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DIRECT LINE LANDLORD INSURANCE
Direct Line Landlord Insurance (Landlord Insurance)
        
Direct Line Landlord Insurance is perfect for landlords, buy-to-let owners or management companies who own or manage residential properties and are responsible for insuring the building or freehold with tenancy agreements of six months or more. They offer a range of protection including buildings cover as well as public and property owners’ liability up to £2m. Plus we guarantee to beat any quote for the same cover. Please read the terms and conditions of the policy carefully before you apply. Please click for more info.
Location: UK
Advantages:
1. A range of protection including buildings cover as well as public and property owners' liability up to £2m
2. Public liability - Protection in the event your tenant claims against you for an injury, and you are found to be legally liable. Public liability insurance will cover costs associated with legal action
3. Contents only cover for landlords with leasehold properties, such as flats, where the buildings insurance may already be arranged by a freehold management company
4. Alternative accommodation costs following an insured event, for example a flood or fire (up to 20% of the rebuild value of your property)
5. Glass and locks replacement
7. Accidental damage to your property
Disadvantages:
1. Exclusions and limitations apply. See Policy Wording for details.
Services:
As well as increasing many of the above limits you can extend cover to include: Landlords contents insurance, including those contained within communal areas Loss of rent following an insured event Employers' liability

Landlord Insurance Type: Landlord Insurance Provider
Landlord Information:
Landlords, buy-to-let owners or management companies

Policy Name: Direct Line Landlord Insurance
Policy Cost: Available at £16.55 per month
Policy Excess: From £100

Cover Type: Buildings cover as well as public and property owners liability
Cover Level: Standard
Cover Detail: Standard Cover
Buildings: cover against damage to your building including fixed glass and landlord's fittings, arising from perils such as fire, flood and theft
Accidental Damage to your buildings: this provides cover for damage caused: to underground drains, pipes and cables
to fixed glass and sanitary ware
to the structure as a result of an accident e.g. drilling through power cables or water pipes
(please note: this policy does not cover theft or malicious damage by tenants and persons lawfully on the premises)
Public liability: up to £2m of cover for compensation payable arising from injury to third parties or damage to their property caused by you in the course of your business and for which you are held legally liable. You can increase the limit of cover if required.
Optional Covers
Landlord's Contents: cover for fixtures and fittings, furniture, furnishings, utensils and domestic appliances belonging to you arising from perils such as fire, flood and theft. Also, if you take out Landlord's Contents Cover, you automatically get Accidental Damage to Contents as standard. This covers you for:
Accidental damage to furniture, furnishings, utensils and domestic appliances belonging to you as the Landlord
breakages to mirrors and glass
day-to-day accidents such as paint or wine spillages
(please note: this policy does not cover theft or malicious damage by tenants and persons lawfully on the premises)
Rent Receivable: cover against loss of rental income caused by damage to your property, plus reasonable additional expenses to mitigate the effects of the damage you suffered. Cover includes provision of alternative accommodation and up to £10,000 and book debt cover.
Employers' liability: up to £10m of cover against compensation claims by your employees injured in the course of employment by you where you are held legally liable, as well as expenses and legal costs arising from such an injury.
Personal Accident: benefits are payable in the event of the death or temporary or permanent disablement of specified employees arising from an accident.
Equipment Breakdown: cover against direct physical damage to equipment resulting from breakdown, building collapse or events such as boiler explosions.
Interested? Why not get a Landlord Insurance quote!
Terrorism Insurance: if you would like to add cover against damage to property and loss of income as a result of an act of terrorism to your Residential Landlord Insurance please call us on 0845 301 4827.

Suitable For:
For landlords, buy-to-let owners or management companies
Restrictions:
18s and over.
Availability:
If you find a cheaper landlord insurance quote for the same cover, they will beat it - Guaranteed
Discounts:
Not stated

Application Methods: Online, Tel
Underwriter: Direct Line Insurance plc.
Pay Monthly: Yes
        
REVIEWS
Direct Line Landlord Insurance (Which Way To Pay - 24/7/2013)
Direct Line Landlord Insurance is ranked 3 out of 5. Based on 1 review.

3 Star Rating

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