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MILES AND MORE
Miles and More (Credit Card)Amex Card
        
With the Miles and More American Express Credit Card from MBNA you will receive a welcome bonus of 1,500 award miles when you make a card purchase within the first 90 days of your account opening. You can redeem your award miles for great rewards including flights, upgrades, hotel stays and much more. See acceptance criteria for more information.
Advantages
1. Receive a welcome bonus of 1,500 award miles when you make a card purchase within the first 90 days of your account opening 
2. Earn 2 award miles for every £1 you spend during the first 6 months and 2. 5 award miles per £1 spent thereafter 
3. Redeem your award miles for fabulous rewards including flights, upgrades, hotel stays and much more! 
4. 0% on balance transfers for 12 months (3% handling fee). For this great rate your balance needs to be transferred within the first 90 days of your account opening 
4. 0% on money transfers from your credit card to your current account for 12 months (4% handling fee). Remember for this great rate you need to transfer money within the first 90 days of your account opening 
5. 0% on card purchases for 3 months from the date your account is opened 
Disadvantages
1. APR is 16.9%
Acceptance Criteria
1. You are over 23 years of age
2. You are a homeowner
3. You have an income of over £20,000
4. You do not have any recent credit defaults (CCJ's, current arrears or missed payments) on credit cards / loans / mortgages
5. You are a resident in the UK and can prove residential addresses for the past two years
Services
Chip & Pin: YesRebuild Credit: No
Costs, Rates & Fees
Representative APR: 16.9%
Representative Example:
Assumed borrowing of £1,200; Representative 16.9% APR (variable); Standard interest rate for purchases: 16.9% p.a. (variable)
Address: Stansfield House, Chester Business Park, Chester CH4 9QQ
Balance Tranfer Rate: 0%Balance Tranfer Period: 12 months
New Purchase Rate: 0%New Purchase Period: 3 months
        

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