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LLOYDS TSB CURRENT ACCOUNT WITH VANTAGE
Lloyds TSB Current account with Vantage (Current Account)
        
The Lloyds Current Account with vantage offers a great interest rate – so the bigger your balance, up to £7,000, the harder your money will work for you and the higher the interest you will earn. You must ensure that you stay in credit each monthly billing period, and pay in at least £1,000 a month.
Location:
Account Name: Current account with Vantage
Advantages:

1. The bigger your balance, up to £7,000, the higher the interest you’ll earn. There’s no additional cost – to earn Vantage interest rates. All you need to do is, stay in credit during the monthly billing period, and pay in at least £1,000, for example your salary, each calendar month.

2. Our current accounts with Vantage pay up to 4.00% AER (3.93% Gross). Rates are tiered, paid monthly and variable 0.10% AER/Gross interest is paid on balances up to £1,000 and you can earn up to 4.00% AER on your whole balance if you keep between £5,000 and £7,000 in your account and meet the Vantage conditions stated above. For other account balances the rate varies depending on how much is in your account.

Disadvantages:
1. You cannot apply if you are under 18 years old.
2. Read the terms and conditions for any fees and charges that apply.
3. If you do not meet both of the Vantage conditions we will not pay interest on the amount in your account for that month. We also do not pay interest on amounts above £7,000.
4. Customers are limited to a total of 3 Vantage Accounts.
Services:
Mobile Banking

Interest AER: 4.00%Interest Gross: 3.93%
Interest Paid: MonthlyMinimum Income: £0.00
Overdraft Rate: 19.3% EAR
Banking Charges: Ask on application
Service Charges: £0.00
Account Access: Online, Branch, Post, Tel
Withdrawal Access: Online, Branch, ATM

Free Banking: YesDebit Card: Yes
Cheque Guarantee Card: YesStanding Orders: Yes
Direct Debits: YesOverdraft Facility: Yes
Account Manager: No

Conditions:
You must be over the age of 18 years old
Features:
Upgrade at no extra cost if you are an existing customer
Introductions and Offers:
N/A
Terms and Conditions:
You must pay £1000 or more into your account each month
        

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