PAYDAY LOANS - GET A PAYDAY LOAN ONLINE
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Pay day Loans are a quick and easy way to get cash when needed, especially in an emergency. For example if you need to pay to have your car repaired or have bills that need payment immediately using a payday loan can be an effective way to get the funds you need. These loans are called Payday loans as generally they are short term loans offered to individuals that have a job, but need a rapid loan before their payday arrives. The loan is gnerally expected to be paid back in full when the individual receives their salary, although there is usually a 30 day period to make the repayment.
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You can usually get pay day loans between £80 and £1,000, and this can often be in your account within a day. When you apply for a loan, it is usually required that you have a job (you may need to provide a payslip) and a bank account, though terms can vary for each lender. Use the table below to compare payday loans online. Which Way to Pay gives you information on terms, the amount available, the required identification and whether you need a bank account. Click 'Apply' to go through to the relevant broker or lender.
Click here to learn more about Payday loans and other loan types
PROVIDER  | TYPE | REPRESENTATIVE APR | TERMS | AMOUNT | REPAYABLE ON £100 | ID REQ | DEBIT CARD REQ | BANK ACCOUNT REQ | APPLY |
Payday Kong | Broker | 1286% Example Representative Example: | View Payday Loans Terms: | £100-£1000 | £125 | Generally not required – Payday Kong offer instant online approval | No | Yes |  |
| Representative Example: Total Amount of Credit: £160; Representative APR: 1286%; Duration of Agreement: 31 days; Total Charge of Credit: £25; Total Amount Payable: £185. Address: 1 Caspian Point, Cardiff Bay, Cardiff, CF10 4DQ. Highest acceptance rate! Borrow any amount between £100 and £1000 payable within 31 days - though it is possible to roll the loan over 2 times - ie 3 months total. A simple debit card transaction is used for repayment. Less than perfect credit okay. Apply to access all lenders from one form. DETAIL INFORMATION >> | |||||||||
Payday Pig | Broker | 1737% Example Representative Example: | View Payday Loans Terms: | £100 - £1000 | £125 | Bank account required | No | Yes | |
| Representative Example: If £100 was borrowed for a period of 31 days at a fixed rate of £25 per £100 borrowed, the total amount repaid would be £125. Representative APR 1737% Payday Pig offers fast and simple Short Term Loans. There's no paperwork and no phone calls. Simply apply online.
Payday Pig has an extremely high acceptance rate. When you're running out of cash, short-term loans can help you get by until payday. The process is simple and can help you with your short term cash needs. DETAIL INFORMATION >> | |||||||||
Bonga Loans | Lender | 14348% Example Representative Example: | View Payday Loans Terms: | £100 | £110* | Bank Account and debit card details necessary. | Yes | Yes | |
| Representative Example: Amount of credit £100 for 7 days. Total amount repayable £110. Interest £4.50. Interest rate 235% p.a fixed. Transfer fee £ 5.50. Representative 14,348%APR *based on 1 week loan Bonga Loans offer extremely fast loans of up to £100 straight into your bank account. Bonga Loans also offers an extremely efficient text loan service which enables you to borrow £100 through your telephone at any time. If you need up to £100 fast then Bonga Loans can help. DETAIL INFORMATION >> | |||||||||
My Payday Lender | Broker | 1286% Example Representative Example: | View Payday Loans Terms: | £80- £1000 | £125 | You will need a bank account that accepts direct debits and they are required to prove your identity | No | Yes | |
| Representative Example: Total Amount of Credit: £160; Representative APR: 1286%; Duration of Agreement: 31 days; Total Charge of Credit: £25; Total Amount Payable: £185 My Payday Lender can provide you with instant cash for when you need money but your payday is a little far away. Apply online for a pay day loan and you could have money in your account in as little as one hour. Borrow up to £1000 for any purpose today! DETAIL INFORMATION >> | |||||||||
QuickQuid Payday Loan | Lender | 1734% Example Representative Example: | View Payday Loans Terms: | Up to £1000 | £125 | No - nothing to fax, no paperwork to post | No | Yes | |
| Representative Example: Total Amount of Credit: £50; Representative APR: 1734%; Duration of Agreement: 30 days; Total Charge of Credit: £14.75; Total Amount Payable: £64.75 Address: QuickQuid, 483 Green Lanes, London, N13 4BS EXCLUSIVE OFFER! Save 25% on a cash advance of up to £1000 from QuickQuid with promo code BCGS25. Get cash in 10 minutes at no extra cost, even on weekends! Existing customers can even get a loan of up to £1500. Apply online in 5 minutes right from home — perfect credit not required! At QuickQuid, we're completely upfront about our costs and there are no hidden fees. See QuickQuid Rates & Terms for details. DETAIL INFORMATION >> | |||||||||
Quid 24 | Lender | 14348% Example Representative Example: | View Payday Loans Terms: | £100 | £110 | Sometimes they will request that you post copies of bank statements from the last three months. | Yes | Yes | |
| Representative Example: Amount of credit £100 for 7 days. Total amount repayable £110. Interest £4.50. Interest rate 235% p.a fixed. Transfer fee £5.50. Representative 14,348% APR
Quid 24 is designed to be simple enough for anyone to use. We are a short term loan service provider, specialising in text loans. All you have to do is sign up and a £100 loan could be winging its way to you in minutes. DETAIL INFORMATION >> | |||||||||
Kwik Cash | Broker | 1737% Example Representative Example: | View Payday Loans Terms: | £80-£750 | £125 | Generally not required – Payday Bank offer instant online approval | No | Yes | |
| Representative Example: Total Amount of Credit: £160; Representative APR: 1286%; Duration of Agreement: 31 days; Total Charge of Credit: £25; Total Amount Payable: £185 Address: 28-32 Wellington Road, London, NW8 9SP. High acceptance rate! Kwik Cash provides access to many payday loans - no credit check needed. Borrow any amount between £80 and £750 payable within 31 days - though it is possible to roll the loan over 2 times - ie 3 months total. A simple debit card transaction is used for repayment. DETAIL INFORMATION >> | |||||||||
Payday UK MEM | Lender | 1737% Example Representative Example: | View Payday Loans Terms: | £80-£750 | £125 | Not Required, just bank and debit card details | Yes | Yes | |
| Representative Example: Total Amount of Credit: £720; Representative APR: 1737%; Duration of Agreement: 28 days; Total Charge of Credit: £217.50; Total Amount Payable: £937.50. Address: Gloucester House, Church Walk, Burgess Hill, West Sussex RH15 9AS Payday UK charge £25 per £100 borrowed – nothing more! There are no administrative costs to set up the loan. Loan is for 30 days, and should be repaid in a single payment on your payday. No faxes, no additional ID needed - just bank account and debit card. Faster payments now available -customers can get the money the day they apply! Payday UK now do deposit runs on Saturdays and Sundays. This means you will not have to wait until Mondays to get your money when you apply at the weekend. DETAIL INFORMATION >> | |||||||||
Now! Payday Loans | Broker | 1734% Example Representative Example: | View Payday Loans Terms: | £80-£750 | £125 | None - Bank Account (debit card accepted but not required). Instant Approval. | No | Yes | |
| Representative Example: Total Amount of Credit: £50; Representative APR: 1734%; Duration of Agreement: 30 days; Total Charge of Credit: £14.75; Total Amount Payable: £64.75 Address: Communications House, 26, York Street, London, W1U 6PZ Borrow from £80 - £750 with Now PayDay! It's all online, takes just minutes to apply and you could have the money in your account within an hour (if approved before 3pm on a weekday). Money transferred to your bank account at NO extra charge. Please note that the average first time amount varies between £185 to £200. DETAIL INFORMATION >> | |||||||||
Uncle Buck Payday Loans | Lender | 2100.4% Example Representative Example: | View Payday Loans Terms: Loan offered is subject to assessment of customers ability to repay.
Debit Card on salaried bank account required.
Employed.
UK Residents.
Min age 18 yrs. | Up to £1000 | 130% | No Documents Required | Yes | Yes | |
| Representative Example: Total Amount of Credit: £200; Representative APR: 2100.4%; Duration of Agreement: 31 days; Total Charge of Credit: £60; Total Amount Payable: £260 Address: Uncle Buck – Unit 451 Biggin Hill Airport, Westerham, Kent TN16 3BN. Uncle Buck is the fast and convenient way to receive a quick loan. This is a pay day loan so its criteria for lending is not as strict as other bad credit loans. New customers can get up to £400 in your account within an hour, existing customers up to £1000. Apply online and get an answer in minutes with Uncle Buck. Able to process loans and make instant payouts in the evenings and Saturdays. DETAIL INFORMATION >> | |||||||||
Speedy Dosh | Lender | 1733.5% Example Representative Example: | View Payday Loans Terms: | 100 | 130 | None | Yes | Yes | |
| Representative Example: Example APR: Borrow £100 for 28 days. The total charge for credit is £25. Interest is fixed at a rate of £25 per £100 loan. Transfer fee (included in total charge for credit) £5. The total repayable is £130 Speedy Dosh is committed to providing attractive, flexible and convenient short term loans. If you need urgent funds to cover unexpected expenses, we will have an instant answer for you and the money will usually be deposited into your account within hours. DETAIL INFORMATION >> | |||||||||
Today Loan | Broker | 1737% Example Representative Example: | View Payday Loans Terms: | £100 - £1000 | 25% | Some lenders will not ask for identification but you will need to provide bank account details | No | No | |
| Representative Example: £300 borrowed over 1 month would equal total borrowing of £375. Actual Interest is 25%. Representative APR: 1737% APR variable. Today Loan offer customers throughout the UK an unrivalled chance of being approved a loan by comparing the market for you - so you do not have to. By working directly with UK Lenders we can have a decision to you instantly and the opportunity to have the money deposited into your bank account the same day you apply. Today Loan make the whole process of applying for a Loan simple. A 2 minute application form - instant search of lenders - quick access to your money. DETAIL INFORMATION >> | |||||||||
Instant Loans Direct | Lender | 448.3% Example Representative Example: | View Payday Loans Terms: | 300 | £115 | Bank account and debit card details | Yes | Yes | |
| Representative Example: Representative 448.3 %APR. Borrow £100 for 30 days. The total charge for credit is £15 Interest is fixed at a rate of 15% p.a. The Total Amount Repayable is 1 payment of £115.00 Instant Loans Direct offer the cheapest pay day loan online - their APR of just 448.3% is far lower than any other pay day lender online. No admin fees - Same Day Transfer - Instant Decision. They only charge 0.50 pence per day for every £100 you borrow. Instant Loans Direct offer loans for up to 30 days which should be repaid in one single payment on your pay day. DETAIL INFORMATION >> | |||||||||
Wonga | Lender | 4214% Example Representative Example: | View Payday Loans Terms: | £1-£400 | £124.23* | None - just bank account and debit card required. | Yes | Yes | |
| Representative Example: Amount of credit; £207 for 20 days Total amount payable; £254.42 Interest: £41.92 Interest rate: 360% pa (fixed) Representative APR 4214%. 4 Prince Albert Road, London, NW1 7SN Wonga.com is the ‘same day cash’ lender – you only pay the interest for the length of time you borrow from us. Traditional ‘PayDay lenders’ charge interest for a full 30 days, no matter how long you actually need the money for. With Wonga.com, if you pay back early, YOU PAY BACK LESS. We are also the FASTEST lender; if accepted, you'll get the money in your bank account within 15 MINUTES, GUARANTEED. So if you want a loan to suit your needs, rather than the lenders’, come to Wonga.com – little loans. lots of control. *Based on 18 day borrowing period. DETAIL INFORMATION >> | |||||||||
Payday Express | Lender | 1737.2% Example Representative Example: | View Payday Loans Terms: | £80-£800 | £125 | Generally not required – Payday Express offer instant online approval | Yes | Yes | |
| Representative Example: Total Amount of Credit: £80; Representative APR: 1737.2%; Duration of Agreement: 28 days; Total Charge of Credit: £20; Total Amount Payable: £100 Address: Kent House, 41 East Street, Bromley, Kent, BR1 1QQ Borrow £80-£800. Payday Express offer a quick and easy online application with instant approval decisions and same day cash transfers. Apply online in minutes and get cash in your bank today! They charge £20 for every £80 borrowed on the loans. DETAIL INFORMATION >> | |||||||||
Lending Stream Pay day Loan | Lender | 3043.8% Example Representative Example: | View Payday Loans Terms: 1) It is important and recommended that you do not borrow more than you can afford.
2) A first time customer can borrow upto £600; Lending Stream's sophisticated Credit Assessment System determines the amount that you are eligible for.
3) As a returning customer, you will be eligible for loan amounts up to £1000.
4) A credit assessment is carried out to ensure that you will be able to repay comfortably on your payday.
5) The representative APR is 3043.8%
6) A customer is allowed to cancel the loan agreement within 14 days.
7) If you are facing difficulties in making payments on time, it is important that you get in touch with their customer care centre immediately and discuss payment alternatives.
8) Failure to repay the loan will affect your credit score and may lead to potential legal issues.
9) The agreed repayment amount will be debited on the agreed due dates from your debit card. | £50-£1000 | £130 | None | Yes | Yes | |
| Representative Example: Rate of Interest: 30%per month. Total Amount of credit: £200. Representative APR: 3043.8% Duration of Agreement: 6 months. Total Amount Payable: £440. Total Charge of credit: £220. Lending Stream is one of the leading online loan providers in the United Kingdom launched with the novel objective of bridging the gap between one-month payday loans and the 'short on convenience' bank loans. With their path-breaking innovation, the 'short-term monthly instalment loan', they serve customers who find it difficult to pay back lump sum repayment amounts within 30 days. The advantage of borrowing from Lending Stream is that you can repay your loan in easy monthly instalments ranging from 4-6 months. In case you wish to pay back early and save on your interest, you can do so by simply giving them a call. DETAIL INFORMATION >> | |||||||||
UK PayDay Today | Broker | 1737% Example Representative Example: | View Payday Loans Terms: | £80 - £1000 | £125 | Banking and employment information | Yes | Yes | |
| Representative Example: £750 borrowed for 28 days. Annual interest rate of 300% (Fixed). Total amount payable by one repayment is £937.50. 1737% APR Representative. Get immediate approval and a pay day loan of up to £1000 with UK Payday Today! Their loan application process is simple and straightforward with no confusing paper forms to fill out. Apply online for a loan and complete the three short steps to get the cash you need. DETAIL INFORMATION >> | |||||||||
Gatekeylending | Lender | 1737% Example Representative Example: | View Payday Loans Terms: | £80-£1000 | £125 | Bank account and debit card details | Yes | Yes | |
| Representative Example: If £100 was borrowed for a month at a fixed rate of £25 per £100 borrowed, the total amount repaid would be £125. Representative APR 1737%
Gatekey Lending is giving hard-working people like you access to a fast, convenient and efficient solution to money needs. Apply from the privacy and convenience of home and a loan will be provided to you from a reputable lender within 24 hours of approval. A pay day loan can be your solution to household bills, emergency expenses or any other short-term money need. Benefit from our industry-leading and reliable services - apply today. DETAIL INFORMATION >> | |||||||||
Cash Genie Payday Loan | Lender | 2339% Example Representative Example: | View Payday Loans Terms: | £75-£750 | £130 | Generally not required – Cash Genie offer instant online approval | Yes | Yes | |
| Representative Example: Amount of credit: £150.00 Amount of days: 30 Total amount payable: £195.00 Interest: £45.00 Interest rate: 360% PA (fixed)Representative 2,339% APRAddress: Dalton House, 60 Windsor Avenue, London, SW19 2RR Borrow £75-£750. Cash Genie are one of the newest and quickest growing quick loans companies in the U.K. Apply online or on the phone and you could have the money in your account today. They charge £30 for every £100 borrowed. DETAIL INFORMATION >> | |||||||||
TxtLoan | Lender | 4474% Example Representative Example: | View Payday Loans Terms: | £100 | 117 | Bank account and debit card details | Yes | Yes | |
| Representative Example: Total Amount of Credit: £100; Representative APR: 4474%; Duration of Agreement: 15 days; Total Charge of Credit: £17; Total Amount Payable: £117 Address: TxtLoan Ltd, 2nd Floor 145-157, St. John Street, London, EC1V 4PY TxtLoan approve your loan in minutes and can offer you loans of up to £300. You simply register online, follow the text message instructions and you will receive the cash in your bank account within minutes. You can continue to use the service whenever you need it most and have cash transferred into your bank account instantly. DETAIL INFORMATION >> | |||||||||
FLM Quick | Lender | 199% Example Representative Example: | View Payday Loans Terms: | £50 to £500 | £109.74 | ID required and validation of your debit card. | Yes | No | |
| Representative Example: Total Amount of Credit: £500; Representative APR: 199%; Duration of Agreement: 31 days; Total Charge of Credit: £48.70; Total Amount Payable: £548.70 Address: Financial Processing Ltd UK, Walton House, 56 – 58 Richmond Hill, Bournemouth, Dorset, BH2 6EX FLM Quick is The Richmond Group’s competitive answer to the pay day loans market and allows customers to borrow between £50 and £500, which can be paid out the same day or within 24 hours at an incredibly low 199% APR! Manage your own balance and pay back when it suits you best as long as you meet the monthly interest repayments. You must have a guarantor to be approved for this loan. DETAIL INFORMATION >> | |||||||||
Provident Personal Credit Loan | Lender | 272.2% Example Representative Example: | View Payday Loans Terms: | £50 - £300 | £140 | You will require proof of ID, address and income. National Insurance number may be required. | No | No | |
| Representative Example: Total Amount of Credit: £300; Representative APR: 272.2%; Duration of Agreement: 52 weeks; Total Charge of Credit: £246; Total Amount Payable: £546; 52 weekly payments of £10.50; Rate of interest 80.2% p.a. fixed; The information underlined is variable depending on the loan amount, product & term offered.
Address: 1 Godwin Street, Bradford, BD1 2SU NB With only 14 weekly repayments our budget loan is perfect for paying those unexpected bills, emergency home repairs or anything else that might crop up out the blue. The budget loan is available from £50-£300 and could be delivered direct to your door within a few days of filling out our online application and meeting your local agent. DETAIL INFORMATION >> | |||||||||
Payday Monster | Broker | 1737% Example Representative Example: | View Payday Loans Terms: | £75 - £1000 | £125 | No ID required | No | Yes | |
| Representative Example: Borrow £180 for 28 days. Total amount payable £225. Interest rate p.a. 1737% (default). Interest payable £45 You maybe looking for a quick cash fix to a short term cash-flow problem. By having the right loans company to hand such as Payday Monster you can guarantee that they'll do everything to try and find the best deal for you. Their system scans the markets and returns the best match loan criteria. It saves you the time and effort scanning the markets looking for the best deal. DETAIL INFORMATION >> | |||||||||
Safeloans Ltd | Lender | 2692.8% Example Representative Example: | View Payday Loans Terms: | £50-£400 | £130.00 | Generally not required – Safeloans offer instant online approval | Yes | Yes | |
| Representative Example: A loan over 20 days; Rate of interest: 1% per day; Interest rate: 365% fixed per annum; Representative APR 2692.8%; Total amount of credit: £150; Duration of Loan: 20 days; Total Amount Payable: £180; Total charge for credit: £30 Also check out our unique flexible 1, 2, 3, or 4 month flexible repayments schemes which are tailored to suit your monthly budget. Address: Safeloans Ltd, 1st and 2nd Floor, 30 Church Street, Croydon, CR0 1RB. Safeloans Ltd offers cash loans within 1 hour from underwriting if required at transparanat rate of 1% a day. You only pay the interest for the length of time you borrow the cash. Traditional ‘PayDay lenders’ charge interest for a full 30 days, no matter how long you borrow the money for. Safeloans Ltd offers a quick and easy online application with instant approval decisions and 1 hour or same day cash transfers. Apply online in minutes and get cash in your bank today. DETAIL INFORMATION >> | |||||||||
CUS4 Pay Day Loans | Broker | N/A Example Representative Example: | View Payday Loans Terms: | £80-£1,000 | Various | None - Debit card and bank account needed however | Yes | Yes | |
| Representative Example: Not available CUS4 Payday are a Pay day Loans broker - so they work with a number of loan providers to find you a lender who will give you a loan. DETAIL INFORMATION >> | |||||||||
The Loan Monster | Broker | 1737% Example Representative Example: | View Payday Loans Terms: | Up to £1000 | £125 | Not generally | Yes | Yes | |
| Representative Example: The Representative APR is 1,737% (variable) so if you borrow £100 over 30 days at a rate of 1,737% (variable) you will repay £125 Payday Loans are short term small loans, repayable in full on your next payday, also called Payday Advances. They enable you to free up some cash straight away for anything from a car emergency to a plumbing emergency, up to £750. The Loan Monster works with Multiple Lenders to get the cash you need. Their charges range from £25 - £30 per £100 borrowed, these charges vary lender to lender. DETAIL INFORMATION >> | |||||||||
CashCall Finance Limited | Lender | 1334% Example Representative Example: | View Payday Loans Terms: | £100 - £750 | £124 | Not usually | Yes | Yes | |
| Representative Example: Total amount of credit £205.00 for 26 days
The total amount repayable in one payment is £247.64
Total charge for credit is £42.64
Interest is at a fixed rate of 20.80% over the term of the loan (292% per annum CashCall Finance offer quick and convenient online payday loan solutions with same day cash transfers. Our process is very simple, uncomplicated and we provide quick decisions. DETAIL INFORMATION >> | |||||||||
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