Churchill Home Insurance
 | Provider | More details on website | Churchill Home Insurance | Ask on application | Ask on application | TypeCover TypeHome Insurance Provider
LevelCover LevelStandard with optional extras
DetailCover DetailHomes, Buildings and Contents | Online, Telephone | Protection of buildings and their contents |  |
With so many home insurances on the market you do well in choosing a company which is known for its excellent service and cover. You always can count on Churchill when it comes to the protection of your home! As standard Churchill provides cover for buildings up to £500,000 and its contents for up to £50,000. But of course you can add and opt for a number of extras to your policy for only a small additional premium each. Apply online now and benefit from a comprehensive and reliable home protection.
DETAIL INFORMATION >> | RestrictionsRestrictionsSee website for details
ServicesServicesOline application, useful online tips and advice, personal claim contact
AdvantagesAdvantages1.New for old replacement on your contents
2.Alternative accommodation cover
3.Your own personal claims contact
4.Many optional extras
DisadvantagesDisadvantagesNo information about fees before filling in personal details |
RAC Home Insurance
 | Provider | Home and Content | RAC Home Insurance | ask on application | ask on application | TypeCover TypeHome Insurance Provider
LevelCover LevelStandard with optional extras
DetailCover Detail1. Home and Contents insurance
2. *51% of all customers buying home insurance with us from 1st June 2011 to 30th November 2011 paid £162 or less. The premium you will pay will depend on individual circumstances, cover chosen and payment method selected. | Online, Telephone | Singles and families | |
Protect everything which matters most to you with a tailor made home insurance! You can choose exactly the cover which suits your individual needs best, with a big selection of optional covers and extras. This might include a place to stay for the whole family after a flood or a fire, the protection of valuable musical downloads or food in your freezer and pedal cycles – this way you pay only for the cover you need. Apply now online and benefit from an up to 12% discount!
DETAIL INFORMATION >> | RestrictionsRestrictionsSome restrictions apply - ask on application
ServicesServicesOnline application, telephone hotline,24 hour legal helpline
AdvantagesAdvantages1.Free RAC Breakdown Cover with every policy
2.Up to 12% online discount
3.Legal cover up to £50,000 including a 24 hour legal helpline
4.You could get your home insurance for less than £162 - that's what more than half our customers paid!*
5.More than half our customers paid £162 or less for their home insurance
DisadvantagesDisadvantagesNot much enough information on website |
Principality Home Insurance
 | Provider | The home you want to insure is NOT occupied by anyone other than you or your family
| Principality Building Society | From £3.50 per week | £100 - £1000 | TypeCover TypeBuilding and Contents
LevelCover LevelStandard
DetailCover DetailBuildings Insurance
We automatically provide you with up to £400,000 of cover for your buildings, however if you require a higher sum insured please contact us. Your home should be insured for the full rebuilding cost, this means the amount of money it would cost to rebuild your home if it were totally destroyed. This should also include an allowance for architects and surveyors fees, legal fees and demolition costs.
Contents Insurance
We automatically provide you with up to £50,000 of contents cover, however if you require a higher sum insured please contact us. The amount of contents insurance should cover the total replacement cost of all your contents if you had to replace them as new today.
There are a number of additional covers you can consider, they are:
Buildings Accidental Damage option
Contents Accidental Damage option
Home Emergency Assistance option
Technology & Entertainment option
Garden Contents option
Personal Items option
Legal Expenses option | Online, Tel | If you have not made any claim in the last 4 years for the cover required | |
Principality Building Society provides you with insurance from as little as £3.50 per week. They tailor you home insurance policy to suit your needs and you only have to pay for the cover you require. Apply online in as little as 2 minutes and receive an extra 15% off.
DETAIL INFORMATION >> | RestrictionsRestrictionsThe home you want to insure is NOT left unoccupied for a total of more than 60 days in a year
ServicesServicesCompetitive premiums with a range of cover
AdvantagesAdvantages1. Option for buildings cover only - up to £400,000
2. Option for contents cover only - up to £50,000
3. Option for both buildings and contents cover
4. New for old cover
5. Claims services helpline available 24 hours a day, 7 days a week
6. Optional cover for digital downloads
7. Competitive premiums with a range of cover
8. Pay monthly at no extra cost
9. 15% discount when you buy online
DisadvantagesDisadvantages1. If you make a claim you make have to pay an excess.
2. Restrictions apply so read the terms and conditions carefully. |
Legal and General Home Insurance
 | Provider | Under 6 bedrooms | Building and Contents Insurance | Available at £6.76 per month | £100 - £400 | TypeCover TypeBuilding and Contents Insurance
LevelCover LevelEssentials and Extra
DetailCover DetailEssentials covers the basics like fire, flood and theft. Essentials is designed to cover basic home insurance needs and would suit, for example, someone just starting out in their own property.
Extra would be suitable if you're looking for more comprehensive cover against a wider range of risks. Extra offers a greater range of options and would suit, for instance, the needs of a well-established family household. | Online, Tel | You have a good claims history | |
Why pay for cover you don’t need? With Essentials Home Insurance from Legal and General you can pay to cover the necessities and still get the same great service, from a name you can trust. With home insurance from Legal & General, you could save up to £115. (Based on online independent research, 10% of new buildings and contents customers could save up to £115 online. Source: Consumer Intelligence, July 2011).
DETAIL INFORMATION >> | RestrictionsRestrictionsThis policy does not cover the following:
1. The first £150 for Essentials cover or the first £100 for Extra cover of compulsory excess on each claim (or for escape of water claims, the first £250 and in the event of subsidence, heave or landslip, the first £1,000 for buildings) plus any voluntary excess if you choose it.
2. Storm or flood damage to fences, gates and hedges for both Essentials and Extra cover.
3. Routine maintenance or wear and tear for both Essentials and Extra cover.
4. Money stolen from you home unless it was entered by force and violence for both Essentials and Extra cover.
5. Accidental damage to portable items like video cameras and hand held computer games, unless you've taken out optional contents extended accidental damage or personal possessions cover for Extra, or unless you've taken out optional personal possessions cover for Essentials.
6. If your home has been unoccupied for more than 60 consecutive days for Extra or 30 consecutive days for Essentials, we won't cover loss or damage caused by malicious acts, vandalism, theft, water or oil leaks, breakage of glass or sanitaryware or frost damage.
7. The cost of replacing any undamaged or unbroken item or parts of items forming part of a set, suite or other article of uniform nature, colour or design if damage occurs within a clearly identifiable area or to a specific part and it is not possible to match replacements for both Essentials and Extra cover.
ServicesServices1. Legal helpline - for expert advice on all kinds of domestic legal problems, you can call the 24 hour helpline
2. Domestic emergency helpline - a 24 hour helpline if, for example, a pipe bursts or a drain blocks.
AdvantagesAdvantages1. Home emergency – provides cover up to £150 to make your home safe after an emergency like a burst pipe or break in
2. Alternative accommodation provided should you need to move out of your home temporarily because of an insured event, like a fire (limits apply)
3. Your contents sum insured is automatically increased by 10% one month before and after special events like Christmas or a wedding
4. Includes credit card cover, it you suffer a loss from credit card fraud – up to £5,000
5. 24-hour helplines for domestic emergencies and legal help
6. Contents temporarily removed from your home. For example, this would cover students’ belongings while they are living away from home – up to 15% of contents sum insured (min £7,000)
7. Replacement locks and keys if your keys are stolen – up to £750
8. They even cover your freezer contents – up to £1,000
9. Customers can get £40's worth of Love2Shop gift vouchers when taking out a Home Insurance policy with Legal & General
DisadvantagesDisadvantages1. You will need to pay an excess of at least £100.
2. Read policy document for full terms and conditions. |
Tesco Home Insurance
 | Provider | See website for exclusions | Value, Standard and Finest cover. | From £6.87 per month | £50 - £1000 | TypeCover TypeBuilding and Contents
LevelCover LevelValue, Standard and Finest cover.
DetailCover Detail1. 24-hour Home Emergency cover.
2. Assistance for ID Fraud.
3. Buildings and Contents Accidental Damage.
4. Personal Possessions Cover | Online | Clubcard holders | |
Get a 30% introductory discount, plus Clubcard Customers can get a £40 Tesco Giftcard when you quote and buy combined Buildings and Contents cover with Tesco between 3 March and 25 May 2011. No-frills policy which includes the basic home essentials to cover against major events such as fire, storm, flood and theft. Discount applies to buildings and contents premium only and is available to new customers in year 1 as an introductory discount off the full price premium. Most customers won't be charged a full price premium until year 3. Giftcard offer: New customers only and excludes purchases from price comparison websites, including quotes originating from them. Full Discount and Giftcard offer conditions and exclusions. Tesco Home is arranged and adminstered by Tesco Bank and is underwritten by Tesco Underwriting Limited.
DETAIL INFORMATION >> | RestrictionsRestrictions1. Boilers over 10 years old or with an output over 60kw
2. Under floor heating, solar heating systems or warm air systems
3. Loss or damage after your home has been unoccupied for more than 60 days in a row
4. Any loss or damage which occurs during the fi rst 14 days following the start of your Home Emergency cover
ServicesServicesFinest cover includes many extras you would expect, such as:
1. Concierge
2. Home Emergency
3. ID Fraud Detection and Assistance Service
AdvantagesAdvantages1. 24-hour emergency helpline
2. Phone their UK call centres for help
3. Home Repair network - all repairs are undertaken by approved builders and all costs are paid directly to them
4. A whole year's guarantee for work undertaken on your property by approved builders
5. Our Price Promise gives Clubcard customers a great discount
6. Use Clubcard vouchers to pay for your premium.
7. 1 to 5 Star defaqto-rated cover
8. Get a BIG 50% introductory discount off Buildings and Contents Cover with Tesco Home Insurance.
DisadvantagesDisadvantages1. Restrictions apply.
2. You will need to pay an excess to any claims made of at least £50 |
eHome Insurance
 | Provider | Maximum of 5 bedrooms | Building, Contents, Building and Contents Insurance | Available at £9.21 per month | Up to £250 | TypeCover TypeBuilding Insurance, Contents Insurance, Building and Contents Insurance
LevelCover LevelBasic - Standard
DetailCover DetailBuilding & Contents Standard Policy
An annual policy that offers outstanding cover and flexibility.
1. Buildings cover calculated automatically
2. Contents Cover £55,000
3. Cover for items away from the Home
4. 365 days a year - worldwide.
5. Working from home equipment.
6. Bike helmets and leathers (whilst in use).
7. Cover for bicycles and pedal cycles.
8. Legal Cover.
Buildings Only Policy
Provides cover for a wide range of perils as well as the usual flood, fire and storm etc.
1. Buildings cover calculated automatically.
2. Alternative accommodation following an insured loss.
3. Accidental damage to fixed glass, sanitary fixtures and underground services.
4. Legal Cover.
Contents Only Policy
Automatically give you £55,000 contents cover so there's less for you to worry about.
1. Cover is provided for the following:
Home working equipment.
Valuables.
House hold items including carpets and curtains.
Freezer contents.
Replacement Locks.
Legal Cover. | Online | Direct insurance for both buildings and contents | |
eHome can provide you with direct home insurance for both buildings and contents insurance. You can apply for either a building insurance policy, contents insurance policy or both buildings and contents policy. You can manage your home insurance policy online, 24 hours a day, 7 days a week. eHome provide insurance whether you own or rent your property.
DETAIL INFORMATION >> | RestrictionsRestrictionsSee Policy Summary for Significant Exclusions or Limitations
ServicesServices1. Legal Cover.
2. Home Emergency and Garden Cover
3. Personal Accident Cover.
AdvantagesAdvantages1. Maintain your policy online - log in to change your address, add specified items or renew your policy all at your convenience.
2. Cover is provided New for Old.
3. Legal Cover/Home Emergency and Garden Cover and Personal Accident Cover
DisadvantagesDisadvantages1. New business and Renewals - £42.50
2. Mid-term alterations - £15.00
3. Cancellations - £25.00 (also see below)
4. Refunds of less than £15 will not be allowed. |
RBS Contents Insurance
 | Provider | Contents insurance | RBS Contents Insurance | From £35 a year | Varies | TypeCover TypeContents Insurance
LevelCover LevelStandard and Elite
DetailCover DetailTo find out more, please read the policy summary for a description of the cover when you get a quote | Online | Contents insurance | |
Get an instant quote and buy RBS Essentials contents insurance online now! Premiums start from as little as £35 per year and can even cover downloads that you have purchased and stored on your home entertainment equipment or mobile phone.
DETAIL INFORMATION >> | RestrictionsRestrictionsSee wesbite for details
ServicesServicesCover available for individual items such as laptops, iPods, bicycles and mobile phones, even when taken outside the home.
AdvantagesAdvantages1. Cover available for individual items such as laptops, iPods, bicycles and mobile phones, even when taken outside the home.
2. Pay monthly at no extra cost (Available where the equivalent annual premium is over £70 inclusive of insurance premium tax. Subject to availability).
3. Cover for walk-in theft (except money).
4. Optional accidental damage cover available for your contents in the home.
5. Vandalism cover included as standard.
6. All policies include up to £50 cash in the home and £500 credit card misuse cover.
DisadvantagesDisadvantages1. Restrictions and limitations apply.
2. See the website for terms and conditions. |
Santander Home Insurance
 | Provider | See website for more details. | Santander Home Insurance | Available at £13.53 per month | From £50 | TypeCover TypeBuilding Insurance and Contents Insurance, Building and Contents Insurance
LevelCover LevelStandard
DetailCover DetailContents Insurance
1. Contents InsuranceProtection for your personal belongings and furniture in your home
2. New for old cover - conditions apply
3. Free 10% increase in contents cover for wedding and Christmas presents
4. Freezer contents up to £500
5. Garden contents cover up to £1,000
Building Insurance
1. Protection against fire, storm, flood, theft, vandalism, leaks and subsidence to the physical structure of your home, and permanent fixtures such as kitchen units
2. Accidental damage to glass, ceramic hobs if fitted, sanitary ware and solar heating panels as standard | Online, Tel | Cover is available to protect your buildings, contents or both | |
Receive an online Santander Insurance quote and you will receive 3 months free when you apply. Get their cheapest quote from their selected panel of insurers. Cover is available to protect your buildings, contents or both.
DETAIL INFORMATION >> | RestrictionsRestrictionsSee website for details
ServicesServicesCover is available to protect your buildings, contents or both.
AdvantagesAdvantages1. Get our cheapest quote from our selected panel of insurers
2. Friendly UK based contact centres
3. New for old cover - conditions apply
4. Free 10% increase in contents cover for wedding and Christmas presents
5. Cover is available to protect your buildings, contents or both
6. Up to £750,000 buildings sum insured and up to £99,000 contents sum insured
DisadvantagesDisadvantages1. You might have to pay an excess if you make a claim.
2. Cover is subject to terms and conditions, restrictions and exclusions. |
Virgin Home Insurance
 | Provider | Buildings and contents for self-contained homes with own front door | Virgin Home Insurance Policy | Dependent on Cover | Not stated | TypeCover TypeContents only, Buildings only or a Combined policy.
LevelCover LevelStandard
DetailCover DetailYou are covered against
-
Fire, smoke, lightning, explosion or earthquake.
- Riot, civil commotion and political disturbances.
- Storm or flood.
- Theft, attempted theft, vandalism or other malicious acts.
- Oil or water escaping from your heating system or appliances.
- Subsidence or landslip.
| Online | Homeowners/renters | |
With Virgin Home Insurance you can choose buildings insurance, contents insurance, or both. As well as covering the structure of your home and fixtures and fittings, our buildings insurance also covers the cost of things like architects, surveyors and builders if you have to rebuild your home due to an insured risk. It also covers your liability as a property owner up to a limit of £2,000,000. Contents covers things like sofas and satellite dishes, wardrobes and washing machines - all the things you would pack up and take with you if you moved house.
DETAIL INFORMATION >> | RestrictionsRestrictionsApply for more information. Cover may be restricted or unavailable in some cases
ServicesServicesBuildings and contents insurance
AdvantagesAdvantagesUp to £1,500 for a single item or collection covered in contents insurance
Insure freezer contents up to £500
10% more cover over Christmas, at no extra charge
If someone in your house gets married, we will give you an extra 10% more cover 4 weeks before and after the big day for free.
DisadvantagesDisadvantagesCannot get cover if your home needs repair or is badly maintained
If your home isn't self contained or have its own front door you can't get cover
Cannot get cover if you've suffered loss, damage or liability three or more times in the last three years (whether you were insured or not). |
Barclays Home Insurance
 | Provider | Is in a good state of repair | Buildings and Contents Insurance | From £5.33 per month | Standard £100 | TypeCover TypeBuildings and Contents Insurance
LevelCover LevelStandard
DetailCover Detail
Standard buildings insurance cover up to £500,000
Accidental damage to fixed glass, like windows and shower screens, and sanitary fixtures - Up to buildings sum insured
Accidental damage to underground services, including pipes, septic tanks and drain covers -Up to buildings sum insured
Your legal liability as owner of your home - Up to £2 million
Alternative accommodation for you and your pets - 20% of the buildings' sum insured
Damage to your property by the emergency services - Up to buildings sum insured
Standard excess £100
Standard contents insurance cover up to £50,000
Accidental damage to audio, TV and recording equipment, games consoles and computers - Up to contents sum insured
Money in your home - Up to £250
Christmas and wedding presents - Up to £3,000
Replacement external locks if your keys are stolen - Up to £500
Valuables like jewellery and antiques - Up to £10,000
The contents of your freezer - Up to £400
Accidental damage to mirror and glass - Up to contents sum insured
Garden contents - Up to £500
Alternative accommodation for you and your pets - Up to £10,000
Loss or damage to your contents when being moved by professional furniture removers - Up to contents sum insured
Standard excess - £100 | Online | The convenience of a single policy for buildings and contents insurance | |
Protect your home with buildings and contents insurance 1 from Barclays and you will receive half-price contents cover 2, a 10% combined policy discount plus an average 25% online discount 3. With our home insurance, you’re covered for so much more than you'd expect. That includes the cost of damage caused when your kids' football accidentally smashes through your neighbour's window
DETAIL INFORMATION >> | RestrictionsRestrictionsSee website terms and conditions for restriction.
ServicesServices1. Claims service – available 24 hours a day, 365 days a year
2. Monthly payment option.
AdvantagesAdvantages1. The policy will remain for 12 months from the date of commencement
2. Half price contents cover
3. If you take out Buildings and Contents cover you’ll get a further 10% combined discount.
4. Average 25% online discount.
5. Terms, conditions and exclusions apply.
6. Offer open to new Home Insurance customers only. Take out a standalone contents policy or a combined buildings and contents policy from Barclays when you buy Barclays Home Insurance and receive your contents cover for half price in the first year. Quotes must be obtained by 1st July 2012 and are valid for 90 days. Offer may be withdrawn or amended at any time. Home Emergency and Legal Expenses are excluded from the offer
7. Up to £500,000 buildings cover.
8. Protect your possessions with up to £50,000 contents cover
Offer ends 1st July 2012
DisadvantagesDisadvantages1. For most claims the excess is £100, unless indicated otherwise on your Policy Schedule. An excess of £1,000 normally applies for subsidence under the Buildings Section
2. £12 charge for any adjustments you make to your policy. |
The Green Insurance Company
 | Provider | If the house is unoccupied for 30 consecutive days cannot be covered | The Green Insurance Company Content and Building Insurance | Ask on application | Check the policy wording | TypeCover TypeBuilding and Content Insurance
LevelCover LevelHome Contents Insurance, Buildings Insurance, Buildings and Contents Insurance
DetailCover DetailCover includes:
1. All household goods.
2. New (and greener) for old contents cover
3. Valuables – although you will need to tell us about individual items valued at over £2,500 4. Money in the home including unauthorised use of any cards - up to £500 for money and £250 for credit cards.
5. You are covered against fire, storm or flood, theft, malicious damage or vandalism, subsidence and escape of water.
6. Freezer contents - up to £500
7. Contents in the garden - up to £500
8. The structure of your home including any gates, hedges and walls.
9. Structures within the boundaries of your home such as garages and sheds.
10. All permanent fixtures and fittings such as bathroom suites.
11. You are covered against fire, storm or flood, theft, malicious damage, vandalism, subsidence and escape of water.
12. Replacement locks cover if your keys are stolen - up to £500. 13. Up to 20% of the buildings sum insured to pay for the cost of alternative accommodation if the home cannot be lived in because of loss or damage. . | Online | For eco friendly Content and Building insurance | |
The Green Insurance Company is for homeowners who want more than just low cost home insurance. We offer discounts for ‘Green’ homes* and offset 1 tonne of your homes carbon emissions Free of charge. So you can be kinder to the environment without compromising on quality or value.
DETAIL INFORMATION >> | RestrictionsRestrictions1. The house must be in the UK, Channel Island, Isle of Man or Norther Ireland
2. Rebuild costs are less than £1 million and overall contents contained are not greater then £200,000
ServicesServices1. Content Insurance
2. Building Insurance
3. Content and Building Insurance
4. Emergency Assistance
5. Family Legal Protection
6. Key Cover
7. Gadget Cover
8. Garden Cover
9. Personal Accident
10. ID Theft
AdvantagesAdvantagesThe Green Insurance Company offers competitive home insurance protecting you and the environment. Some of the benefits included as standard are:
1. 1 tonne of your household’s emissions offset free of charge
2. Extra discounts for 'Green' homes
3. New (and greener) for old contents cover
4. Up to £500 replacement locks cover
5. All documentation is 100% recycled and available online
6. Offers and discounts throughout the year So make the switch to an insurance provider that is greener.
DisadvantagesDisadvantages1. Only items within the household are insured. Items which are stored in an outbuilding within the boundary of the home provided they are locked away are also covered. If you want cover outside the home, you will need Personal Possessions cover.
2. If your home is always unoccupied for more than 30 consecutive days The Green Insurance Company cannot cover this. |
The AA Home Insurance
 | Provider | See website for more details. | The AA Home Insurance | Available at £199.95 per year | Varies | TypeCover TypeBuildings Insurance, Contents Insurance, Building and Contents Insurance
LevelCover LevelStandard
DetailCover Detail1. Contents – cover of up to £40,000 (higher levels available on request)
2. Contents – automatic new-for-old cover†
3. Contents – accidental damage cover
for non-portable home entertainment and electrical and gas equipment
4. Buildings – unlimited rebuilding costs
for homes with a market value of up to £1 million
5. Buildings – accidental damage cover included as standard | Online, Tel | Great value Home Insurance | |
Switch to The AA and you could save up to £70. They will refund you up to £25 for buildings insurance and £25 for contents insurance if you current insurer charges you. Apply online and receive your quote today.
DETAIL INFORMATION >> | RestrictionsRestrictionsSee website for details.
ServicesServicesUK call centers
AdvantagesAdvantages1. Contents – cover of up to £40,000 (higher levels available on request)
2. Contents – automatic new-for-old cover†
3. Contents – accidental damage cover
for non-portable home entertainment and electrical and gas equipment
4. Buildings – unlimited rebuilding costs
for homes with a market value of up to £1 million
5. Buildings – accidental damage cover included as standard
DisadvantagesDisadvantages1. Exclusions apply to the policy.
2. You make have to pay an excess if you make a claim. |
Post Office Home Insurance
 | Provider | Home insurance | Post Office Home Insurance | Available at £15.63 per month | From £50 | TypeCover TypeBuildings and Contents Insurance & Combined Home Insurance
LevelCover LevelStandard
DetailCover DetailBuildings Insurance
Protects the physical structure of your home, and permanent fixtures such as kitchen units and wallpaper, against fire, storm, flood, theft, vandalism, leaks and subsidence.
Contents Insurance
Covers the furnishings and personal belongings in your home that aren't permanently fixed, such as your sofa, TV, clothing - or even the contents of your freezer. | Online | Building and Contents Insurance | |
Post Office® Home Insurance – something to smile about - At the Post Office® you’re guaranteed to save at least £25^ (and potentially much more) on your renewal policy meaning there really is something to smile about this winter. Find out more about Post Office Home Insurance and get a quote online ^ Minimum/maximum premiums apply. Further terms and conditions apply, click here for Post Office site for details. Post Office® Home Insurance is arranged and administered by BISL Ltd.
DETAIL INFORMATION >> | RestrictionsRestrictionsConditions and exclusions apply, full details available in policy document
ServicesServices24/7 claims helpline
AdvantagesAdvantagesWhen you choose Home insurance through the Post Office®, you’re in safe hands. Just look at how far your cover extends. Benefits vary depending on the type of cover you choose – for contents insurance:
1. New For Old - protects your contents against fire, smoke, vandalism, theft and flood1
2. 24 hour claims helpline – because accidents do not always happen in business hours
3. Cover for garden contents up to £1,000, which includes a maximum of £250 per individual item (e.g. patio furniture, BBQs that are stolen or damaged)
4. Extra 10% cover on your contents during Christmas and weddings
5. Up to £1,000 extra cover for your kids’ possessions when they head off to university when you take out contents insurance
6. Up to £500 cover for freezer contents. Find out more about Post Office Home Insurance and get a quote online
^ Minimum/maximum premiums apply. Further terms and conditions apply, click here for Post Office site for details 1Limitations apply. See Post Office site for details Post Office® Home Insurance is arranged and administered by BISL Ltd
DisadvantagesDisadvantages1. Conditions and exclusions apply, full details available in policy document |
MORE TH>N
 | Provider | Under £400,000 to rebuild your home or under £75,000 to replace the contents of your home | MORE TH>N Home Insurance | Available at £28.06 per month | From £100 | TypeCover TypeContents, Building, Landlord
LevelCover LevelStandard
DetailCover Detail1. Up to £75,000 contents cover in the home as standard
2. Freezer food covered as standard
3. Your Plants up to £2,000 | Online, Tel | Cheap Home Insurance | |
You can be confident that you are buying excellent cover and benefit levels as Defacto have awarded their building insurance their 5 star rating, the highest you can get. Get up to £75,000 FREE contents cover in the home when you buy their 5 star building insurance.
DETAIL INFORMATION >> | RestrictionsRestrictionsSee website for restrictions
ServicesServicesGreat offers and savings. Plus, you can get extra discounts on a range of MORE TH>N insurance products (Not available for customers who buy MORE TH>N Premier Insurance).
AdvantagesAdvantages1. Get FREE Home contents insurance up to £75,000 when you buy buildings insurance.
2. £2,000 of cover for your BBQ & garden furniture, and even your plants.
3. Award winning online service. We were recently awarded "Best Online Home & Contents Insurance Provider" by ‘Your Money’ – recognising our excellence in online service provision.
4. 5 Star cover - Defaqto - an independent financial research company - have awarded our Home Insurance their 5 star rating, the highest you can get.
5. Own a buy-to-let property? If so our residential landlord policy could be for you
DisadvantagesDisadvantages1. Restrictions apply.
2. You will have to pay an excess when you make a claim. |
homeprotect home insurance
 | Provider | See website for more details | homeprotect home insurance | Ask on application | Varies | TypeCover TypeBuilding and content cover
LevelCover LevelStandard
DetailCover DetailYour policy is valid for a period of 12 months from the date you want cover to start (asshown on the Policy Schedule). Annually, your renewal will be invited in writing within good time prior to the expiry date of the policy | Online, Tel | | |
homeprotect home insurance can cover you immediately online, even if your property: has flooded or is prone to flooding; has suffered from subsidence; is used for home working; is occupied by people with unspent criminal convictions or previous bankruptcy; is unoccupied... and lots more...
DETAIL INFORMATION >> | RestrictionsRestrictionsThere are restrictions on cover if:
1. Your property is not sufficiently furnished for someone to live in it for more than 30 consecutive days
2. Your property is undergoing any structural repairs, alterations or extensions
3. You have paying guests or tenants
4. Your property is unoccupied or left regularly unattended for more than 30 consecutive days
ServicesServices1. Flooding insurance
2. Subsidence insurance
3. Criminal convictions insurance
4. Unoccupied property insurance working from home insurance
5. Underpinned house insurance
6. Listed buildings
7. Renovation insurance
AdvantagesAdvantageshomeprotect takes a fresh approach to online home insurance in the UK.
1. They quote when others won't - all situations catered for
2. Immediate cover often available, no matter what your circumstances are
3. Home insurance underwritten by established, reliable insurers
4. UK helpdesk - friendly, professional team
DisadvantagesDisadvantagesThere are restrictions on cover if:
1. Your property is not sufficiently furnished for someone to live in it for more than 30 consecutive days
2. Your property is undergoing any structural repairs, alterations or extensions
3. You have paying guests or tenants
4. Your property is unoccupied or left regularly unattended for more than 30 consecutive days
5. If you have a pet, loss or damage by them is not covered by this policy |
John Lewis Home Insurance
 | Broker | Valuables covered up to £30, 000 as standard | John Lewis Home Insurance | Varies on policy chosen | £100 | TypeCover TypeBuilding and Content Cover
LevelCover LevelClassic Cover or Flex Cover
DetailCover Detail1. Building and Contents cover
2. Accidental Damage Cover
3. Alternative Accinidation
4. Matching Sets Cover
5. Worldwide Personal Possesions Cover
6. 24 hour Home Emergency Service | Online, Tel | For families seeking home insurance | |
John Lewis Home Insurance provides a high level of cover as standard along with flexible options to ensure you get the protection you need. If you have more specific needs like valuables worth over £15,000 each or a house with more than five bedrooms for example, take a look at our Specialist Home Insurance.
DETAIL INFORMATION >> | RestrictionsRestrictions1. John Lewis Home Insurance is designed for families permanently living at the property. We're not able to cover homes that regularly take in lodgers.
ServicesServices1. Home Insurance
2. Specialist Home Insurance
AdvantagesAdvantages1. Don’t worry about being underinsured, we provide unlimited Buildings and Contents Cover
2. Accidental Damage Cover for both buildings and contents - from a DIY mishap to shiraz on the carpet.
3. Alternative accommodation - if your home becomes uninhabitable, after a flood for example, we'll find you somewhere else to live.
4. Protect your valuables with cover up to £15,000 per item - to a total of £30,000.
5. Worldwide Personal Possessions cover up to £2,500.
6. Optional 24 hour Home Emergency service - up to £1,500 including labour and parts.
7. Get a 10% discount when you buy Buildings and Contents Insurance together.
DisadvantagesDisadvantagesJohn Lewis Home Insurance does not cover:
1. Damage caused by or in the process of cleaning, maintenance, repair, dismantling or altering
2. Loss arising from the cost of remaking any film, disc or tape or the value of any information contained on it damage to equipment not in or on your home
3. Loss or damage by chewing, scratching, tearing or fouling by domestic pets
4. Damage caused by insects or vermin
5. Mobile phone |
Policy Expert Home Insurance
 | Broker | Content and Building Insurance | Policy Expert Home Insurance | Varies on policy chosen | Varies on policy chosen | TypeCover TypeVaries on policy chosen
LevelCover LevelVaries on policy chosen
DetailCover Detail1. Support at every step
2. Save time and money
3. Design your own policy
4. Service driven by you
5. No hidden surprises | Online | For those seeking building or content insurance | |
If your home is your haven, you'll want it to have the best protection. Compare home insurance quotes from Policy Expert's range of handpicked insurers and tailor a policy to suit you.
DETAIL INFORMATION >> | RestrictionsRestrictionsIn most cases must be 18 or over and UK resident
ServicesServices1. Buildings Insurance:
This covers the actual structure of your building and is often taken out alongside your mortgage. Your mortgage lender will probably insist you have it, for their financial security as well as yours.
2. Contents Insurance:
This covers the possessions inside your home. Typically, anything you would take with you if you were to move house is classed as 'contents'. This is different from buildings insurance which covers the actual structure of your property.
AdvantagesAdvantages1. Real people on a mission -
Behind the website are real people; a dedicated customer service team ready to assist you. Policy Expert's customer relations experts are waiting to offer their help either online or by phone - you can even tweet us if you like. Policy Expert's aim to give you support at every step right from the first click.
2. Customised cover -
As well as suiting your budget, it's essential that the policy you choose offers you sufficient protection. If it doesn't, there's no point in paying for it. With Policy Expert, you can design your own policy to help you find a perfect insurance match.
3. We like to listen -
Your satisfaction is at the heart of everything Policy Expert do. Your feedback is important to Policy Expert and they believe in service driven by you. Policy Expert listen to their customers and try to evolve in line with their needs and suggestions.
4. No adjustment fees or third parties -
Policy Expert believe there should be no hidden surprises when buying insurance. That’s why Policy Expert promise never to charge you for making adjustments to your policy, never sell your data or pass you over to a third party. In addition, the price you see is always the price you’ll pay.
DisadvantagesDisadvantages1. While Policy Expert have taken all reasonable steps to ensure the accuracy and completeness of the information on this website, they give no warranty and make no representation regarding the accuracy or completeness of the content of this website
2. In some circumstances Policy Expert may charge £10 to cover the cost of posting documentation and £25 to cover costs incurred to handle defaulted payments or returned cheques
3. If you cancel the policy more than 14 days after purchase Policy Expert will charge you a £25 cancellation fee as well as being charged pro-rata for the number of days your policy has been active. |
Hiscox Home Insurance
 | Provider | Minimum level of security to be in place at your home. | Hiscox Home Insurance | Available from £ 708.31 per year | £250 - £2,500 | TypeCover TypeBuildings and Contents Cover
LevelCover LevelComprehensive
DetailCover DetailHome Insurance
Available directly from Hiscox and offers the following benefits:
New for old as standard on all contents with no wear and tear reductions
24 hour Home Emergency cover included as standard for domestic emergencies like blocked drains, up to £500 parts and labour and no excess to pay
Comprehensive buildings and contents cover including garden furniture and bikes
Accidental damage cover for your home and contents included as standard
High Value Home Insurance
Only available through our network of independent insurance brokers. Hiscox High Value Home Insurance offers many of the benefits of our standard home insurance policy, but is tailored towards those who value the personal service and advice available from a broker, or for those with more specialist or complex needs.
Benefits include:
Specialist cover for fine art and antiques with high limits for individual items which are specified or an agreed value for high value items you tell us about
Family legal protection cover for you and your family
Personal security advice and assistance, including identity fraud cover.
New for old as standard on all contents with no wear and tear reductions
Accidental damage cover for your home and contents included as standard
Holiday home insurance
If you have a holiday home abroad, we provide overseas holiday home insurance which is suitable for people owning a holiday home or investment property abroad. We can provide cover in more than 40 countries, including Spain, France, Portugal and Italy.
If you have a holiday home in the UK we provide holiday home insurance which is suitable for properties that are occupied at least 1 night a month and for properties that are rented on a short-term let basis.
Second home insurance
If you have a second home in the UK, we provide second home insurance which is suitable for properties that are occupied at least 1 night a week and are never rented. | Online | Two levels of home insurance cover | |
Happily increase your claim excess? We'll happily reduce the premium.5* home insurance. At Hiscox, we’ll care for your belongings like they’re our own.
DETAIL INFORMATION >> | RestrictionsRestrictionsSee website for details.
ServicesServices24 hour Home Emergency cover included as standard for domestic emergencies like blocked drains, up to £500 parts and labour and no excess to pay
AdvantagesAdvantages1. Accidental loss and damage cover for buildings and contents as standard
2. Efficient claims service with knowledgeable UK-based staff
3. 24 hour Home Emergency cover included as standard for domestic emergencies like blocked drains, up to £500 parts and labour and no excess to pay
4. Worldwide cover included for theft, loss and damage of your possessions when you take them away temporarily from the home
5. Cover for garden furniture and bikes
DisadvantagesDisadvantages1. You have to pay an excess when you make a cliam.
2. Terms and conditions apply. |
AA Home Emergency Response
 | Provider | Emergency Response Cover | AA Home Emergency Response | From £6.99 a month | Varies | TypeCover TypeHousehold emergencies cover
LevelCover LevelStandard
DetailCover DetailGet help with all these emergencies:
1. An uncontrollable leak from a burst pipe or water tank
2. Blocked or collapsed drains
3. Suddenly having no usable toilet in your home
4. Losing power supply to the whole of your home
5. Being locked out due to stolen, lost or broken keys
6. Broken windows and door locks which make your home insecure
7. Sudden roof damage that presents a flood risk
8. A wasp or hornet nest within your home | Online | For those seeking Home Emergency Response Cover | |
From burst pipes to broken windows, 24/7, 365 days a year Home Emergency Response are here to help.
DETAIL INFORMATION >> | RestrictionsRestrictionsYou must be 18 or over and a UK resident to take out this policy.
ServicesServices1. Home Emergency Response
2. Emergency Boiler Cover
3. Boiler and Central Heating Cover
AdvantagesAdvantagesMake up to 4 claims a year for household emergencies. Up to £2,000 cover per claim for labour, parts, materials and VAT.
1. Approved tradesmen available
2. 24/7All repair work guaranteed
3. No call-out fees
DisadvantagesDisadvantages1. Only 4 events are insured per period of insurance (12 months) |
Hastings Direct
 | Broker | The property is not shared by anyone who is not a member of your immediate family. | Hastings Direct Home Insurance | Varies | Dependent on policy | TypeCover TypeBuildings and Contents
LevelCover LevelStandard
DetailCover Detail1. FREE Accidental Damage cover for TVs, computers and stereos
2. Option to include additional accidental damage for buildings and contents
3. 10% increase in sum of contents insured during events such as weddings and Christmas
4. Cover to replace all your household locks up to £1,000
5. Up to £1,000 worth of cover against stolen credit cards
6. Options to include protection against accidental loss or damage to items such as sports equipment, and bicycles
7. Cover for alternative accommodation if your home is uninhabitable (up to 20% of the insured sum) | Online | For cheap home insurance | |
Save time and money with cheaper home insurance with Hastings Direct – we’ll compare prices so you don’t have to, searching our panel of leading UK insurers to get you our very best price. An online home insurance quote couldn’t be easier, you can choose the policy to suit the level of cover you require and the whole process will only take a few minutes.
DETAIL INFORMATION >> | RestrictionsRestrictionsThe property is not a bedsit or a room in halls of residence or barracks.
ServicesServicesA claims help-line available 24 hours a day, 365 days a year for peace of mind
AdvantagesAdvantages1. Up to 30% no claims discount
2. UK Call Centres and 24 Hour Claim Line
3. FREE Accidental Damage cover to TVs, computer and stereos
4. 10% Increase in contents cover insured during events such as weddings and xmas
DisadvantagesDisadvantages1. Restrictions apply
|
Sainsburys Home Insurance
 | Provider | All Houses. | Sainsburys Home Insurance | Ask on application | £75 | TypeCover TypeContents and Building Insurance
LevelCover LevelStandard - Advance
DetailCover DetailWe cover the following as standard:
Damage, including: TV, video and audio equipment
Computer equipment
Underground pipes and drains
Underground tanks
Glass in furniture and mirrors
Sanitary ware Treasured possessions:
Additional cover starting from £5,000
Cover for high risk items such TVs, PCs, laptops, antiques and jewellery
We can also cover you for the following with an extra premium:
Accidental damage including:
DIY mishaps
Damage caused by pets
Spillages on carpets
Extended protection:
For personal belongings when you're away from home
For your children's belongings in student premises
Personal belongings:
Insure against loss and damage up to £1,500
Mobile phone cover up to £500
Includes cost of calls made between time of theft and reporting - up to £25
Includes cost of calls made to friends and family to give new mobile number - up to £25 | Online | If you have a nectar card | |
£30 Sainsbury's Gift Card for Nectar customers who buy new combined Buildings & Contents cover. Plus get Double Nectar points on Sainsbury's shopping for 2 years. Policy must remain live for 2 years. Terms and conditions apply. Underwritten by St Andrew's Insurance plc.
DETAIL INFORMATION >> | RestrictionsRestrictionsSee policy wording for exclusions
ServicesServicesWith the new specified items cover, detail your high-value / high risk items over £1,500 such as jewellery or audio - visual equiptment.
AdvantagesAdvantages1. £30 Sainsbury's Gift Card for Nectar customers who buy new combined Buildings & Contents cover. Plus get Double Nectar points on Sainsbury's shopping for 2 years. Policy must remain live for 2 years. Terms and conditions apply.
2. 15% discount when you buy combined buildings and contents cover
3. 5% discount when you buy online
4. 30% no claims discount if you have been claim free for 5 or more years
5. Multiple discounts will be applied consecutively to the reduced premium. Minimum premium applies.
6. We won't charge you interest on spreading the cost of your premiums over 12 months.
DisadvantagesDisadvantages1. Exclusions apply to this policy. |
Saga Home Insurance
 | Provider | See website for exclusions | Buildings Insurance and Contents Insurance | Depending on Policy | Ask on application | TypeCover TypeStandard Accidental Damage, Extended Accidental Damage, Cover Plus
LevelCover LevelComprehensive
DetailCover DetailAdditional Cover options available
1. Personal Belongings In and Away From Home Cover
2. Legal Expenses Cover
3. Domestic Emergency Cover
4. Garden Cover
5. Other Additional Cover Options | Online | Over 50’s | |
When you switch to a Saga Home Policy, they will pay any standard transfer charges which may be applied by your current insurer, up to £25. The Saga Home Insurance Policy offers a range of additional cover options, including Legal Expenses Cover, Domestic Emergency Cover and Identity Theft Cover.
DETAIL INFORMATION >> | RestrictionsRestrictionsSee website for terms and conditions
ServicesServices1. Saga will pay any standard transfer charges applied by your current insurer, up to £25.
2. A choice of cover levels
3. No forms to complete
AdvantagesAdvantages1. Automatic cover for buildings insurance, up to £500,000 and contents insurance up to £50,000.
2. New for old replacement of items if repair is not feasible, such as a broken mirror (including clothing and household linen with Cover Plus).
3. Full protection when your home is unoccupied for up to 60 days in a row.
4. 24 hour legal helpline.
5. Your switching fees paid
6. A range of additional cover options
7. A choice of cover levels
DisadvantagesDisadvantages1. There are maximum claims limits
2. Significant exclusions or limitations applying to buildings and contents insurance:
(a) The excesses shown in your Schedule.
(b) Cover may be restricted by an endorsement/clause shown on your policy Schedule. For example, theft cover may be restricted under contents cover unless certain security measures are in force.
(c) Damage caused by wear or tear, poor maintenance or anything which happens gradually
(d) Any losses or damage caused deliberately by you, or someone who you have given permission to be in your home. |
AXA Home Insurance
 | Provider | Building, Contents, Building and Contents | AXA Home Insurance | Ask on application | See policy details | TypeCover TypeBuilding, Contents, Building and Contents
LevelCover LevelStandard
DetailCover DetailBuildings insurance
With AXA building insurance you can be sure of high levels of protection, and still keep your costs low.
Cover your home for £500,000 or increase protection to £1million
All the main risks are covered, including fire, flood, theft, storm and water damage
Property owners liability cover included Free legal advice with our exclusive helpline
Free garden cover
Choose the cover that suits you with optional extras
Contents insurance
Home contents insurance cover represents the value of all belongings found in an average family home. But when we're talking about things you treasure, we know that nothing is average. Neither is our cover.
Contents insurance starts at £65,000, with a £12,000 single item limit
You can increase your cover to £85,000, with a £12,000 single item limit
Protect your possessions against all major risks including theft and damage by fire, flooding and lightning
Brand new replacements with our ‘new for old’ policy (except for clothes and linen)
Free legal advice with our exclusive helpline
Tailor your cover by choosing from our optional extras
Buildings & contents insurance
All the benefits of building insurance and home contents insurance combined, at a great value price. And in the unfortunate event that you have to make a claim, there's just one excess for the cover you've chosen. | Online, Tel | Policy document tailored just to you | |
Your home and its contents are your biggest investments so why not protect them with a household name you can trust, AXA.
With AXA home insurance, you can get a great value quote online and tailor your cover options to suit your needs so you don?t pay for anything you don?t need, helping you pay less. Access your policy online 24/7 with the reassurance of having dedicated UK claims handlers available should you need them.
Plus, you could get up to 40% discount when you buy buildings and contents insurance together when you have not made a claim for 5 years.
Why pay for what you don't need? Tailor your cover & save with AXA!
DETAIL INFORMATION >> | RestrictionsRestrictionsSee policy wording for restrictions
ServicesServicesPrint your policy documents as soon as you buy online
AdvantagesAdvantages1. A great value quote online in seconds
2. Tailor your cover options yourself so you pay less
3. Cover for up to £1million
4. Print your policy documents as soon as you buy online
5. Manage your policy 24/7 from your secure online account without ever needing to call
6. Talk to dedicated UK claims handlers
DisadvantagesDisadvantages1. Terms and conditions apply to this policy.
2. Check the exclusions in the Policy Wording.
3. If you make a claim you will have to pay an excess |
Swiftcover Home Insurance
 | Provider | You home must be maintained in a good state of repair
| Swiftcover Home Insurance | Ask on application | See policy details | TypeCover TypeBuilding, Contents, Building & Contents
LevelCover LevelStandard
DetailCover DetailBuildings insurance
Why pay for £1million of cover if you don't need it? Choose enough to cover the cost of re-building your home (not it's market value) and any outbuildings:
1. basic cover starts at £500,000 and can be increased up to £1million
2. covers all the main risks e.g. fire, flood, theft, storm and water damage
3. property owners liability
4. tailor-make your policy with optional cover
Contents insurance
Our basic level of cover represents the value of all the belongings you'd find in an average family home. A single item limit is included for high value items so you don't need to list them all separately:
1. basic cover starts at £50,000 and can be increased up to £75,000
2. covers all the main risks e.g. fire, flood, theft, lightning
3. £5,000 single item limit for high value items (can be increased to £7,500)
4. new for old cover (except for clothes and household linen)
5. tailor-make your policy with optional cover
Buildings & Contents insurance
Get all the benefits of a Buildings and a Contents policy, and when you buy them together there's only one policy excess to pay if you need to claim. Plus, get 20% off buildings and contents insurance when you buy today! | Online, Tel | Cheap home insurance | |
With swiftcover.com switching home insurance provider has never been easier. Buying your cover online means it?s quick and easy to protect your home. Your basic cover automatically includes all the most important features, but you can also add a number of optional extras to your policy, allowing you to tailor your cover to your exact needs. Your online policy wording only includes what you've bought so there's no confusion about the cover you have or what you are paying for.
DETAIL INFORMATION >> | RestrictionsRestrictionsYou cannot have been made bankrupt in the last two years
ServicesServicesThere are three types of cover – Buildings insurance, Contents insurance and Buildings & Contents insurance.
AdvantagesAdvantages1. Get a simple, fast quote
2. Manage your policy online 24/7
3. Tailor your cover to your exact needs
4. Plus, get 20% off when you buy buildings and contents cover
DisadvantagesDisadvantages1. Terms and conditions apply to the policy.
2. You have to pay an excess when you make a claim. |
Swinton Home Insurance
 | Broker | No claims | Swinton Home Insurance | Broker | Varies | TypeCover TypeContents only, Buildings only or a Combined policy.
LevelCover LevelStandard
DetailCover Detail1. Up to 1/3 off
2. £500,000 buildings cover as standard
3. £50,000 contents cover as standard
4. Cover for flood and storm damage
5. Up to 30% no claims discount | Online, Tel, Branch | Cheap home insurance | |
Swinton provide cheap insurance and give you complete peace of mind. They offer you up to 1/3 off, £500,000 buildings cover as standard and £50,000 contents cover as standard, Cover for flood and storm damage and up to 30% no claims discount. You can tailor your cover to suit you.
DETAIL INFORMATION >> | RestrictionsRestrictionsSee Policy Wording for exclusions and restrictions
ServicesServicesWhichever policy you decide to purchase you can choose to tailor your policy to suit your needs and requirements you can add additional accidental damage personal possessions cover so that your possessions are covered away from the home and even change the amount of excess you pay
AdvantagesAdvantages1. Up to 1/3 off
2. £500,000 buildings cover as standard
3. £50,000 contents cover as standard
4. Cover for flood and storm damage
5. Up to 30% no claims discount
DisadvantagesDisadvantages1. Contents limit of up to £50,000 and a Buildings limit of up to £500,000
2. Restrictions and exclusions apply. |
Kwik Fit Home Insurance
 | Provider | 5 bedrooms as standard | Kwik Fit Home Insurance | Varies | £50 - £500 | TypeCover TypeBuildings and Contents
LevelCover LevelStandard
DetailCover DetailBuildings Insurance - This covers:
*The structure of your home including any gates, hedges and walls.
*Structures within the boundaries of your home such as garages and sheds.
*All permanent fixtures and fittings such as kitchen units, fitted wardrobes and bathroom suites.
*You are covered against fire, storm or flood, theft, malicious persons or vandals, subsidence and escape of water.
This also includes:
*Free replacement of locks if your keys are stolen - up to £500
*Accidental damage to glass and sanitary ware
*Up to 20% of the buildings sum insured to pay for the cost of alternative accommodation if the home cannot be lived in because of loss or damage.
Optional Accidental Damage Cover
For extra peace of mind, you can choose to add our Accidental Damage cover to your buildings cover. This will cover accidental damage to your home (e.g. drilling through a pipe or putting your foot through the ceiling while in the loft)
Contents Insurance - This covers
Only items within the household are insured. If you want cover outside the home, you will need Personal Possessions cover (see below).
*All household goods *Valuables - items over a certain value will need to be specified *Money in the home including unauthorised use of any cards - up to £250 *You are covered against fire, storm or flood, theft, malicious persons or vandals, subsidence and escape of water.
This also includes:
*Accidental damage to any home entertainment equipment e.g. TVs, DVD players, hi-fis and home computers
*Accidental breakage of mirrors and fixed glass in furniture
*Freezer contents - up to £500
*Contents in the garden - up to £500
Optional Accidental Damage Cover
For extra peace of mind, you can choose to add our Accidental Damage cover to your contents cover.
This will cover any accidental damage to, e.g. your carpets, curtains, furniture, etc. It would also cover mishaps such as knocking over an ornament or vase.
Optional Personal Possessions Cover
This provides you with cover for your personal belongings (including pedal cycles), money and valuables away from the home. Well even cover them anywhere in the world for up to 60 days a year.
Policy terms, conditions and exclusions apply to all of the above. These can be found in the policy wording.
| Online, Tel | Building and contents insurance | |
Kwik Fit Insurance protects your contents and building for the unexpected. If you take out combined buildings and contents cover you will receive a 15% discount. It only takes a few moments to get quotes, all you need to do is enter your details online.
DETAIL INFORMATION >> | RestrictionsRestrictionsExclusions and limitations apply to all policies
ServicesServices£20 virgin wine voucher with every quote.
AdvantagesAdvantages1. Up to 15% online discount on combined cover
2. New for old contents cover
3. Up to £500 free replacement locks
4. Up to £500 freezer contents cover
5. Up to £500 garden contents cover
DisadvantagesDisadvantages1. Reduction for wear and tear on clothing, furs and linen.
2. Exclusions and limitations apply to all policies.
3. You must apply to obtain a quotation |
American Express Home Insurance
 | Provider | Must be in the UK | American Express Home Insurance | Varies | Varies | TypeCover TypeBuildings and Contents
LevelCover LevelStandard - Prestige
DetailCover DetailAmerican Express Home Insurance can offer a wide range of different options so that you can make your policy as individual as your home. On top of the standard policy, you can opt for Home Emergency Cover, Family Legal Expenses and even Key Cover – if you ever drop yours down a drain. | Online | Buildings insurance to meet the costs of repairing or rebuilding your home | |
It's not just the flat screen TV and grandfather clock that need insuring. With American Express Standard Buildings and Contents insurance, you can be sure that your favourite chair, your dog's bed, and even your personal identity are all fully protected. Apply online.
DETAIL INFORMATION >> | RestrictionsRestrictionsThere is a strict Acceptance criteria
ServicesServicesKey Protection Cover is only valid for the period of home insurance
AdvantagesAdvantages1. Buildings insurance to meet the costs of repairing or rebuilding your home
2. Home contents insurance to replace damaged or stolen items - including cash
3. Personal Identity Theft cover included to protect your details if stolen
4. 24/7 concierge service to help on a full range of topics and services from forwarding forgotten items, gift and luxury item delivery to current event information and route planning
5. Additional discount when purchasing a combined building and contents policy
6. optional extras available such as 24/7 Home Emergency cover – providing assistance during unforseen events such as burst pipes, electrical faults and boiler breakdowns
DisadvantagesDisadvantages1. Key Protection Cover is only valid for the period of home insurance.
2. No refund of premium is allowable upon cancellation after the initial 14 day cooling off period. |
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