PAYDAY LOANS Download to Excel 
Payday Loans or Fast / Easy loans are a quick and easy way to get cash when needed, especially in an emergency. For example if you need to pay to have your car repaired or have bills that need payment immediately using a payday loan can be an effective way to get the funds you need. These loans are called ‘Payday loans’ as generally they are short term loans offered to individuals that have a job, but need a rapid loan before their payday arrives. The loan is usually expected to be paid back in full when the individual receives their salary, although there is usually a 30 day period to make the payment.
You can usually get between £80 and £1,000, and this can often be in your account within a day. It is usually required that you have a job (you may need to provide a payslip) and a bank account, though terms can vary from loan to loan. Use the table below to compare fast cash loans and payday advance loans. Whichwaytopay gives you information on loan terms, amount available, required identification and whether you need a bank account. You can even apply directly from this page.
Click here to learn more about Payday loans and other loan types
PROVIDER  | TERMS | AMOUNT | REPAYABLE ON £100 | ID REQ | DEBIT CARD REQ | BANK ACCOUNT REQ | APPLY |
Payday Express | Applicants must be at least 18 years of age living and working in the UK. Wages must be paid directly into a UK bank account and applicants must have a debit card for this account. | £80-£800 | 125% | Generally not required – Payday Express offer instant online approval | Yes | Yes |  |
| Borrow £80-£800. Payday Express offer a quick and easy online application with instant approval decisions and same day cash transfers. Apply online in minutes and get cash in your bank today! They charge £20 for every £80 borrowed. MORE INFORMATION >> | |||||||
PurplePayday.com | 18 or over, in full time employment earning £750 per month. Paymnet should be within 31 days. | £100-£750 | 125% | None - Bank Account (debit card if possible but not required) | No | Yes | |
| Instant decision made - no need for faxing or posting information and no credit checks. Just complete the short application form. Debit card is not even needed - you just need a bank account. Application is very easy and very clear. Apply before 3pm Monday to Friday funds will be deposited into your account the same day. Apply after 3pm and funds will be deposited the next working day. MORE INFORMATION >> | |||||||
123 Payday | Minimum annual income only £4,000. Pay within 30 days. | £80-£1,000 | 125% | No | No | No | |
| Enter your details in the form for a loan between £80-£1,000. Minimum annual income only £4,000. MORE INFORMATION >> | |||||||
Wonga | Applicants for loans will only be approved if they are UK residents and over 18 years of age. Credit score and credit history will be taken into account. | £50-£200 | From 105% to 129% dependant on term | None - just bank account and debit card required. | Yes | Yes | |
| Wonga Cash on demand are different to other Payday / Quick Loan providers - you can choose the exact length of your loan (from 1 to 30 days) - the shorter time you choose to pay back, the less interest you will pay. If the loan approved before 3pm on a weekday, you'll get the money in your bank account within minutes. Interest is charged at 1% a day - you can choose the exact amount you want and the length of the loan. An easy to use sliding calaculator on the Wonga.com homepage allows you to alter easily the amount and the term of the loan and the amount you will have to pay back. MORE INFORMATION >> | |||||||
Wageday Advance | Payment within 31 days with the option of extending another 31 days for a fee (see website for details.) | £80-£750 | 125% | None - just Debit Card and Bank Account | Yes | Yes | |
| 2 minute secure online application & approval. Same day £80 to £750 payout possible. Major UK specialist online lender since 2004. Over 100,000 completed loan transactions. UK Call Centre. We say yes to 85% of all applicants. No credit checks, CCJs & defaults - no problem. MORE INFORMATION >> | |||||||
Get Me To Payday | Applicants must be 18 (or over) years of age, employed and reside in the United Kingdom (England, Northern Ireland, Scotland, or Wales), and have salary paid directly into a bank account. | £80-£750 | 125% | No | No | No | |
| Borrow between £80 and £750, over a period of 15, 30 or 60 days. 25% borrowing fee. You can even get your loan in the same day. Within a minute a message will appear stating whether your application has been approved. No documentation is required. MORE INFORMATION >> | |||||||
Lending Stream Payday Loan | Steady monthly income, 18 years and above, residence in the UK, bank account with direct deposit, valid debit card, take home of £750 per month. | £80-£1000 | 125% | None | Yes | Yes | |
| Lending Stream offers payday loans up to £400 for new customers and up to £1000 for existing customers. Application is online, quick and simple. The loan product offers you flexibility in repayment so you can pay back the loan in 30 days or take as long as 6 months (depending on the loan amount approved). You can choose to pay in installments or make an early payment (without prepayment penalties) to minimize the total interest. MORE INFORMATION >> | |||||||
Quick Quid Payday Loan | The finance charge will be paid in two (2) equal payments on your next two (2) payment dates. See Website for more details. | Up to £750 | 125% | No | No | Yes | |
| The maximum loan amount for United Kingdom residents will be £750. New customers will be limited to a maximum loan amount of £300. Same day payment is available for a QuickQuid payday loan. MORE INFORMATION >> | |||||||
Provident Personal Credit | Repayment period either 31 or 57 weeks. | £50-£500 First Time, £2500 Subsequent Loans | 189.2% | You will require proof of ID, Address, Income and National Insurance Number | No | No | |
| Cash loans are available for amounts from £50 to £500. You can get your cash dropped off at your home in a matter of days. to your door within days. Don't worry if you have a poor credit history or have been turned down for credit before. Existing customers can also apply for up to £2500. Example loan - loan of £300, paid over 57 weeks. Weekly repayment of £9, total reapayable £513. Repayment period either 31 or 57 weeks. MORE INFORMATION >> | |||||||
THL Direct Payday Loan | Applicants must be at least 18 years of age living and working in the UK. Wages must be paid directly into a UK bank account and applicants must have a debit card for this account. | £80-£750 | 125% | Generally not required. | Yes | Yes | |
| Apply on Line direct to the lender in Minutes and get cash in your bank today. To be eliggible, wages must be paid directly into a UK bank account and applicants must have a debit card for this account. MORE INFORMATION >> | |||||||
Payday Financial Loan | Must have a valid bank account that can receive direct debit Must be at least 18 years of age Must be employed and receive a regular paycheque or salary Must be a resident of the United Kingdom | £80-£750 | 125% | Generally not required - depends on lender | No | Yes | |
| Borrow from £80 - £750 with PayDayFinancial! It's all online, takes just minutes to apply and you could have the money in your account within an hour (if approved before 3pm on a weekday). PayDayFinancial is one of the UK's leading online brokers of payday advances, helping over 2,000 customers a month. MORE INFORMATION >> | |||||||
Payday Finder | Applicants must be 18 (or over) years of age, employed and reside in the United Kingdom. | £80-£750 | 125% | No may help to find a lender if you provide National Insurance number. | No | No | |
| With Payday Finder, you can borrow between £80 and £750 immediately abnd you will know right away the status of your payday loan advance as ypu get an instant decision on application. There are no credit checks, and you can get your money as quickly as the same day. MORE INFORMATION >> | |||||||
RedHouse Financial | 30 days until payment - RedHouse offers several lenders, so read terms and conditions related to your selected vendor. | £80 to £750 | 125% | Just Debit Card and Bank account, though a credit check will be carried out. | Yes | Yes | |
| RedHouse Financial guarantee that your loan money will be credited to your account on the very same day. Various lenders are available so should be able to find a loan for most customers. Approval within a minute of submitting form. MORE INFORMATION >> | |||||||
Payday UK | 25% charge with 30 day repayment | £80-£750 | 125% | Not Required, just bank and debit card details | Yes | Yes | |
| Payday UK charge £25 per £100 borrowed – nothing more! There are no administrative costs to set up the loan. Loan is for 30 days, and should be repaid in a single payment on your payday. No faxes, no additional ID needed - just bank account and debit card. MORE INFORMATION >> | |||||||
Logbook Loan | Variable on Term - See Website for Details | £500-£50000 | Variable | No | No | No | |
Logbook Loans provides individuals who have a bad credit rating but are in possession and the legal owner of a car or other vehicle. It is a loan secured against your car and you can borrow from £500 - £50,000. Please note - your car may be at risk if you do not keep up with repayments. MORE INFORMATION >> | |||||||
Fresh Cash Finder | UK Resident, Employed (no self-employed), 18 years and over. Monthly take home pay exceeds £750. | £80-£1000 | 125% | Valid UK Bank Account with a valid Debit Card. All other info entered online. Fax only if required. | No | Yes | |
| Fresh Cash Finder is a payday loan broker that will try several lenders to get you a loan. Repayments amount will vary from lender to lender, but on a loan of £100 you will generally have to pay between £125 and £131. MORE INFORMATION >> | |||||||
FLM Payday Loans | To support your application you will require a guarantor. | £50-£500 | 121% | Subject to application | Yes | Yes | |
| FLM Loans specialise loans - even if you've been refused previously due to credit problems. You may want to try them if you need an emergency loan as they can provide same day cash loans from £50 to £500. To support your application you will require a guarantor who can back up your application. The guarantor makes it possible for FLM to be able to lend you money where others may have refused. This can be a friend, family member, or anyone else willing to back your application. They will need to have a good credit history with no defaults or CCJs but they do not need to be a UK homeowner. MORE INFORMATION >> | |||||||
Bookmark with:
What are these?