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LLOYDS TSB STUDENT ACCOUNT
Lloyds TSB Student Account (Student Account)
        
Starting college or university can be a challenging and daunting time – Lloyds have made their student bank account packed with everything you need to make the most of your time at university. Receive up to £1,500 interest and fee-free tiered planned overdraft in years one to three and up to £2,000 in years four to six.
Location: UK
Account Name: Lloyds TSB Student Account
Advantages:
1. Up to £1,500 interest and fee-free tiered Planned Overdraft* in years one to three, and up to £2,000 in years four to six (subject to application and status).
2. Discounts and offers to make the most of your student life: free YHA membership for three years and 40 free music downloads plus a free LAVA mini-speaker (subject to availability) from eMusic.
3. A Lloyds TSB Visa debit card.
4. A Lloyds TSB Student MasterCard Credit Card – to help you spread your costs, typical 19.9% APR variable and a minimum limit of £500 (subject to application and status).*
5. Internet Banking, Mobile Banking and PhoneBank.
6. Mobile phone top up facility for pay-as-you-go phones at most Lloyds TSB Cashpoint® machines.
7. Mobile Banking. Our free Mobile Banking service enables you to use your phone to help keep you in control of your finances. Mobile Banking includes a range of Text Message Services including Weekly Balance Alerts to help you keep in touch with your money wherever you are. We offer 8. Mobile Banking for free but your mobile operator may charge for certain services, so please check with them.
9. Option to sign up for Save the Change®.
10. Commission-free foreign currency and non-sterling Travellers Cheques.
11. £10 overdraft buffer. No overdraft fees or interest to pay if you go overdrawn (either Planned or Unplanned) by £10 or less.
12. BT Fee 3%, 50% refund makes this equivalent to 1.5% on Balance Transfers totalling £1500 or more made on or before 30th October 2011. Terms and Conditions apply.
Disadvantages:
1. See terms and conditions for additional fees and charges that might apply
Services:
Once your account is opened, you can apply for an interest-free Planned Overdraft of up to £1,500 (subject to application and status). Starting with £500 for the first six months. Then apply to increase it to £1,000 in months seven to nine and you can apply for £1,500 after that – helping you to manage your spending over your first year. We also offer an interest and fee-free untiered Planned Overdraft of up to £1,500 in years two and three and up to £2,000 in years four, five and six (subject to application and approval).
* BT Fee 3%, 50% refund makes this equivalent to 1.5% on Balance Transfers totalling £1500 or more made on or before 30th October 2011. Terms and Conditions apply.

Interest AER: 0.00%Interest Gross: 0.00%
Interest Paid: MonthlyMinimum Income: £0.00
Overdraft Rate: 0% (Up to £2,000 )
Banking Charges: No Unplanned Overdraft Daily Fees
Service Charges: £0.00
Account Access: Online, Branch, Post, Tel
Withdrawal Access: Online, branch, ATM

Free Banking: YesDebit Card: Yes
Cheque Guarantee Card: NoStanding Orders: Yes
Direct Debits: YesOverdraft Facility: Yes
Account Manager: No

Conditions:
Must be a student
Features:
Internet Banking, Mobile Banking and PhoneBank.
Introductions and Offers:
Discounts and offers to make the most of your student life: free YHA membership for three years and 40 free music downloads plus a free LAVA mini-speaker (subject to availability) from eMusic.
Terms and Conditions:
All you need is your UCAS confirmation letter or a letter from your university or college confirming your place.
        
REVIEWS
Lloyds TSB Student Account (Which Way To Pay - 18/2/2011)
Lloyds TSB Student Account is ranked 4 out of 5. Based on 1 review.

4 Star Rating

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