GAP DEPRECIATION INSURANCE

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Please see a range of GAP / car depreciation insurance providers in the chart below.

GAP depreciation insurance covers you against financial loss in the event that your vehicle is stolen or is written off after an accident. GAP insurers offer a good policy regardless if you have finance on the vehicle or the length of time you have owned the vehicle.

Generally, it is also irrelevant whether you purchased the car new or used.

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ALL    Cars    Vans    Bikes    Breakdown    Gap Depreciation

So, if your car is stolen or written off, the insurance providers below will pay the difference in the value of your car on top of what you receive from your general vehicle insurance provider. Vehicle insurers pay you the value of your car on the day the incident took place – not the day you purchased the vehicle.

GAP depreciation insurance means you will be paid the difference so you are receiving the difference between your vehicle insurer's settlement and the value of your car when you bought the policy.

Vehicle Insurance Information

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ALL    Providers    Brokers    
PROVIDERTYPEVEHICLE
INFO		DRIVER
INFO		POLICYCOSTEXCESSCOVERMETHODSSUITABLE
FOR		APPLY
Ala.co.uk
Ala.co.uk		BrokerCar, Van, Motorcycle, Scooter, FleetAll driversContract Hire, Back To Invoice, Vehicle ReplacementAvailable at £79.00 per monthAdvised prior to purchaseType

Cover Type

Depreciation


Level

Cover Level

Depreciation


Detail

Cover Detail

Contract Hire Back
In the event of a write off this will pay the difference between your motor insurance payout and the amount outstanding on your finance/contract hire agreement
 
Back To Invoice
In the event of a write off this will pay the difference between your motor insurance payout and the original price of your car
 
Vehicle Replacement Insurance
In the event of a write off this will cover the difference between your motor insurance payout and the cost of replacing your vehicle to the exact specification, even if the price of the new replacement car has increased.

OnlineGap insurance for cars, vans, motorcycles and scootersAla.co.uk
Ala.co.uk provide you with Gap Insurance to protect you if you write off your vehicle. You have the choice to buy from one of three policies including; Contract Hire GAP Insurance, Back To Invoice and Vehicle Replacement Insurance. Ala.co.uk state that if you are able to find cheaper GAP Insurance elsewhere for a comparable product, they guarantee to beat the price by 20% of the difference!
DETAIL INFORMATION >>		Restrictions

Restrictions

Unable to offer you GAP Insurance if you have owned / leased your vehicle for more than 45 days


Services

Services

Gap insurance to protect you if you write off your vehicle.


Advantages

Advantages

1. 75% cheaper than any dealer quotation.
2. If you are able to find cheaper GAP Insurance elsewhere for a comparable product, they guarantee to beat the price by 20% of the difference.
3. All claims settled within 48 hours of the vehicle being declared a Total Loss


Disadvantages

Disadvantages

1. You need to apply to receive additional information

Click4Gap
Click4Gap		BrokerSee website for details All driversRTV, RTI, VRIDependent on ProductAsk on applicationType

Cover Type

Depreciation


Level

Cover Level

Depreciation


Detail

Cover Detail

Return To Value Gap Insurance (RTV)
Pays shortfall between motor insurers settlement and value of car today
1. Suitable for the majority of car owners
2. Get back the Value of your car
3. Added Protection
 
Return To Invoice Gap Insurance (RTI)
Pays shortfall between Motor Insurance payout and invoice price.
1. Great cover for new and used cars
2. Added Protection
3. Get back the amount you paid
 
Vehicle Replacement Gap Insurance (VRG)
Replaces your car with a brand new equivalent model.
1. Great cover for new and used cars
2. Added Protection
3. Replace your car with a brand new one!

OnlineNew and used carsClick4Gap
Click4Gap offer three Gap insurance products; Return to Value Gap Insurance, Return to Invoice Gap Insurance and Vehicle Replacement Gap Insurance. Click4Gap pays for what your insurance company does not. They will pay you up to a maximum of £25,000, and refund the depreciation of your vehicle.
DETAIL INFORMATION >>		Restrictions

Restrictions

1. Available for cars only
2. See website for car manufacturers and vehicles which are expressly excluded from cover.


Services

Services

Provides insurance for what your insurance company does not.


Advantages

Advantages

1. Cover can be extented to include additionl benefit of £500 inconvenience cover.
2. Cover against financial loss when your motor insurer declares your car an insurance write-off.
3. Refunds depreciation.
4. Can pay you up to a maximum of £25,000.
5. There is no maximum mileage limit from the date of purchase.
6. Cover available up to 4 years.
7. 21 day money back guarantee.
8. Transfer cover free for 90 days.
9. The comprehensive motor insurance does not have to be in your name.


Disadvantages

Disadvantages

1. No option to pay monthly
2. Cover can be purchased up to 90 days after taking ownsership of the car
3. The Policy can't be transferred to a different car or owner.

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