| Post Office Credit Card (Credit Card) |  |
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| Get 0% on balance transfers for the first 14 months with the Post Office Credit Card
With the card’s great 0% on balance transfer offer for the first 14 months, you could make saving. Extras are: Free purchase protection for up to 90 days for almost all of your purchases, which covers you if purchases are lost, damaged or stolen. There’s no annual fee for the Post Office Credit Card plus you can have up to three additional cardholders.The card is hassle-free with online account management
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| Advantages |
1. 0% on purchases for the first 3 months
2. No fees on purchases overseas
3. No cash fee if you purchase Post Office Travel Money |
| Disadvantages |
1. Cash advance charges
2. Late payment fees
3. Over credit limit charges |
| Acceptance Criteria |
1. To qualify for their Platinum credit card, you must earn over £15,000 a year. A gross annual income of £8,000 a year may qualify you for their Classic card.
2. Credit checks will be carried out |
| Services |
Chip & Pin:  | Rebuild Credit: |
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| Costs, Rates & Fees |
| Representative APR: 16.9% |
| Representative Example: |
16.9% APR
Representative (variable)
16.9% APR Purchase rate (variable)
£1,200 Assumed credit limit
Credit is subject to status |
| Balance Tranfer Rate: | 0% | Balance Tranfer Period: | 14 Months | | New Purchase Rate: | 0% | New Purchase Period: | 3 Months |
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