| British Airways American Express Credit Card (Credit Card) |  |
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| Transform your everyday spending into British Airways flights. The British Airways American Express® Credit Card gives new Cardmembers the opportunity to earn 3,000 bonus Avios points (when they spend £1,000 in the first 3 months). Or they can apply for the British Airways American Express® Premium Plus Card and earn 18,000 bonus Avios points (when they spend £3,000 in first 3 months). Offers expire on 29th February 2012. Please read the terms and conditions carefully. |
| Advantages |
1. 3,000 Avios points (when you spend £1,000 in your first 3 months of Cardmembership)
2. Collect 1 BA Mile for virtually every £1 you spend
3. Automatic enrolement into the British Airways Executive Club - priority on flight waiting lists, your seat and meal choices on flights and the chance to earn more Avios
4. Spend £20,000 on your Card in a year and redeem your BA Miles on a British Airways flight and you?ll receive a complimentary ticket for a companion for the same flight and cabin
5. Travel accident benefit up to £75,000
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| Disadvantages |
| 1. Check fees and charges that apply |
| Acceptance Criteria |
1. I am aged 18 or over
2. I have a current UK bank or building society account
3. I have a permanent UK home address
4. I have a household income of at least £30,000
5. I have no history of bad debt
6. And if self-employed, I have been working for more than one year |
| Services |
Chip & Pin:  | Rebuild Credit:  |
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| Costs, Rates & Fees |
| Representative APR: 50.1% |
| Representative Example: |
| 50.1% APR variable. Based on annual fee of £150 and assumed credit limit of £1200. Interest rate for purchases: 19.9% p.a. variable. |
| Balance Tranfer Rate: | 27.9% | Balance Tranfer Period: | N/A | | New Purchase Rate: | 19.9% | New Purchase Period: | N/A |
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