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First Direct Gold card (Credit Card)Mastercard
first direct gold card - attain the gold standard
first direct offer a competitive deal to new customers of the first direct gold card.  Get 0% on purchses for 12 months and 5.9% on balance transfers for five years - typical 16.9% APR variable.  These offers are both available when you make a balance transfer of 100 within two months of the account opening, which seems a reasonable offer.  The minimum credit on the card is 3,000 and there is no annual fee. 
first direct also pride themselves on having 'real people' answer their phone lines and that you can reach them all year long, every hour of the day.  You can even have mini-statements texted to your mobile phone.  See first direct website for more.
Chip & Pin: NoRebuild Credit: No
Costs, Rates & Fees
Representative APR: 0%
Credit Limit: £0.00
Balance Tranfer Rate: £0.00Balance Tranfer Period:
New Purchase Rate: 0%New Purchase Period:

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