PAYDAY LOANS Download to Excel 
Payday Loans or Fast / Easy loans are a quick and easy way to get cash when needed, especially in an emergency. For example if you need to pay to have your car repaired or have bills that need payment immediately using a payday loan can be an effective way to get the funds you need. These loans are called ‘Payday loans’ as generally they are short term loans offered to individuals that have a job, but need a rapid loan before their payday arrives. The loan is usually expected to be paid back in full when the individual receives their salary, although there is usually a 30 day period to make the payment.
Filter report by: All Payday Loans Lenders Brokers
You can usually get between £80 and £1,000, and this can often be in your account within a day. It is usually required that you have a job (you may need to provide a payslip) and a bank account, though terms can vary from loan to loan. Use the table below to compare payday loans. Whichwaytopay gives you information on loan terms, amount available, required identification and whether you need a bank account. Click ‘Apply’ to go through to the relevant Payday Loan broker/lender and make an application online.
Click here to learn more about Payday loans and other loan types
PROVIDER  | TYPE | TERMS | AMOUNT | REPAYABLE ON £100  | ID REQ | DEBIT CARD REQ | BANK ACCOUNT REQ | APPLY |
TxtLoan | Lender | You must be living in the UK, get a regular minimum £400 income, have mobile phone and e-mail address | £100 | £110 | Bank account and debit card details | Yes | Yes |  |
| TxtLoan approve your loan in minutes and can offer you payday loans up to £100. You simply register online, follow the text message instructions and you will receive the cash in your bank account within minutes. You can continue to use the service whenever you need it most and have cash transferred into your bank account instantly. MORE INFORMATION >> | ||||||||
Safeloans Ltd | Lender | Applicants must be 21 years of age living and working in the UK. Wages must be paid directly into a UK bank account and applicants must have a debit card linked to this account. Applications are credit scored | £50-£500 | 101% to 129% | Generally not required – Safeloans Ltd offer a ( 2 Hour Online Approval ) | Yes | Yes | |
| Safeloans Ltd offers cash loans the same day and at a daily rate. You only pay the interest for the length of time you borrow the loan. Traditional ‘PayDay lenders’ charge interest for a full 30 days, no matter how long you borrow the money for. Safeloans Ltd offers a quick and easy online application with instant approval decisions and same day cash transfers. Apply online in minutes and get cash in your bank today. MORE INFORMATION >> | ||||||||
Quick Quid Payday Loan | Lender | Applicants must have a valid bank account and receive a regular paycheque. Applicants must be at least 18 years of age and a resident of the UK. | Up to £1000 | 120% - 129.5% | No - nothing to fax, no paperwork to post | No | Yes | |
| EXCLUSIVE OFFER! Use promo code WWTP30 to save 30% on a short-term loan from QuickQuid. Get up to £1000 today! Free same-day funding! (New customer get up to £1000, existing customers get up to £1500). Apply online in five minutes from the comfort and privacy of your own home. Receive quick approval. Get cash deposited directly into your bank account today. Perfect credit is not required. Even improve your credit with a QuickQuid payday loan. For added flexibility, you can choose to repay the loan over one or two pay periods. Plus, if you repay early, you pay back less. We only charge interest for the length of time you borrow from us. At QuickQuid, we are completely upfront about the cost of our cash advances — there are no hidden fees. See QuickQuid Rates & Terms for details. MORE INFORMATION >> | ||||||||
Payday UK | Lender | 25% charge with 30 day repayment | £80-£750 | 125% | Not Required, just bank and debit card details | Yes | Yes | |
| Payday UK charge £25 per £100 borrowed – nothing more! There are no administrative costs to set up the loan. Loan is for 30 days, and should be repaid in a single payment on your payday. No faxes, no additional ID needed - just bank account and debit card. Faster payments now available -customers can get the money the day they apply! MORE INFORMATION >> | ||||||||
PurplePayday.com | Broker | 18 or over, in full time employment earning £750 per month. Payment should be within 31 days. | £100-£750 | 125% | None - Bank Account (debit card if possible but not required) | No | Yes | |
| Instant decision made - no need for faxing or posting information and no credit checks. Just complete the short application form. Debit card is not even needed - you just need a bank account. Application is very easy and very clear. Apply before 3pm Monday to Friday funds will be deposited into your account the same day. Apply after 3pm and funds will be deposited the next working day. Payday Loans are offered from a variety of lenders. MORE INFORMATION >> | ||||||||
Payday Express | Lender | Applicants must be at least 18 years of age living and working in the UK. Wages must be paid directly into a UK bank account and applicants must have a debit card for this account. | £80-£800 | 125% | Generally not required – Payday Express offer instant online approval | Yes | Yes | |
| Borrow £80-£800. Payday Express offer a quick and easy online application with instant approval decisions and same day cash transfers. Apply online in minutes and get cash in your bank today! They charge £20 for every £80 borrowed on their payday loans. MORE INFORMATION >> | ||||||||
Lending Stream Payday Loan | Lender | Steady monthly income, 18 years and above, residence in the UK, bank account with direct deposit, valid debit card, take home of £750 per month. | £80-£1000 | 125% | None | Yes | Yes | |
| Lending Stream offers online payday loans up to £400 for new customers and up to £1000 for existing customers. The loan product offers you flexibility in repayment so you can pay back the loan in 30 days or take as long as 6 months (depending on the loan amount approved). You can choose to pay in instalments or make an early payment (without prepayment penalties) to minimize the total interest. News: Approving more applications in 2010! MORE INFORMATION >> | ||||||||
Payday Bank | Broker | Over 18, employed, earning £650 per month. Payment should be within 31 days. | £80-£750 | 125% | Generally not required – Payday Bank offer instant online approval | No | Yes | |
| Borrow any amount between £80 and £750 payable within 31 days - though it is possible to roll the loan over 2 times - ie 3 months total. A simple debit card transaction is used for repayment. All credit histories accepted. Apply for a variety of Payday Loans! MORE INFORMATION >> | ||||||||
247 Cashline Payday | Broker | 18 or over, in full time employment earning £750 per month. Payment should be within 31 days. | £100-£1,000 | 125% | None - Bank Account and debit card only | Yes | Yes | |
| Cash available for you 24/7 - Complete the short application form. Within a few moments 247 will let you know if you have been approved. Then just accept your loan agreement electronically simply via the internet. If you apply before 3pm Monday to Friday they will deposit into your account the same day. Apply after 3pm and they will deposit your funds on the next working day. If you need funds in your account on a Monday then simply apply over the weekend and they will take care of the rest. MORE INFORMATION >> | ||||||||
Mr Lender Payday Loans | Lender | Must be over 18 and have valid debit card linked to bank account the money is placed into. Must also earn over £750 per month. An underwriter may contact you at work to confirm your employment details. | £50 to £500 | 125% | Sometimes bank statements or utility bills are required, but very rarely. | No | No | |
| MrLender.com is one of the newest payday lenders to come to market in the UK. He currently charges £25 for every £100 that is borrowed. There is an option to have the money in your bank account within the hour, if required. MORE INFORMATION >> | ||||||||
FlexCash | Lender | Applicants must be over 18 years of age, residing and working in the UK. They should receive a minimum monthly salary of £750, paid directly into a UK bank account. A valid debit card is mandatory. | £80-£1000 | 130% | No documentation required generally | Yes | Yes | |
| Flex Cash, as the name suggests, is a lender offering complete flexibility in transactions. If you are looking for a repayment plan that allows you to manage your monthly cash flow more effectively, you have reached the right place. You also get to choose between same-day paid transfers and 3-day free transfers. Loan amounts range from £80-£480 for new customers. If you are a repeat customer, you may receive up to £1000. The application process is simple and it takes just a few seconds for the decision to come through. MORE INFORMATION >> | ||||||||
Cash Genie Payday Loan | Lender | Applicants must be at least 18 years of age living and working in the UK. Wages must be paid directly into a UK bank account and applicants must have a debit card for this account. | £75-£750 | 130% | Generally not required – Cash Genie offer instant online approval | Yes | Yes | |
| Borrow £75-£750. Cash Genie are one of the newest and quickest growing payday loan companies in the U.K. Apply online or on the phone and you could have the money in your account today. They charge £30 for every £100 borrowed. MORE INFORMATION >> | ||||||||
Provident Personal Credit Loan | Lender | Applicants must be at least 18 years of age and a UK resident. Repayment period 23, 31 or 50 weeks. | £50 - £500 (Larger loans may be available to existing customers) | 272.2% | You will require proof of ID, address and income. National Insurance number may be required. | No | No | |
| Not strictlya payday loan, but £50 to £500 cash loans could be delivered to your door within days. Applications are considered even if you are unemployed, have a poor credit history or have been turned down for credit before. Example: Loan amount: £300, 52 weekly repayments of £10.50 Total amount payable £546. Typical 272.2% APR MORE INFORMATION >> | ||||||||
Wonga | Lender | Applicants for loans will only be approved if they are UK residents and over 18 years of age. Credit score and credit history will be taken into account. | £1-£400 | From 105% to 129% dependant on term | None - just bank account and debit card required. | Yes | Yes | |
| EXCLUSIVE Which Way To Pay offer! – New Customers save 50% on Wonga.com transmission fees with voucher code WongaWWTP, valid until 31st July. Wonga.com is the ‘same day cash’ lender – you only pay the interest for the length of time you borrow from us. Traditional ‘PayDay lenders’ charge interest for a full 30 days, no matter how long you actually need the money for. With Wonga.com, if you pay back early, YOU PAY BACK LESS. We are also the FASTEST lender; if accepted, you'll get the money in your bank account within 15 MINUTES, GUARANTEED. So if you want a loan to suit your needs, rather than the lenders’, come to Wonga.com – little loans. lots of control. MORE INFORMATION >> | ||||||||
Logbook Loan | Lender | Variable on Term - See Website for Details | £500-£50000 | Variable | No | No | No | |
| Logbook Loans is not a traditional payday loan lender, but provides individuals who have a bad credit rating but are in possession and the legal owner of a car or other vehicle. It is a loan secured against your car and you can borrow from £500 - £50,000. Please note - your car may be at risk if you do not keep up with repayments. MORE INFORMATION >> | ||||||||
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