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LLOYDS TSB SILVER ACCOUNT
Lloyds TSB Silver Account (Current Account)
        
Lloyds TSB Silver Account can give you savings of up to £153 each year. The benefits you will receive with the Silver Bank Account are worth up to £249 a year and includes European Travel insurance, AA Breakdown Cover, Mobile Phone Insurance and lots more.
Location: UK
Account Name: Silver Account
Advantages:
1. European Travel Insurance up to 65 years of age* - 5 star Defaqto† cover for you and your partner for up to 22 days per trip.
2. AA Breakdown Cover - UK Roadside Assistance whether you’re in your own car or someone else’s.
3. Mobile Phone Insurance - worldwide cover for loss, theft, accidental damage, breakdown and unauthorised calls.
4. Get 4.00 AER variable (3.93% Gross) interest for balances from £5,000 up to £7,000 on your Silver Account by adding vantage to your account.
5. Sentinel® Card Protection - convenient cover for your credit, debit and store cards. One policy covers everyone in your household.
6. The Lloyds TSB Airmiles Travel Service - collect Airmiles or enjoy a 6.5% discount.
7. Lloyds TSB Visa debit card you can use in over 500,000 places in the UK and 27 million outlets worldwide.
8. Manage your money 24 hours a day with access to PhoneBank® on 0845 3 000 000 and Internet Banking and Mobile Banking.
9. £10 overdraft buffer No overdraft fees or interest to pay if you go overdrawn (either Planned or Unplanned) by £10 or less.
10. Grace Period if you go over your limit. You have until 3.30pm (UK Time) to pay in enough money to avoid any overdraft fees you may incur that day. The money needs to be immediately available to use, so you could transfer money from another personal account you have with us via Mobile Banking, Internet Banking or Telephone Banking or pay in cash over the counter in branch.
Disadvantages:
1. You cannot apply if you are under 18 years old.
2. Read the terms and conditions for any fees and charges that apply.
Services:
Mobile Banking

Interest AER: 0.10%- 4.00%Interest Gross: 0.10%- 4.00%
Interest Paid: MonthlyMinimum Income: £0.00
Overdraft Rate: 19.3% EAR
Banking Charges: Ask on application
Service Charges: £3.00 (2 Months) £7.95
Account Access: Online, Branch, Post, Tel
Withdrawal Access: Online, ATM, Branch, Tel

Free Banking: NoDebit Card: Yes
Cheque Guarantee Card: YesStanding Orders: Yes
Direct Debits: NoOverdraft Facility: Yes
Account Manager: No

Conditions:
Must be at least 18 years old.
Features:
Grace Period if you go over your limit. You have until 3.30pm (UK Time) to pay in enough money to avoid any overdraft fees you may incur that day.
Introductions and Offers:
Get Silver Account for £3 a month for the first two full months, £7.95 a month after that.
Terms and Conditions:
You must be over the age of 18 years old.
        

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