| Amex Platinum Cashback Credit Card (Credit Card) |  |
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| American Express Platinum Money credit card gets you a 3% Moneyback standard rate - and 5% MoneyBack for the first three months. These charge cards are great for those who can afford to pay back their full balance each month. Before you apply for a credit card it is important that you consider your financial circumstances carefully. Work out which credit card is best for you. Make sure that you read the terms and conditions carefully so that you understand your financial obligations before you apply. |
| Advantages |
1.3% Moneyback 2.Online fraud guarantee and purchase and refund protection 3.Travel Accident Benefit - up to £150,000 when public transport travel tickets are charged to the Card |
| Disadvantages |
1.Annual fee of £300 2.No Free Balance Transfer
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| Services |
Chip & Pin:  | Rebuild Credit:  |
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| Cashback |
| Rate: 3% - Money back on purchases |
| Costs, Rates & Fees |
| Representative APR: 18.7% |
| Representative Example: |
| Representative 18.7% APR variable. Based on assumed credit limit of £1,200. Interest rate for purchases 14.0% p.a. variable |
| Balance Tranfer Rate: | 15.9% | Balance Tranfer Period: | N/A | | New Purchase Rate: | 0% | New Purchase Period: | 56 Days |
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