COMPARE CREDIT CARDS
Whichway to pay offers you independent, impartial advice on a range of available credit cards. To make sure you make the right choice, we compare the most widely available credit cards, all offering different advantages and benefits including; Amex, Barclay, Egg, Goldfish, Royal Bank of Scotland and many more.
All Cards 0% Purchases 0% Balance Transfers Life Of Balance Cashback
Whether you're looking to earn airmiles, make your money ethical or simply get a great transfer deal; Whichwaytopay gives you the facts in a simple and straight forward way. The table below outlines APR, Balance transfer rates, Purchase rates and other costs, rates and fees. You'll also find clear listings of advantages and disadvantages; so you can choose the right credit card for you.
CARD NAME  | ISSUER | APR | BALANCE TRANSFER RATE | BALANCE TRANSFER PERIOD | PURCHASE RATE | PURCHASE PERIOD | CASHBACK | APPLY |
Capital One Low Rate Credit Card |  | 8.5% | 0% | N/A | 0% | N/A | 0.5% |  |
| The Capital One Low Rate Credit Card offers customers an exceptional low APR at Only 8.5%. Choose from 8 card designs. FULL INFORMATION >> | ||||||||
GM General Motors Card | | 14.9% | 0% | 5 Months | 0% | 5 Months | N/A | |
| This card has a good APR and when you use it, you will build up rebate points which allow you to save money on new Saab or Vauxhall car. You can use your rebate points whenever you want to make your car purchase - there is no min or max. FULL INFORMATION >> | ||||||||
Amex Platinum Cashback Credit Card |  | 15.9% | 15.9% | N/A | 0% | 56 Days | 3% | |
| American Express Platinum Money credit card gets you a 3% Moneyback standard rate - and 5% MoneyBack for the first three months. FULL INFORMATION >> | ||||||||
Amex Nectar Credit Card | | 15.9% | 18.9% | N/A | 0% | 56 Days | N/A | |
| American Express Nectar Card means you can earn additional Nectar points every time you use your card. FULL INFORMATION >> | ||||||||
HSBC Credit Card | | 15.9% | 2.9% | 24 Months | 0% | 12 Months | N/A | |
| Very competitive card whether you want a long interest free purchase period (12 months)and 2.9% on balance transfers for 24 months! FULL INFORMATION >> | ||||||||
MBNA Rewards Points card |  | 15.9% | 0% | 14 Months | 0% | 3 Months | N/A | |
| MBNA Rewards Visa Credit card provides one of the most extensive loyalty programmes on the market. Collect points as you spend, and you can redeeem these on Travel, Wine offers, entertainment products including DVD players and television, High street shopping vouchers including - Selfridges, John Lewis, Boots, Halfords, WHSmith, Debenhams and more. You can even redeem the points for cash if you wish. FULL INFORMATION >> | ||||||||
Capital One Low Rate Balance Transfer | | 15.9% | 5.5% | Until Repaid | 0% | Until 1st April 2009 | N/A | |
| The Capital One Low Rate Balance Transfer Card is a card designed for individuals who want a low interest rate for a balance transfer until it is repaid, rather than a shorter introductory interest-free period. Choose from 8 designs. 0% on purchases until 1st April 2009. FULL INFORMATION >> | ||||||||
Tesco Bonus Credit Card | | 15.9% | 0% | 14 Months | 0% | 6 Months | N/A | |
| Tesco Bonus Mastercard offers 0% on balance transfers for 14 months, and 0% on all purchases for 6 months. The Bonus Credit Card is the only card on the market to give you an interest payment back to your credit card. Each year you're a Tesco Bonus Credit Card holder, you will receive a gift - an Interest Payment Back. FULL INFORMATION >> | ||||||||
bmi American Express® from MBNA | | 15.9% | 0% | 12 Months | 0% | 3 Months | N/A | |
| Apply online for the bmi credit card and if you spend £250 on card purchases within 90 days of your account opening MBNA will give you 20,000 destinations miles. That's enough for a return flight to Italy, Spain and many other great destinations! FULL INFORMATION >> | ||||||||
MBNA Rewards American Express Card | | 15.9% | 0% | 12 Months | 0% | 3 Months | N/A | |
| Credit card with fantastic rewards programme. Earn when you spend using your card and redeem the points for flights, cash, shopping vouchers and much more. FULL INFORMATION >> | ||||||||
Halifax All In One Credit Card | | 15.9% | 0% | 10 Months | 0% | 10 Months | N/A | |
| The Halifax All in One Mastercard offers 0% for the first 10 months on balance transfers and an impressive 10 months interest free on purchases. Choice of 5 colours. FULL INFORMATION >> | ||||||||
Capital One Balance Transfer and Purchase | | 15.9% | 0% | Until 1st February 2010 | 0% | Until 1st February 2009 | N/A | |
| Capital One Balance Transfer & Purchase credit card is aimed at individuals who want a good balance tranfer interest free period as well as an interest free purchase period. Choose from 8 designs. FULL INFORMATION >> | ||||||||
MBNA Platinum Plus Card | | 15.9% | 0% | September 2009 | 0% | November 2008 | N/A | |
| The card offers 0% interest on balance transfers until September 2009, and 0% interest on purchases until November 2008 FULL INFORMATION >> | ||||||||
Virgin Credit Card | | 16.6% | 0% | 15 Months | 0% | 6 Months | N/A | |
| Virgin Mastercard Credit Card offers you 0% on balance transfers for 15 months and instant discounts on selected Virgin products plus 6 months interest free on purchases. Choice of three designs. FULL INFORMATION >> | ||||||||
BT Visa Credit Card | | 16.9% | 0% | 12 Months | 0% | 3 Months | N/A | |
| Every time you spend using your BT Card you'll earn money off your BT bill. FULL INFORMATION >> | ||||||||
Tesco Clubcard Credit Card | | 16.9% | 0% | 6 Months | 0% | 14 Months | N/A | |
| Pay with your Tesco Clubcard at Tesco or Tesco.com, you'll get 5 points for every £4 spent, and also get 1 point for every £4 spent everywhere else. Also, the Buy Now - Pay Later scheme allows UK Tesco Credit Card holders to buy from Tesco Direct online and on the phone on selected items, interest free for a fixed number of months. FULL INFORMATION >> | ||||||||
Capital One Platinum Credit Card | | 16.9% | 0% | Until Nov 2009 | 0% | Until Nov 2009 | N/A | |
| The Capital Platinum card is one of the more competitive in the market in terms of balance transfers, purchase interest free period. FULL INFORMATION >> | ||||||||
Virgin Atlantic American Express® | | 17.9% | 0% | 6 Months | 0% | N/A | N/A | |
| Earn Virgin Atlantic Flying Club miles with every purchase and 3,500 bonus Flying Club miles upon your first spend. A host of other travel related bonuses incuding free flights and travel insurance. FULL INFORMATION >> | ||||||||
Amex British Airways Credit Card | | 17.9% | 17.9% | N/A | 0% | 56 Days | N/A | |
| American Express British Airways card which has a host of travel benefits including air miles and Travel Insurance. FULL INFORMATION >> | ||||||||
American Express Green Charge Card | | 0% | 0% | N/A | 0% | N/A | N/A | |
| Membership Rewards - Earn reward points for almost every pound you spend. Redeem them for a number of rewards. Up to 2 free additional Cards available for family and friends. Please note this is a charge card so interest must be paid in full every month though there is no interest on purchases FULL INFORMATION >> | ||||||||