher premiums, including people who drive performance cars, city dwellers and drivers with low No Claims Bonus. So if you’re looking for the cheapest car insurance, try Admiral. DETAIL INFORMATION >>								Restrictions Restrictions Must be minimum age 17 Services Services Range of car insurance cover types Advantages Advantages 1. Price guaranteed for additional cars 2. £100,000 legal protection 3. £5,000 personal injury cover 4. Free guaranteed courtesy car while yours is repaired at an authorised garage 5. Up to £1,250 stereo cover for each car 6. Control your policy with flexible excess options 7. Free windscreen repair. Disadvantages Disadvantages Website is 'busy' making it hard to get hard facts Advertises MultiCar cover more than simple comprehensive cover
Churchill Car Insurance	Provider	The vehicle has not been modified or altered in any way	All drivers are at least 17 years of age	Churchill Car Insurance	Available from £225.93 per year	Varies	Type Cover Type Comprehensive, Third Party, Fire and Theft, Third Party Only Level Cover Level Comprehensive, Third Party, Fire and Theft, Third Party Only Detail Cover Detail With a comprehensive car insurance policy, you can enjoy all this cover as standard: 1. 24 hour accident recovery 2. Repairs guaranteed for 5 years when you use an approved repairer 3. Up to 65% No Claim Discount which, if it is over 4 years, you can choose to protect 4. New for old cover on cars under 12 months old 5. Personal accident cover for policyholder and spouse or partner 6. Medical expenses following an accident 7. Cover for personal belongings in the car	Online	Cheap car insurance
Churchill Car Insurance	FREE Guaranteed Hire Car cover when you buy comprehensive insurance with Churchill. You could benefit from personal accident cover, 24 hour accident recovery, repairs guaranteed for 5 years when you use an approved repairer. Terms and conditions apply. DETAIL INFORMATION >>								Restrictions Restrictions See website for exclusions and limitations Services Services 24-hour accident recovery helpline on Comprehensive policy Advantages Advantages 1. Free Guaranteed Hire Car with our Comprehensive Car Insurance’ 2. Named drivers earn their own Named Driver No Claims Discount 3. 24-hour accident recovery helpline on Comprehensive cover only 4. Repairs guaranteed for 5 years when you use an approved repairer 5. New replacement car if your vehicle is under 12 months old if you're the first owner and registered keeper 6. Personal accident cover for policy holder and spouse or partner (Comprehensive cover only) 7. Medical expenses following an accident (Comprehensive cover only) 8. Cover for personal belongings in the car subject to limit (Comprehensive cover only) Disadvantages Disadvantages 1. Exclusions and limitations apply to all policies. 2. You have to pay an excess when you make a claim.
John Lewis Car Insurance	Broker	Private cars only	You must be 17 years or older and a UK resident	John Lewis Car Insurance	Varies on policy chosen	£100	Type Cover Type Car Insurance Level Cover Level Comprehensive, Third Party Fire and Theft, Third Party Only Detail Cover Detail 1. Car Insurance 2. Insure drivers aged 17-99 3. Annual cover 4. Insurance covered for cars driving in Europe for a maximum of 90 days	Online, Tel	For UK residents seeking car insurance
John Lewis Car Insurance	John Lewis Car Insurance offers a high level of cover at great value. We give you up to 75% No Claims Discount, plus cover for misfuelling, vehicle identity theft and Emergency Taxi Cover. DETAIL INFORMATION >>								Restrictions Restrictions Please note that policyholders under 18 years of age are unable to pay by instalments. Services Services In addition to car insurance there are also options for: 1. Legal Protection 2. Car Breakdown Cover 3. Excess Protection 4. Protected No Claims Discount Advantages Advantages 1. Reap the rewards of careful driving - we offer a No Claims Discount of up to 75% and in most instances we'll give you the option of protecting it.* 2. Stay on the road when you make a claim - we'll give you a Courtesy Car while your car is being repaired (Comprehensive Cover only). 3. Peace of mind when you're travelling - 90 days cover in Europe comes as standard and you can buy Breakdown Cover for Europe too. 4. Never miss an urgent appointment - if it’s an emergency and we can’t arrange a Replacement Car* in time, we’ll refund your taxi fare.* 5. Car ID theft, audio and Sat Nav equipment and misfuelling - are all covered as standard. 6. Option to insure provisional driver Disadvantages Disadvantages This policy does not cover: 1. Any claim reported to us more than 14 days after the insured incident. 2. Any claim for a replacement car more than 5 days after the insured car has been determined as immobilised at the scene of the road traffic accident or a total loss (a write off ). 3. £35 cancellation fee
1st Central Car Insurance	Provider	All cars	You must be 17 years or older	1st Central Car Insurance	Ask on application	Varies	Type Cover Type Car Insurance Level Cover Level Varies on policy chosen Detail Cover Detail 1. Personal Accident 2. Personal belongings 3. Medical Expenses 4. Courtesy Car 5. Car Keys	Online, tel	For car insurance
1st Central Car Insurance	Are you a young driver looking to save money on your car insurance? Join over 350,000 people who have chosen 1st Central car insurance since its launch in 2008. Affordable monthly payment plans available. Get an online quote today. DETAIL INFORMATION >>								Restrictions Restrictions 1. You must have an email address 2. You must have a contact number Services Services 1. Breakdown cover 2. Hire Car 3. Personal Accident Advantages Advantages 1st Central offer a feature packed car insurance product at a very competitive price. 1. UK only call centres 2. Up to 65% No Claims Discount 3. Protect your no claims bonus for added peace of mind 4. Benefit from a courtesy car as standard (conditions apply). 5. Customise your policy with a range of affordable enhancements, including Breakdown Assistance, Legal Cover, Hire Car and Personal Accident Cover. Disadvantages Disadvantages 1. if you make two or more claims in any period of insurance your no claims bonus will be reduced to nil years
AXA Car Insurance	Provider	The car must be registered with the DVLA.	You must be over 21 years of age.	AXA Car Insurance	Available from £710.23 per year	From £100	Type Cover Type Third party Fire & Theft , Comprehensive Level Cover Level Standard Detail Cover Detail Comprehensive Car Insurance As the name suggests, Comprehensive car insurance covers most eventualities including damage to your own vehicle where you are at fault. You can expect to pay a higher premium for Comprehensive car insurance but for most people it’s worth it when compared to the expense of repairing or even replacing your car following an accident where you were at fault. Third Party Fire and Theft Car Insurance If you decide you don’t need Comprehensive cover (perhaps for a second car that wouldn’t cost much to replace or repair), Third Party car insurance with Fire and Theft provides the minimum Third Party car insurance cover required by law, plus extra cover if your car is stolen, damaged or destroyed by fire	Online, Tel	If you are an experienced, careful driver
AXA Car Insurance	To make a stand against disrespectful drivers, AXA car insurance rewards experienced, considerate drivers with up to 90% no claims discount. Not only can customers manage their policies online 24/7 they also benefit from a UK based call centre. In the event of an accident we will arrange for free collection and delivery of your car, guarantee all repairs for 5 years and even clean your car inside and out after it is repaired The amount of your no claims bonus is based on the quality of your no claims history the better the history the higher the discount should be. DETAIL INFORMATION >>								Restrictions Restrictions See Policy Wording for restrictions Services Services Free Courtesy Car Advantages Advantages 1. Up to 90% no claims discount^ 2. Access to manage your policy online 24/7 3. Free courtesy car including fire and theft claims 4. 24 hour helpline with UK-based handlers 5. Free Courtesy Car Disadvantages Disadvantages 1. There are exclusions to the policy. 2. You must be over the age of 21 years old
Saga Car Insurance	Provider	Seperate Cover	All drivers over 50	Comp, New for Old Cover, Emergency	From £12.50 a month	From £50	Type Cover Type Comprehensive cover, New for Old Cover, Emergency Level Cover Level Depends Detail Cover Detail Up to 20% online discount* – 21% of people would have received an introductory and online discount totalling 20%, Saga survey of new business quotes January 2010 Comprehensive cover from just £12.50 a month – in fact 20% of new customers who took out a policy with us between November 2009 and February 2010 pay this or even less Comprehensive cover when driving in the EU with no limit on the number or duration of trips Replacement car for up to 14 days whilst yours is being repaired by one of our approved repairers following an insured incident in the UK New for old cover on cars less than two years old where you are the first registered keeper (12,000 mileage restriction for the second year) Emergency ‘any driver’ cover – anyone with a full licence can drive your car in a medical or motoring emergency providing you are also in the vehicle Vandalism cover – your No Claim Discount will not be affected following a claim for damage caused by vandals.	Online, telephone	Drivers over age 50
Saga Car Insurance	Save up to 15% if you apply online for Saga Insurance. Enjoy benefits like comprehensive cover from just £12.50 per month and cover whilst driving in the EU - and there is no limit on the number or duration of your trips! Drivers over 50 make fewer claims and this is reflected in your Saga premium. DETAIL INFORMATION >>								Restrictions Restrictions Must be over 50 Must have full UK driving licence (no provisional) Services Services Comprehensive cover Breakdown assistance Advantages Advantages 1. Up to 15% online discount ? *39% of people would have received an introductory and online discount of at least 15% - Saga Survey of new business quotes, September 2010 2. Comprehensive cover from just £180 a year ? in fact 14% of new customers who took out a policy with Saga between August 2010 and September 2010 paid this or even less. 3. Comprehensive cover when driving in the EU with no limit on the number or duration of trips 4. Replacement car for up to 14 days whilst yours is being repaired by one of our approved repairers following an insured incident in the UK 5. New for old cover on cars less than two years old where you are the first registered keeper (12,000 mileage restriction for the second year) 6. Emergency ?any driver? cover ? anyone with a full licence can drive your car in a medical or motoring emergency providing you are also in the vehicle 7. Vandalism cover your No Claim Discount will not be affected following a claim for damage caused by vandals. Disadvantages Disadvantages Over 50s only Temporary additional drivers cost £13 plus £10 per transaction No cover for people with provisional licence
eBusiness Car	Provider	Business Cars	Any driver	eBusiness Car	Ask on application	Varies	Type Cover Type Standard Annual, Pay As You Go Monthly, Multiple Cars and Drivers Level Cover Level Standard and Pay As You Go Detail Cover Detail Pay As You Go (PAYG) - Monthly Policy eBusiness Car Pay As You Go monthly policy allows you to purchase cover as and when you need it - on a monthly basis for a monthly premium. You can purchase cover one month at a time and then switch it off when it's not required. A renewal notice will be sent shortly before the expiry of the policy. If you would like the policy to continue for another month, we will renew it automatically and collect the monthly premium. If you would like to cancel your policy, you will need to go on line to cancel the policy in “Your Account” on or before the expiry date. Cover up to 4 drivers on 4 different cars at excellent rates. Earn 1 year's No Claims Discount (NCD) for only 8 months' claim free cover. Maximum No Claims Discount guaranteed for life. The monthly rate you are quoted will be guaranteed for 8 months providing no changes are made. Standard Annual Policy The eBusiness Car Standard Annual Policy offers outstanding cover and flexibility. Cover up to 4 drivers on 4 different cars at excellent rates 365 days cover in the European Union Maximum No Claims Discount guaranteed for life Maintain your policy online - log in to change your car details, add a driver or renew your policy at your convenience	Online	For those that require car insurance for business cars
eBusiness Car	eBusiness Car is the first online lease car insurance that leaves you in complete control and is specifically designed for people who require insurance for business cars. They offer Standard Annual Policy and a more flexible Pay As You Go Monthly Policy. You are also able to add multiple cars and drivers to a single policy. DETAIL INFORMATION >>								Restrictions Restrictions Ask on application Services Services eBusiness Car gives you immediate access to your policy, 24 hours a day, 7 days a week and covers you not just for Business - but Social, Domestic and Pleasure journeys too Advantages Advantages 1. Provide insurance to you directly. 2. Legal Cover included. 3. Breakdown Cover included. 4. European Cover included. 5. Multiple drivers and vehicles. 6. You manage everything online Disadvantages Disadvantages 1. You may have to pay an excess if you make a claim 2. Exclusions apply to all policies.
RAC Insurance	Provider	A valid UK registration number	All drivers	Comp and Third Party Fire and Theft	From £199 per year	Ask on application	Type Cover Type Comp and Third Party Fire and Theft Level Cover Level Basic to Premium Detail Cover Detail Comprehensive Car Insurance See website for practical benefits and features. Third Party Fire and Theft Great value basic car insurance with optional policy add-ons.	Online, Tel	Broad coverage or minimum cover by law
RAC Insurance	RAC offer great value car insurance with several practical features and benefits to suit your individual needs from £155. For extra peace of mind, their comprehensive policy also includes a 3 year guarantee on approved claim repairs, Windscreen replacement and personal accident cover up to £2,500. DETAIL INFORMATION >>								Restrictions Restrictions See website for terms and conditions Services Services 1. 24 hour claims services. 2. 3 year guaranteed on all approved claims work. Advantages Advantages 1. Flexible payment options 2. Medical expenses following an accident - up to £100 per person. 3.Sound equipment cover - up to £500 (non-manufacturer-fitted equipment) or unlimited cover (manufacturer-fitted equipment) 4. 3-year guarantee on claims repairs when you use our approved repair network. 5. Windscreen replacement and repair 6. Personal accident cover for you and your partner of up to £2,500 per claim 7. New car replacement if yours is less than 1 year old and gets written off – get the same make, model and specification 8. Optional legal expenses cover to help you after a claim Disadvantages Disadvantages 1. RAC charge an administration fee of £20 for certain services, for example, if you make changes to your policy after the first 14 days. 2. See Policy summary for exclusions. 3. You need to apply to find out the exact cost of the policy. 4. If you cancel more than 14 days after receiving your policy documentation we will charge you a fee of £35.00. 5. If they need to re-submit a request for payment to your bank you will have to pay a £20.00 payment default fee.

NEWS / CHARTS

Fear Of UK Recession Eases As Service Sector Grows
03 February 2012 - Which Way to Pay
Niesr Report released today says that recession is inevitable but it's not all doom and gloom

Read More >>

To Payday Loan or Not To Payday Loan – That Is The Question
02 February 2012 - Which Way to Pay
With millions of Britons expcected to take out payday loans this year why are so many people turning to these high interest loans despite the bad press?
Read More >>

UK House Prices Fall But Manufacturing Rebounds
01 February 2012 - Which Way to Pay
According to data from Nationwide Building Society, UK house prices unfortunately fell for the second straight month in January but on a positive note the UK’s manufacturing sector enjoyed a better than expected start to 2012.
Read More >>

United Kingdom

United States of America

Australia

Canada

Germany

New Zealand

Ireland

India

The World’s Price Comparison Website

CAR INSURANCE

Cover Type

Cover Level

Cover Detail

Restrictions

Services

Advantages

Disadvantages

Cover Type

Cover Level

Cover Detail

Restrictions

Services

Advantages

Disadvantages

Cover Type

Cover Level

Cover Detail

Restrictions

Services

Advantages

Disadvantages

Cover Type

Cover Level

Cover Detail

Restrictions

Services

Advantages

Disadvantages

Cover Type

Cover Level

Cover Detail

Restrictions

Services

Advantages

Disadvantages

Cover Type

Cover Level

Cover Detail

Restrictions

Services

Advantages

Disadvantages

Cover Type

Cover Level

Cover Detail

Restrictions

Services

Advantages

Disadvantages

Cover Type

Cover Level

Cover Detail

Restrictions

Services

Advantages

Disadvantages

Cover Type

Cover Level

Cover Detail

Restrictions

Services

Advantages

Disadvantages

Cover Type

Cover Level

Cover Detail

Restrictions

Services

Advantages

Disadvantages