CAR INSURANCE 

Download to Excel

Please see a variety of car insurance providers in the chart below. These are filtered away from the general vehicle insurance area – if you are looking for other types of vehicle insurance such as vans or motorbikes, click on the relevant live link below, or go to ALL. Car insurance is compulsory in the UK but you can increase your level of protection by tailoring and upgrading your insurance policy. These insurers can take you through all the necessary steps, starting with the legal cover requirement. Once you have chosen a suitable provider, simply click on the blue Apply button to be taken through to the next steps.The 'get a free insurance quote' button gives you access to the Seopa Insurance quote system which offers access to additional insurers from those listed in the table below. www.whichwaytopay.com is owned by Which Way to Pay Limited, who are an Introducer Appointed Representative of Seopa Ltd. The insurance quote system is owned and operated by Seopa Ltd, who are authorised and regulated by the FSA, number 313860. For more information please see disclaimer.

Search Report: ALL  Providers  Brokers        Vehicles  Cars  Vans  Bikes  Breakdown  Gap Depreciation

If you wish to speak to someone: Contact Us or Enquiry Line: +44 (0) 207 386 5300

PROVIDERTYPE

TYPE

Broker or Provider

VEHICLE INFO

VEHICLE INFO

Which type of vehicle you can insure

DRIVER INFO

DRIVER INFO

Driver information necessary

POLICY

POLICY

Details of the insurance policy

COST

COST

Cost of policy

EXCESS

EXCESS

An excess is a payment you have to make if you decide to claim on your policy

COVER

COVER

Details of cover available

METHODS

METHODS

Application methods available

SUITABLE

SUITABLE

Who insurance is suitable for

RESTRICTIONS

RESTRICTIONS

Restrictions for applicants

MORE INFO

QDOS
QDOS

ProviderCars, vans, motorbikesUK driving licenseQDOS Breakdown Coverfrom £11.99NoType

Cover Type

Vehicle Insurance


Level

Cover Level

Different combinations


Detail

Cover Detail

Roadside,Home Start, UK and Europe

OnlineSuitable For

Suitable For

All Uk drivers

Restrictions

Restrictions

UK residents only

QDOS
QDOS provide cover 365 days a year 24 hours a day. We cover a wide range of risks and cover vehicles (including vans and motorcycles) up to 16 years old. We have the fastest independently assessed response time in the market.Our policies are flexible so a customer can choose to insure the vehicle (which will cover all drivers of the vehicle) or themselves (which will cover all vehicles they travel in, provided they do not exceed the policy limitations). There are dual vehicle and joint personal options too. DETAIL INFORMATION >>Services

Services

Telephone Hotline, online application


Advantages

Advantages

1.24/7 roadside assistance 

2.Fastest independently assessed assistance arrival time (36 minutes). 
3.Competitive prices


Disadvantages

Disadvantages

Not more than 6 callouts per year

Sainsburys Vehicle Insurance
Sainsburys Vehicle Insurance

ProviderAll carsNew customers only benefit from the offerSainsburyFrom £224Ask on applicationType

Cover Type

Courtesy Car, Windscreen and Uninsured Driver Promise


Level

Cover Level

Comprehensive


Detail

Cover Detail

1. Keep you on the road- After an accident, we'll give you a courtesy car for the full duration of the repair (provided through approved repairers, subject to availability, not available if your car is a total loss)
2. Put a roof over your head - If you have an accident and you need a place to stay. We'll cover your hotel expenses up to £150.
3. Keep your children safe - We'll replace your child seat following an accident, even if there is no apparent sign of damage.
4. Make life as hassle-free as possible - If your Sainsbury's shopping is stolen from your car, we’ll replace it up to the value of £200.
5. Look after the details - Following an accident, we'll replace your personal belongings to the value of £100.
6. Repair your windscreen - We'll replace or repair your windscreen when you use one of our approved windscreen companies. Or we'll pay up to £150 if you go with a different company.
7. Cover for when you are travelling in Europe- With up to 3 free days of the same level of cover as you have in the UK.
8. Give you peace of mind - With guarantees on all repairs for up to 5 years (as long as you use an approved repairer).
9. Protect you if you are a passenger - With personal accident cover of up to £5,000.

OnlineSuitable For

Suitable For

Nectar card holders

Restrictions

Restrictions

Exclusions and limitation apply to the policy.

Sainsburys Vehicle Insurance
Cover Available: Types of Policy Available, Discounts: Courtesy Car, Windscreen and Uninsured Comprehensive Multi car, No Claim Driver Promise. Get free Sainsbury's Breakdown Service for 1 year. Introductory offer. Ends 28.09.15. Underwritten by U K Insurance Ltd. DETAIL INFORMATION >>Services

Services

A wide range of benefits including a courtesy car of similar physical size and class as your own included as standard with Premier Cover policies for the duration of the repair!


Advantages

Advantages


1. A wide range of benefits including a courtesy car included as standard while your car is being repaired by an approved repairer, subject to availability.
2. Child Car Seat Cover - we will cover the cost of replacing a child car seat if your car is involved in an accident, damaged by fire & theft or stolen - even if there is no apparent damage.  - Comprehensive Cover Only
3.Valuable protection against uninsured drivers! With no excess to pay and without affecting your No Claims Discount.(Premier Cover Only)
4. 5 Years guarantee on car repairs via an approved repairer.


Disadvantages

Disadvantages

1. You will need to pay an excess if you make a claim

Insure4Breakdown Cover
Insure4Breakdown Cover

BrokerCars up to the age of 15 yearsUK residents driving in the UK and EuropeInsure4Breakdown CoverFrom £4.17 per monthAsk on applicationType

Cover Type

Car Breadown Cover


Level

Cover Level

Indigo UK, Violet Europe


Detail

Cover Detail

UK Breakdown Cover Annual cover Recovery to a local garage Accommodation 24 hour control centre and more

OnlineSuitable For

Suitable For

Car trips in the UK and in Europe

Restrictions

Restrictions

Ask on application

Insure4Breakdown Cover
Avoid the hassle in the event your car breaks down when travelling! Insure4You covers for cars up to 15 years old, offers 24 hours road site assistance in the UK and abroad all over Europe. Benefit from low prices and excellent service and apply now! DETAIL INFORMATION >>Services

Services

Road site assistance, key assist


Advantages

Advantages

1. Cheap cover
2. 24 road site assistance
3. Up to 90 days cover


Disadvantages

Disadvantages

1. Only available if you live in the UK

Allianz Car Insurance
Allianz Car Insurance

ProviderAll carsAll driversAllianz Your CoverFrom £164Ask on applicationType

Cover Type

Vehicle Insurance


Level

Cover Level

Core cover plus optional additions


Detail

Cover Detail

Comprehensive car insurance tailored to your needs – now with free Legal cover

onlineSuitable For

Suitable For

All drivers

Restrictions

Restrictions

Ask on application

Allianz Car Insurance
Defaqto 5 star rated car insurance from Allianz. With comprehensive car insurance from Allianz, you get the protection you need for your car and what's inside. From accidents to lost keys, Allianz can help you take care of it. Allianz is part of the Allianz Group, which insures 30 million motorists globally. This offer is only available if you purchase via the link on this page. DETAIL INFORMATION >>Services

Services

Free legal cover


Advantages

Advantages

1.No admin fees
2.UK call centres
3.24 hour claims service


Disadvantages

Disadvantages

Not for people aged under 25 years

Reduce my Excess
Reduce my Excess

ProviderCarsUK driversReduce my ExcessGet a quoteAsk on applicationType

Cover Type

Car hire insurance


Level

Cover Level

Ask on applicatiopn


Detail

Cover Detail

To reduce excess of hired cars

OnlineSuitable For

Suitable For

Hired vehicles

Restrictions

Restrictions

Only UK drivers

Reduce my Excess
The Car Hire Excess Reimbursement Insurance may be purchased any time before the collection of a car hire vehicle and is usually far cheaper than the car hire company's own policy. As well as short trips, annual European or Worldwide policies are also available for customers who frequently hire vehicles for less than 31 days, which can be even more cost-effective at either £39.99 or £49.99 per annum! DETAIL INFORMATION >>Services

Services

Online quote


Advantages

Advantages

1. Large range of cover 

2. Easy online quote and buy


Disadvantages

Disadvantages

Cover doesn't include motor homes, trailers or caravans, vans, trucks

RAC Insurance
RAC Insurance

ProviderA valid UK registration numberAll driversComp and Third Party Fire and TheftGet a quoteAsk on applicationType

Cover Type

Comp and Third Party Fire and Theft


Level

Cover Level

Basic to Premium


Detail

Cover Detail

Comprehensive van Insurance
See website for practical benefits and features.
 
Third Party Fire and Theft
Great value basic van insurance with optional policy add-ons.

Online, TelSuitable For

Suitable For

Broad coverage or minimum cover by law

Restrictions

Restrictions

Ask on applicatio

RAC Insurance
Ever since its foundation in 1897, RAC has been consistently at the forefront in developing motoring services - from introducing uniformed patrols in 1901 and roadside emergency telephone boxes in 1912 right through to the present day when we boast the world's most advanced computer systems to deal with calls for roadside assistance. RAC Members enjoy access to an enormous range of motoring products and services throughout their driving lives, ranging from the familiar and much appreciated roadside assistance in the event of a breakdown to continually updated legal and technical advice and up-to-the-minute travel information. DETAIL INFORMATION >>Services

Services

1. 24 hour claims services.
2. 3 year guaranteed on all approved claims work.


Advantages

Advantages

1.Legal Expenses Insurance 

2.Guaranteed Replacement Vehicle 
3.Up to £500 of cover for tools


Disadvantages

Disadvantages

1. RAC charge an administration fee of £20 for certain services, for example, if you make changes to your policy after the first 14 days.
2. See Policy summary for exclusions.
3. You need to apply to find out the exact cost of the policy.
4. If you cancel more than 14 days after receiving your policy documentation we will charge you a fee of £35.00.
5. If they need to re-submit a request for payment to your bank you will have to pay a £20.00 payment default fee.  

Insure4aday
Insure4aday

BrokerAll carsAll UK driversInsur4adayGet a quoteAsk on applicationType

Cover Type

Short term car insurance


Level

Cover Level

Ask on application


Detail

Cover Detail

Damage to the insured vehicle due to an acciden,t Damage or loss caused by malicious damage, fire, theft, attempted theft, or vandalism.   Up to £20 million cover for loss or damage to other peoples property.   Legal obligations to third parties.   Emergency treatment fees

OnlineSuitable For

Suitable For

Short term car insurance

Restrictions

Restrictions

UK residents only

Insure4aday
Why Insure Short Term? Ideal for: Borrowing a Friend or Family Members Car / Drive Away Cover when Buying a New Car / Share the Driving load on a Long Trip or Holiday Abroad / Will not effect No Claims Bonus / Cover Available for up to Two Drivers Cover is arranged in 3 simple steps, Quote / Pay / Print & Go DETAIL INFORMATION >>Services

Services

Easy Online quote and application


Advantages

Advantages

1.More than one driver 

2.Cover for additional vehicle possible 
3.Instant "drive-away" insurance cover


Disadvantages

Disadvantages

Little information on cost on website

Insuredaily.co.uk
Insuredaily.co.uk

ProviderCars and vansUK drivers between 19 and 75 yearsInsuredaily Temporary Car InsuranceGet a quoteAsk on applicationType

Cover Type

Temporary Car insurance


Level

Cover Level

Ask on applicatiopn


Detail

Cover Detail

Third Party, Medical, Liabality, Theft

OnlineSuitable For

Suitable For

For those who drive somebody else's car for a short period of time

Restrictions

Restrictions

Not for drivers ove 75 years old

Insuredaily.co.uk
Temporary Car Insurance is the best to be fully covered for a short period -for one day, a weekendor even up to a month! Both cars and vans are covered. InsureDaily give you the best rates for temporary car insurance - and we constantly review our prices to remain the most competitive. DETAIL INFORMATION >>Services

Services

Online application, fast claim centre


Advantages

Advantages

1.Instant cover from 1-28 days 

2.Policies for vans also available 
3.Competitive prices


Disadvantages

Disadvantages

Not for drivers older than 75 years old

Diamond Car Insurance
Diamond Car Insurance

ProviderAll carsWomen driversDiamond Car InsuranceGet a quoteDepending on policyType

Cover Type

Car insurance for women


Level

Cover Level


Detail

Cover Detail

Comprehensive policy which includes the following benefits as standard: Courtesy Car (whilst your car is under repair at one of Diamond's approved garages), 24 hr road side recovery helpline, up to £300 Handbag cover, up to £300 Child Car Seat cover and up to £1,250 audio cover or 15% of the value of your car, whichever is lowest

OnlineSuitable For

Suitable For

Women drivers

Restrictions

Restrictions

Only women

Diamond Car Insurance
Diamond offers Car Insurance specially designed for women. Our comprehensive product makes sure you have everything you need, including benefits you may not find elsewhere : Handbag cover and Child Car Seat cover both up to the value of £300 DETAIL INFORMATION >>Services

Services

Online quotes


Advantages

Advantages

1. Attractive extra covers 

2. Handbag Cover as standard 
3. Includes Child Car Seat cover


Disadvantages

Disadvantages

Prices not available on website

Aviva
Aviva

BrokerAll carsUK driversAviva Car Insurance5 Star car insurance from £185Depends on policyType

Cover Type

Car Insurance


Level

Cover Level

Ask on applicatiopn


Detail

Cover Detail

Theft, damage, medical and extra options

OnlineSuitable For

Suitable For

UK drivers

Restrictions

Restrictions

Ask on aplication

Aviva
Get a quote in 5 minutes and get a car insurance which will cover you for everything whoich could happen driving you car.You could benefit from up to 20% online saving - so don't wait and fill in an easy form now and get a top car insurance with optional extras. DETAIL INFORMATION >>Services

Services

24/7 UK claims helpline


Advantages

Advantages

1.Save up to 20% on comprehensive car insurance online 

2.Named drivers can earn their own No Claims Discount (NCD) with Aviva, up to 70% discount when they take out a policy with Aviva 
3.Great deals for more experienced drivers 
4.Great deals for couples who live together
5.Lower premiums for those who drive fewer miles


Disadvantages

Disadvantages

Some exclusions might apply

Autonet Van Insurance
Autonet Van Insurance

BrokerVansUK DtiversAutonetDepending on insurerAsk on applicationType

Cover Type

van insurance


Level

Cover Level

Varies


Detail

Cover Detail

Vehicle insurance for vans

OnlineSuitable For

Suitable For

All kinds of vans

Restrictions

Restrictions

UK drivers

Autonet Van Insurance
We offer a wide range of private and commercial insurance products across a vast panel of trusted insurers throughout the UK including Aviva, AXA and Royal and Sun Alliance to name but a few. Employing over 600 staff who continually receive high standards of training to expand their skill sets, the company boasts a modern call centre with state of the art facilities. DETAIL INFORMATION >>Services

Services

Matching service for best van insurances


Advantages

Advantages

1.Expert staff 

2.Large choice of policiues 
3.Easy application


Disadvantages

Disadvantages

Not much information before you get a quote

marmalade Learner Driver Insurance
marmalade Learner Driver Insurance

BrokerAll carsLearnersMarmalade Learner Driver Insurancefrom £2.05 per dayAsk on applicationType

Cover Type

Learner Driver Insurance


Level

Cover Level

30 days,60 days,90 days


Detail

Cover Detail

Insurance up to group 32

OnlineSuitable For

Suitable For

People who learn how to drive

Restrictions

Restrictions

Ask on application

marmalade Learner Driver Insurance
If you are learning to drive a car this policy protects you for up to 90 days without harming the no calims bonus of the owner of the vehicle. From just £2.05 per day you will be fully protected and can become a responsible and competent driver at peace of mind. Just sign up online in a few easy steps. DETAIL INFORMATION >>Services

Services

Online support


Advantages

Advantages

1.From just £61.36 per 30 days 

2.No risking owners' no claims bonus 
3.4.8 out of 5 star rating on a Trustpilot


Disadvantages

Disadvantages

Not more than one learner per policy

eCar Insurance
eCar Insurance

ProviderAll carsAll driversStandard, Pay As You Go, Short TermAvailable at £93.25 per monthFrom £75Type

Cover Type

Standard and Pay As You Go


Level

Cover Level

Comprehensive/Third Party, Fire or Theft/Third Party Only.


Detail

Cover Detail

Standard policy
Annual Cover with a Variety of Payment Options
 
Pay as you go policy
Monthly cover for people who only drive occansionally
 
Short Term Policy
Up to 28 days - ideal for weekends, short trips or test drives.

OnlineSuitable For

Suitable For

Variety of car insurance policies

Restrictions

Restrictions

See Policy Wording for exclusions

eCar Insurance
eCar enables you to manage your policy entirely online, 24 hours a day, 7 days a week. You are able to make mid-term adjustments, add drivers/riders, change vehicle details and more. Their car insurance policies come complete with Legal Expenses insurance and Breakdown Cover included. eCar are direct online sales sites from Southern Rock insurance Company Ltd. Please make sure that you read the terms and conditions of this insurance policy carefully before you apply. DETAIL INFORMATION >>Services

Services

1. Car insurance at competitive prices to suit your individual needs
2. There are no forms to sign. Once you take out a policy or make any amendments online they will send out the documents the next day by post.


Advantages

Advantages

1. Provide insurance to you directly.
2. Legal Cover included.
3. Breakdown Cover included.
4. European Cover included.
5. Multiple drivers and vehicles.
6. You manage everything online


Disadvantages

Disadvantages

1. Pay As You Go premiums are subject to a £7.50 a month administration charge.
2. Mid Term Changes to your policy will be subject to a £25 administration charge if the Additional Premium is over £20 or the Return Premium is over £35.
3. Refunds of less than £10 will not be allowed.
4. Cancellation charge of £75.

Tempcover
Tempcover

BrokerAny carAll driversTempcoverGet a quoteDepending on policyType

Cover Type

Temporary Car insurance


Level

Cover Level

Ask on application


Detail

Cover Detail

Ask insurer

OnlineSuitable For

Suitable For

If you drive soembody eöse's car temporarily

Restrictions

Restrictions

Tempcover
If another driver urgently needs to borrow your car or you must drive a vehicle that isn’t yours for a few days or a few hours, short term cover provides complete protection. Just quickly apply online and you will be fully covered for the time you need it DETAIL INFORMATION >>Services

Services

Insurance Broker


Advantages

Advantages

1.Cover can begin immediately 

2.Partnered with the best brands 
3.Multi award winning business


Disadvantages

Disadvantages

Prices available not before quote

Insure Learner Driver
Insure Learner Driver

ProviderAll carsAll drivers between 17 and 40 years oldInsureLearnerDriverGet a quoteAsk on applicationType

Cover Type

Temporary car insurence


Level

Cover Level

Own or somebody else


Detail

Cover Detail

Damage to the insured vehicle due to an accident, 

Damage or loss caused by malicious damage, fire, theft or attempted theft, or vandalism, Up to £20 million cover for accidental damage to other peoples property, 
Legal obligations to third party claims for injury or damage to their property, 
Emergency treatment fees

OnlineSuitable For

Suitable For

If you learn to drive

Restrictions

Restrictions

Only if you are aged between 17 and 40

Insure Learner Driver
Temporary Car Insurance for Learner Drivers. Available are different policies to make sure you can learn how to drive a car in the knowledgte that you are fully covered should anything go wrong. You only have to fill in a few details online - and off you drive! DETAIL INFORMATION >>Services

Services

Online application


Advantages

Advantages

1.No effect on no claim bonus of car owner 

2.Easy online application 
3.Good cover


Disadvantages

Disadvantages

No info of costs on website

ETA
ETA

ProviderCars and cyclesAll driversETAGet a quoteAsk on applicationType

Cover Type

Breakdown cover for all vehicles and cycle cover


Level

Cover Level

Essentials, Premium,Premium Plus


Detail

Cover Detail

Bicycles:• Covers bikes and permanently fixed accessories up to £5,000 • Covers theft and accidental damage • New-for-old replacement on claims • Third party insurance worth up to £1,000,000 • Worldwide cover should your bike be damaged or stolen abroad Breakdown:• National Recovery – we recover the vehicle from and to anywhere in Britain • Home Rescue – covers vehicles which breakdown within a mile of home • Hotel & Car Rental – offers a five day rental, including train tickets and hotel stay • Caravan Cover – this upgrade is essential if towing a caravan • Drop off and return – takes the customer home if the repair garage is closed and returns the customer to the garage the following day • Auto Repair - Covers the cost of parts and labour (up to £500) required to fix a breakdown attended by the ETA

OnlineSuitable For

Suitable For

Drivers of cars and bicycle owners

Restrictions

Restrictions

Ask on application

ETA
ETA cycle insurance ensure that we don’t include unreasonable exclusions in our policy and keep excesses to a minimum. ETA Brakdown cover offers a pick n mix style product; this enables customers to choose the level of cover to suit their needs. For every policy ETA sells a donation goes to the ETA Trust, founded in 1994 to campaign for a more sustainable, safe, and healthy transport future. DETAIL INFORMATION >>Services

Services

Free Legal advice


Advantages

Advantages

1.Large variety of covers
2.Free extra benefits
3.Travel Insurance available


Disadvantages

Disadvantages

Not all cycling accessories covered

Debenhams Car Insurance
Debenhams Car Insurance

ProviderPrivate cars onlyAll driversComp, Third Party Fire and Theft and Third Party OnlyAvailable at £79.43 per month£100 - £500Type

Cover Type

Comprehensive Insurance


Level

Cover Level

3 Types - Comprehensive, Third Party Fire and Theft or Third Party Only


Detail

Cover Detail

Comprehensive Insurance
1. 24 hour insurance claims helpline
2. FREE windscreen repair
3. Courtesy car while yours is in repair following an accident (subject to availability)
4. New car replacement if your car is written off or stolen and not recovered within the first year of registration
5. Personal belongings - up to £100 (excluding cash)
6. Unlimited cover for factory fitted in-car audio equipment and up to £150 for self-fitted devices
 
Optional Extras
1. Legal Cover - up to £100,000
2. UK and European Breakdown Cover

OnlineSuitable For

Suitable For

Broad coverage or minimum cover by law

Restrictions

Restrictions

You must hold a valid UK Driving License

Debenhams Car Insurance
Debenhams can find a competitive price from a range of top car insurers for you and your car.  Benefits include 5% discount when you buy online, a courtesy car if yours needs repairs, free windscreen repair and up to £5,000 personal accident cover.  Also choose from optional extras such as breakdown cover for UK and EU. Please remember that insurance policies vary and it is important to read the terms and conditions before you purchase anything to ensure that you are covered. DETAIL INFORMATION >>Services

Services

Car Insurance for Private Cars


Advantages

Advantages

Great additional benefits offered
Website is informative and easy to navigate
Online application receives discount


Disadvantages

Disadvantages

All benefits are subject to terms and conditions
If you wish to pay in installments, you are charged additional (typical APR rate 26.8%) spread over the year
Only insure private cars

Elephant Car Insurance
Elephant Car Insurance

ProviderAll carsUK driversElephant Car InsuranceGet a quoteAsk on applicationType

Cover Type

Car Insurance


Level

Cover Level

Ask on applicatiopn


Detail

Cover Detail

Full car Insurance with additional extras

OnlineSuitable For

Suitable For

All drivers

Restrictions

Restrictions

Only UK drivers

Elephant Car Insurance
We work hard to make your life easier. We believe car insurance should be quick, easy and most of all - reliable. This is why you just fill in your details online and then lean back and choose which quote suites you best! DETAIL INFORMATION >>Services

Services

Online application and claims service


Advantages

Advantages

1.Save over £235 

2.Stereo Cover 
3.Courtesy Car


Disadvantages

Disadvantages

Prices not clear from website

Admiral Car Insurance
Admiral Car Insurance

ProviderPrivate carsAll drivers from age 17MultiCar, Single CarAvailable for £673.55 per yearFrom £0.00Type

Cover Type

Comprehensive and optional extra


Level

Cover Level

Depends on policy type


Detail

Cover Detail

Comprehensive

Legal Expenses
Admiral's garage network
Windscreen repair
Drive other car
EU cover
Courtesy car
24 Accident Helplines
Personal Belongings Cover
Audio Equipment Cover
Third Party, Fire and Theft
Legal Expenses
Admiral's garage network
Windscreen repair OPTIONAL
Drive other car
EU cover
24 Accident Helplines
Audio Equipment Cover
Third Party Only
Legal Expenses
Admiral's garage network
Windscreen repair OPTIONAL
Drive other car
EU cover
24 Accident Helplines

OnlineSuitable For

Suitable For

From comprehensive to broader cover including MultiCar

Restrictions

Restrictions

Must be minimum age 17

Admiral Car Insurance
Admiral has been offering motor insurance quotes since 1993 and online car insurance quotes since 2000. Get a UK car insurance quote and you could save up to 10% on your online quote.  Admiral specialises in cheap car insurance quotes for drivers who often have to pay higher premiums, including people who drive performance cars, city dwellers and drivers with low No Claims Bonus. So if you’re looking for the cheapest car insurance, try Admiral. Please read the terms and conditions carefully. DETAIL INFORMATION >>Services

Services

Range of car insurance cover types


Advantages

Advantages

1. Price guaranteed for additional cars
2. £100,000 legal protection
3. £5,000 personal injury cover
4. Free guaranteed courtesy car while yours is repaired at an authorised garage
5. Up to £1,250 stereo cover for each car
6. Control your policy with flexible excess options
7. Free windscreen repair.


Disadvantages

Disadvantages

Website is 'busy' making it hard to get hard facts
Advertises MultiCar cover more than simple comprehensive cover
 

John Lewis Car Insurance
John Lewis Car Insurance

BrokerPrivate cars onlyYou must be 17 years or older and a UK residentJohn Lewis Car InsuranceVaries on policy chosen£100Type

Cover Type

Car Insurance


Level

Cover Level

Comprehensive, Third Party Fire and Theft, Third Party Only


Detail

Cover Detail

1. Car Insurance
2. Insure drivers aged 17-99
3. Annual cover
4. Insurance covered for cars driving in Europe for a maximum of 90 days

Online, TelSuitable For

Suitable For

For UK residents seeking car insurance

Restrictions

Restrictions

Please note that policyholders under 18 years of age are unable to pay by instalments.

John Lewis Car Insurance
John Lewis Car Insurance offers a high level of cover at great value. We give you up to 75% No Claims Discount, plus cover for misfuelling, vehicle identity theft and Emergency Taxi Cover. 10% off when you buy online! You can win a year's worth of John Lewis Car Insurance - John Lewis Insurance is giving you the opportunity to have your Car Insurance free for a year. Please remember that insurance policies vary and it is important to read the terms and conditions before you purchase anything to ensure that you are covered. DETAIL INFORMATION >>Services

Services

In addition to car insurance there are also options for:
1. Legal Protection
2. Car Breakdown Cover
3. Excess Protection
4. Protected No Claims Discount
 


Advantages

Advantages

1. Reap the rewards of careful driving - we offer a No Claims Discount of up to 75% and in most instances we'll give you the option of protecting it.*
2. Stay on the road when you make a claim - we'll give you a Courtesy Car while your car is being repaired (Comprehensive Cover only).
3. Peace of mind when you're travelling - 90 days cover in Europe comes as standard and you can buy Breakdown Cover for Europe too.
4. Never miss an urgent appointment - if it’s an emergency and we can’t arrange a Replacement Car* in time, we’ll refund your taxi fare.*
5. Car ID theft, audio and Sat Nav equipment and misfuelling - are all covered as standard.
6. Option to insure provisional driver 


Disadvantages

Disadvantages

This policy does not cover:
1. Any claim reported to us more than 14 days after the insured incident.
2. Any claim for a replacement car more than 5 days after the insured car has been determined as immobilised at the scene of the road traffic accident or a total loss (a write off ).
3. £35 cancellation fee

Saga Car Insurance
Saga Car Insurance

ProviderSeperate Cover

All drivers over 50

Comp, New for Old Cover, EmergencyFrom £12.50 a monthFrom £50Type

Cover Type

Comprehensive cover, New for Old Cover, Emergency


Level

Cover Level

Depends


Detail

Cover Detail

Up to 20% online discount* – 21% of people would have received an introductory and online discount totalling 20%, Saga survey of new business quotes January 2010 Comprehensive cover from just £12.50 a month – in fact 20% of new customers who took out a policy with us between November 2009 and February 2010 pay this or even less Comprehensive cover when driving in the EU with no limit on the number or duration of trips Replacement car for up to 14 days whilst yours is being repaired by one of our approved repairers following an insured incident in the UK

New for old cover on cars less than two years old where you are the first registered keeper (12,000 mileage restriction for the second year)
Emergency ‘any driver’ cover – anyone with a full licence can drive your car in a medical or motoring emergency providing you are also in the vehicle
Vandalism cover – your No Claim Discount will not be affected following a claim for damage caused by vandals.

Online, telephoneSuitable For

Suitable For

Drivers over age 50

Restrictions

Restrictions

Must be over 50
Must have full UK driving licence (no provisional)

Saga Car Insurance
Save up to 15% if you apply online for Saga Insurance.  Enjoy benefits like comprehensive cover from just £12.50 per month and cover whilst driving in the EU - and there is no limit on the number or duration of your trips!  Drivers over 50 make fewer claims and this is reflected in your Saga premium. Please remember that insurance policies vary and it is important to read the terms and conditions before you purchase anything to ensure that you are covered. If you need more information please don't hesitate to contact the company. DETAIL INFORMATION >>Services

Services

Comprehensive cover
Breakdown assistance


Advantages

Advantages

1. Up to 15% online discount ? *39% of people would have received an introductory and online discount of at least 15% - Saga Survey of new business quotes, September 2010
2. Comprehensive cover from just £180 a year ? in fact 14% of new customers who took out a policy with Saga between August 2010 and September 2010 paid this or even less.
3. Comprehensive cover when driving in the EU with no limit on the number or duration of trips
4. Replacement car for up to 14 days whilst yours is being repaired by one of our approved repairers following an insured incident in the UK
5. New for old cover on cars less than two years old where you are the first registered keeper (12,000 mileage restriction for the second year)
6. Emergency ?any driver? cover ? anyone with a full licence can drive your car in a medical or motoring emergency providing you are also in the vehicle
7. Vandalism cover your No Claim Discount will not be affected following a claim for damage caused by vandals.


Disadvantages

Disadvantages

Over 50s only
Temporary additional drivers cost £13 plus £10 per transaction
No cover for people with provisional licence

If you wish to speak to someone: Contact Us or Enquiry Line: +44 (0) 207 386 5300

Compare Car Insurance

Make sure you car is insured before you take to the roads.

What is Car Insurance?

If you want to drive on public roads in the UK then by law you are required to have insurance. Car insurance will cover you for any losses that you may have incurred from an accident. It protects you, your vehicle and other motorists against liability in the event of any accident and it is used to provide financial compensation to cover any injuries cause to people or their property.

Types of Insurance Cover

Third Party Only cover is the legal requirement which ensures compensation is available to other people, including your passengers from an accident caused by you. Most insurance companies offer additional levels of cover that offer more than what is required by law. You can get Third Party Fire and Theft cover which also insured you should your vehicle by damaged or stole. Comprehensive cover is also available which covers you should your vehicle be damaged in accident. There are many optional extras which can be added to Comprehensive cover which can include courtesy cars while your car is being repaired, legal expenses and breakdown cover.

How much will a policy cost?

The exact amount you will pay for your vehicle insurance depends on a number of factors. Not only will it depend on the insurer and policy you choose but it will also depend on what type of vehicle you want to insure and how old it is. You will find that the older your car the more you will pay for the insurance because it is more likely to need work done to it. Whether or not your vehicle has certain safety features such as air bags and alarms will also affect the price.

Insurers will also look at the driver to decide how much you will pay for the insurance. They will look at your age, sex and whether or not you have a history of making claims. Young drivers are likely to pay more for insurance because they are statistically more likely to be involved in an accident.

To keep prices down make sure you are not paying for any extras that you do not need but remember that the cheapest insurance is not necessarily the best because it is likely to provide the least amount of cover.

Finding the right policy

When it comes to vehicle insurance you need to make sure have the right mix of coverage and price. Choose a policy where you can tailor it to suit you and your insurance needs. Always make sure you read the terms and conditions fully before you apply.

Whatever type of car insurance you need, it is important that you take the time to research the market. You can compare some of the leading insurance providers in the table above. There are policies especially geared towards young drivers, women, over 70s and for those people who do not drive that often. You can also get insurance for specialist, vintage or classic cars.

CAR INSURANCE - LATEST NEWS News and Charts

How to make a claim on your home insurance if your house has been damaged in the recent storms

18 February 2014
Which Way To Pay

Has your home been damaged with the recent storms? Check your home insurance policy to see if you are covered.

READ ARTICLE

Car insurance certificate no longer needed when taxing your vehicle

20 December 2013
Which Way To Pay

Changes that will come into force this week mean that motorists no longer need their vehicle insurance certificate when taxing their vehicle

READ ARTICLE

Does your Home Insurance and Car Insurance cover you against extreme weather?

05 December 2013
Which Way To Pay

With the recent extreme weather and storms that have hit Britain, we seem to be suffering the effects on a more regular basis. Here is your insurance policy explained.

READ ARTICLE

Allround Car Insurance from the AA gets 5 award stars

14 November 2013
Which Way To Pay

The AA car insurance is not just good it’s also cheaper than others

READ ARTICLE

Should You Protect Your No Claims Discount?

16 January 2012
Which Way to Pay

No claims discount protection can be available upon the payment of an additional premium when taking out your car insurance. If you do not make a claim during the time you take out the policy, you will qualify for a discounted premium.

READ ARTICLE