CAR LOANS - COMPARE CAR LOANS

Car loans are great news for people who are looking to buy a used or new car. Many people spend considerable lengths of time in choosing their car – and rightly so – but end up with costly finance on their chosen vehicle, often through hire purchases (HP) rather than car loans. HPs are arranged directly through the car dealer and can end up costing you a significantly higher amount than if you take a specialist car loan. When looking for a car loan, make sure you shop around. Compare different car loans and see which one has the best deal - make sure you take the interest rate into consideration. Check whether rates drop when the loans are higher. Finally, don't forget to think about how long you are going to keep your new car for. There is little reason in getting a five-year loan if you only plan to have the car for three years! Once you have found a suitable car loans provider just click on the Apply button to go through to the next no-obligation step.

If you wish to speak to someone: Contact Us or Enquiry Line: +44 (0) 207 386 5300

PROVIDER	TYPE TYPE Lender / Broker	APR APR A Representative APR is a financial service concept in which interest rates quoted through advertising media is required to take into account all charges associated with a product, in addition to the interest rate	LOAN AMOUNT LOAN AMOUNT Total amount you can borrow	MIN TERM MIN TERM Minimum loan duration	MAX TERM MAX TERM Maximum loan duration	FEATURES FEATURES List of features of loan	ID REQUIRED ID REQUIRED List of ID required to obtain a loan	SUITABLE SUITABLE Who the loan is suitable for	RESTRICTIONS RESTRICTIONS Restrictions regarding potential borrowers	MORE INFO
Credit Plus Car Loan	Broker	5.9% Representative Example Total Amount Payable £8,250.00 48 Monthly Payments of £171.88 Representative APR * 5.9%	£3,000.00 - £50,000.00	24 months	60 months	Features Credit Check: Instant Decision: Online Application: Secured Loan: Unsecured Loan: Mobile Loan: Debit Card: Bank Account: Repayable: Ask on application Extention: Ask on application	Identification Residential details, UK driving license	Suitable For Purchasing and financing of new or used cars	Restrictions Minimum age 18 years
Credit Plus Car Loan	Buying a car has never been simpler: With Creditplus you will find both, the best deal and loan! Choose your car from an online database of 65,000 cars from independent dealers with the help of a Creditplus advisor and the car will be delivered to your door. Furthermore Creditplus will compare 50 car finance lending options and will find you the best loan available. Save time, effort and money with Creditplus! DETAIL INFORMATION >>									Terms Terms See Website for details Advantages Advantages 1.Instant online lending decision 2.We search the car loan market to offer you a competitive deal 3.Download your documents online 4.FSA (Financial Services Authority) regulated 5.7 day money back promise 6.Specially tailored deals for car finance with bad credit 7.Part exchange your used car 8.All credit profiles considered for lending, even a poor credit score Disadvantages Disadvantages You have to apply to obtain fees and charges
CarLoan4U	Broker	7% Representative Example Not available	£3,000.00 - £49,000.00	18 months	5 years	Features Credit Check: Instant Decision: Online Application: Secured Loan: Unsecured Loan: Mobile Loan: Debit Card: Bank Account: Repayable: Extention: Not permitted	Identification 1. Having a valid Driving Liscence 2. UK resident	Suitable For Car loans for people in all financial circumstances	Restrictions You are required to be a UK Resident and are aged 21 years or more Your offer is valid for thirty days, although an extension can usually be arranged if buying your car is delayed for any reason.
CarLoan4U	At Car Loan 4U, we believe that trying to organise car finance doesn't need to be complicated. In fact, we're sure we can find you the best car loan quickly and easily, without the usual hassles and hidden surprises of some other car finance companies. All we need is a few details about you and your budget, then our expert team will get to work finding you the best car finance rates from our large panel of lenders. Aiming to give you a decision within the hour. Before you apply for a car loan please read the terms and conditions carefully. DETAIL INFORMATION >>									Terms Terms You must be 21 years old or over and have a vailid driving liscence Advantages Advantages As long as you are not currently bankrupt, having a poor credit rating doesn’t stop you from getting a car loans with us, even if you've been refused before. We have deals to suit everyone whatever your situation or credit history 1. Apply online by filling in your details 2. Get Accepted - Your car loan application will be reviewed by our underwriting team and a decision given within 1 - 12 hours. (90% of customers are accepted) 3. Choose Your CarOnce you're approved your personal car loan advisor will give you a credit limit. Then choose your car from: 1.) Any UK dealership 2.) Approved Dealers 3.) WebCars4U 4. Just choose your car and funds will be sent to the dealer. Then it's just a case of driving away or taking collection of your new car. It's that simple! Disadvantages Disadvantages The age of your car will affect the loan.

If you wish to speak to someone: Contact Us or Enquiry Line: +44 (0) 207 386 5300

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Car Loans Information

After your home your car is likely to be the most expensive purchase that you will make. Most people consider their car an essential investment, whether they are using it for getting to work or transporting the family. Safety is always of paramount importance but a good car can come at a high price which isn’t always affordable. However, car loans can make life much easier if you are looking a car but can’t pay all of the money up front. Whether you are looking for a brand new or used car, prices can vary greatly. Aside from the purchase price are other costs to consider, including tax and insurance.

What is a Car Loan?

Unlike a hire purchase where the car company technically owns your car until your final instalment has been paid off, a specialist Car Loan can give you the chance to buy your car outright and pay back the loan over time. Car Loans are provided by companies who offer a quick, user-friendly service. Generally, you can apply online and are rarely turned down. In fact, most specialist car loan providers highlight that they are willing to take on customers regardless of their credit history. This makes them especially appealing to people who have been turned down elsewhere.

Can anyone apply for a Car Loan?

Most car loans ask for your driving licence, passport, proof of address and they might ask for a few bank statements. They might ask that you are at least 21 years of age. A credit check might be carried out and this could affect the amount that a customer is then offered – but a poor credit history won't necessarily mean that an applicant is turned down. In many cases, even self-employed people will be able to get a car loan.

How to finance your vehicle

There are many of ways of financing your vehicle. You could make a cash purchase which means any payment that takes place in one go. It doesn't mean you have to pay in cash (notes and coins). Make sure you check that all the paperwork is genuine and above board before you hand over any money.

Lots of dealers offer their own arrangements, most commonly the Hire Purchase (HP). Another form of dealer arrangement is the Personal Contract Plan (PCP). They are types of loans, and will carry an APR rate – make sure you take into account fees and charges as well as the rate when you work out if this option is worthwhile.

You can get a range of loans and credit cards these days, to help pay for a significant purchase such as a car. Today, you can tailor your loan search by getting a Car Loan from a specialist provider. There are many available who offer an easy online application process and they usually cater for people regardless of credit history.

Before you apply for any sort of loan make sure that you consider what you are doing carefully and seek financial advice. Read the terms and conditions of any loan advertised thoroughly before you make an application.