Advanced Search

HSBC CURRENT ACCOUNT
HSBC Current Account (Current Account)
        
The HSBC Current Account gives you access to 4% AER/gross Regular Saver and an Overdraft facility with a rate of 19.9% AER variable. They have an award winning 24/7 online banking service so you are able to manage your money online, pay bills and make payments securely. Get up to £50 cash back at various UK outlets, when you pay with your HSBC Current account debit card.
Location: UK
Account Name: HSBC Bank Account
Advantages:
1. 4% AER/Gross Regular Saver - Save from £25 to £250 a month, at a preferential rate fixed for 12 months. Interest is calculated daily and paid when your account matures.
2. Identity Theft Assistance – Get peace of mind with Identity Theft Assistance provided by PrivacyGuard®. Includes one free online credit report per year.
3. Monitise Mobile Banking – Keep tabs on your balance and transactions while you’re on the move
4. Free 24/7 Internet Banking - Manage your money online, pay bills and make payments securely.
5. Overdraft Facility – The current rate is 19.9% EAR variable (subject to status).
 
Disadvantages:
1. There is an ATM transaction fee currently 2% (minimum £1.75, maximum £5.00) for withdrawing cash at cash machines overseas. 2. You must deposit a minimum of £500 a month 3. No partial withdrawals are allowed during the fixed rate period.
Services:
1. Internet Banking.
2. Overdraft Facility
3. No monthly fee

Interest AER: 4% (Fixed 12 months)Interest Gross: 4% (Fixed 12 months)
Interest Paid: MaturityMinimum Income: £0
Overdraft Rate: 19%
Banking Charges: Discretionary policies apply
Service Charges: £0
Account Access: Online, Branch, Tel
Withdrawal Access: Online, Branch, ATM, Tel

Free Banking: YesDebit Card: Yes
Cheque Guarantee Card: YesStanding Orders: Yes
Direct Debits: YesOverdraft Facility: Yes
Account Manager: No

Conditions:
Minimum of 18 years old
Features:
You are required to pay £500 or more into your HSBC bank account each month, or we’ll either change it to a Current Account or give you notice that we’ll be closing your account. If you’re under the age of 24, the qualification criteria will not apply.
Introductions and Offers:
N/A
Terms and Conditions:
You must pay £500 into your bank account every month.
        

News and ChartsNEWS / CHARTS

For once we are seeing Car Insurance Prices Drop since 2014
31 August 2018 - Which Way To Pay
A statement released last week , states that Car Insurance can be dropping by as much as 11% .
Read More >>
Is Everything covered for that Big Day ? Wedding Insurance
31 August 2018 - Which Way To Pay
Planning your wedding is one of the happiest times in your life , however we always need to make sure that we are covered for every penny spent . Wedding Insurance is a Must
Read More >>
Forever monitoring your endowment policy ?
08 April 2017 - Which Way To Pay
If this is your case then why not sell your policy on to make yourself some cash , and get what its worth.
Read More >>