CLAIMS SERVICES - CLAIM COMPENSATION

A claims service is a specialist company run by teams of legal and financial professionals who can help you to claim compensation for a range of areas.

What is a Claims Service?

The services listed above are legal and financial professionals who can help you get the compensation you deserve. If you feel that you are entitled to compensation or have been taken advantage of financially a claims service can help.

Making a claim can be complicated process but with a claims service you will work with lawyers and legal experts who will be able to offer you their knowledge and expertise giving you the best chance of succeeding. With a strong legal team behind you, you can rely on advice and support whenever you need.

There are many reasons why you might want to make a claim:

Injury/Accidents

Usually the most common type of claim compensation is an injury claim. This is because thousands of people are injured at work or in a public place where in most cases it isn’t their fault. If you fit these criteria then you are eligible to make a claim and potentially win money. If you have recently been injured in a car, motorcycle or bicycle accident then an injury claim can cover the costs of the accident including after care which in many cases consists of rehabilitation and long term treatment.

Claim companies, together with their expert solicitors, work to make sure that your claim will be successful and your medical fees, pain and suffering will be compensated for. Such companies provide advice and guidance when you are making your claim to ensure that you win your claim and advantageously most claim companies offer a no win, no fee service so either way you are sure to not lose out. When you are making your claim it is essential that you provide all the appropriate information needed and that the accident you were involved in was not your fault. Providing all the correct information will better guarantee that your claim is successful. It is important to research the market so that you make sure you are getting the best and suitable deal for your situation and that whatever the outcome you end up in a better financial situation than initially.

Mis-Sold PPI

Payment Protection Insurance or PPI is insurance designed to cover a borrower in the event that something would prevent them from meeting their loan or credit card payments. PPI was supposed to repay people’s loans if their income dropped because they lost their jobs or fell ill, but thousands of people were mis-sold their policies. Most people don’t even know that they might have lost money. Other people have discovered that the PPI policy they have been sold does not actually sufficiently cover them. As such the banks are facing the biggest ever compensation bill for selling insurance for to people who did not need it or could not use it.

If you think you have been mis-sold PPI you might want to make a claim and get your money back. You can do this with a specialist claims service. Enlisting the assistance of a claims specialist, you can utilise their expertise and knowledge of the legal process. However, make sure you look at the costs involved because you could end up paying expensive fees and charges which is not a good value for your money. You can make a claim yourself for free but you might want to use the professional support and guidance of an expert. A PPI claims specialist will work with you towards making a successful claim and many operate on a no win, no fee basis.

Unfair Credit Card / Bank charges

Most credit card companies will charge customers for three main things – late payment, exceeded credit limits and returned payment. If you have been unfairly charged by your bank or credit card company you could be entitled to compensation.

If you want to reclaim the money which you have every right to claim then you should think about using a claims service. Make sure that whichever claims company you use that they cover over-limit charges (which you might incur when you go beyond your overdraft or agreed credit limit). It is also important that late payment fees are also covered as creditors have been known to take more money than they are rightfully entitled to.

How much will it cost?

The exact amount a legal service can cost will vary case by case and depends on the service you use. Each firm will have their own fee structure so it is important that you understand what you are paying for before you sign. Avoid companies which are unwilling to disclose how much you will pay. Most services operate on a ‘no win, no fee’ basis.

Finding the right service

Make sure you take the time to research the market to find the right claims service for you. Use the table above to compare different products.