| Broker | 1286%
 Representative ExampleTotal Amount of Credit: £160; Representative APR: 1286%; Duration of Agreement: 31 days; Total Charge of Credit: £25; Total Amount Payable: £185. Address: 1 Caspian Point, Cardiff Bay, Cardiff, CF10 4DQ. | £100 - £750 | 1 week | 1 month |  FeaturesCredit Check: 
Instant Decision:
Online Application: 
Secured Loan:
Unsecured Loan:
Mobile Loan:
Debit Card:
Bank Account:
Bad Credit:
Repayable: £125
Extention: Dependent on lender |  IdentificationGenerally not required – Pay Me Now offer instant online approval |  Suitable ForSame day deposit |  RestrictionsYou must be over the age of 18 years old. |  |
| Pay Me Now cover your short term cash flow issues, helping you avoid bank or credit card charges, pay unexpected bills or even treat yourself when you know payday is just around the corner. There are no awkward questions just simple qualification criteria. Borrow up to £1000 and they will do their best to get the cleared cash funds in your account in 15mins. They have a high acceptance rate and you can borrow any amount between £100 and £1000 payable within 31 days. A simple debit card transaction is used for repayment. DETAIL INFORMATION >> | TermsTermsOver 18, employed, earning minimum £650 per month. Payment should be within 31 days.
AdvantagesAdvantages1. Possible to roll the loan over 2 times - i.e. 3 months total
2. Same day deposit sometimes within 15mins
DisadvantagesDisadvantages1. Payday loans are not a long term solution for financial problems |
| Broker | 1286.1%
Representative ExampleTotal Amount of Credit: £100
Representative APR: 1286.1%
Duration of Agreement: 31 days
Total Charge of Credit: £25
Total Amount Payable: £125
£25 to pay for every £100
Address:88 Crawford Street, London, W1H 2EJ | £100.00 - £750.00 | 1 week | 1 month | FeaturesCredit Check:
Instant Decision:
Online Application:
Secured Loan:
Unsecured Loan:
Mobile Loan:
Debit Card:
Bank Account:
Bad Credit:
Repayable: £125
Extention: Dependent on lender | IdentificationNone - Bank Account (debit card if possible but not required) | Suitable For | Restrictions | |
| Why Wait till Payday? Are you looking for a fast and simple way to borrow up to £1000 now? With Purple Payday an instant decision is made and there is no need for faxing or posting information. There are also no credit checks. Just complete the short application form. Debit card is not even needed - you just need a bank account. Application is very easy and very clear. Apply before 3pm Monday to Friday funds will be deposited into your account the same day. Apply after 3pm and funds will be deposited the next working day. DETAIL INFORMATION >> | TermsTerms18 or over, in full time employment earning £750 per month. Payment should be within 31 days.
AdvantagesAdvantagesFunds deposited very quickly - can be same day
Easy to understand and use application form
Every 100 customers will be entered into a random prize draw to receive £100 cash back into their account instantly
Debit card not necessary to receive funds (though may help)
DisadvantagesDisadvantagesHave to be earning £750 per month |
| Broker | 1737%
Representative ExampleIf £100 was borrowed for a period of 31 days at a fixed rate of £25 per £100 borrowed, the total amount repaid would be £125. Representative APR 1737% | £100.00 - £1,000.00 | 1 week | 1 month | FeaturesCredit Check:
Instant Decision:
Online Application:
Secured Loan:
Unsecured Loan:
Mobile Loan:
Debit Card:
Bank Account:
Bad Credit:
Repayable: £125
Extention: N/A | IdentificationBank account required | Suitable ForFor those in need of a short term cash solution | RestrictionsYou must be over 18 and reside in the UK | |
| Payday Pig offers fast and simple payday Loans. There's no paperwork and no phone calls. Simply apply online. Payday Pig has an extremely high acceptance rate. When you're running out of cash, short-term payday loans can help you get by until payday. The process is simple and can help you with your short term cash needs. Payday Pig is dedicated to offering you fast, hassle-free lending. Their user friendly loan system is designed to get you the money you need, at a time you need it most. You can receive payday loans almost immediately. DETAIL INFORMATION >> | TermsTermsYou must be over the age of 18 and reside in the UK.
AdvantagesAdvantages1.No Paperwork
2.No Phonecalls
3.Simple Application Process
DisadvantagesDisadvantages1. You must be over 18
2. You must reside in the UK 3. Bank account required |
| Lender | 3697%
Representative ExampleIf you borrowed £250 for 22 days you would repay £305 in a single repayment. A £5 transmission fee will be subtracted from the amount transferred. Annual interest rate 407% fixed. 3697.0% APR Representative. | £50.00 - £1,000.00 | 5 days | 45 days | FeaturesCredit Check:
Instant Decision:
Online Application:
Secured Loan:
Unsecured Loan:
Mobile Loan:
Debit Card:
Bank Account:
Bad Credit:
Repayable: £122
Extention: Not permitted | IdentificationNo paper ID required – ID verified online. | Suitable ForFor those in need of an emergency cash solution | RestrictionsApplicants must be over the age of 18 and living and working full time in the UK. First time customers can borrow a maximum of £400. | |
| Borrow £50-£1,000. Money in Advance offer an online application service that is convenient and simple, and same day funding. Unlike traditional payday lenders, they don't require you to repay the loan on your next payday – you choose which day to repay your loan, be it payday or any other day within 5-45 days. They offer flexible short-term loans that give you full control.
Payment terms also differ from most payday lenders in that you pay interest only for the days you have your money, at a rate of 1% per day. And if you repay early, you pay less interest.
DETAIL INFORMATION >> | TermsTermsApplicants must be over the age of 18 and living and working full time in the UK. First time customers can borrow a maximum of £400.
AdvantagesAdvantages
1.Simple online application
2.Quick approval decisions
3.Flexible loan terms
4.Interest charged at just 1% per day
5.Same day funding
DisadvantagesDisadvantagesFirst time borrowers £400 only |
| Lender | 2329.8%
Representative ExampleRate of interest 30% Fixed. Amount borrowed £200. Interest £60. Charges £6.50 Total amount repayable £266.50. 360% pa Fixed. Representative APR 2329.8% | £50.00 - £500.00 | 1 week | 1 month | FeaturesCredit Check:
Instant Decision:
Online Application:
Secured Loan:
Unsecured Loan:
Mobile Loan:
Debit Card:
Bank Account:
Bad Credit:
Repayable: £130
Extention: | IdentificationName, address, phone number, email address, bank account and debit card details. | Suitable ForFor those in need of a short term cash solution. | RestrictionsRegular income essential | |
| Cash 365 can lend to anyone in the UK and Northern Ireland. They are a lender not a broker and pride themselves on their commitment to responsible lending. Cash 365 offers a totally automated service with no paperwork or faxing required. The process should be very quick and Cash 365 will try to have the money you need in your bank account on the same day! DETAIL INFORMATION >> | TermsTermsYou need to be 18 years old or over, living in the UK and have a UK bank account with an active debit card plus your own email address and mobile phone.
AdvantagesAdvantages1. Fast Application Process
2. No paperwork required
3. Loans accepted 365 days a year
DisadvantagesDisadvantages£6.50 administration fee |
| Broker | 1734%
Representative ExampleShould your payday loan agreement state you qualified for a 1734% APR, and you decide to borrow £50 for a 30 day period, then your total charges will amount to £14.75. The interest rate is a fixed value of £14.75 for every £50 borrowed – that’s 359% per annum. The total repayable amount comes to £64.75. | £50.00 - £1,000.00 | 7 Days | 2 Months | FeaturesCredit Check:
Instant Decision:
Online Application:
Secured Loan:
Unsecured Loan:
Mobile Loan:
Debit Card:
Bank Account:
Bad Credit:
Repayable: £125
Extention: Not permitted | IdentificationBank Account required | Suitable ForIndividuals seeking a solution to a short term cash flow problem | RestrictionsYou must be 18 or over and employed | |
| 100 Day Loans UK’s main priority is to get you money when you need it the most. They offer a service that is FREE and extremely easy to use. By partnering with lenders, they are able to earn compensation from the financial institutions so we can help borrowers at zero cost. They believe that when times are tough and you need financial help, the last thing you should do is worry about where to find your loan. 100 Day Loans has trimmed and tailored the loan finding process so much that it only takes three simple steps to complete it. DETAIL INFORMATION >> | TermsTermsYou must be 18 or over, have a Bank Account and be employed
AdvantagesAdvantages1. Apply for a loan in minutes 2. Secure and safe 3. Super fast approval 4. No credit checks 5. You can get your cash in as fast as 1 hour, however, under certain circumstances it could take longer to get your cash.
DisadvantagesDisadvantages1. You can reasonably expect finance charges for your loan to be between £10 to £14.75 for every £50 borrowed per pay period - Our lenders apply a finance charge to all loan transactions. These finance charges range depending on your individual loan terms and are determined by factors including your credit, employment and previous loan repayment history. 100DayLoans.co.uk’s lenders reserve the right to determine finance charges based on these above-mentioned indicators. 2. If you are late on loan payments, or if payments are missed altogether, you may be subject to loan fees and penalties that could increase your total loan cost 3. Payday Loans are not a long term solution to cash flow problems |
| Lender | 993%
Representative ExampleTotal Amount of Credit: £200, Duration of the Agreement: 90 days, Total Amount Repayable: £291.18 to be re-paid in 3 equal instalments of £97.06 on your next 3 pay days ,Interest is Fixed at a rate of 264% per year Representative APR 993% | £200.00 - £1,000.00 | 1 day | 90 days | FeaturesCredit Check:
Instant Decision:
Online Application:
Secured Loan:
Unsecured Loan:
Mobile Loan:
Debit Card:
Bank Account:
Bad Credit:
Repayable:
Extention: | IdentificationIn some cases | Suitable ForOver 20 years of age,
UK resident,
Take home a minimum of £750 a month
| RestrictionsWe always run affordability checks so we will only lend you the amount that you are able to afford.
First loan is between £200-£300 and once you have paid back successfully, you can borrow up to £1,000 based on your affordability.
| |
| wizzcash.com offers 3 month loans online. First time borrowers can borrow up to £300 and this amount will increase up to £1,000 for repeat customers. The entire process is 100% online and once you have been accepted and passed our credit and affordability checks, we can transfer the funds within one hour. Our APR is 993% which makes us one of the most competitive in the short-term lending space. Although our loans last 90 days, if you want to pay back early you can, with no early payback fee! DETAIL INFORMATION >> | TermsTermsWe always perform credit checks, therefore we cannot be on the listings for “Bad Credit Loan” and “No Credit Check.”
AdvantagesAdvantages1. It’s cheaper to repay your loan over 3 months and is easier to manage the repayments
2. We are one of the cheapest lenders around with an APR of 993%
3. The entire application process is online
4. Instant decision for provisional approval or decline
5. No early repayment fee if you want to pay back early.
DisadvantagesDisadvantagesWe always carry out credit checks. This is a disadvantage to people with bad credit |
| Lender | 1733.5%
Representative ExampleExample APR: Borrow £100 for 28 days. The total charge for credit is £25. Interest is fixed at a rate of £25 per £100 loan. Transfer fee (included in total charge for credit) £5. The total repayable is £130 | £100.00 - £450.00 | 1 week | 1 month | FeaturesCredit Check:
Instant Decision:
Online Application:
Secured Loan:
Unsecured Loan:
Mobile Loan:
Debit Card:
Bank Account:
Bad Credit:
Repayable: £130
Extention: Not permitted | IdentificationNone | Suitable ForThose looking for a short term cash solution | RestrictionsYou must be between 18 and 65 years old in full time paid employment and take home a salary of more than £750 a month You must be a UK resident, and have a UK bank account and valid debit card | |
| Speedy Dosh are committed to providing attractive, flexible and convenient short term payday loans online. If you need urgent funds to cover unexpected expenses, they will have an instant answer to your application and the money will usually be deposited into your account the same day. Use their calculator below to select how much you want and apply online today. Payday Loans are the perfect solution to those short term money worries. Use the Which Way to Pay discount code DOSH1 and receive a 20% discount on the usual Speedy Dosh rate! DETAIL INFORMATION >> | TermsTermsYou must be between 18 and 65 years old in full time paid employment and take home a salary of more than £750 a month You must be a UK resident, and have a UK bank account and valid debit card
AdvantagesAdvantages1. Apply online with our simple two-step application
2. Receive an instant approval without faxing documents
3. Money deposited in your bank account today
DisadvantagesDisadvantagesMaximum loan £450 |
| Lender | 821%
Representative Example821% (variable). Representative example: Amount of credit £100 for 30 days. Total amount repayable £120. Interest £20. Interest rate 244% p.a fixed. Representative 821%APR (variable) | £100.00 - £1,000.00 | 1 week | 1 month | FeaturesCredit Check:
Instant Decision:
Online Application:
Secured Loan:
Unsecured Loan:
Mobile Loan:
Debit Card:
Bank Account:
Bad Credit:
Repayable: £110*
Extention: | IdentificationBank Account and debit card details necessary. | Suitable ForFor those in need of an emergency cash solution | Restrictions1.Up to £1000 only
2.Over 18 only
3.UK only
4.Monday to Friday only | |
| Bonga Loans is a provider of short term loans. They help people who need a quick cash injection to sort out their temporary money worries. All you need to take out one of their short term loans is a mobile phone. If something comes up unexpectedly and you urgently need some cash, then a short term loan could be the ideal solution. The money is transferred as soon as they receive a text from you. This means you can get a loan wherever you happen to be. Bonga Loans offer extremely fast payday loans of up to £1000. DETAIL INFORMATION >> | TermsTermsYou must be over 18 and have a bank account and debit card to apply.
AdvantagesAdvantages1.Fast and efficient service.
2.No long application processs.
3.Get approval fast.
DisadvantagesDisadvantages1.Up to £100 only
2.Regular income necessary
3.UK only
4.Monday to Friday only |
| Lender | 448%
Representative ExampleRepresentative 448.3 %APR. Borrow £100 for 30 days. The total charge for credit is £15 Interest is fixed at a rate of 15% p.a. The Total Amount Repayable is 1 payment of £115.00 | £50.00 - £300.00 | 1 month | 1 month | FeaturesCredit Check:
Instant Decision:
Online Application:
Secured Loan:
Unsecured Loan:
Mobile Loan:
Debit Card:
Bank Account:
Bad Credit:
Repayable: £115
Extention: Not permitted | IdentificationBank account and debit card details | Suitable ForThose in need of a short term cash solution | Restrictions18+ years of age - employed or self employed - earning a min of £750 per month - repay on your next payday | |
| Instant Loans Direct’s mission is to solve people's urgent cash flow emergency problems with a responsible solution. All their loans will be clear and straightforward. You will always be told the total cost of a loan and the details of your repayment before you complete the application process. There will be no hidden costs or charges – no nasty surprises! The application process will be straightforward and as simple as it can be – you will be kept informed of your applications progress and whatever our lending decision, you will be told as quickly as possible. DETAIL INFORMATION >> | TermsTerms18+ years of age - employed or self employed - earning a min of £750 per month - repay on your next payday
AdvantagesAdvantages1. Low APR
2.No admin fees
3.Same Day Transfer
4.Instant Decision
DisadvantagesDisadvantages1. Maximum borrowing limit of £300 |
| Lender | 821%
Representative ExampleAmount of credit £100 for 7 days. Total amount repayable £110. Interest £4.50. Interest rate 235% p.a fixed. Transfer fee £5.50. Representative 14,348% APR
| £100 | 1 week | 1 week | FeaturesCredit Check:
Instant Decision:
Online Application:
Secured Loan:
Unsecured Loan:
Mobile Loan:
Debit Card:
Bank Account:
Bad Credit:
Repayable: £110*
Extention: | IdentificationSometimes they will request that you post copies of bank statements from the last three months. | Suitable ForEmergency cash needs | RestrictionsYou must be over the age of 18 years old to apply. | |
| Quid24.com aims to be the fastest short-term loan service provider in the UK. Their goal is to provide help to those who just need a quick loan before their next payday. Sometimes an unexpected bill comes in or you have unusually expensive outgoings in a particular month. People in such cases need a quick cash injection to sort out their temporary money worries. Their loan system is very simple - all you need to do is send us a text and we can get the cash into your account in 15 minutes. This means that anyone with a mobile phone can get a loan. DETAIL INFORMATION >> | TermsTermsIf you are over 18, then you will be eligible to use the Quid 24 site and services.
AdvantagesAdvantages1. Money in your bank account in 15 minutes guaranteed.
2. Ultra fast SMS loans.
3. Nothing more, nothing less.
4. Simple for anyone to use.
5. Short term loan service provider.
DisadvantagesDisadvantages1. Text loans are not a long term solutions for financial problems.
2. Please note that text message based communication may cost you up to £1. |
| Lender | 2090%
Representative Example£275 borrowed for 28 days. Annual interest rate of 359.40% (fixed). Total amount payable by one repayment is £357.36. | £80.00 - £750.00 | 1 week | 1 month | FeaturesCredit Check:
Instant Decision:
Online Application:
Secured Loan:
Unsecured Loan:
Mobile Loan:
Debit Card:
Bank Account:
Bad Credit:
Repayable: £129.95
Extention: Not permitted | IdentificationNot Required, just bank and debit card details | Suitable ForThose in need of a short term cash solution. | Restrictions1. Be over 18 years old
2. Be in permanent employment
3. Earn more than £750 net per month
4. Have a bank account with a valid debit card
5. Be paid monthly | |
| PaydayUK are here to help! Apply for a payday loan from £100-£1000 and you could have the cash you need in your account by midnight everyday of the week. There are no administrative costs to set up the loan. Payday loans are for 30 days, and should be repaid in a single payment on your payday. No faxes, no additional ID needed - just bank account and debit card. Faster payments now available -customers can get the money the day they apply! Payday UK now do deposit runs on Saturdays and Sundays so you do not have to wait until Mondays. DETAIL INFORMATION >> | TermsTerms29% charge per hundred
AdvantagesAdvantagesGood acceptance rate
Bank and debit card details needed only - no extra ID
Money can now be received same day as application
Payday UK now do deposit runs on Saturdays and Sundays. This means you will not have to wait until Mondays to get your money when you apply at the weekend.
DisadvantagesDisadvantages1. High interest rate on loan |
| Lender | 3378.1%
Representative ExampleRate of Interest: 30%per month. Total Amount of credit: £200. Representative APR: 3378.1% Duration of Agreement: 6 months. Total Amount Payable: £440. Total Charge of credit: £220. | £50.00 - £1,500.00 | 1 month | 6 months | FeaturesCredit Check:
Instant Decision:
Online Application:
Secured Loan:
Unsecured Loan:
Mobile Loan:
Debit Card:
Bank Account:
Bad Credit:
Repayable: £130
Extention: | IdentificationNone | Suitable ForEmergency cash needs | RestrictionsIn order to apply for a short-term loan with Lending Stream you should be 18 years of age or above and have a valid bank account, which can receive direct deposits, be regularly employed and earn a minimum monthly salary of £400. And most importantly you should be a resident of the UK. | |
| Lending Stream is one of the leading online loan providers in the United Kingdom launched with the novel objective of bridging the gap between one-month payday loans and the 'short on convenience' bank loans. With their path-breaking innovation, the 'short-term monthly instalment loan', they serve customers who find it difficult to pay back lump sum repayment amounts within 30 days. The advantage of borrowing from Lending Stream is that you can repay your loan in easy monthly instalments ranging from 4-6 months. DETAIL INFORMATION >> | TermsTerms1) It is important and recommended that you do not borrow more than you can afford.
2) A first time customer can borrow upto £600; Lending Stream's sophisticated Credit Assessment System determines the amount that you are eligible for.
3) As a returning customer, you will be eligible for loan amounts up to £1,500.
4) A credit assessment is carried out to ensure that you will be able to repay comfortably on your payday.
5) The representative APR is 3378.1%
6) A customer is allowed to cancel the loan agreement within 14 days.
7) If you are facing difficulties in making payments on time, it is important that you get in touch with their customer care centre immediately and discuss payment alternatives.
8) Failure to repay the loan will affect your credit score and may lead to potential legal issues.
9) The agreed repayment amount will be debited on the agreed due dates from your debit card.
AdvantagesAdvantages1. Express Cash same-day and free BACS (2-3 days) transfer options
2. Two-minute application process
3. Instant decision
4. Returning customers can receive up to £1,500
5. Flexible Repayment Plan - repay in 4,5 or 6 instalments depending on the loan amount
6. For a nominal transfer fee of £15, you can get the cash within 30 minutes of the final approval.
DisadvantagesDisadvantagesNew customers receive only up to £600 |
| Lender | 199%
Representative ExampleTotal Amount of Credit: £500; Representative APR: 199%; Duration of Agreement: 31 days; Total Charge of Credit: £48.70; Total Amount Payable: £548.70 Address: Financial Processing Ltd UK, Walton House, 56 – 58 Richmond Hill, Bournemouth, Dorset, BH2 6EX | £50.00 - £500.00 | 1 week | 1 month | FeaturesCredit Check:
Instant Decision:
Online Application:
Secured Loan:
Unsecured Loan:
Mobile Loan:
Debit Card:
Bank Account:
Bad Credit:
Repayable: £109
Extention: | IdentificationID required and validation of your debit card. | Suitable For | RestrictionsMust be over 18 and not bankrupt or on IVA. | |
| Borrowing money from FLM Quick is like having an overdraft or credit card. FLM Quick is The Richmond Group’s competitive answer to the payday loans market and allows customers to borrow between £50 and £500, which can be paid out the same day or within 24 hours at an 199% APR! Interest is calculated daily so the quicker you repay it, the less it will cost you. You can manage your own balance and pay back when it suits you best as long as you meet the monthly interest repayments. You must have a guarantor to be approved for this loan. DETAIL INFORMATION >> | TermsTermsYou must be over 18, be living in the UK and not be bankrupt or on an IVA.
AdvantagesAdvantages1.We accept applicants with CCJ’s, defaults and late payments, as long as they are not bankrupt or on an IVA
2.Same day pay
3.Online application – apply from home
4.No arrangement fees to set up the loan
5.Friendly service
DisadvantagesDisadvantages1. You must have a guarantor to get approval for this loan |
| Lender | 4474%
Representative ExampleTotal Amount of Credit: £100; Representative APR: 4474%; Duration of Agreement: 15 days; Total Charge of Credit: £17; Total Amount Payable: £117 Address: TxtLoan Ltd, TxtLoan Ltd, 1 Cornhill, London EC3V 3ND | £100.00 - £500.00 | 1 week | 15 days | FeaturesCredit Check:
Instant Decision:
Online Application:
Secured Loan:
Unsecured Loan:
Mobile Loan:
Debit Card:
Bank Account:
Bad Credit:
Repayable: £117
Extention: Not Permitted | IdentificationBank account and debit card details | Suitable ForEmergency cash needs of up to £300 | Restrictions1. You must be living in the UK.
2. You must be employed with a regular minimum £400 income.
3. You must have a mobile phone and email address | |
| TxtLoan provides a straightforward and hassle-free short-term loan service. They pride themselves on being customer friendly and efficient, cash is usually sent to our borrowers within 15 minutes of their loan request. TxtLoan approve payday loans in no time and can offer you loans of up to £300. Applying is easy, follow the text message instructions online and you will receive the cash in your bank account within minutes. You can use the text loan service whenever you need it so if you have emergency cash needs a payday loan is only a text away. DETAIL INFORMATION >> | TermsTermsYou must be living in the UK, get a regular minimum £400 income, have mobile phone and e-mail address
AdvantagesAdvantages1. Account debited after 15 days.
2. Open from Monday-Friday 6.00am - 23.00pm, Sat-Sun 9:00am - 18:00pm
3. Up to £500 to existing customers
DisadvantagesDisadvantages1. £1 handling fee (plus your standard network rate) will be charged to your mobile phone for each text message you send.
2. You can only borrow £300.
3. Overdue reminder will cost £25
4. Payday loan charged at £17 per £100 borrowed. |
| Lender | 1737.2%
Representative ExampleRate of Interest: 25% per month; Total Amount of Credit: £100; Duration of Agreement: 1 month; Total Cost of Credit: £25; Total Amount Payable: £125; Amount of Each Repayment: £125. | £50.00 - £800.00 | 1 week | 7 months | FeaturesCredit Check:
Instant Decision:
Online Application:
Secured Loan:
Unsecured Loan:
Mobile Loan:
Debit Card:
Bank Account:
Bad Credit:
Repayable: £221.44 on a loan of £100 for 7 months
Extention: Not permitted | IdentificationNo Identification required | Suitable ForFor those seeking a solution to a short term cash flow issue | RestrictionsIn order to apply for Zebit finance you should be 18 years of age or above and have a valid bank account, which can receive direct deposits, be regularly employed and earn a minimum monthly salary of £750. And most importantly you should be a resident of the UK. | |
| Zebit is a direct lender that can send you £50 - £800 in 10 minutes*. Zebit believes that customers know their situations best, so it offers responsible and transparent financing that allows customers a high level of control. With Zebit, you get ‘Flexibility’ – you can choose to repay within one week, or over 7 months, or anytime in between. With a low Representative APR of 1737.2%, Zebit is the right choice for you. DETAIL INFORMATION >> | TermsTerms1. It is important and recommended that you do not borrow more than you can afford.
2. A first time customer can borrow up to £600; our sophisticated Credit Assessment System determines the amount that you are eligible for.
3. As a returning customer, you will be eligible for loan amounts up to £800.
4. A credit assessment is carried out to ensure that you will be able to repay comfortably
5. The representative APR is 1737.2%
6. You have a “right to withdraw” from the credit agreement within 14 days from the date after you receive the executed copy of the credit agreement.
7. If you are facing difficulties in making payments on time, it is important that you get in touch with customer care centre immediately and discuss payment alternatives.
8. Failure to repay the loan will affect your credit score and will affect your eligibility to avail future financing; it may also lead to potential legal issues.
9. The agreed repayment amount will be debited on the agreed due dates from your debit card.
AdvantagesAdvantages1. Flexible terms that the customer controls. Zebit customers can borrow for a week, or any length of time up to 7 months, and set the repayment schedule with weekly or monthly payment.
2. Zebit delivers loans as cash into your bank account which can be used immediately for purchases or payments.
3. Returning customers can receive up to £800.
DisadvantagesDisadvantages1. New customers receive only up to £600 |
| Lender | 399.7%
Representative Example£300 loan repayable over 32 weeks at £15 per week, Rate of interest 60% fixed; Representative 399.7%APR, Total Amount Payable is £480. No Deposit. | £200.00 - £1,000.00 | 1 week | 36 weeks | FeaturesCredit Check:
Instant Decision:
Online Application:
Secured Loan:
Unsecured Loan:
Mobile Loan:
Debit Card:
Bank Account:
Bad Credit:
Repayable: £112
Extention: Not permitted | IdentificationAddress and Phone Required | Suitable ForFor those in need of an emergency cash solution. | RestrictionsOver 18 only | |
| Shopacheck offers cash loan which can be delivered right to your door. Shopacheck has helped people get the things they want for over 75 years. The Shopacheck team could provide assistance even if you have a poor credit rating, CCJ's, defaults or if you don't have a bank account. At Shopacheck you will always be able to speak to a member of staff about your loan. Before applying for a loan please make sure that you read the terms and conditions of this loan thoroughly to ensure that you understand your financial obligations. DETAIL INFORMATION >> | TermsTerms1 week - 36 weeks
AdvantagesAdvantages1.Personal agents
2.Working out the best deal to suit your budget
3.Collecting your payments from your home at a time to suit you
4.Answering your questions about our products and services
5.Keeping you up-to-date on all our latest offers
6.Helping you with any application forms and paperwork
DisadvantagesDisadvantages1. Payday loans are expensive
2. £200 - £1000 only |
| Lender | 399.7%
Representative Example£200 loan repayable over 32 weeks
32 weekly payments of £10.00
Rate of interest 97.5% p.a. fixed;
Representative 399.7%
APR Total Amount Payable is £320 | £50.00 - £300.00 | 14 Weeks | 31 Weeks | FeaturesCredit Check:
Instant Decision:
Online Application:
Secured Loan:
Unsecured Loan:
Mobile Loan:
Debit Card:
Bank Account:
Bad Credit:
Repayable: £140
Extention: | IdentificationYou will require proof of ID, address and income. National Insurance number may be required. | Suitable ForThose with poor credit who want a quick cash loan | RestrictionsYou must be at least 18 years of age. | |
| Provident Personal Credit is in the business of helping people manage small, unsecured credit, when they need it. Provident and their agents pride themselves on making sure that the loans are manageable and easy to understand. That way you stay in control of your finances. Provident offer loans that are not as short term as most payday loans - with only 14 weekly repayments their budget loan is perfect for paying those unexpected bills, emergency home repairs or anything else that might crop up. Even if you have poor credit you can get a loan. DETAIL INFORMATION >> | TermsTermsApplicants must be at least 18 years of age and a UK resident. Repayment period 14 weeks - 31 weeks
AdvantagesAdvantages1. You can spread your repayments over 14 weeks
2. There are no large lump sum repayments to worry about
3. No bank account needed
4. There are absolutely no hidden charges
5. Your friendly agent will call at your home to collect your weekly payments
6. We could help if you ever need us again
DisadvantagesDisadvantages1. This is not a solution to long term financial problems. |
| Broker | 1737%
Representative ExampleTotal Amount of Credit: £160; Representative APR: 1286%; Duration of Agreement: 31 days; Total Charge of Credit: £25; Total Amount Payable: £185 Address: 28-32 Wellington Road, London, NW8 9SP. | £80.00 - £750.00 | 1 week | 1 month | FeaturesCredit Check:
Instant Decision:
Online Application:
Secured Loan:
Unsecured Loan:
Mobile Loan:
Debit Card:
Bank Account:
Bad Credit:
Repayable: £125
Extention: Not permitted | IdentificationGenerally not required – Payday Bank offer instant online approval | Suitable ForSuitable for those in need of a short term cash solution | RestrictionsYou must be over the age of 18 years old | |
| KwikCash is a trading name of PDB UK, and as one of the UK's leading payday loans brokers, they work with a carefully selected panel of lenders to find you the loans you need. At KwikCash they understand your frustration when you are running low on money and you're in need of quick quids. High acceptance rate! Kwik Cash provides access to many payday loans - no credit check needed. As much as everyone may try to budget, there are times when quick payday loans can really come in useful. Borrow any amount between £80 and £750. DETAIL INFORMATION >> | TermsTermsOver 18, employed, earning £650 per month. Payment should be within 31 days.
AdvantagesAdvantagesPossible to roll the loan over 2 times - ie 3 months total
Same day deposit
DisadvantagesDisadvantagesUp to £750 only |
| Lender | 2692%
Representative ExampleA loan over 20 days; Rate of interest: 1% per day; Interest rate: 365% fixed per annum; Representative APR 2692.8%; Total amount of credit: £150; Duration of Loan: 20 days; Total Amount Payable: £180; Total charge for credit: £30 Also check out our unique flexible 1, 2, 3, or 4 month flexible repayments schemes which are tailored to suit your monthly budget. Address: Safeloans Ltd, 1st and 2nd Floor, 30 Church Street, Croydon, CR0 1RB. | £50.00 - £400.00 | 1 week | 1 month | FeaturesCredit Check:
Instant Decision:
Online Application:
Secured Loan:
Unsecured Loan:
Mobile Loan:
Debit Card:
Bank Account:
Bad Credit:
Repayable: £130.00
Extention: Not permitted | IdentificationGenerally not required – Safeloans offer instant online approval | Suitable ForEmergency cash needs. | Restrictions1. You must be over 18 and living in the UK.
2. You must be employed with a regular minimum £600 income.
3. You must have a mobile phone and email address. | |
| Safeloans is a short-term loan lender that is passionate about helping people who need a bit of extra help with their cash flow before payday. You only pay the interest for the length of time you borrow the cash. Traditional ‘Payday Loans lenders’ charge interest for a full 30 days, no matter how long you borrow the money for. Safeloans offers a quick and easy online application with instant approval decisions and 1 hour or same day cash transfers. Apply in minutes and get cash in your bank today. They have a flexible repayments service. DETAIL INFORMATION >> | TermsTermsApplicants must be: 1) at least 18 years old; 2) UK resident; 3) receive regular pay; 4) have a debit card for the bank account one’s wages are paid into.
AdvantagesAdvantages1. Daily Rate Of Interest
2. Flexible Repayment Scheme 1, 2 , 3,or 4 Months to suit tour budget.
3. Easy Online Application
4. Same Day Payout / 1Hour Payout
DisadvantagesDisadvantages1. High APR.
2. Payday loans are not a long term solution for financial problems. |
| Broker | 2623.3%
Representative ExampleBorrow £225 for 29 days. The total charge for credit is £67.50. Interest is fixed at a rate of 377.8% p.a. The Total Amount Repayable is 1 payment of £292.50. | £100.00 - £750.00 | 1 month | Up to 24 months | FeaturesCredit Check:
Instant Decision:
Online Application:
Secured Loan:
Unsecured Loan:
Mobile Loan:
Debit Card:
Bank Account:
Bad Credit:
Repayable: £130
Extention: | IdentificationPersonal and financial information | Suitable ForAll types of borrowers - even those with bad credit history, and CCJs | RestrictionsSee website for restrictions | |
| First Choice Capital Resources have tailored a loans service for individuals with bad credit. The application form takes a few minutes to complete and if successful, an unsecured loan could be deposited in to your bank account with payment terms ranging between one and twenty four months. First Choice Capital Resources is a free service and aim to match the right products and services to suit your needs. You create one simple online profile, and they search their entire network for you. Always read the terms and conditions carefully. DETAIL INFORMATION >> | TermsTermsSome lenders consider the existence of an active credit and/or debit account as part of their decision making process
AdvantagesAdvantages1. Quick Application form - takes only a few minutes
2. Flexible loan terms ranging from 1 to 24 months
3. FREE service matching you with the best products for your requirements
4. Borrow anything from £100-£2500
DisadvantagesDisadvantages1. Some lenders consider the existence of an active credit and/or debit account as part of their decision making process
2. Unsecured Cash Loan installment offer may take up to 2 weeks to process
3. Maximum borrowing is £2,500
4. Payday loans are not long term solution for debt problems |
| Lender | 1734%
Representative ExampleTotal Amount of Credit: £50; Representative APR: 1734%; Duration of Agreement: 30 days; Total Charge of Credit: £14.75; Total Amount Payable: £64.75 Address: QuickQuid, 483 Green Lanes, London, N13 4BS | £100.00 - £1,000.00 | 1 week | 1 month | FeaturesCredit Check:
Instant Decision:
Online Application:
Secured Loan:
Unsecured Loan:
Mobile Loan:
Debit Card:
Bank Account:
Bad Credit:
Repayable: £125
Extention: See website for details | IdentificationNo - nothing to fax, no paperwork to post | Suitable For | RestrictionsQuickQuid performs traditional credit checks, while still accepting those with less-than-perfect credit. QuickQuid verifies applicant information via various national databases. Funds will be deposited the same working day, if approved by 14:30. Approval may take up to 30 minutes in most cases. | |
| QuickQuid is the premier online provider of cash advances. Just apply online in five minutes from your home and receive quick approval without faxing documents. Money will be deposited directly into your current account within 10 minutes at no extra cost. Plus, less-than-perfect credit is not a problem! At QuickQuid, they’re completely upfront about their costs and there are no hidden fees.. Existing customers can even get payday loans of up to £1500. QuickQuid provides fast and convenient online cash advance services to customers all across the UK. Use code AFF30 to save 30% on your loan fee at QuickQuid.co.uk now through January 31st. DETAIL INFORMATION >> | TermsTermsLoan amounts are based on consumer's credit history and ability to repay loan. Not everyone may qualify for £1500.
AdvantagesAdvantages1. Save 30% with promo code BCGS30
2. Up to £1000 in your account today, free same-day funding
3. Apply in 5 minutes from the comfort and privacy of home
4. Quick Approval
5. Less-than-Perfect Credit OK
DisadvantagesDisadvantages1. New customers can only borrow up to £1000 |
| Lender | 4214%
Representative ExampleAmount of credit; £207 for 20 days Total amount payable; £254.42 Interest: £41.92 Interest rate: 360% pa (fixed) Representative APR 4214%. 4 Prince Albert Road, London, NW1 7SN | £1.00 - £500.00 | 1 Day | 45 Days | FeaturesCredit Check:
Instant Decision:
Online Application:
Secured Loan:
Unsecured Loan:
Mobile Loan:
Debit Card:
Bank Account:
Bad Credit:
Repayable: £124
Extention: | IdentificationNone - just bank account and debit card required. | Suitable For | RestrictionsYou must be over 18 years old and a UK resident | |
| Wonga.com is the ‘same day cash’ lender – you only pay the interest for the length of time you borrow from us. Traditional ‘Pay Day loans lenders’ charge interest for a full 30 days, no matter how long you actually need the money for. With Wonga.com, if you pay back early, YOU PAY BACK LESS. They are also a fast lender; if accepted, you'll get the money in your bank account within 15 minutes, guaranteed. So if you want a loan to suit your needs, rather than the lenders’, come to Wonga.com – little loans. Lots of control. DETAIL INFORMATION >> | TermsTermsApplicants for loans will only be approved if they are UK residents and over 18 years of age. Credit score and credit history will be taken into account.
AdvantagesAdvantagesVery user-friendly calculator / sliding scale on homepage to view your possible loan, term and interest
Choose your repayment by the day - the shorter the loan the less you pay
If accepted, you'll get the money in your bank account within 15 MINUTES, GUARANTEED.
Max loan amount is £500 for new customers and up to £1,500 for existing customers
DisadvantagesDisadvantagesAPR is high - though loan is only 45 days maximum
Possible to borrow just £200 at first |
| Broker | 278%
Representative ExampleFor a loan of £500 for 12 months: Monthly Payment - £79.09, Total Amount Payable - £949.01. Total Interest - £449.01, Interest rate - 140% | £100.00 - £2,500.00 | 1 Month | 12 Months | FeaturesCredit Check:
Instant Decision:
Online Application:
Secured Loan:
Unsecured Loan:
Mobile Loan:
Debit Card:
Bank Account:
Bad Credit:
Repayable: £123
Extention: | IdentificationContact detals (phone and email) for both home and work and your UK bank account information. | Suitable ForIndividuals with all credit backgrounds | RestrictionsTo qualify for one of our lenders' loans you need to be over 18, with a permanent job, UK resident and have a UK bank account.
| |
| You can stretch out your finances by applying for up to £2,500 through 12 Month Loans. Not only that, but you can build up your credit rating by making regular payments. And, even better, the payment plan is flexible, so if you want to pay off more, earlier, you can end up paying less overall! 12 Month Loans provide a type of loan called an Instalment or 12 month loan which are often considered to offer customers the benefits of a payday loan but over a longer period of time. Apply online with their quick and easy application form and get instant answers. DETAIL INFORMATION >> | TermsTermsTo qualify for one of our lenders' loans you need to be over 18, with a permanent job, UK resident and have a UK bank account.
AdvantagesAdvantagesInstalment or 12 month loans are often considered to offer customers the benefits of a payday loan but over a longer period of time
1. 12 Month Loans help find fast loans for individuals with all credit backgrounds
2. We are supported by many of the UK’s most established payday loan providers
3. To apply for a loan simply fill out our quick and easy application form and we will do the rest, contacting hundreds of loan providers to find the best deal for you.
4. The process takes seconds, and you will receive an answer almost immediately.
5. If you are accepted for a loan you simply have to agree to the terms and conditions of the lending company and the loan will be transferred to your bank account
6. Flexible short term repayment plan with terms ranging from 1-12 months
DisadvantagesDisadvantages1. Maximum borrowing is £2500
|
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