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POST OFFICE CREDIT CARD
Post Office Credit Card (Credit Card)Mastercard
        
Transfer your existing credit card or store card balances to a Post Office® Credit Card and pay 0% interest on balance transfers* for the first 18 months.You also have the added benefit of free purchase protection insurance, insuring items against accidental damage, loss and theft for up to 90 days^. Purchase Protection Insurance is underwritten by Ageas Insurance Limited And we make having our card hassle-free with online account management Credit card is subject to status and UK residents aged 18 years or over Post Office Credit Card is provided by Bank of Ireland UK
Advantages
1.0% on balance transfers for the first 18 months. A balance transfer fee of 2.98% applies and transfers must be made within 3 months of account opening. 
2. No fees on purchases overseas
3. No cash fee when you purchase Post Office Travel Money
4. 0% on purchases for the first 3 months
Disadvantages
1. Cash advance charges
2. Late payment fees
3. Over credit limit charges
Acceptance Criteria
1. To qualify for their Platinum credit card, you must earn over £15,000 a year. A gross annual income of £8,000 a year may qualify you for their Classic card.
2. Credit checks will be carried out
Services
Chip & Pin: NoRebuild Credit: No
Costs, Rates & Fees
Representative APR: 17.8%
Representative Example:
17.8% APRRepresentative (variable)
17.8% p.a. Purchase rate (variable)
£1,200Assumed credit limit
Balance Tranfer Rate: 0%Balance Tranfer Period: 18 Months
New Purchase Rate: 0%New Purchase Period: 3 Months
        
REVIEWS
Post Office Credit Card (Which Way To Pay - 25/7/2008)
Post Office Credit Card is ranked 3 out of 5. Based on 1 review.

3 Star Rating

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