COMPARE PAYDAY LOANS
Payday Loans or Fast / Easy loans are a quick and easy way to get cash when needed, especially in an emergency. For example if you need to pay to have your car repaired or have bills that need payment immediately using a payday loan can be an effective way to get the funds you need. These loans are called ‘Payday loans’ as generally they are short term loans offered to individuals that have a job, but need a rapid loan before their payday arrives. The loan is usually expected to be paid back in full when the individual receives their salary, although there is usually a 30 day period to make the payment.
You can usually get between £80 and £1,000, and this can often be in your account within a day. It is usually required that you have a job (you may need to provide a payslip) and a bank account, though terms can vary from loan to loan. Use the table below to compare fast cash loans and payday advance loans. Whichwaytopay gives you information on loan terms, amount available, required identification and whether you need a bank account. You can even apply directly from this page.
Click here to learn more about Payday loans and other loan types
PROVIDER  | TERMS | AMOUNT | REPAYABLE ON £100 | ID REQ | DEBIT CARD REQ | BANK ACCOUNT REQ | APPLY |
Wageday Advance Payday Loan | Payment within 31 days with the option of extending another 31 days for a fee (see website for details.) | £80-£750 | 125% | None - just Debit Card and Bank Account | Yes | Yes |  |
| 2 minute secure online application & approval. Same day £80 to £750 payout possible. Major UK specialist online lender since 2004. Over 100,000 completed loan transactions. UK Call Centre. We say yes to 85% of all applicants. No credit checks, CCJs & defaults - no problem. FULL INFORMATION >> | |||||||
Cash Advance | Be at least 18 years of age. Be a United Kingdom, Northern Ireland, Scotland, or Wales citizen. Have a checking or savings account. Be employed. Receive your paycheck by direct deposit. Make a minimum £300 each payday after all tax deductions. | £100-£1000. | 129.98% | National Insurance number and bank account | No | Yes | |
| Cash Advance allow you to borrow up to £1,000 - quick to apply - 60 second applicationt. You can be pre-approved in seconds. FULL INFORMATION >> | |||||||
CUS4 PayDay Loans | CUS4 is a broker and will find you a laon. Exact Ts and Cs will differ per lender | £80-£1,000 | Various | None - Debit card and bank account needed however | Yes | Yes | |
| CUS4 Payday are a Payday Loan broker - so they work with a number of loan providers to find you a lender who will give you a loan. FULL INFORMATION >> | |||||||
PurplePayday.com | 18 or over, in full time employment earning £750 per month. Paymnet should be within 31 days. | £100-£750 | 125% | None - Bank Account (debit card if possible but not required) | No | Yes | |
| Instant decision made - no need for faxing or posting information and no credit checks. Just complete the short application form. Debit card is not even needed - you just need a bank account. Application is very easy and very clear. Apply before 3pm Monday to Friday funds will be deposited into your account the same day. Apply after 3pm and funds will be deposited the next working day. FULL INFORMATION >> | |||||||
RedHouse Financial | 30 days until payment - RedHouse offers several lenders, so read terms and conditions related to your selected vendor. | £80 to £750 | 125% | Just Debit Card and Bank account, though a credit check will be carried out. | Yes | Yes | |
| RedHouse Financial guarantee that your loan money will be credited to your account on the very same day. Various lenders are available so should be able to find a loan for most customers. Approval within a minute of submitting form. FULL INFORMATION >> | |||||||
Get Me To Payday | Applicants must be 18 (or over) years of age, employed and reside in the United Kingdom (England, Northern Ireland, Scotland, or Wales), and have salary paid directly into a bank account. | £80-£750 | 125% | No | No | No | |
| Borrow between £80 and £750, over a period of 15, 30 or 60 days. 25% borrowing fee. You can even get your loan in the same day. Within a minute a message will appear stating whether your application has been approved. No documentation is required. FULL INFORMATION >> | |||||||
123 Payday | Minimum annual income only £4,000. Pay within 30 days. | £80-£1,000 | 125% | No | No | No | |
| Enter your details in the form for a loan between £80-£1,000. Minimum annual income only £4,000. FULL INFORMATION >> | |||||||
Wonga | Applicants for loans will only be approved if they are UK residents and over 18 years of age. Credit score and credit history will be taken into account. | £50-£200 | From 105% to 129% dependant on term | None - just bank account and debit card required. | Yes | Yes | |
| Wonga Cash on demand are different to other Payday / Quick Loan providers - you can choose the exact length of your loan (from 1 to 30 days) - the shorter time you choose to pay back, the less interest you will pay. If the loan approved before 3pm on a weekday, you'll get the money in your bank account within minutes. Interest is charged at 1% a day - you can choose the exact amount you want and the length of the loan. An easy to use sliding calaculator on the Wonga.com homepage allows you to alter easily the amount and the term of the loan and the amount you will have to pay back. FULL INFORMATION >> | |||||||
Logbook Payday Loan | Variable on Term - See Website for Details | £500-£50000 | Variable | No | No | | |
| Logbook Loans provides individuals who have a bad credit rating but are in possession and the legal owner of a car or other vehicle. It is a loan secured against your car and you can borrow from £500 - £50,000. Please note - your car may be at risk if you do not keep up with repayments. FULL INFORMATION >> | |||||||
Payday UK | 25% charge with 30 day repayment | £80-£750 | 125% | Not Required, just bank and debit card details | Yes | Yes | |
| Payday UK charge £25 per £100 borrowed – nothing more! There are no administrative costs to set up the loan. Loan is for 30 days, and should be repaid in a single payment on your payday. No faxes, no additional ID needed - just bank account and debit card. FULL INFORMATION >> | |||||||
Provident Personal Credit | Repayment period either 31 or 57 weeks. | £50-£500 First Time, £2500 Subsequent Loans | 189.2% | You will require proof of ID, Address, Income and National Insurance Number | No | No | |
| Cash loans are available for amounts from £50 to £500. You can get your cash dropped off at your home in a matter of days. to your door within days. Don't worry if you have a poor credit history or have been turned down for credit before. Existing customers can also apply for up to £2500. Example loan - loan of £300, paid over 57 weeks. Weekly repayment of £9, total reapayable £513. FULL INFORMATION >> | |||||||
Payday Finders UK | Paydayfinders is a service that will find you the loan you need by looking at a variety of lenders. The actual terms and conditions of each lender may vary and so you will need to check the individual once you have been given an offer. APR will differ per loan offer. | up to £750 | Various | Not Required, Just Bank Account | No | Yes | |
| Get the cash you need within 24 Hours or less. There is only One application form, but multiple lenders are available. You could borrow up to £750. Instantly. FULL INFORMATION >> | |||||||
Pounds Till Payday | Each loan must be repaid on the day that you receive your next regular salary payment. The maximum duration of the loan is 31 days. | Up to £200 1st loan; £1,000 subsequent loans | 129.98% | Payslips and Bank Account. | No | Yes | |
| Simply fill out our short application form - no credit check. Just need a minimum take home pay of £305 each payday, after all taxes and deductions. FULL INFORMATION >> | |||||||
Easy Payday | Fixed fee of 25% (£25 on every £100 borrowed.)
Need to be in full time employment or with a guaranteed provable income over £750 per month.
Need a UK current account that has a valid debit card associated with it | £80-£750 | 125% | Not Required, Just bank and debit card details | Yes | Yes | |
| Payday loans are a short term solution to any financial need, whether you have an unexpected bill to pay, car repairs to get you back on the road, spending money for a holiday or you just want to spoil yourself! Same day Decision - apply online! FULL INFORMATION >> | |||||||
Easy Wageday Advance | Be at least 24 years of age
Reside and be employed in the UK
Have your salary paid directly into your bank account
Have a minimum take home pay of £333.50 | £80 to £750 | 129.98% | Wage slip and National Insurance number | No | Yes | |
| Fill out the short application form - you will be told instantly if you are approved. Then you will need to send/fax/email a scan of your most recent pay slip. Then you will be emailed an agreement - once returned the payment will be made. FULL INFORMATION >> | |||||||
Quick Quid | The finance charge will be paid in two (2) equal payments on your next two (2) payment dates. See Website for more details. | £50 - £750 | 125% | No | No | Yes | |
| The maximum loan amount for United Kingdom residents will be £750. New customers will be limited to a maximum loan amount of £300. An advance payment is not required for a QuickQuid payday loan. FULL INFORMATION >> | |||||||