Barclays Bank Account
 | Barclays Bank Account | Current Account | 0.00% | 0.00% | Monthly | Online, Branch, Post, Tel | 19.3% p.a (variable) | £0.00 | £0.00 |  |
The Barclays Bank Account could suit you if you want a straightforward basic bank account with no monthly fees. You can easily apply online in just 10 minutes, quickly register for online banking and telephone banking and have access to their network of more than 1,600 branches.
Representative Example: Up to £5000; 19.3% p.a (variable); Subject to status and application so the amount offered may be different to that shown on the example. Repayable on demand
DETAIL INFORMATION >> | FeaturesFeaturesFree Banking: Yes
Debit Card: Yes
Cheque Guarantee Card: No
Standing Orders: Yes
Direct Debit: Yes
Overdraft Facility: Yes
Account Manager: No
You can manage your account online, by phone or in branch
ServicesServices1. Manage your account online, by phone or in branch
2. Debit cards available on the majority of new accounts
AdvantagesAdvantages1. Register for Online and Telephone Banking
2. Apply for a Personal Reserve that gives you an extra agreed amount for life's little emergencies
3. Draw on cheques paid in before they clear, subject to status and limit
4. No monthly fee
5. Manage your account online, by phone or in branch
6. Contactless debit cards available on the majority of new accounts
DisadvantagesDisadvantages1. Call charges apply.
2. See terms and conditions for additional charges and fees that may apply.
3. £0 annual benefit |
Barclays Business Bank Account
 | Business start-up account | Business Account | 0.100% | 0.100% | Monthly | Online, Tel, Branch | Available | Additional services have charges | £5.50 | |
Barclays Start-up business bank accounts offer you free banking for up to two years (terms and conditions apply). You also benefit from free day to day support from the Barclays Business Team by phone 24/7 and your own Local Business Manager. You can easily apply online in 5 – 10 minutes and benefit from this award winning service.
DETAIL INFORMATION >> | FeaturesFeaturesFree Banking: Yes
Debit Card: Yes
Cheque Guarantee Card: Yes
Standing Orders: Yes
Direct Debit: Yes
Overdraft Facility: Yes
Account Manager: Yes
You must be a Sole trader, Partnership (up to two partners) or Limited company (up to two directors)
ServicesServices1. Your own Local Business Manager who will listen to your needs
2. Day-to-day support through the Barclays Business Team available by phone 24/7
3. Full counter service in over 1,600 branches
4. Manage your money day and night with online and telephone banking
5. Business debit card
6. Business overdraft facilities available
AdvantagesAdvantages1. Free business banking for up to two years (terms and conditions apply).
2. Free automated transactions when your free business banking period ends
3. Your own Local Business Manager
4. Free day-to-day support from the Barclays Business Team by phone 24/7
5. Free CREDITFOCUS - our award-winning service to help you recover and reduce late payments and bad debts
6. Free consultations with an accountant, marketing professional and solicitor for expert advice in your crucial first months
7. Free business seminars on topics such as how to make more profit and attract more customers
8. Free i-sure business data backup - automatically backs up 2GB of your data in a secure location
9. Free business skills training
10. Access to unique packages of business management software to help you save time and money
11. Manage your business account in Online Banking or by phone and in branch
DisadvantagesDisadvantages1. Manage your basic payroll for up to five employees for just £50 + VAT for the first year. Prices will then revert to £50 + VAT per employee per annum.
2. See website for additional service fees. 3. At the end of your free business banking period, they will automatically set your account to the Free Automated Transactions Tariff |
HSBC Offshore
 | Offshore Current Account | Offshore Account | 0.00% | 0.00% | Monthly | Online,Tel, ATM | N/A | £0.00 | £15.00 | |
A flexible international current account, usually the starting point for customers with international or offshore banking requirements, for your day-to-day banking needs. A convenient, secure and potentially tax efficient way to manage money.
DETAIL INFORMATION >> | FeaturesFeaturesFree Banking: No
Debit Card: Yes
Cheque Guarantee Card: Yes
Standing Orders: Yes
Direct Debit: Yes
Overdraft Facility: Yes
Account Manager: No
1. You can choose to have your offshore account with HSBC Bank International opened in either the offshore jurisdiction of Isle of Man or Jersey, Channel Islands.
ServicesServices1. The internet banking service provided gives you direct control over your money, from anywhere in the world, anytime
AdvantagesAdvantages1. Available in sterling, US dollars or euro.
2. Debit/credit card options
3. 24 hour internet and phone banking.
4. Make international money transfers.
5. Interest paid without deduction of tax.
DisadvantagesDisadvantages1. A minimum relationship balance of £25,000 (or currency equivalent) must be maintained, to prevent a £20 monthly service charge from being applied to your account.
2. When investing abroad, your tax situation will depend on your personal circumstances. We recommend that you obtain independent tax advice. |
HSBC Bank Account
| HSBC Bank Account | Current Account | 4% (Fixed 12 months) | 4% (Fixed 12 months) | Maturity | Online, Branch, Tel | 19.9% | Discretionary policies apply | £0.00 | |
The HSBC Bank Account gives you access to 4% AER/gross Regular Saver and an Overdraft facility with a rate of 19.9% AER variable. They have an award winning 24/7 online banking service so you are able to manage your money online, pay bills and make payments securely. Get up to £50 cash back at various UK outlets, when you pay with your HSBC Bank account debit card.
DETAIL INFORMATION >> | FeaturesFeaturesFree Banking: Yes
Debit Card: Yes
Cheque Guarantee Card: Yes
Standing Orders: Yes
Direct Debit: Yes
Overdraft Facility: Yes
Account Manager: No
You are required to pay £500 or more into your HSBC bank account each month, or we’ll either change it to a Current Account or give you notice that we’ll be closing your account. If you’re under the age of 24, the qualification criteria will not apply.
ServicesServices1. Internet Banking.
2. Overdraft Facility
3. No monthly fee
AdvantagesAdvantages1. 4% AER/Gross Regular Saver - Save from £25 to £250 a month, at a preferential rate fixed for 12 months. Interest is calculated daily and paid when your account matures.
2. Identity Theft Assistance – Get peace of mind with Identity Theft Assistance provided by PrivacyGuard®. Includes one free online credit report per year.
3. Monitise Mobile Banking – Keep tabs on your balance and transactions while you’re on the move
4. Free 24/7 Internet Banking - Manage your money online, pay bills and make payments securely.
5. Overdraft Facility – The current rate is 19.9% EAR variable (subject to status).
DisadvantagesDisadvantages1. There is an ATM transaction fee currently 2% (minimum £1.75, maximum £5.00) for withdrawing cash at cash machines overseas.
2. You must deposit a minimum of £500 a month
3. No partial withdrawals are allowed during the fixed rate period.
|
Lloyds Premier International Account
 | Premier International Account | Offshore Account | 0.00% - 0.10% | 0.00% - 0.10% | Daily | Online, phone, post | Over £200 (AER* 15.8%) | £20 per payment | £20/€20/$30 per month (under £2,500) | |
This bank account is perfect for those of you with international needs but who want the security of a name you can trust. The Premier International Account from LLoyds caters for all your needs-you can even make use of the complimentary travel insurance, online banking and concierge service. Apply online and you will receive £100 cashback
DETAIL INFORMATION >> | FeaturesFeaturesFree Banking: Yes
Debit Card: Yes
Cheque Guarantee Card: Yes
Standing Orders: No
Direct Debit: No
Overdraft Facility: Yes
Account Manager: No
Accounts available in £,$ or €. All-access withdrawals. Family Travel Insurance.4%(1%AER†) interest rate — on balances between £10,000 and £24,999 for 3 months only.
ServicesServicesVisa debit cards in all 3 currencies for easy worldwide access to your money
AdvantagesAdvantages1.You can get this account in £,€ or $.
2.If you need flexible access to your money-this account will allow you to do exactly this. 3.A great account to make international transfers with.
4.You will get a Visa debit card in all three currencies.
5.If your balance is above £2,500, there will be no monthly fee.
6.There will only be one monthly fee for multi-currency accounts.
7.If your account has over £10,000 you will start to recieve a 4% interest rate.
8.Worldwide family travel insurance included.
DisadvantagesDisadvantages1.If your balance is below £2,500 you will have to pay a monthly fee of £20/€20/$30.
2.You must have a minimum gross income of £50,000
3.You cannot apply unless you are over the age of 18. |
Barclays Wealth International Bank Account
 | Barclays Wealth International Bank Account | Offshore Account | 0% | 0% | None | Online, Tel | Ask on application | N/A | £5.00 | |
Barclays Wealth International offers a choice of offshore bank accounts in US dollar, euro or sterling, with discounted international payments online and currency exchange services.
DETAIL INFORMATION >> | FeaturesFeaturesFree Banking: No
Debit Card: Yes
Cheque Guarantee Card: Yes
Standing Orders: Yes
Direct Debit: Yes
Overdraft Facility: Yes
Account Manager: No
International telephone and online banking, seven days a week2
ServicesServicesWhich international bank account is right for you?
There are four levels of service from which you can choose:
Personal service tailored to your exact needs with our Relationship Manager Service account The iBank Plus account provides you with access to all of the services above and caters for clients who would benefit from discounted international online payments
The iBank Saver account is designed to provide you with access to investments and savings and not day-to-day transactional services
Standard international banking services with the iBank account.
AdvantagesAdvantages1. Online and telephone banking
2. Debit and deferred debit cards available
3. Open an account in Jersey, Isle of Man or London
4. Discounted international payments available
5. Additional current accounts in other currencies available
6. Savings and deposit accounts available
DisadvantagesDisadvantages1. You must have a minimum income from £24,000 |
Barclays Wealth Relationship Manager Service
| Relationship Manager Service account | Offshore Account | 0.00% | 0.00% | None | Online, Tel, Branch | Ask on application | See website | £0.00 | |
If you would like a dedicated relationship manager to take care of your banking need then the Barclays Wealth Relationship Manager Service Account is worth considering. This is an international bank account in a range of currencies. Apply online if you are over the age of 18 years old.
DETAIL INFORMATION >> | FeaturesFeaturesFree Banking: Yes
Debit Card: Yes
Cheque Guarantee Card: Yes
Standing Orders: Yes
Direct Debit: Yes
Overdraft Facility: Yes
Account Manager: Yes
Currencies GBP, EUR, USD and more
ServicesServices
AdvantagesAdvantages1. Dedicated Relationship Manager taking care of your banking needs
2. International bank accounts in a range of currencies
3. Debit and credit cards available (subject to application)
4. Currency exchange services
5. Introduction to tax services
6. Free financial review
7. Savings and deposit accounts
8. International mortgage advice for property purchases in the UK, Jersey, Guernsey, Isle of Man and Gibraltar
9. Borrowing in a range of currencies
10. Advice from international investment experts
11. Structured notes and deposits
12. A range of actively and passively managed investment funds
13. Trusts administration
14. Managing inheritance strategies
DisadvantagesDisadvantages1. Minimum age 18 years
2. Mimimum deposit of £50,000 (or currency equivalent) or mandate a salary of at least £100,000 (or currency equivalent) if you are living in or moving to the UK. |
HSBC Advance
| HSBC Advance | Current Account | 8% (Fixed for 12 months) | 8% (Fixed for 12 months) | Maturity | Online, Branch, Tel, Post | 17.9% | Discretionary policies apply | £12.95 | |
HSBC Advance could provide you with up to £500 of benefits and services a year for £6 a month for the first three months from account opening, after which you will pay the full monthly price, currently £12.95. HSBC Advance has a minimum initial 12 months contract, then renewable monthly.
DETAIL INFORMATION >> | FeaturesFeaturesFree Banking: No
Debit Card: Yes
Cheque Guarantee Card: No
Standing Orders: No
Direct Debit: Yes
Overdraft Facility: Yes
Account Manager: No
1. HSBC Advance has an initial 12 month contract and is then renewable monthly
2. Text and Mobile Banking on the move.
3. Worldwide Travel Insurance for customers aged up to the age of 70, provided by Aviva Insurance UK Limited.
4. Roadside Breakdown Assistance 24 hours a day for eligible vehicles less than 15 years old. Provided by the Mondial Assistance Europe N V. and administered by Mondial Assistance (UK) Limited.
5. Life Cover/Accidental Death benefit with £3000 benefit provided by HSBC Life (UK) Limited.
6. 24/7 Identity Theft Assistance with red24. Immediate safety advice and ID theft assistance by phone, for help in any situation or emergency.
7. An initial 12 month contract which is renewable monthly afterwards
ServicesServices1. You can save from £25 to £250 in the first month, then make regular payments up to the maximum monthly balance. The maximum balance starts at £250 in month one and then increases by £250 each month thereafter. Interest is calculated daily and paid when your account matures. No partial withdrawals are allowed during the fixed rate period.
2. You will need to give one month's notice and pay the usual account fee for that month when terminating this accout.
AdvantagesAdvantages1. Worldwide Travel Insurance for you and your family - Policy terms and conditions apply. Only available for customers under the age of 70 and provided by Aviva Insurance UK Limited.
2. Roadside Breakdown Assistance - Policy terms and conditions apply. Underwritten by Mondial Assistance Europe N.V.
3. ID theft and personal safety assistance provided by Red24.
4. Life Cover of £3,000 – Available for customers under the age of 65. Policy terms and conditions apply and provided by HSBC Life (UK) Limited.
5. Text banking only available to UK residents
6. Dedicated HSBC Advance specialists on hand 24/7
7. Preferential overdraft rate of 17.9% EAR variable. Subject to status
8. Preferential terms on savings and mortgages
9. Money-saving travel and leisure offers
DisadvantagesDisadvantages1. You will pay the full monthly price, currently £12.95, after 3 months.
2. No partial withdrawals are allowed during the fixed rate period.
3. The maximum balance starts at £250 in month one and then increases by £250 each month thereafter. |
Santander Preferred In-Credit Rate Account
 | Santander Preferred In-Credit Rate Account | Current Account | 5% (12 Months) | 5% (12 Months) | Daily | Online, Branch, Tel | 0% (4 months) 19.9% EAR (variable) | Daily Arranged Overdraft Fee will be 50p per day | £0.00 | |
Receive £100 cash back when you switch to this Santander bank account as well as an impressive interest rate of 5% AER fixed for 12 months from account opening, on balances up to £2,500 when you pay in £1,000 per month. Online banking available.
DETAIL INFORMATION >> | FeaturesFeaturesFree Banking: Yes
Debit Card: Yes
Cheque Guarantee Card: Yes
Standing Orders: No
Direct Debit: No
Overdraft Facility: Yes
Account Manager: No
1. Access to your account 24 hours a day with our internet and phone banking service.
2.Access to over 1,300 Santander branches.
ServicesServices1. Dedicated switching service on hand to make the whole process hassle free
AdvantagesAdvantages1. You'll earn the impressive 5% AER (fixed) for the first 12 months from account opening, on balances up to £2,500 when you pay in £1,000 per month.
2. £100 cashback when you switch your main current account to Santander using our dedicated switching service and pay in at least £1,000 a month.
3. They will match your overdraft up to £5,000
DisadvantagesDisadvantages1. We'll look to give you a 0% EAR typical overdraft for the first four months, to help you through the switching process.
2. After the first 4 months the overdraft rate will be 19.9% EAR (variable)
3. No interest on any amount over £2,500, or on the whole balance if the required monthly credits are not made. After 12 months the rate changes to 1.00% gross/AER (variable) on balances up to £2,500. |
RBS Royalties Gold Current Account
 | RBS Royalties Gold Current Account | Current Account | 0.00% | 0.00% | Monthly | Online, Branch, ATM, Tel | 19.24% | When you use your debit card abroad. | £12.95. | |
RBS Royalties Gold Account - get travel insurance, breakdown cover from Green Flag, as well as tailored rates on loans, mortgages and credit cards. All for £12.95 per month. Savings Worth up to £933 per year.
DETAIL INFORMATION >> | FeaturesFeaturesFree Banking: No
Debit Card: Yes
Cheque Guarantee Card: Yes
Standing Orders: Yes
Direct Debit: Yes
Overdraft Facility: Yes
Account Manager: No
From just £12.95 a month our Royalties Gold Account could be a good choice if you're looking for an account packed with benefits to help you get the most out of life.
ServicesServicesSavings Worth up to £933 per year
AdvantagesAdvantages1. Benefits that could save you money and hassle including...
2. Worldwide annual family travel insurance
3. Mobile phone insurance (including iphones)
4. Home emergency cover
5. Breakdown cover
6. Extended warranty
7. Benefits are worth up to £896 per year, for just £12.95 per month
8. Plus get tailored rates on RBS mortgages, loans and credit cards.
DisadvantagesDisadvantages1. There is a monthly fee of £12.95 |
Santander Reward Current Account
 | Reward Current Account | Current Account | 5% (T & C | 5% (T & C | Monthly | Online, Branch, Post, Tel | 0% | Varies | See website for details. | |
When it comes to everyday banking, one size doesn't fit all. Which is why our current accounts with added benefits offer you complete control, flexibility and plenty of choice. You’ll continue to get all the essentials you’d expect – plus exclusive benefits.
DETAIL INFORMATION >> | FeaturesFeaturesFree Banking: No
Debit Card: Yes
Cheque Guarantee Card: Yes
Standing Orders: Yes
Direct Debit: Yes
Overdraft Facility: Yes
Account Manager: No
For a £10 monthly fee (£120 per year) our Reward Current Account offers everything you would expect from your current account, plus over £400 of benefits each year.
ServicesServices0% EAR (variable) Arranged Overdraft. A Daily Arranged Overdraft Fee of 50p per day capped at 10 days each monthly statement period applies.
Assumed Arranged Overdraft credit limit: £1,200. Actual amount may differ.
AdvantagesAdvantages1. Great rates if you pay in £1,000 each month
2. Interest free Arranged Overdraft with Daily Arranged Overdraft Fees – see Representative Example (depending on your circumstances)
3. Commission-free travel money
DisadvantagesDisadvantages1. We will not pay you interest on any amount over £2,500, or on your whole balance if you do not make the required monthly payments of £1,000. Our preferential interest rate is only paid out if you pay in £1,000 per month |
Barclays Additions Active
 | Barclays Addition Active | Current Account | 0% | 0% | Daily | Online, Branch, Post, Tel | 0% up to £300, for £301-£5000 18.3% | £0.00 | £0.00 | |
Manage your money easily and get a wide range of annual benefits with Additions Active.
DETAIL INFORMATION >> | FeaturesFeaturesFree Banking: No
Debit Card: Yes
Cheque Guarantee Card: Yes
Standing Orders: Yes
Direct Debit: Yes
Overdraft Facility: Yes
Account Manager: No
1. £15 per month
2. Comprehensive RAC Breakdown Cover
3. Worldwide multi-trip family travel insurance
4. Interest-free overdraft up to £300
Representative example 6. Up to £300 – 0% interest pa (variable) £301 to £5,000 – 18.3% interest pa (variable
ServicesServices1. Online Banking
2. Telephone Banking
3. Mobile Banking
4. Debit cards
5. Text Alerts
6. A network of more than 1,700 branches
AdvantagesAdvantages1. Worldwide multi-trip travel insuranceexplain
2. Mobile phone insurance including cover against loss, theft and accidental damage explain 3. Comprehensive RAC Breakdown Cover in the UK and Europeexplain
4. Extended warranty cover for your domestic appliancesexplain
5. Cardholder protection, covering you against loss or theft of your cards or passportexplain 6. Will-Writing service(Link opens in a new window) and inheritance tax brochure
7. Barclays loyalty mortgages – get a better deal (subject to status and availability) 3
8. 24/7 ID theft advice helpline
9. Legal and tax helpline
10. Gadget insurance for things like your mp3 playerexplain
11. Contactless debit card to make payments easier and faster (subject to status)
12. Apply for an interest-free overdraft up to £300
13. No overdraft fees (if overdrawn within agreed limit)
Overdrafts between £301 and £5,000 incur18.3% pa(variable)
Representative example: Up to £300 – 0% interest pa (variable) £301 to £5,000 – 18.3% pa (variable) 1
DisadvantagesDisadvantages1. You have to pay a monthly fee
2. There are nire exclusive benefits with other accounts |
Nationwide FlexAccount
 | Nationwide FlexAccount | Current Account | 0.00% | 0.00% | Daily | Online, branch | 18.90% EAR | You must pay charges for specialist services | £0.00 | |
This current bank account from Nationwide comes with a whole bunch of benefits. From free travel insurance to online banking and an account transfer service, the FlexAccount caters for all your needs.
DETAIL INFORMATION >> | FeaturesFeaturesFree Banking: Yes
Debit Card: Yes
Cheque Guarantee Card: Yes
Standing Orders: Yes
Direct Debit: Yes
Overdraft Facility: Yes
Account Manager: No
Access to a range of exclusive offers
ServicesServicesMake use of the great Internet banking service.
AdvantagesAdvantages1.You get free travel insurance.
2.No need to pay a monthly fee!
3.Make use of the online account transfer service.
4.This current account has been independently rated
5 5 star by Defaqto for the fifth consecutive year.
6.It offers a great Internet banking service.
7.Using a FlexAccount entitles you to a range of offers and discounts.
DisadvantagesDisadvantages1.You need to pay in £750 per month or more for three months
2.Young persons cannot apply for an interest free overdraft. |
Barclays Current Account Plus
| Barclays Current Account Plus | Current Account | 0% | 0% | Daily | Online, Branch, Post, Tel | 0% up to £300, for £301-£5000 18.3% | £0.00 | £0.00 | |
If you want an account that gives you an interest-free overdraft 1 when money's a bit tight - plus a range of other benefits 2 - take a look at Current Account Plus. For £6.50 a month you get that little bit more, exactly when you need it the most.
DETAIL INFORMATION >> | FeaturesFeaturesFree Banking: No
Debit Card: Yes
Cheque Guarantee Card: Yes
Standing Orders: Yes
Direct Debit: Yes
Overdraft Facility: Yes
Account Manager: No
1. Mobile phone insurance for loss, theft and accidental damage (subject to registration)
2. Extended warranty cover for domestic appliances
3. Gadget insurance for things like your mp3 player
4. Cardholder Protection, covering you against loss or theft of your cards or passporte
5. 24/7 legal advice helpline
6. Identity support helpline, for advice about identity theft
7. Barclays loyalty mortgages – get a better mortgage deal (subject to status and availability) 8. Contactless debit cards to make payments easier and faster (subject to status)
ServicesServices1. Online Banking
2. Telephone Banking
3. Mobile Banking
4. Debit cards
5. Text Alerts – with free Near Limit Alert text messages
6. A network of more than 1,700 branches
AdvantagesAdvantages1. Online and Telephone Banking (subject to registration)
2. Barclays Visa Debit Card for withdrawals of up to £300 a day, subject to available funds 3. Access to a Personal Reserve 1 that gives you an extra buffer for life's little emergencies. 4. Identity Support Advice Line to help you protect yourself against identity theft
5. Cardholder Protection that covers you against the loss or theft of your cards and passport 6. Extended warranty cover for your domestic appliances.
7. Gadget insurance for things like your mp3 player (subject to registration)
8. Mobile Phone Insurance (subject to registration) and access to a free Legal Helpline
9. Interest-free overdraft up to £300
10. Overdrafts £301 to £5,000 – 18.3% pa (variable)
Representative example: Up to £300 – 0% interest pa (variable)
£301 to £5,000 – 18.3% pa (variable)
DisadvantagesDisadvantages1. You have to pay a monthly fee
2. There are more exclusive benefits with other accounts |
RBS Standard Current Account
 | RBS Standard Current Account | Current Account | 0.00% | 0.00% | Monthly | Online, Branch, Post, Tel | 18.28% | You must pay charges for specialist services | £0.00 | |
RBS Standard Current Account - straightforward access to your money plus the option to have an overdraft (subject to eligibility). Apply online for an instant decision
DETAIL INFORMATION >> | FeaturesFeaturesFree Banking: Yes
Debit Card: Yes
Cheque Guarantee Card: Yes
Standing Orders: Yes
Direct Debit: Yes
Overdraft Facility: Yes
Account Manager: No
1. Free everyday banking - no monthly subscription charge.
2. Overdraft – pay no interest on agreed overdrafts of up to £100 and there is no arrangement or renewal fees on overdrafts up to £15,000.
3. Visa debit card – worldwide acceptance with added online security protection.
4. Standing orders and direct debits – to help you manage your money
ServicesServicesFree everyday banking
AdvantagesAdvantages1. Straightforward access to your money with no monthly subscription charges
2. Pay no interest on agreed overdrafts of up to £100
3. Use your Current account balance to save money on your mortgage with our Offset Service
4. Apply online
5. Credit facilities available to over 18s only.
DisadvantagesDisadvantages1. There is an overdraft rate of 18.28% |
NatWest Advantage Gold Account
 | NatWest Advantage Gold Account | Current Account | 0.00% | 0.00% | Daily | Online, Branch, ATM, Tel | 19.24% | When you use your debit card abroad. | £12.95 | |
NatWest Advantage Gold Account - get travel insurance, breakdown cover from Green Flag, as well as tailored rates on loans, mortgages and credit cards. All for £12.95 per month
DETAIL INFORMATION >> | FeaturesFeaturesFree Banking: No
Debit Card: Yes
Cheque Guarantee Card: Yes
Standing Orders: Yes
Direct Debit: Yes
Overdraft Facility: Yes
Account Manager: No
From just £12.95 a month our Royalties Gold Account could be a good choice if you're looking for an account packed with benefits to help you get the most out of life.
ServicesServicesSavings Worth up to £933 per year
AdvantagesAdvantages1. Green Flag breakdown cover - Save up to £69 and relax in the knowledge that Green Flag are there to help if your car breaks down.
2. Mobile phone insurance - Covers loss, theft and accidental damage. Own an iPhone™ or PDA? It's protected too. Save up to £119
3. Travel insurance – Annual family worldwide cover with five star cover including winter sports, plus up to £500 cover for personal money. Save up to £160
4. Extended warranty - From TVs to fridges, add 12 months' cover on top of the manufacturers’ one or two year guarantee on up to six home electrical items. Save up to £69
DisadvantagesDisadvantages1. There is a monthly fee of £12.95 |
Santander Premium Current Account
| Premium Current Account | Current Account | 5% (T & C | 5% (T & C | Monthly | Online, Branch, Post, Tel | 0% | Varies | £20 | |
Premium Current Account An award winning bank account that comes with a great rate and benefits worth over £830 each year. For just £20 a month you get lots of great benefits...
DETAIL INFORMATION >> | FeaturesFeaturesFree Banking: No
Debit Card: Yes
Cheque Guarantee Card: Yes
Standing Orders: Yes
Direct Debit: Yes
Overdraft Facility: Yes
Account Manager: No
For a £20 monthly fee (£240 per year) our Premium Current Account offers everything you would expect from your current account, plus over £890 of benefits each year. And if you pay in at least £1,000 each month you will also get 5% AER (fixed) for 12 months up to £2,500 (see note 1).
ServicesServicesGreat rates if you pay in £1,000 each
month
AdvantagesAdvantages1. Annual worldwide family travel insurance;
2. Health Benefits from AXA PPP healthcare;
3. Green Flag UK breakdown cover;
4. Mobile phone insurance;
5. Identity protection;
6. Airport Angel and concierge and more
7. PLUS 5% AER fixed for 12 months up to £2,500 when you pay in £1,000 a month
DisadvantagesDisadvantages1. They will not pay you interest on any amount over £2,500, or on your whole balance if you do not make the required monthly payments of £1,000. |
Natwest Select
| Natwest Current Plus | Current Account | 0.00% | 0.00% | Monthly | Online, Branch, Post, Tel | 18.28% | You must pay charges for specialist services | £0.00 | |
The NatWest Select Account offers you flexible everyday banking with no monthly fees. Receive a Visa debit card accepted worldwide with added online security protection. Get the iPhone app and an award winning Online Banking Service.
DETAIL INFORMATION >> | FeaturesFeaturesFree Banking: Yes
Debit Card: Yes
Cheque Guarantee Card: Yes
Standing Orders: Yes
Direct Debit: Yes
Overdraft Facility: Yes
Account Manager: No
An iPhone app and an award winning Online Banking service
ServicesServicesUK only call centres and more than 1500 branches
AdvantagesAdvantages1. Flexible account for your day-to-day banking needs
2. No subscription charges
3. Overdraft available, subject to eligibility
4. Plus, get top ups for your mobile at NatWest cash machines
5 Apply online
DisadvantagesDisadvantages1. There is an overdraft rate of 18.28% |
Santander Everyday Account
| Everyday Account | Current Account | 0% | 0% | None | Online, Branch, Post, Tel | 0% (4 months) | Varies | £0.00 | |
The Santander Everyday Current Account is a simple and straightforward current account that helps make managing your money easy and convenient. Receive a free Arrange Overdraft for 4 months when you switch to Santander (depending on circumstances).
DETAIL INFORMATION >> | FeaturesFeaturesFree Banking: Yes
Debit Card: Yes
Cheque Guarantee Card: Yes
Standing Orders: Yes
Direct Debit: Yes
Overdraft Facility: Yes
Account Manager: No
If you plan to use your Santander account as your main current account and pay in at least £1,000 each month, othe Sandatander Preferred Current Account may be a better option for you.
ServicesServices1. Simple and straightforward current account
2. A free Arrange Overdraft for 4 months
3. A hassle free dedicated Switching Service
AdvantagesAdvantages1. A simple and straightforward current account that helps make managing your money easy and convenient.
2. A free Arranged Overdraft for 4 months when you switch to us (depending on circumstances). See representative example.
3. Overdraft matching service: When you switch we'll also match your previous overdraft up to £5,000 (depending on your circumstances).
4. Dedicated Switcher Service. It's important you feel confident in moving your main current account to us. Our Switcher team will do most of the switch for you, making the process really easy, and we'll keep you informed along the way.
5. Easy access to your account 24 hours a day with our internet and phone banking service. Plus you have access to over 1,400 Santander branches.
DisadvantagesDisadvantages1. This account does not pay any interest on your in-credit balance. |
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