GADGET INSURANCE - COMPARE GADGET INSURANCE 

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Get a good deal on gadget insurance by comparing offers below. Gadget insurance provides a sensible precaution against theft, damage, failure or loss of your personal gadgets. Whether you live in a city and are at risk of having your gadget stolen, or if you tend to lose things easily, your gadget insurance policy can step in and replace your items when you need them the most. You can even get cover for your items when you are away from home or even abroad. Gadget insurance is important because you are likely to have spent a lot of money on them. To protect your investments get the right insurance policy. Use the chart below to compare the main features of each gadget insurance policy and provider. What is the estimated monthly cost of the policy? How fast will you receive a replacement? What is not included in the policy? How can you make a claim? It is important to be clear about what you are covered for before you buy a policy.

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If you wish to speak to someone: Contact Us or Enquiry Line: +44 (0) 207 386 5300

PROVIDERTYPE

TYPE

Broker or Provider

GADGET INFO

GADGET INFO

Gadget information necessary

POLICY

POLICY

Details of the insurance policy

COST

COST

Cost of policy

EXCESS

EXCESS

An excess is a payment you have to make if you decide to claim on your policy

COVER

COVER

Details of cover available

METHODS

METHODS

Application methods available

SUITABLE

SUITABLE

Who insurance is suitable for

RESTRICTIONS

RESTRICTIONS

Restrictions for applicants

MORE INFO

Cheaper Gadget Insurance
Cheaper Gadget Insurance

ProvideriPhone, smart and mobile Phones, laptops, digital cameras and lenses, iPads and tablets computers, iPods and moreCheaper Gadget InsuranceFrom £ 49.99 per yearMinimum £75Type

Cover Type

Gadget Insurance


Level

Cover Level

Gold Cover, Platinum Cover


Detail

Cover Detail

Accidental Damage - We will pay repair costs if your electronic device is damaged as the result of an accident.
Theft - If your electronic device is stolen we will replace it. Where only part or parts of your electronic device have been stolen, we will only replace that part or parts.
Accidental Loss - If you lose your electronic device we will replace it.
Breakdown - which occurs outside of the manufacturer’s guarantee period. This cover is not available on laptops.
Malicious Damage - If your electronic device is damaged through the intentional or deliberate actions of another party we will repair it. Where only part or parts of your electronic device have been damaged, we will only replace that part or parts.
Fraudulent Call Use - If your electronic device is a mobile phone, is lost or stolen, and covered by your policy, we will refund the cost of calls made from the mobile phone after the time it was lost or stolen up to a maximum of £100. Itemised bills must be provided to cover up to 90 days whilst you are abroad

OnlineSuitable For

Suitable For

A wide range of gadgets

Restrictions

Restrictions

You have to live in the UK

Cheaper Gadget Insurance
As we become more and more dependent upon our gadgets, it becomes more important than ever to look after and protect them. If the unexpected happens and that vital gadget is accidently damaged or lost or stolen, then you will be glad you have protected it with a Cheaper Gadget Insurance policy.Electrical or mechanical breakdown that occurs outside the manufacturers guarantee period will be covered for as well. Please remember that insurance policies vary and it is important to read the terms and conditions before you purchase. DETAIL INFORMATION >>Services

Services

Online application


Advantages

Advantages

1.Up to 3 different gadgets on one policy
2.For many types of gadgets
3.From as low as £4.17 per month


Disadvantages

Disadvantages

1.Excess paid before your claim can be approved

Protect your Bubble Gadget Insurance
Protect your Bubble Gadget Insurance

ProviderCamera, Games Console, Laptop, Mobile, iPhone and Blackberry, MP3 Player, Sat NavProtect Your BubbleFrom £1.49 per month£25, £50, £75Type

Cover Type

Gadget Insurance


Level

Cover Level

Standard


Detail

Cover Detail

Theft – including unattended theft from a secure vehicle / secure premises, optional loss (available on all items except laptops and iPads), Extended Warranty, Accidental Damage (including Liquid Damage), International Cover, Free 3GB Data Backup & Guarantees a 48 Hour replacement. Family gadget insurance for for £12.99 per month

OnlineSuitable For

Suitable For

Cheap gadget insurance

Restrictions

Restrictions

See website for general excludions and limitations

Protect your Bubble Gadget Insurance
Protectyourbubble.com provides you with gadget insurance prices starting from as little as £1.49 per month with multi gadget policies available too. Apply online today and receive one month free on all policies and extra special rates on iPhones and mobile phones. Please remember that insurance policies vary and it is important to read the terms and conditions before you purchase anything to ensure that you are covered. If you have any doubts to give the company a call and ask them to answer your questions. DETAIL INFORMATION >>Services

Services

Worldwide cover as standard


Advantages

Advantages

1. One month free on all policies.
2. Extra special rates on iPhones and mobile phones.
3. Worldwide cover as standard
4. Automatic and safe backup included in your policy.
5. Items replaces within 48 hours of a successful claim.
6. Cver against breakdown, theft and accidental damage as standard. Option to include loss cover for an additional £1 a month.


Disadvantages

Disadvantages

1. If you make a claim you will need to pay an excess.

Cover Cloud
Cover Cloud

BrokerMultitude of everyday gadgetsCover Cloud Gadget InsuranceFrom £1.99Ask on applicationType

Cover Type

gadget Insurance


Level

Cover Level

Depending on gadget


Detail

Cover Detail

iphone,ipads,laptops,satnavs and more

OnlineSuitable For

Suitable For

Various gadgets

Restrictions

Restrictions

See website

Cover Cloud
Britain is a nation of gadget lovers according to a recent research report but damage, loss and theft are costing consumers over £1.2 billion a year. Gadget insurance is a proven and cost effective way to protect against the financial cost if the worst was to happen. CoverCloud recognises that many people now own multiple gadgets. Practically everyone owns a mobile phone or smartphone and many people own laptops, tablet computers such as iPads, digital cameras and satellite navigation devices. For those people with a houseful of gadgets we have introduced a simple and cost effective Multi-Gadget policy that offers cover for an unlimited number of gadgets for only £12.95 per month. CoverCloud also offer a very cost effective smartphone insurance policy that offers comprehensive cover for just £6.49 per month. Unlike many other insurance providers CoverCloud offers loss and worldwide cover as standard offering tremendous value whilst providing quality cover. DETAIL INFORMATION >>Services

Services

Online registration, Hotline Service


Advantages

Advantages

1.Multiple gadgets for less 

2.Several policies available 
3.Cover from as little as £1.99


Disadvantages

Disadvantages

Exclusions might apply

Insurance 2 Go
Insurance 2 Go

ProviderMobile Phone Insurance / iPhone InsuranceLaptop InsuranceiPad InsuranceBusiness InsuranceInsurance 2 GoFrom £3.99 per month£50 - £75Type

Cover Type

Basic Cover, Lite Cover, Full Cover


Level

Cover Level

Standard


Detail

Cover Detail

Mobile Phone/iPhone insurance

Basic Cover
Accidental Damage
Overseas Cover
£3.99 a month

Lite Cover
Accidental Damage
Theft
Unauthorised Calls
Overseas Cover
£5.99 a month

Full Cover
Accidental Damage
Theft
Unauthorised Calls
Overseas Cover
LOSS
£6.99 a month

Laptop, Netbook and PC Insurance

Theft
Accidental Damage
Water Damage
Fire Damage
Worldwide Cover
Accessory Cover

iPad, Playbook, Samsung Galaxy Tab and Tablet PC Insurance

Theft
Accidental Damage
Water Damage
Fire Damage
Worldwide Cover
Accessory Cover

Mobile Phone Insurance For Business

Theft
Damage
Water Damage
Breakdown
Loss
Unauthorised Calls
Cover whilst abroad
Like for like replacements issued
We replace with new units not reconditioned

OnlineSuitable For

Suitable For

Mobile phone and Laptop Insurance

Restrictions

Restrictions

You must be over the age of 16 to apply

Insurance 2 Go
At insurance2go.co.uk there are 3 mobile insurance policies that cover mobile phones including Smartphone's such as the iPhone up to the value of £700. Phone insurance starts from just £3.99 a month and our customers can pay either monthly by direct debit or upfront for a year (discounts apply for those paying upfront). Insurance2go also provide insurance for iPad, Playbook, Laptop, Netbook and PC Insurance. Please remember that insurance policies vary and it is important to read the terms and conditions before you buy. DETAIL INFORMATION >>Services

Services

Apply online at their website


Advantages

Advantages

1. Mobile Phone / iPhone Insurance from just £3.99 a month
2. Laptop / Netbook / PC Insurance from just £30 a year
3. iPad / Playbook / Samsung Galaxy Tab/ Tablet PC Insurance from just £4.49 a month
4. Business Mobile Phone Insurance - prices on request


Disadvantages

Disadvantages

1. You have to pay an excess if you make a claim.
2. Ensure that you are fully aware of all the exclusions that apply

Allianz Musical Cover
Allianz Musical Cover

BrokerMusical InstrumentsAlliuanz Musical CoverGet a quoteNoType

Cover Type

Musical Instruments insurance


Level

Cover Level

Ask on applicatiopn


Detail

Cover Detail

Damage, loss, theft

OnlineSuitable For

Suitable For

Professional and amateur musicians

Restrictions

Restrictions

There is a £100 excess for computer equipment.

Allianz Musical Cover
Allianz Musical Insurance is the UK’s leading specialist insurer with over 50 years’ experience. More than 100,000 musicians have entrusted us to insure over £600 million worth of musical instruments and equipment. It doesn’t matter if you are a beginner or an internationally renowned artist, our policy can be tailored to meet your individual needs. DETAIL INFORMATION >>Services

Services

Online quote


Advantages

Advantages

1.No excess 

2.A choice of Worldwide, UK or premisis only cover 
3.Unlimited professional use 
4.Loss or damage whilst in use 
5.Theft from your place of work, study or performance venue


Disadvantages

Disadvantages

60 days validation period

Mobileinsurance
Mobileinsurance

ProviderMobile handsetsMobileinsurancefrom £1.49 per monthAsk on applicationType

Cover Type

Moobile Phone Insurfance


Level

Cover Level

Ask on applicatiopn


Detail

Cover Detail

Accidental Damage, Liquid Damage, Theft, Unauthorised Calls, Breakdown Worldwide.

OnlineSuitable For

Suitable For

Owners of mobile phones

Restrictions

Restrictions

Not all brands

Mobileinsurance
MobileInsurance.co.uk are one of the UK's leading online-only Mobile Phone Insurance providers. What Makes MobileInsurance.co.uk Different? We're not affilated with any Mobile Phone retailer or network, so we can undercut them on price and beat them on service. We're an online-only Insurer, who employ no sales staff. We deplore the heavy-handed tactics that some of our rivals use to pressure people into policies that cost too much, and aren't worth the paper they're written on. DETAIL INFORMATION >>Services

Services

Online application, Email support


Advantages

Advantages

1.Your first month of mobile insurance is totally FREE. 

2.Our underwriters have supplied UK Mobile Network providers and high street retailers for many years 
3.Save in excess of 25% off high street retailer prices


Disadvantages

Disadvantages

Not all brands

My Gadget Buddy
My Gadget Buddy

Providermobile phones, smartphones,BlackBerrys, laptops, tablet PCs, iPhones, iPads, iPods/MP3 players, Kindles, game consoles, handheld games consoles, satellite navigation devices, cameras and camera lenses, camcorders, bluetooth headsets, in car computers and headphones.My Gadget BuddyFrom £1.75 a monthFrom £25Type

Cover Type

Gadget Insurance


Level

Cover Level

Standard


Detail

Cover Detail

1. Covers accidental damage, theft & breakdown
2. Loss and worldwide cover options
3. Easy monthly or annual payments
4. We cover a wide range of gadgets

Online, telephoneSuitable For

Suitable For

For individuals looking for competitive car insurance

Restrictions

Restrictions

You can insure up to 5 gadgets with mygadgetbuddy.com insurance. Gadgets must be less than 36 months old at the date of registration, laptops up to 12 months old

My Gadget Buddy
mygadgetbuddy.com represents the very latest in specialist insurance innovation and has been designed to meet the needs of today’s gadget loving users. The product uniquely allows users to choose the cover levels they need for each of their gadgets, reflecting the way in which they are used at home and away. This approach also offers value for money with users only paying for the level of cover they need with our unique cover options. Our specialist cover extends to a number of gadgets and, significantly, offers options to cover against loss. DETAIL INFORMATION >>Services

Services

You have the option to upgrade for the following perils:
1. Loss – if you lose your gadget during the policy period, we will replace it.
2. Worldwide cover – for peace of mind when you travel.


Advantages

Advantages

From just 6p a day mygadgetbuddy can cover your gadgets as standard for the following:
1. Accidental Damage – We will pay repair costs if your gadget is damaged as a result of an accident during the policy period.
2. Theft – if your gadget is stolen during the policy period we will replace it. Where only part or parts of your gadget have been stolen, we will only replace of that part or parts.
3. Breakdown – if your gadget breaks down outside of the manufacturer’s guarantee period, we will cover the cost of repair during the policy period. This cover is not available on laptops.
4. Malicious Damage – If your gadget is damaged through the intentional or deliberate actions of another party we will repair it. Where only part or parts of your gadget have been damaged, we will only replace that part or parts.
5. Fraudulent Call Use – if your gadget is a mobile phone, is lost or stolen, and covered by your policy, we will refund the cost of calls made from the mobile phone after the time it was lost or stolen up to a maximum of £100. We will require itemised bills to complete any claim made during the policy period.


Disadvantages

Disadvantages

1. Unfortunately, you are unable to change the date of the Direct Debit collection from your bank account. The date is set and agreed with your bank and we email you advising and confirming the set up of your Direct Debit instruction and future payment schedule.
2. mygadgetbuddy.com insurance only covers gadget(s) purchased as new. Second hand items are not eligible for cover.

Better Buy Insurance
Better Buy Insurance

ProviderCover all Mobile Phones worth up to £600Better Buy InsuranceFrom £19.99 (12 months)£50 - £75Type

Cover Type

Varies - See cover details for more information


Level

Cover Level

12 Month Insurance


Detail

Cover Detail

£19.99 - Accidental Damage.
£49.99 - Accidental Damage, Theft, Unauthorised Calls, Overseas Cover.
£59.99 - Accidental Damage, Theft, Unauthorised Calls, Overseas Cover and Loss.
 
Annual Policy – Accidental Damage - Additionally, worldwide protection for up to 30 days in any one year, use by your immediate family (if over the age of 18 years) who permanently live with you. The replacement value of your handset shall not exceed the maximum liability as stated in your Certificate of Insurance, providing it is less than 6 months old at the time of purchasing the insurance.
 
Annual Policy– Theft, Accidental Damage - Additionally, worldwide protection for up to 30 days in any one year, use by your immediate family (if over the age of 18 years) who permanently live with you. The replacement value of your handset shall not exceed the maximum liability as stated in your Certificate of Insurance, providing it is less than 6 months old at the time of purchasing the insurance.
 
Annual Policy– Theft, Loss and Accidental Damage - Additionally, worldwide protection for up to 30 days in any one year, use by your immediate family (if over the age of 18 years) who permanently live with you. The replacement value of your handset shall not exceed the maximum liability as stated in your Certificate of Insurance, providing it is less than 6 months old at the time of purchasing the insurance.

OnlineSuitable For

Suitable For

Mobile Phones worth up to £600

Restrictions

Restrictions

You must be over the age of 18 years old.

Better Buy Insurance
Betterbuyinsurance.co.uk try to make buying mobile phone insurance as easy as possible. They cover all Mobile Phones worth up to £600 so all you have to do is select the cover you want, enter your details and pay. Betterbuyinsurance.co.uk cover all phones including the iPhone. Please remember that insurance policies vary and it is important to read the terms and conditions before you purchase anything to ensure that you are covered. If you have any concens do contact the company and ask questions. DETAIL INFORMATION >>Services

Services

A UK company based in the UK with no overseas call centres.


Advantages

Advantages

1. They cover all phones including the iPhone and Blackberry
2. Rapid replacement or repair of your handset once your claim has been accepted.
3. Secure website
4. Apply online in a few minutes
5. No Contract - you can cancel your policy at any time.
6. Claims are quick and easy - we process all our claims as quickly as we possibly can.


Disadvantages

Disadvantages

1. Ensure that you read the policy document so that you understand the exclusions.
2. There is an excess to pay if you make a claim

Gadget Cover
Gadget Cover

ProviderCamera, Games Console, Laptop, Mobile, iPhone and Blackberry, MP3 Player, Sat NavGadget CoverFrom £16.39 per yearVariesType

Cover Type

Gadget insurance


Level

Cover Level

Standard


Detail

Cover Detail

The policy entitles you to repair or replacement of your electronic equipment and extends to cover up to 90 days whilst you are abroad. Depending on the level of cover you have selected the policy will cover the electronic equipment you stated on the application up to a maximum sum insured.

OnlineSuitable For

Suitable For

Cheap insurance for your gadget

Restrictions

Restrictions

The electronic item must be less than 6 months old with valid proof of purchase (not from online auctions) when the policy is started.

Gadget Cover
Insure your gadgets with Gadget Cover gadget insurance and get one month free cover and 3GB Data backup worth £182.50 per year. Receive guaranteed 48 hour replacement and worldwide cover. Apply online for more details. Please remember that insurance policies vary and it is important to read the terms and conditions before you purchase anything to ensure that you are covered. If you have any questions regarding an insurance policy please contact the company and ask the necessary questions. DETAIL INFORMATION >>Services

Services

Insure multiple items - Insure 3 or more items from just £109.89 per year


Advantages

Advantages

1. Gadget Cover insurance now starts at £1.49 a month (£16.39 a year)
2. iPad insurance starts at £3.99 a month (£43.89 a year)
3. By adding additional items, buyers can save up to 15% (when insuring multiple items)


Disadvantages

Disadvantages

1. You have to pay an excess.
2. Read the terms and conditions carefully.

JLT Online Gadget Insurance
JLT Online Gadget Insurance

ProviderLaptopsLaptop GuardFrom £49£0.00Type

Cover Type

UK Laptop Insurance


Level

Cover Level

Standard


Detail

Cover Detail

1. Cover against theft and accidental damage up to £3,000 (items over 18 months old are subject to a deduction for depreciation)
2. Cover for specified accessories
3. Replacement on a new for old basis (on items up to 18 months old)
4. No excess as standard
5. In vehicle cover to protect your laptop whilst you travel

OnlineSuitable For

Suitable For

Cheap insurance to cover your laptop

Restrictions

Restrictions

You can insure a total value up to £6,000 through this website as long as no one item is over £3,000 in value.

JLT Online Gadget Insurance
JLT Online is confident that they will provide you with the best gadget insurance policies with the best cover at the lowest price. If you find better and cheaper they within 28 days of your policy’s commencement date (written proof required), they will refund double the difference back in premium. Please remember that insurance policies vary and it is important to read the terms and conditions before you purchase anything to ensure that you are covered. DETAIL INFORMATION >>Services

Services

The simple to use site makes it safe and simple


Advantages

Advantages

1. Cover from just £49!
2. Money back guarantee – 14 days to change your mind
3. The simple to use site makes it safe and simple!


Disadvantages

Disadvantages

1. Cover options UK only
2. Minimum claim amount of £100
3. Cannot cover mobile phones, PDAs or non portable computers with Laptopguard

If you wish to speak to someone: Contact Us or Enquiry Line: +44 (0) 207 386 5300

Compare Gadget Insurance

Protect your gadget against theft, loss and damage whether you are at home or abroad with Gadget Insurance.

What is Gadget Insurance?

Gadgets are an important part of most people’s everyday life. Most people will carry around all sorts of expensive items on a daily basis.

Gadget insurance is a type of insurance designed to cover the electronic gadgets you carry around with you on a regular basis. Some gadgets are particularly expensive and will not be cheap to replace. Gadget insurance can look after your gadgets at home or abroad.

It protects you if your favourite gadget gets lost, stolen and accidentally damaged. Depending on what policy you choose you will receive a replacement device and a payout to cover your costs.

What does Gadget Insurance cover?

Gadget insurance covers the things that you just can’t do without including your mobile phone, Smartphones, Sat Navs, laptops, cameras, IPods and other MP3 players, I Pads, Kindles, tablets and portable games consoles.

Most gadget insurance policies come with 48-hour replacement as well as worldwide cover in case you take your laptop or mobile abroad. Many insurers offer discounts if you want to insure multiple gadgets.

Choosing a policy

There are some very cheap policies on the market depending on the policy you choose and the type of cover you want. It is important that you take the time to research the market to find the right policy at the best price.

In the table above you can compare gadget insurance quotes to find the right cover for you. Make sure you read the terms and conditions fully before you apply and to keep policies down make sure you are only paying for what you need.

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