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NATIONWIDE
Nationwide (Home Insurance)
        
Nationwide offer 20% off when you buy building and contents cover together and 20% off your renewal price next year. Nationwide home insurance has many practical features, including accidental damage cover for TVs and up to £1,000 for the cost of replacing locks to your home if your keys are lost or stolen.
Location: UK
Advantages:
1. No extra charge for paying monthly by Direct Debit
2. The cost of temporary accommodation if your home can't be lived in due to insured damage (limits apply)
3. Accidental damage cover for TVs, DVD players, home computers and other home entertainment equipment
4. Up to £1,000 for the cost of replacing locks to your home if your keys are lost or stolen
5. Following options available
Home emergency: 24 hour cover if an emergency occurs for an additional £4.95 a month
Legal assistance: Cover for legal costs up to £50,000 for an additional £1.95 a month
Accidental damage: Get cover for accidents around the house, e.g. dripping wax on the carpet
6. Provided you haven't made a claim you can cancel your policy within 14 working days.
Disadvantages:
1. Restrictions apply.
2. See website for exclusions
Services:
1. Unlimited buildings cover
2. Temporary accommodation
3. Replacement Locks and Keys
4. Trace & Access
5. Accidental Damage for Home Entertainment Equipment
6. Up to £1,000 cover for contents in the garden
7. Replacement Locks and Keys
8. Student accommodation cover
9. Cover for cash
10. Increased cover for birthdays, weddings and religious festivals
11. MP3 Player & music downloads

Home Insurance Type: Home Insurance Provider
Home Information:
See website for exclusions

Policy Name: Nationwide 5 Star Home Insurance
Policy Cost: Depending on Policy
Policy Excess: Ask on application

Cover Type: Building Insurance, Contents Insurance, Building and Contents Insurance
Cover Level: Standard
Cover Detail:
Buildings insurance
1.Your home and its outbuildings against events such as theft, fire, storm, flood and†subsidence
2. Your fixtures such as kitchen units, bathroom fittings and fitted wardrobes frost damage to water pipes and tanks accidental damage to fixed glass and sanitary fittings
Home contents insurance
1. Damage or loss to the contents of your home such as your furniture and carpets
2. Personal belongings such as jewellery (limits apply)
3. New for old replacement of the contents of your home except clothing and linen
4. The cost of temporary accommodation if your home becomes uninhabitable due to insured damage (limits apply)
5. Up to £500 cover for your fridge and freezer contents

Suitable For:
Direct insurance for both buildings and contents
Restrictions:
See Policy Summary for Significant Exclusions or Limitations
Availability:
You can choose to buy buildings insurance, contents insurance or both and add home emergency, legal assistance and accidental damage.
Discounts:
1. 20% off now and 20% off next year when you buy and renew buildings and contents cover together (conditions apply)
2. Plus, an extra 10% off if you buy online (applied consecutively after other discounts)

Application Methods: Online
Underwriter: Churchill Insurance Company Limited
Pay Monthly: No
        

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