GADGET INSURANCE - COMPARE GADGET INSURANCE

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Get a good deal on gadget insurance by comparing offers below. Gadget insurance is one of the most useful types of insurance, and provides a sensible precaution against theft, damage, failure or loss of your personal gadgets.

Whether you live in a city and are at risk of having your gadget stolen or robbed, or if you tend to lose things easily, your gadget insurance policy can step in and replace your items when you need them the most.

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Use the chart below to compare the main features of each policy and provider. What is the estimated monthly cost of the policy you're interested in? How fast will you receive a replacement? What is not included in the policy? How can you make a claim? It is important to be clear about what you are covered for before you buy a policy. Click on the blue Apply button when you have found the right provider!

Gadget Insurance Information

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Protectyourbubble.com
Protectyourbubble.com

ProviderCamera, Games Console, Laptop, Mobile, iPhone and Blackberry, MP3 Player, Sat NavProtectyourbubble.comFrom £1.49 per month£25, £50, £75Type

Cover Type

Gadget Insurance


Level

Cover Level

Standard


Detail

Cover Detail

Theft – including unattended theft from a secure vehicle / secure premises, optional loss (available on all items except laptops and iPads), Extended Warranty, Accidental Damage (including Liquid Damage), International Cover, Free 3GB Data Backup & Guarantees a 48 Hour replacement.

OnlineCheap gadget insuranceProtectyourbubble.com
Protectyourbubble.com provides you with gadget insurance prices starting from as little as £1.49 per month with multi gadget policies available too. Apply online today and receive one month free on all policies and extra special rates on iPhones and mobile phones.
DETAIL INFORMATION >>		Restrictions

Restrictions

See website for general excludions and limitations


Services

Services

Worldwide cover as standard


Advantages

Advantages

1. One month free on all policies.
2. Extra special rates on iPhones and mobile phones.
3. Worldwide cover as standard
4. Automatic and safe backup included in your policy.
5. Items replaces within 48 hours of a successful claim.
6. Cver against breakdown, theft and accidental damage as standard. Option to include loss cover for an additional £1 a month.


Disadvantages

Disadvantages

1. If you make a claim you will need to pay an excess.

Cheaper -GadgetInsurance.Co.UK
Cheaper -GadgetInsurance.Co.UK

ProvideriPhone, smart and mobile Phones, laptops, digital cameras and lenses, iPads and tablets computers, iPods and moreCheapergadgetinsuranceFrom £ 44.99 per yearMinimum £25Type

Cover Type

Gadget Insurance


Level

Cover Level

Gold Cover, Platinum Cover


Detail

Cover Detail

Accidental Damage - We will pay repair costs if your electronic device is damaged as the result of an accident.
Theft - If your electronic device is stolen we will replace it. Where only part or parts of your electronic device have been stolen, we will only replace that part or parts.
Accidental Loss - If you lose your electronic device we will replace it.
Breakdown - which occurs outside of the manufacturer’s guarantee period. This cover is not available on laptops.
Malicious Damage - If your electronic device is damaged through the intentional or deliberate actions of another party we will repair it. Where only part or parts of your electronic device have been damaged, we will only replace that part or parts.
Fraudulent Call Use - If your electronic device is a mobile phone, is lost or stolen, and covered by your policy, we will refund the cost of calls made from the mobile phone after the time it was lost or stolen up to a maximum of £100. Itemised bills must be provided to cover up to 90 days whilst you are abroad

OnlineA wide range of gadgetsCheaper -GadgetInsurance.Co.UK
As we become more and more dependent upon our gadgets, it becomes more important than ever to look after and protect them. If the unexpected happens and that vital gadget is accidently damaged or lost or stolen, then you will be glad you have protected it with a Cheaper Gadget Insurance policy.Electrical or mechanical breakdown that occurs outside the manufacturers guarantee period will be covered for as well.
DETAIL INFORMATION >>		Restrictions

Restrictions

You have to live in the UK


Services

Services

Online application


Advantages

Advantages

1.Up to 3 different gadgets on one policy
2.For many types of gadgets
3.From as low as £3.75 per month


Disadvantages

Disadvantages

1.Excess paid before your claim can be approved

HandbagCover.com
HandbagCover.com

ProviderCamera, Games Console, Mobile, iPhone and Blackberry, MP3 Player.HandbagCover.comFrom £2.99 per month£25, £50Type

Cover Type

Gadget Insurance


Level

Cover Level

Standard


Detail

Cover Detail

See website for details

OnlineHandbag InsuranceHandbagCover.com
Handbag cover covers your handbag and its contents – including your mobile phone, iPod, make up, keys and most other things if it is lost or stolen. Plus if you find yourself stuck, call their emergency helpline service and take advantage of their unique benefits.
DETAIL INFORMATION >>		Restrictions

Restrictions

This cover is limited to two claims in any one year.


Services

Services

The maximum amount we will pay for any one claim is £500 or £1000


Advantages

Advantages

1. Arrange for transportation home if you’re stuck,
2. Notify a friend or family member on your behalf
3. Help you to cancel your bank cards and mobile phone
4. Arrange a locksmith if needed


Disadvantages

Disadvantages

1. Exclusions and limitations apply to this policy - Theft where you have left your handbag unattended when it is away from your home. Theft from vehicle or premises where there is no forced entry. Theft/loss which is not reported to the police within 24 hours.
2. Please note: This policy is limited to two claims within any 12 month period.

insurance2go.co.uk
insurance2go.co.uk

ProviderMobile Phone Insurance / iPhone InsuranceLaptop InsuranceiPad InsuranceBusiness Insuranceinsurance2go.co.ukFrom £3.99 per month£50 - £75Type

Cover Type

Basic Cover, Lite Cover, Full Cover


Level

Cover Level

Standard


Detail

Cover Detail

Mobile Phone/iPhone insurance

Basic Cover
Accidental Damage
Overseas Cover
£3.99 a month

Lite Cover
Accidental Damage
Theft
Unauthorised Calls
Overseas Cover
£5.99 a month

Full Cover
Accidental Damage
Theft
Unauthorised Calls
Overseas Cover
LOSS
£6.99 a month

Laptop, Netbook and PC Insurance

Theft
Accidental Damage
Water Damage
Fire Damage
Worldwide Cover
Accessory Cover

iPad, Playbook, Samsung Galaxy Tab and Tablet PC Insurance

Theft
Accidental Damage
Water Damage
Fire Damage
Worldwide Cover
Accessory Cover

Mobile Phone Insurance For Business

Theft
Damage
Water Damage
Breakdown
Loss
Unauthorised Calls
Cover whilst abroad
Like for like replacements issued
We replace with new units not reconditioned

OnlineMobile phone and Laptop Insuranceinsurance2go.co.uk
At insurance2go.co.uk there are 3 mobile insurance policies that cover mobile phones including Smartphone's such as the iPhone up to the value of £700. Phone insurance starts from just £3.99 a month and our customers can pay either monthly by direct debit or upfront for a year (discounts apply for those paying upfront). Insurance2go also provide insurance for iPad, Playbook, Laptop, Netbook and PC Insurance.
DETAIL INFORMATION >>		Restrictions

Restrictions

You must be over the age of 16 to apply


Services

Services

Apply online at their website


Advantages

Advantages

1. Mobile Phone / iPhone Insurance from just £3.99 a month
2. Laptop / Netbook / PC Insurance from just £30 a year
3. iPad / Playbook / Samsung Galaxy Tab/ Tablet PC Insurance from just £4.49 a month
4. Business Mobile Phone Insurance - prices on request


Disadvantages

Disadvantages

1. You have to pay an excess if you make a claim.
2. Ensure that you are fully aware of all the exclusions that apply

betterbuyinsurance.co.uk
betterbuyinsurance.co.uk

ProviderCover all Mobile Phones worth up to £600betterbuyinsurance.co.ukFrom £19.99 (12 months)£50 - £75Type

Cover Type

Varies - See cover details for more information


Level

Cover Level

12 Month Insurance


Detail

Cover Detail

£19.99 - Accidental Damage.
£49.99 - Accidental Damage, Theft, Unauthorised Calls, Overseas Cover.
£59.99 - Accidental Damage, Theft, Unauthorised Calls, Overseas Cover and Loss.
 
Annual Policy – Accidental Damage - Additionally, worldwide protection for up to 30 days in any one year, use by your immediate family (if over the age of 18 years) who permanently live with you. The replacement value of your handset shall not exceed the maximum liability as stated in your Certificate of Insurance, providing it is less than 6 months old at the time of purchasing the insurance.
 
Annual Policy– Theft, Accidental Damage - Additionally, worldwide protection for up to 30 days in any one year, use by your immediate family (if over the age of 18 years) who permanently live with you. The replacement value of your handset shall not exceed the maximum liability as stated in your Certificate of Insurance, providing it is less than 6 months old at the time of purchasing the insurance.
 
Annual Policy– Theft, Loss and Accidental Damage - Additionally, worldwide protection for up to 30 days in any one year, use by your immediate family (if over the age of 18 years) who permanently live with you. The replacement value of your handset shall not exceed the maximum liability as stated in your Certificate of Insurance, providing it is less than 6 months old at the time of purchasing the insurance.

OnlineMobile Phones worth up to £600betterbuyinsurance.co.uk
Betterbuyinsurance.co.uk try to make buying mobile phone insurance as easy as possible. They cover all Mobile Phones worth up to £600 so all you have to do is select the cover you want, enter your details and pay. Betterbuyinsurance.co.uk cover all phones including the iPhone.
DETAIL INFORMATION >>		Restrictions

Restrictions

You must be over the age of 18 years old.


Services

Services

A UK company based in the UK with no overseas call centres.


Advantages

Advantages

1. They cover all phones including the iPhone and Blackberry
2. Rapid replacement or repair of your handset once your claim has been accepted.
3. Secure website
4. Apply online in a few minutes
5. No Contract - you can cancel your policy at any time.
6. Claims are quick and easy - we process all our claims as quickly as we possibly can.


Disadvantages

Disadvantages

1. Ensure that you read the policy document so that you understand the exclusions.
2. There is an excess to pay if you make a claim

Gadget Cover
Gadget Cover

ProviderCamera, Games Console, Laptop, Mobile, iPhone and Blackberry, MP3 Player, Sat NavGadget CoverFrom £27.39 per yearVariesType

Cover Type

Gadget insurance


Level

Cover Level

Standard


Detail

Cover Detail

The policy entitles you to repair or replacement of your electronic equipment and extends to cover up to 90 days whilst you are abroad. Depending on the level of cover you have selected the policy will cover the electronic equipment you stated on the application up to a maximum sum insured.

OnlineCheap insurance for your gadgetGadget Cover
Insure your gadgets with Gadget Cover and get one month free cover and 3GB Data backup worth £182.50 per year. Receive guaranteed 48 hour replacement and worldwide cover. Apply online for more details.
DETAIL INFORMATION >>		Restrictions

Restrictions

The electronic item must be less than 6 months old with valid proof of purchase (not from online auctions) when the policy is started.


Services

Services

Insure multiple items - Insure 3 or more items from just £109.89 per year


Advantages

Advantages

1. Theft
2. Loss (mobile phones only exc iPhones)
3. Accidental Damage
4. Liquid Damage
5. Malicious Damage
6. FREE Mobile Contact Backup
7. Worldwide Cover and
8. Guaranteed 48 hr replacement


Disadvantages

Disadvantages

1. You have to pay an excess.
2. Read the terms and conditions carefully.
3. Loss protection excludes iphones.

Natwest Essentials
Natwest Essentials

ProviderLaptops, iPods, Bicycles, Camera, Games Console and Mobile Phones.Natwest EssentialsFrom £35 per yearAsk on applicationType

Cover Type

Contents Insurance


Level

Cover Level

Standard


Detail

Cover Detail

Accidental damage cover
This is additional cover you can take out under your contents section, which provides cover for damage caused accidentally to your personal belongings whilst in your property.
N.B. If you require cover for laptops / portable computer equipment, other portable electronic equipment, mobile phones or pedal cycles you will need to take out additional cover for these items, see below.

Online, Tel, PostStudents or those living in rented accommodationNatwest Essentials
NatWest Essentials offers cover for individual items including laptops, iPods, bicycles and mobile phones. With premiums starting at £35 a year, get a quote online today.
DETAIL INFORMATION >>		Restrictions

Restrictions

You can take out our Laptop and other Portable Electronic Equipment Cover, Mobile Phone Cover, Cycle Cover or Specified Items Cover in order to cover such items for theft, loss or accidental damage in and outside your home within the UK.


Services

Services

In order to cover your bicycle both in and away from the home you need to select Pedal Cycle cover, which is an optional extra under this policy.


Advantages

Advantages

1. Premiums start from as little as £35 a year
2. Contents cover where you decide what’s included
3. We cover downloads that you have purchased and stored on your home entertainment equipment or mobile phone.
4. Cover available for individual items such as laptops, ipods, bicycles and mobile phones in and outside the home.


Disadvantages

Disadvantages

1. Restrictions and exclusions apply to this policy.
2. You will have to pay an excess if you make a claim.

RBS Essentials
RBS Essentials

ProviderLaptops, iPods, Bicycles, Camera, Games Console and Mobile Phones.RBS EssentialsFrom £35 a yearVariesType

Cover Type

RBS Essentials Contents Insurance


Level

Cover Level

Standard Cover


Detail

Cover Detail

1. Cover for walk in theft (except money)
2. Cover for your college library books (up to £200) or college items on loan (up to £500) if lost or stolen
3. Choose to cover information you have stored on your Home Entertainment Equipment or mobile phone, up to £250

Online, TelFor students and tenants contents insuranceRBS Essentials
RBS Essentials offers cover for individual items including laptops, iPods, bicycles and mobile phones. With premiums starting at £35 a year, get a quote online today
DETAIL INFORMATION >>		Restrictions

Restrictions

You must take all reasonable steps to a) prevent any loss, damage or accident; and b) maintain the insured property in good condition and repair.


Services

Services

Pay monthly at no extra cost (Available where the equivalent annual premium is over £70 inclusive of insurance premium tax. Subject to availability).


Advantages

Advantages

1. Cover available for individual items such as laptops, iPods, bicycles and mobile phones, even when taken outside the home.
2. Pay monthly at no extra cost (Available where the equivalent annual premium is over £70 inclusive of insurance premium tax. Subject to availability).
3. Cover for walk-in theft (except money).
4. Optional accidental damage cover available for your contents in the home.
5. Vandalism cover included as standard.
6. All policies include up to £50 cash in the home and £500 credit card misuse cover.


Disadvantages

Disadvantages

1. The website does not provide much policy details.
2. You have to apply to obtain a specific quote

JLT Online
JLT Online

ProviderLaptopsLaptop GuardFrom £49£0.00Type

Cover Type

UK Laptop Insurance


Level

Cover Level

Standard


Detail

Cover Detail

1. Cover against theft and accidental damage up to £3,000 (items over 18 months old are subject to a deduction for depreciation)
2. Cover for specified accessories
3. Replacement on a new for old basis (on items up to 18 months old)
4. No excess as standard
5. In vehicle cover to protect your laptop whilst you travel

OnlineCheap insurance to cover your laptopJLT Online
JLT Online is confident that they will provide you with the best policies with the best cover at the lowest price. If you find better and cheaper they within 28 days of your policy’s commencement date (written proof required), they will refund double the difference back in premium.
DETAIL INFORMATION >>		Restrictions

Restrictions

You can insure a total value up to £6,000 through this website as long as no one item is over £3,000 in value.


Services

Services

The simple to use site makes it safe and simple


Advantages

Advantages

1. Cover from just £49!
2. Money back guarantee – 14 days to change your mind
3. The simple to use site makes it safe and simple!


Disadvantages

Disadvantages

1. Cover options UK only
2. Minimum claim amount of £100
3. Cannot cover mobile phones, PDAs or non portable computers with Laptopguard

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