| FLM Loans (Guarantor Loan) |
| FLM Loans is a loan company that will accept any customer. They do not rely on credit scores, instead they ask someone who knows you to guarantee your loan. They will pay anyone between £500 - £3,000 and allow you to top up your loan to £5,000 if you have paid on time for the last 12 months. |
| Advantages |
1. Get between £500 - £3,000 in under 24 hours.
2. Instant Approval.
3. Pay back the loan at any time without any additional cost or redemption penalty.
4. View online statements updated every hour, view balance, payments and full history.
5. You choose the loan period from 12 - 60 months.
6. 100% online application.
7. You may settle the agreement at anytime |
| Disadvantages |
1. Maximum you are able to borrow is £5,000.
2. They charge an interest rate of 42.6% APR. |
| Terms & Conditions |
| Your guarantor must be a UK Homeowner or paying a UK mortgage, have a good credit history, be at least 23 years old and earning at least £800 per month. |
| Lender: FLM Loans |
| FLM Loans is part of The Richmond Group, a financial services group offering a range of financial solutions for people who are unable or unwilling to deal with the often inflexible terms of major banks and finance companies. |
| Restrictions |
| 1. Borrow between £500 - £3000 unsecured.
2. Top up your loan to £5,000 if you have paid on time for the last 12 months you can top up now.
|
| Suitable For |
| All borrowers - even with bad credit history, been refused elsewhere or have CCJs. |
| Loan Duration |
| Minimum Term: | 12 months | | Maximum Term: | 60 months |
|
| Loan Amounts |
| Minimum Advance: | £500.00 | | Maximum Advance: | £5,000.00 |
|
| Costs, Rates & Fees |
| Amount: | £500 - £5,000 | | APR: | 42.6% |
|
Bookmark with: