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SAGA HOME INSURANCE
Saga Home Insurance (Home Insurance)
        
When you switch to a Saga Home Policy, they will pay any standard transfer charges which may be applied by your current insurer, up to £25. The Saga Home Insurance Policy offers a range of additional cover options, including Legal Expenses Cover, Domestic Emergency Cover and Identity Theft Cover. Please remember that insurance policies vary and it is important to read the terms and conditions before you purchase anything to ensure that you are covered. Click here for more information.
Location: UK
Advantages:
1. Automatic cover for buildings insurance, up to £500,000 and contents insurance up to £50,000.
2. New for old replacement of items if repair is not feasible, such as a broken mirror (including clothing and household linen with Cover Plus).
3. Full protection when your home is unoccupied for up to 60 days in a row.
4. 24 hour legal helpline.
5. Your switching fees paid
6. A range of additional cover options
7. A choice of cover levels
Disadvantages:
1. There are maximum claims limits
2. Significant exclusions or limitations applying to buildings and contents insurance: 
 (a) The excesses shown in your Schedule.
 (b) Cover may be restricted by an endorsement/clause shown on your policy Schedule. For example, theft cover may be restricted under contents cover unless certain security measures are in force.
 (c) Damage caused by wear or tear, poor maintenance or anything which happens gradually
 (d) Any losses or damage caused deliberately by you, or someone who you have given permission to be in your home.
Services:
1. Saga will pay any standard transfer charges applied by your current insurer, up to £25.
2. A choice of cover levels
3. No forms to complete

Home Insurance Type: Home Insurance Provider
Home Information:
See website for exclusions

Policy Name: Buildings Insurance and Contents Insurance
Policy Cost: Depending on Policy
Policy Excess: Ask on application

Cover Type: Standard Accidental Damage, Extended Accidental Damage, Cover Plus
Cover Level: Comprehensive
Cover Detail: Additional Cover options available
1. Personal Belongings In and Away From Home Cover
2. Legal Expenses Cover
3. Domestic Emergency Cover
4. Garden Cover
5. Other Additional Cover Options

Suitable For:
Over 50’s
Restrictions:
See website for terms and conditions
Availability:
Additional cover offered.
Discounts:
1. 25% online discount on combined buildings and contents insurance
2. Take out a policy before 20th April and they won’t charge you extra when you pay by monthly Direct Debit for the first year

Application Methods: Online
Underwriter: Shown in your Schedule.
Pay Monthly: Yes
        
REVIEWS
Saga (Which Way To Pay - 28/1/2014)
Saga is ranked 4 out of 5. Based on 1 review.

4 Star Rating

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