CREDIT CHECK AGENCIES - CREDIT REPORTS

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Please see a list of services offering access to your credit report. By viewing your credit check online, you can see what it is that banks and lenders see when they assess your profile. It is recommended to check your report at least once a year, to make sure that the information contained within your credit report it is correct and up to date.

Some people are turned down for a loan application thanks to incorrect information in their credit report – it may show an unsettled debt which you did actually pay off. Prevent this kind of thing from happening by having a regular credit check and requesting corrections.

Most companies offering credit reports and credit checks provide a free trial period after which you can choose to keep a regular subscription to keep up to speed on your credit status.

Use the table below to compare essential features when having your credit check, like whether a free trial is offered and how much the regular credit report subscription costs. Make sure you find out how to cancel your subscription as many trial periods do not stop automatically – in many cases it is up to you to cancel the service.

Credit Reference Agency Information

PROVIDERPRODUCTSFREE TRIALCOSTSCANCELLATIONCREDIT REPAIRAPPLY
QuickCreditScore.co.uk
QuickCreditScore.co.uk
Credit Score and Credit Report10 Days£14.95Call for price of a local call anytimeHints and TipsQuickCreditScore.co.uk
Quickcreditscore.co.uk offers you a free 10 day trial to enable you to get unlimited access to your free credit check and credit report. They also offer you 24/7 identity alerts, Identity Recovery Assistance and an Extensive Online Resource Centre.
DETAIL INFORMATION >>
Terms

Terms

To ensure continuous service, at the end of your trial period your membership fee will be automatically charged on or about the same date each month at the then current membership fee on the credit card you provide today or from the checking account associated with the debit card you provide today.


Services

Services

Remember, you can call Quick Credit Score for the price of a local call within the first 10 days to cancel, and you will not be charged the £14.95.


Advantages

Advantages

1. UNLIMITED Access to your FREE Credit Score and Report
2. 24/7 Identity Alerts
3. Identity Recovery Assistance
4. Extensive Online Resource Center


Disadvantages

Disadvantages

1. You must remember to cancel your trial membership otherwise you will be charged.

Credit Report Access
Credit Report Access
Identity Theft and Credit Score10 days£19.95 p.m.10 daysTips and hintsCredit Report Access
Our mission here at CreditReportAccess.co.uk is to offer millions of people the best credit reporting solution available within the United Kingdom. At CreditReportAccess.co.uk we have more than just credit reporting. We offer all our customers with their Credit Score, a full Credit Report, with Credit Monitoring, and finally Identity Theft protection.
DETAIL INFORMATION >>
Terms

Terms

See website for details


Services

Services

1. Credit Score
2. Full Credit Report
3. Credit Monitoring
4. Identity Theft protection


Advantages

Advantages

1. UNLIMITED Access to your Free* Score and Report
2. Identity Recovery Assistance
3. 24/7 Identity Alerts
4. Extensive Online Resource Center


Disadvantages

Disadvantages

1. After a ten day trial you have to pay a monthly fee of £19.95

HighCredit Score
HighCredit Score
Credit Scores from all three bureaus.7 Days£19.95AnytimeNoHighCredit Score
High Credit Score is the fastest and easiest way to check your credit report and rating anytime you need them. In addition, High Credit Score protects you against identity theft with 24/7 credit monitoring and identity alerts. For additional peace of mind, we even provide ID Recovery Assistance in the event your identity is ever stolen.
DETAIL INFORMATION >>
Terms

Terms

See website for details


Services

Services

Credit Scores from all three bureaus.


Advantages

Advantages

1. See both your Credit Report and Rating
2. Credit Monitoring
3. 24/7 Identity Alerts
4. Identity Recovery Assistance
5. 12 Day Free Trial.
6. No processing Fee


Disadvantages

Disadvantages

1. After your 12 Day free trial you will be charged £19.95 per month.

Privacy guard
Privacy guard
Identity Theft and Credit Score30 Days£6.99 per monthAnytime during the 30 day trialAdvice on credit repairPrivacy guard
Apply online for your free online credit report and 30-day free trial with Privacy Guard. You can receive your credit score at no additional fee and receive advice on how to improve you credit rating. You also receive credit checks alerts when your credit profile is viewed or if there are any significant changes.
DETAIL INFORMATION >>
Terms

Terms

The first 30 days are free, after which your membership will continue automatically at a monthly membership fee of £6.99 (inc VAT) which will be billed to the card details provided above.


Services

Services

Apply for PrivacyGuard and they will help you understand your credit rating, watch over your credit profile and if you have been subject to identity fraud, help you regain it.


Advantages

Advantages

1. A free online credit report and 30 day free trial
2. Online access to your secure credit report whenever you want.
3. Your credit score is at no additional fee.
4. Advice on how to improve your credit rating
5. Alerts when your credit profile is viewed or if there are any significant changes.
6. A personal caseworker if you're affected by identity fraud.


Disadvantages

Disadvantages

1. Your membership will start when you receive a welcome email. The first 30 days are free, after which your membership will continue automatically at a monthly membership fee of £6.99 (inc VAT) which will be billed to the card details.

Equifax
Equifax
Credit Management and Identity Protection30 days£6.99 per month30 daysHint and tipsEquifax
Equifax offers to empower business and consumers with information they can trust. You can activate your free, 30 day no obligations credit check trial, online which will help you to understand your credit report, what aspects lenders use to make credit decisions and receive expert tips.
DETAIL INFORMATION >>
Terms

Terms

1. Cancellation after 31st day of the first Year:
2. Partial refunds of the purchase price based on the length of time you were a subscriber to the Subscription Product.
3. No refunds are payable for any cancellation in the last three months of any Year.
4. There are no refunds payable for one-off purchases of your credit report or credit rating.


Services

Services

1. Credit Management
2. Identity Protection
3. Get a free credit report.
4. Find out your credit rating.


Advantages

Advantages

1. No obligation 30 day FREE trial.
2. Immediate unlimited online access to your Equifax credit file.
3. Weekly alerts of any significant changes to your credit file.
4. Expert tips to help you understand your credit report
5. Online dispute facility to help you correct any errors quickly and simply.
6. Comprehensive support from the Customer Care team


Disadvantages

Disadvantages

1. £6.99 per month to continue if you don't cancel within your 30 day free trial.
2. No refunds are payable for any cancellation in the last three months of any Year.

Check My File
Check My File
Credit Score and Credit Report30 Day Free Trial£7.99 pmAnytimeHelpful hints and tipsCheck My File
View the UK’s most detailed credit report with checkmyfile - completely free for 30 days. No one else provides data from all three credit reference agencies, at different levels, which enables you to check whether judgment, insolvency, bankruptcy or electoral roll information is held at Callcredit, Equifax or Experian, and to compare exactly what is held at each, on one screen.
DETAIL INFORMATION >>
Terms

Terms

If you subscribe to our Credit Report Monitoring services and if you do not cancel within the 30 day free trial period, you authorise us until further notice to charge your nominated card or account with the renewal subscription at each appropriate interval after your initial purchase. The 30 day free trial offer is available only to new customers on a one time only basis.


Services

Services

Checking your Credit Report with us does not lower your Credit Score


Advantages

Advantages

1. Multi Agency Credit Reports
2. FREE Credit Score & Rating
3. FREE Identity Theft Assistance
4. Independent, Impartial, Expert Advice


Disadvantages

Disadvantages

1. After the 30 day trial you pay the monthly fee.

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