|  | 34.9%
 Representative Example | 34.94% | 0 months | 34.94% | 0 months | Ask On Application |  |  |
| This credit card is ideal if you are attempting to rebuild your credit rating. It has the fun bonus of being able to pick your front of card design. With the low £1500 credit limit, it is easy to see why this card would suit someone working on their credit rating. DETAIL INFORMATION >> | Acceptance CriteriaAcceptance Criteria
AdvantagesAdvantages1. Low, easy-to-manage credit limit from £200
2. Choose your own credit card design
3. Register for email alerts to help you stay in control
4. Identity Theft Protection available
5. Online account management with paperless statements
6. Purchase protection insurance as standard
7. Free Equifax credit reports
8. Fast Online Application & Response
DisadvantagesDisadvantages1. You must have some history of managing your credit even if you have had CCJs or defaults in the past.
2. You must be on the electoral roll.
3. High APR 34.9%
4. Balance transfer handling fee of 3%
|
|  | 16.9%
Representative Example16.9% APR
Representative (variable)
16.9% APR Purchase rate (variable)
£1,200 Assumed credit limit
Credit is subject to status | 0% | 14 Months | 0% | 3 Months | Ask On Application | | |
| Get 0% on balance transfers for the first 14 months with the Post Office Credit Card
With the card’s great 0% on balance transfer offer for the first 14 months, you could make saving. Extras are: Free purchase protection for up to 90 days for almost all of your purchases, which covers you if purchases are lost, damaged or stolen. There’s no annual fee for the Post Office Credit Card plus you can have up to three additional cardholders.The card is hassle-free with online account management
DETAIL INFORMATION >> | Acceptance CriteriaAcceptance Criteria1. To qualify for their Platinum credit card, you must earn over £15,000 a year. A gross annual income of £8,000 a year may qualify you for their Classic card.
2. Credit checks will be carried out
AdvantagesAdvantages
1. 0% on purchases for the first 3 months
2. No fees on purchases overseas
3. No cash fee if you purchase Post Office Travel Money
DisadvantagesDisadvantages1. Cash advance charges
2. Late payment fees
3. Over credit limit charges |
| | 22.8%
Representative ExampleNot available | 0% | 1 month | 0% | 1 month | £1,200.00 | 3% | |
| With the new Santander 123 Cashback Credit Card, getting rewarded for the things you buy everyday is easy. Whenever you shop at the supermarket, spend in department stores, or fill up at a petrol station†, you'll earn a generous cashback reward, making the Santander 123 Cashback Credit Card the smart way to pay. An annual fee applies. Before you apply for a credit card it is important that you consider your financial circumstances carefully. Work out which credit card is best for you. DETAIL INFORMATION >> | Acceptance CriteriaAcceptance CriteriaBefore starting your application please ensure the following apply:
1. You are at least 18 years of age;
2. You have had a permanent UK address for at least the last 3 years;
3. You do not have a history of bad credit (in other words, county court judgements or bankruptcy);
4. You have an income in excess of £7,500.
You will need the following information when filling in your application:
1. All the addresses you have lived at for the last 3 years (including postcodes);
2. Employers address and postcode;
3. Details of your yearly income and monthly outgoings.
AdvantagesAdvantages1. 0% for 1 months from account opening on new purchases
2. 0% for 1 months from account opening on balance transfer
3. 56 days interest free period for Purchases
4. 1% cashback on your supermarket
5. 2% cashback at your favourite department stores
6. 3% cashback when you fill up at major petrol stations
DisadvantagesDisadvantages1. A maximum spend of £300 on fuel purchases will be eligible for cashback each month (the period between your monthly statements). Once you have reached this maximum amount, any further fuel purchases that you make during that month will not qualify for cashback.
2. Purchases of financial services products (which include travellers' cheques, foreign currency, gift vouchers and insurance) made at a supermarket, department store or petrol station may not qualify for cashback.
3. You must have an income in excess of £7500
4. After one month 18.9% on new purchases and balance transfer |
| | 17.9%
Representative Example17.9% pa (variable) on card purchases Equivalent to: 17.9% APR representative (variable) Based on a credit limit of £1,200 Credit limit will vary based on your individual circumstances | 2.9% | Ask on application | 17.9% | Ask on application | £1,200.00 | | |
| The AABalance transfer Card offers the longest balance transfer period and lowest balance transfer fee of 2.9% plus a rich rewards scheme.Earn 1 point for every £1 spent on fuel/motoring, and 1 point for every £2 spent on everything else. 2,000 points can be redeemed for £40 worth of AA products (ie. breakdown renewal) or £10 cashback. AA Members earn reward points twice as fast. DETAIL INFORMATION >> | Acceptance CriteriaAcceptance CriteriaYou have to be 18 years old or over and a
UK resident
AdvantagesAdvantages1.0% for 16 months from the date your account is opened on balance transfers made in the first 60 days, with a fee of just 2.9%
2.Also comes with our generous Rewards scheme, so you earn reward points every time you spend
3.0% on all card spending for 3 months from the date your account is opened, whatever you buy
4. 0% for 16 months from the date your account is opened, on all money transfers made within just 60 days (4% fee).
DisadvantagesDisadvantagesDetailed information after application only |
| | 21.9%
Representative ExampleRepresentative Example: If you spend £1,200 at an annual interest rate of 21.9% (variable) with a £32 annual Fee your Representative APR will be 21.9% (variable). | | N/A | 0% | 3 Months | Ask On Application | | |
| A Barclaycard business credit card gives you 0% interest on purchases for 3 months from date of account your opening. That’s on top of up to 56 days of interest-free credit when you pay off your balance in full and on time each month . When it comes to supporting your cashflow, it all adds up to a lot of extra breathing space. Before you apply for a credit card it is important that you consider your financial circumstances carefully. Work out which credit card is best for you. Please read the terms and conditions carefully. DETAIL INFORMATION >> | Acceptance CriteriaAcceptance Criteria1. You, in the past 5 years, have not been declared bankrupt, been refused credit or have any county court judgments outstanding
2. You are not more than two months in arrears with any payments or you have been part of any repayment plan in the last 5 years
3. Your expected gross income in the next 12 months is more than £10,000
AdvantagesAdvantages1. 0% interest on purchases for 3 months¹ gives you extra cashflow and maintains your spending power
2. 21.90% APR Representative (variable) Barclaycard business credit card is subject to application and status
3. Flexibility to carry your balance Option to carry your balance over from one month to the next
4. Up to 56 days of interest-free credit from the date of transaction when your balance is paid in full and on time – which gives your cashflow even more breathing space
5. 25% off training with Reed Learning
6. 15% of stationery with Ryman
7. Up to 55% off usual membership rates with The AA
DisadvantagesDisadvantages1. £32 annual fee per Gold Card payable on opening the Account and on each anniversary of your Account opening.
2. £32 per annum for each additional Gold Card. |
| | 18.9%
Representative ExampleAsk on application | 0% | 26 Months | 0% | 6 Months | £1,200.00 | | |
| Royal Bank of Scotland Platinum Mastercard for those over 18 and earning over £10,000 a year. 0% on balance transfers for 26 months (2.65% fee, min £5). There is no annual fee. Before you apply for a credit card it is important that you consider your financial circumstances carefully. Work out which credit card is best for you. Make sure that you read the terms and conditions carefully so that you understand your financial obligations before you apply. DETAIL INFORMATION >> | Acceptance CriteriaAcceptance CriteriaYou must be aged over 18 and earning at least £10,000 to apply.
AdvantagesAdvantages0% on balance transfers for 26 months
0% on purchases for 6 months
DisadvantagesDisadvantages1. 18.9% APR is fairly high
2. Only available to existing RBS customers
3. You must be aged over 18 and earning at least £10,000 to apply. |
|  | 50.1%
Representative Example50.1% APR variable. Based on annual fee of £150 and assumed credit limit of £1200. Interest rate for purchases: 19.9% p.a. variable. | 27.9% | N/A | 19.9% | N/A | Ask On Application | | |
| Transform your everyday spending into British Airways flights. The British Airways American Express® Credit Card gives new Cardmembers the opportunity to earn 3,000 bonus Avios points (when they spend £1,000 in the first 3 months). Or they can apply for the British Airways American Express® Premium Plus Card and earn 18,000 bonus Avios points (when they spend £3,000 in first 3 months). Offers expire on 29th February 2012. Please read the terms and conditions carefully. DETAIL INFORMATION >> | Acceptance CriteriaAcceptance Criteria1. I am aged 18 or over
2. I have a current UK bank or building society account
3. I have a permanent UK home address
4. I have a household income of at least £30,000
5. I have no history of bad debt
6. And if self-employed, I have been working for more than one year
AdvantagesAdvantages1. 3,000 Avios points (when you spend £1,000 in your first 3 months of Cardmembership)
2. Collect 1 BA Mile for virtually every £1 you spend
3. Automatic enrolement into the British Airways Executive Club - priority on flight waiting lists, your seat and meal choices on flights and the chance to earn more Avios
4. Spend £20,000 on your Card in a year and redeem your BA Miles on a British Airways flight and you?ll receive a complimentary ticket for a companion for the same flight and cabin
5. Travel accident benefit up to £75,000
DisadvantagesDisadvantages1. Check fees and charges that apply |
| | 18.7%
Representative ExampleRepresentative 18.7% APR variable. Based on assumed credit limit of £1,200. Interest rate for purchases 14.0% p.a. variable | 15.9% | N/A | 0% | 56 Days | Ask On Application | 3% | |
| American Express Platinum Money credit card gets you a 3% Moneyback standard rate - and 5% MoneyBack for the first three months. These charge cards are great for those who can afford to pay back their full balance each month. Before you apply for a credit card it is important that you consider your financial circumstances carefully. Work out which credit card is best for you. Make sure that you read the terms and conditions carefully so that you understand your financial obligations before you apply. DETAIL INFORMATION >> | Acceptance CriteriaAcceptance Criteria
AdvantagesAdvantages1.3% Moneyback
2.Online fraud guarantee and purchase and refund protection
3.Travel Accident Benefit - up to £150,000 when public transport travel tickets are charged to the Card
DisadvantagesDisadvantages1.Annual fee of £300
2.No Free Balance Transfer
|
| | 17.9%
Representative ExampleAssumed borrowing of £1,200; Representative 17.9% APR (variable); Standard interest rate for purchases: 17.9% p.a. (variable)
Address: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX | 17.9% | N/A | 0% | 6 months | Ask On Application | | |
| With the Express Rewards Credit Card, you earn more points in the places you use your card the most. Earn up to 3 points for every £1 spent at major UK supermarkets, 2 points for every £1 at UK department stores and 1 point for every £1 elsewhere. Virtually every time you use your Card, you'll earn points, which you can save up and exchange for £25 vouchers from a selection of leading retailers, both on the high street and online. Please make sure that you read the terms and conditions of these cards carefully before you apply. DETAIL INFORMATION >> | Acceptance CriteriaAcceptance CriteriaYou must be over 18 and have a good credit history.
AdvantagesAdvantages1. Earn richer rewards.
2. Get you off to a great start with 6,000 bonus points (worth £30) when you spend £500 in the first 3 months of card membership.
3. Earn richer rewards with family and friends.
4. Purchase protection
5. Optional repayment protection can take care of payments on your behalf.
DisadvantagesDisadvantages1. Additional charges apply.
2. £12 for late payments, returned payments or if you go over your credit limit. |
| | 18.9%
Representative ExampleAsk on application | 0% | 26 Months | 0% | 6 Months | £1,200.00 | | |
| The Platinum Credit Card allows you to pay 0% on purchases for 6 months from account opening. Transfer your existing balances and pay 0% for 26 months transferred within 6 months. Before you apply for a credit card it is important that you consider your financial circumstances carefully. Work out which credit card is best for you. Make sure that you read the terms and conditions carefully so that you understand your financial obligations before you apply. It is important to make sure that this is the right card for you before you apply. DETAIL INFORMATION >> | Acceptance CriteriaAcceptance CriteriaTo apply you should have an income of at least £10,000 p.a. and be aged 18 or over.
AdvantagesAdvantages0% interest for 26 months on all balances transferred within 6 months. (2.9% fee, min £5)
0% on purchases for 6 months
DisadvantagesDisadvantagesOnly customers with a Natwest current account, savings, loan, mortgage, credit card or insurance may apply |
| | 56.4%
Representative ExampleRepresentative 56.4% APR variable. Based on annual fee of £150 and assumed credit limit of £1200. Interest rate for purchases: 19.9% p.a. variable | 0% | Not available | 19.9% | N/A | Ask On Application | | |
| Before you apply for a credit card it is important that you consider your financial circumstances carefully. Work out which credit card is best for you. Make sure that you read the terms and conditions carefully so that you understand your financial obligations before you apply. Before you apply for a credit card it is important that you consider your financial circumstances carefully. Work out which credit card is best for you. Make sure that you read the terms and conditions carefully so that you understand your financial obligations. DETAIL INFORMATION >> | Acceptance CriteriaAcceptance Criteria1. I am aged 18 or over
2. I have a current UK bank or building society account
3. I have a permanent UK home address
4. I have a household income of at least £30,000
5. I have no history of bad debt
6. And if self-employed, I have been working for more than one year
AdvantagesAdvantages1. Roam the skies.
2. Fly with a friend.
3. Help getting off the ground.
4. Support 24/7
5. Rewards programme available.
DisadvantagesDisadvantages1. £150 annual fee |
| | 29.9%
Representative ExampleRepresentative example Representative APR - 29.9% APR (variable)
Purchase rate p.a - 29.9% p.a. (variable)
Assumed credit limit - £1,200 | 29.9% | N/A | 29.9% | N/A | Ask On Application | | |
| The Barclaycard initial has a sensible spending limit which can actually help you to improve your credit. Enjoy one single, simple rate for purchases and cash advances 29.9% APR typical (variable). This card could be right for you is you have a limited credit history and earn more than £10,000 a year. DETAIL INFORMATION >> | Acceptance CriteriaAcceptance Criteria
AdvantagesAdvantages1. Could be suitable if your financial situation has improved over the last 12 months, even if you may have missed payments or been affected by CCJs in the past.
2. Stay on top of your spending with free text reminders, five days before payment is due.
3. Start with a low, manageable credit limit that may be reviewed and increase.
4. Paperless statements: your new account will automatically be set up with paperless statements so that you can manage your account online.
5. With contactless payment technology, a new quick and easy way to pay for purchases of £15 or under.
6. 29.9% APR typical (variable)
7.For a limited time only there will be 0% interest on purchases for 3 months from the account opening date.
8. Receive £10 cashback when you spend a minimum of £200 in the first 3 months of opening your account (terms and conditions apply
DisadvantagesDisadvantages1. You must be over the age of 18 years old.
2. You must earn more than £10,000 a year
3. APR 29.9% |
| | 36.2%
Representative ExampleRepresentative 36.2% APR variable. Based on annual fee of £75 and assumed credit limit of £1200. Interest rate for purchases: 19.9% p.a. variable | 19.9% | N/A | 19.9% | N/A | Ask On Application | | |
| Earn 1 Starpoint® for virtually every £1 you spend on the Reward Credit Card then use your points towards free nights, free flights, upgrades, instant awards and access to extraordinary events. Apply now and receive 20,000 Welcome Starpoints for first purchase when £1,000 is spent in the first 3 months-enough for up to five complimentary nights. Before you apply for a credit card it is important that you consider your financial circumstances carefully. Work out which credit card is best for you. DETAIL INFORMATION >> | Acceptance CriteriaAcceptance CriteriaYou must be over 18 and have a good credit history.
AdvantagesAdvantages1. Enjoy 20,000 bonus Starpoints when you spend £1,000 on your Card in the first three months – enough for up to five complimentary nights.
2. Earn 1 Starpoint for every full £1 spent, per transaction on your Card.
3. Receive a Free Weekend Night at any hotel or resort in categories 1-4 anywhere in the world when you spend £25,000 on the Card during each year of your Cardmembership.
4. Experience Gold Preferred Guest status when you spend £15,000 annually on your Card.
5. Share the benefits with friends and family and you will earn additional Starpoints for their purchases with Supplementary Cards
6. Complimentary flights
DisadvantagesDisadvantages1. High APR 36.2%
2. A Balance Transfer fee of up to 3% of the balance transferred is payable for each balance transfer processed to your account.
3. A fee of £75 per year will be payable by you. 4. Need £30,000 household income to be eligible |
| | 11.9%
Representative ExampleAssumed borrowing of £1,200; Representative 11.9% APR (variable); Standard interest rate for purchases: 11.9% p.a. (variable)
Address: 25 Gresham Street, London EC2V 7HN | 4.9% | 12 Months | 0% | 6 Months | £500.00 | | |
| Our Advance MasterCard® Credit Card is your perfect shopping partner with an introductory offer of 0% on purchases for 6 months. Representative 11.9% APR (variable). This product is not available to existing Lloyds TSB credit card customers. Before you apply for a credit card it is important that you consider your financial circumstances carefully. Work out which credit card is best for you. Make sure that you read the terms and conditions carefully so that you understand your financial obligations before you apply. DETAIL INFORMATION >> | Acceptance CriteriaAcceptance CriteriaThis product is not available to existing Lloyds TSB credit card customers.
AdvantagesAdvantages1. 0% interest on purchases for 6 months.
2. 4.9% p.a. interest for 12 months on balances transferred within the first 90 days (3% fee).
3. Special offer - 50% refund on your Balance Transfer Fee - apply and transfer £1500 or more before 30th June 2011.
4. Representative 11.9% APR (variable), interest charged from the date of the transaction.
DisadvantagesDisadvantages1. This product is not available to existing Lloyds TSB credit card customers.
2. Default charges £12 |
5.9 percent for Life Credit Card Credit Card
AA Balance Transfer Credit Card Credit Card
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AA Credit Card Credit Card
Abbey Zero Credit Card Credit Card
Amazon.co.uk Credit Card Credit Card
American Express Green Charge Card Credit Card
Amex British Airways Credit Card Credit Card
Amex Nectar Credit Card Credit Card
Amex Platinum Cashback Credit Card Credit Card
ASDA Credit Card Credit Card
Bank of Ireland Credit Card Credit Card
Bank of Scotland All in One Credit Card Credit Card
Bank of Scotland Mastercard Credit Card
Barclaycard Simplicity Visa Credit Card
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Barclaycard Flexi-Rate Credit Card Credit Card
Barclaycard Football Credit Card Credit Card
Barclaycard Gold Credit Card Credit Card
Barclaycard Initial Credit Card
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bmi American Express from MBNA Credit Card
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BT Retail Card Credit Card
BT Visa Credit Card Credit Card
Capital One Aspire Elite Credit Card Credit Card
Capital One Aspire World Card Credit Card
Capital One Balance Transfer and Purchase Credit Card
Capital One Classic Credit Card
Capital One Low Rate Balance Transfer Credit Card
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Capital One OneRate Credit Card
Capital One Platinum Credit Card Credit Card
Capital One Progress Credit Card Credit Card
Capital One Purchase Plus Credit Card
Capital One Transfer Credit Card Credit Card
Choice Freedom Card Credit Card
Citi Platinum Credit Card Credit Card
easyJet Credit Card Credit Card
Egg Credit Card Credit Card
First Direct Gold card Credit Card
GM General Motors Card Credit Card
Halifax 17 Month Balance Transfer Credit Card Credit Card
House Of Fraser Credit Card Credit Card
HSBC Credit Card Credit Card
John Lewis-Waitrose Partnership Card Credit Card
Lloyds Advance Credit Card Credit Card
Lloyds TSB Advance Credit Card Credit Card
Lloyds TSB Airmiles Duo American Express Credit Card
Lloyds TSB Platinum Credit Card Credit Card
Marks and Spencers Credit Card Credit Card
MBNA Platinum Dual Credit Card Credit Card
MBNA Platinum Plus Card Credit Card
MBNA Platinum Rewards Visa Credit Card
Miles & More Credit Card
Nationwide BS Gold Credit Card Credit Card
Nationwide Gold Credit Card Credit Card
NatWest Black Credit Card Credit Card
Natwest Classic Credit Card Credit Card
Natwest Gold Credit Card Credit Card
Natwest Platinum Credit Card Credit Card
NatWest YourPoints World MasterCard Credit Card
PayPal Credit Card Credit Card
Play.com Credit Card
Post Office Credit Card Credit Card
RBS Black Credit Card Credit Card
RBS Classic Credit Card Credit Card
RBS Gold Credit Card Credit Card
RBS Platinum Credit Card Credit Card
RBS YourPoints World MasterCard Credit Card
Ryanair Credit Card Credit Card
Saga Platinum Credit Card Credit Card
Saga Platinum Credit Card Credit Card
Sainsburys Credit Card Credit Card
Sainsburys Credit Card Credit Card
Santander 123 Cashback Credit Card Credit Card
Shell Credit Card Credit Card
Shelter Credit Card Credit Card
SkyCard Credit Card Credit Card
Smile Classic Credit Card Credit Card
Sony Credit Card Credit Card
Tesco Bonus Credit Card Credit Card
Tesco Clubcard Credit Card Credit Card
The AA Credit Card Credit Card
The Capital One Progress Card Credit Card
The Express Rewards Credit Card Credit Card
The MBNA American Express Credit Card Credit Card
The Starwood Preferred Guest Reward Credit Card Credit Card
Thomas Cook Credit Card Credit Card
Vanquis Credit Card Credit Card
Virgin Atlantic American Express® Credit Card
Virgin Money Credit Card Credit Card
Virgin Purchases Credit Card Credit Card
