Advanced Search

LLOYDS TSB CLASSIC ACCOUNT
Lloyds TSB Classic Account (Current Account)
        
The Lloyds Classic Account is perfect to make your everyday banking needs easier. It come with features that help you manage your money. Receive free banking and a Lloyds TSB Visa debit card that you can use in over 500,000 places in the UK.
Location:
Account Name: Classic Account
Advantages:
1. Free banking with the UK’s most popular current account provider* - no charge for everyday transactions when you’re in credit.
2. A Lloyds TSB Visa debit card you can use in over 500,000 places in the UK, 27 million outlets worldwide and online.
3. Manage your money 24 hours a day through Internet Banking, PhoneBank® and Mobile Banking.
4. Money Manager is a free, easy-to-use Internet Banking service that introduces a new way of keeping track of your money across your Lloyds TSB personal current and credit card accounts.
5. Get 4.00% AER variable (3.93% Gross) interest paid monthly for balances from £5,000 up to £7,000 on your current account by adding Vantage to your account.
6. £10 overdraft buffer. No overdraft fees or interest to pay if you go overdrawn (either Planned or Unplanned) by £10 or less.
7. Grace period if you go over your limit. You have until 3.30pm (UK Time) to pay in enough money to avoid any overdraft fees you may incur that day. The money needs to be immediately available to use, so you could transfer money from another personal account you have with us via Mobile 8. Banking, Internet Banking or Telephone Banking or pay in cash over the counter in branch.
9. Switching to us is easy - We can help take the stress out of changing your bank account by helping to move Direct Debits and standing orders from any existing accounts to your Lloyds TSB current account.
10. Access to one of the biggest banking networks in the UK with over 1,800 branches and 63,000 LINK cash machines (you may be charged for using non-Lloyds TSB machines).
11. Commission-free foreign currency and non-sterling American Express® Travellers Cheques.
12. BT Fee 3%, 50% refund makes this equivalent to 1.5% on Balance Transfers totalling £1500 or more made on or before 30th October 2011. Terms and Conditions apply.
Disadvantages:
1. You cannot apply if you are under 18 years old.
2. Read the terms and conditions for any fees and charges that apply.
Services:
1.Manage your money 24 hours a day, 7 days a week.
2.BT Fee 3%, 50% refund makes this equivalent to 1.5% on Balance Transfers totalling £1500 or more made on or before 30th October 2011. Terms and Conditions apply.

Interest AER: 0.10% - 4.00%Interest Gross: 0.10% -3.93%
Interest Paid: MonthlyMinimum Income: £0.00
Overdraft Rate: 19.3% EAR
Banking Charges: When you use your debit card abroad.
Service Charges: £0.00
Account Access: Online, Branch, Post, Tel
Withdrawal Access: Online, Branch, ATM

Free Banking: YesDebit Card: Yes
Cheque Guarantee Card: YesStanding Orders: Yes
Direct Debits: YesOverdraft Facility: No
Account Manager: No

Conditions:
You must be over the age of 18 years old
Features:
Free banking with the UK’s most popular current account provider* - no charge for everyday transactions when you’re in credit.
Introductions and Offers:
N/A
Terms and Conditions:
You must be over the age of 18 years old.
        

News and ChartsNEWS / CHARTS

For once we are seeing Car Insurance Prices Drop since 2014
31 August 2018 - Which Way To Pay
A statement released last week , states that Car Insurance can be dropping by as much as 11% .
Read More >>
Is Everything covered for that Big Day ? Wedding Insurance
31 August 2018 - Which Way To Pay
Planning your wedding is one of the happiest times in your life , however we always need to make sure that we are covered for every penny spent . Wedding Insurance is a Must
Read More >>
Forever monitoring your endowment policy ?
08 April 2017 - Which Way To Pay
If this is your case then why not sell your policy on to make yourself some cash , and get what its worth.
Read More >>