HOME INSURANCE (Home Insurance Brokers)

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Please see a list of companies that offer home insurance below for you to compare. You can find home insurance providers that offer standard home insurance or combinations for home and contents. There are lots of options for home insurance cover so take as much time as you need to find a service which suits your personal situation. For instance, you might be looking for a home insurance policy which includes cover for accidental damage if you have small children. The 'get a free insurance quote' button gives you access to the Seopa Insurance quote system which offers access to additional insurers from those listed in the table below. www.whichwaytopay.com is owned by Which Way to Pay Limited, who are an Introducer Appointed Representative of Seopa Ltd. The insurance quote system is owned and operated by Seopa Ltd, who are authorised and regulated by the FSA, number 313860. For more information please see disclaimer.

Search Report: ALL  Home Insurance Providers  Home Insurance Brokers

If you wish to speak to someone: Contact Us or Enquiry Line: +44 (0) 207 386 5300

PROVIDERTYPE

TYPE

Broker or Provider

HOME INFO

HOME INFO

Home information necessary

POLICY

POLICY

Details of the insurance policy

COST

COST

Cost of policy

EXCESS

EXCESS

An excess is a payment you have to make if you decide to claim on your policy

COVER

COVER

Details of cover available

METHODS

METHODS

Application Methods available

SUITABLE

SUITABLE

Who insurance is suitable for

RESTRICTIONS

RESTRICTIONS

Restrictions for applicants

MORE INFO

Age UK Home Insurance
Age UK Home Insurance

BrokerIs not a Grade 1 listed buildingAge UK Home InsuranceFrom £147£45Type

Cover Type

Contents and Building Insurance


Level

Cover Level

'New for Old' cover


Detail

Cover Detail

Significant exclusions

Buildings Insurance
Loss or damage caused by weight of snow. Storm or flood loss or damage to gates or fences. Subsidence caused by settlement unless the settlement is caused by subsidence of the site on which buildings stand.

Contents Insurance
Loss or damage caused by weight of snow. Theft or attempted theft when your home or any part of it is lent, let or sublet to or occupied by someone who is not a member of your family, unless force causing damage to the main building of the home was used to get in or out of the building.

General policy exclusions applicable to all sections and optional extras
Property more specifically covered by another policy of insurance. Any criminal or deliberate act by you or your family.

OnlineSuitable For

Suitable For

Designed for people over 50 years old

Restrictions

Restrictions

Cover cannot be provided if you or anyone living with you has: had a previous insurance subjected to increased terms or conditions or cover withdrawn or refused been declared bankrupt or has a current County Court Judgement made against them which has not been discharged (bankruptcies which have been discharged, and CCJs that have been paid in full or are more than 6 years old do not count).

Age UK Home Insurance
5 Star rated home insurance from just £147. Age UK understands how important home insurance is. That’s why they offer great value home insurance you can rely on – with no hidden fees. Age UK Home Insurance is provided by Ageas Insurance Limited. DETAIL INFORMATION >>Services

Services

Buildings and Contents insurance


Advantages

Advantages

1. Pay by interest free instalments at no extra cost (0% APR Representative)
2. A standard claims excess of just £45† (conditions apply)
3. Award-winning customer service^
4. Choice of buildings or contents cover or both
5. 'New for old' cover
6. Switch to Age UK Home Insurance and get a cancellation refund of up to £40


Disadvantages

Disadvantages

Cover cannot be provided if you or anyone living with you has:

1. had a previous insurance subjected to increased terms or conditions or cover withdrawn or refused
2. been declared bankrupt or has a current County Court Judgement made against them which has not been discharged (bankruptcies which have been discharged, and CCJs that have been paid in full or are more than 6 years old do not count).

GSI Home Insurance
GSI Home Insurance

BrokerHome and contentsGSI Home InsuranceDepending on policy chosenAsk on applicationType

Cover Type

Home and content


Level

Cover Level

Various


Detail

Cover Detail

Different policies available for home and content, holiday homes and home with claims

OnlineSuitable For

Suitable For

Home owners and tenants

Restrictions

Restrictions

Ask on application

GSI Home Insurance
At GSI we search our large panel of home insurance providers, saving you time and money. We have access to some of the biggest names in home insurance, many of whom pass on special broker discounts to us which we pass on to our customers. We pride ourselves in our customer service levels to ensure that if you buy a home insurance policy through us, it?s as seamless as possible. Get a quote now! DETAIL INFORMATION >>Services

Services

Telephone advice, online calculator


Advantages

Advantages

1.Personal service
2.Quick and easy
3.Big choice


Disadvantages

Disadvantages

No info about costs on website

Quoteline Direct
Quoteline Direct

BrokerVarious policiesDependent on ProviderDependent on ProviderDependent on ProviderType

Cover Type

Dependent on Cover


Level

Cover Level

Dependent on Cover


Detail

Cover Detail

Cover for a variety of needs including: subsidence insurance, flood risk insurance, unoccupied property insurance, high value home insurance and insurance for listed buildings

Fill out a simple form onlineSuitable For

Suitable For

To give an instant quote on household insurance

Restrictions

Restrictions

Dependent on Cover

Quoteline Direct
Insure your house with Quoteline Direct and save at least 10% against your current insurers renewal premium with similar cover. With more than 40 years' experience Quoteline Direct is one of the country's leading household insurance brokers. Whether you're looking for buildings insurance, contents insurance or a combined home insurance policy; we can find the right cover at the right price. Our online quotation engine searches hundreds of policies from the biggest names in UK insurance to give you an instant quote. In fact, we are that confident in our service that we guarantee a 10% saving on your current home insurance renewal with similar cover, subject to normal underwriting criteria. DETAIL INFORMATION >>Services

Services

1. Buildings insurance, contents insurance or a combined home insurance policy


Advantages

Advantages

1. Save at least 10% against your current insurers renewal premium with similar cover
2. Access to a wide range of policies means they can provide cover to suit everyone's needs: from first-time buyers to retired professionals
3. Security conscious customers may be eligible for additional discounts by fitting smoke/ burglar alarms or joining a Home Watch scheme
4. Switch to Quoteline Direct and they can usually repay the £25.00 administration fee charged by banks and building societies
5. Call the 24-hour claims helpline to get help when you need it most.
6. Aim to settle claims as quickly as possible with a minimum of fuss
7. Choose from a number of payment options, including direct debit (details available on request)


Disadvantages

Disadvantages

1. Policy alterations including cancellation fee up to £26

If you wish to speak to someone: Contact Us or Enquiry Line: +44 (0) 207 386 5300

Compare Home Insurance

Home insurance protects your house and what’s inside as well as your finances. Get the peace of mind that your most valuable asset is protected with an insurance policy.

Why do you need Home Insurance?

Getting insurance for your home is very important especially as it is probably the most expensive thing that you own. We cannot predict the future but by taking out a home insurance policy you will have the peace of mind that should something happen to your home and belongings you are financially protected. Imagine if you didn’t have insurance and something was to happen to your home. How would you pay to replace the things you own?

Home insurance covers for a wide range of eventualities and risks. Wherever you live or whatever the size of your home you can find policies that can be tailored to suit your situation. There are even home insurance policies to cover you if you are not the owner of your home or flat.

What are the types of Home Insurance?

Home insurance can be split into two types of cover – Building Insurance and Contents Insurance. You can also find home insurance for landlords and tenants and other specialist insurance policies.

Home insurance covers any physical damage to your home caused by events such as fire, smoke subsidence, weather, natural disasters, flooding, explosions and burglary. You can get home insurance cover for not only your home but also any outbuildings, gardens, swimming-pools, tennis courts and fences.

You can also get cover for all of the things in your home such as furniture, clothing, electrical equipment and bikes for things like theft, breakage, damage from pets and vandalism. If you have particular valuables that you want extra protection for such as jewellery, art or anything that is of a particularly high value you should make sure that they are covered by any policy that you are considering.

How much will a policy cost?

The cost of home insurance can widely vary. The premium you will pay will depend on the insurer you go for and the policy you choose.

Insurers may take into consideration what home security you have in place to decide how much to charge you. With this in mind you can keep premiums down by installing quality locks on your windows and doors, fitting alarm systems and putting outside lighting in place. These features of home insurance will reduce the chances of you being a victim of burglary which should lower your premiums. Also fitting smoke alarms and investing in insulation which will help prevent pipes freezing can help.

Bear in mind by adding additional features onto your policy will increase premiums. To keep premiums down make sure you are only covered for the things you want and for nothing that you don’t need. However, remember that the cheapest insurance is not necessarily the best because it is likely to offer the lease amount of cover.

Choosing the best Home Insurance policy

As home insurance is such a necessity there are many insurers on the market vying for your business which can make the task of find a policy very daunting. It is important that you take the time to research the market to see what’s on offer. You can use the table above to compare different home insurers and weigh different policies against each other. The aim is to find a comprehensive policy that covers your entire needs at the most competitive price.

When deciding on a policy ensure you choose an insurer that can offer you a tailor made policy designed to suit your needs and one that will be able to offer support and help should you need to make a claim. Many insurers offer a free quote so it makes sense to collate as many as you can.

Before you apply make sure you read the terms and conditions fully and that you have an entire breakdown of how much a policy will cost you because some insurers can add on admin fees that can be expensive.

HOME INSURANCE - LATEST NEWS News and Charts

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When we make the decision to purchase a property to rent it will probably be one of the biggest investments we ever make . Therefore we need Landlords Insurance.

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18 February 2014
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Insurers say thousands of homes on the Somerset Levels, the areas worst hit by the storms and flooding, could be affected by the loophole in the new flood insurance scheme.

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Has your home been damaged with the recent storms? Check your home insurance policy to see if you are covered.

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Let Endsleigh find the best policy for you to protect your house or its contents …or both!

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Does your Home Insurance and Car Insurance cover you against extreme weather?

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With the recent extreme weather and storms that have hit Britain, we seem to be suffering the effects on a more regular basis. Here is your insurance policy explained.

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