LANDLORD INSURANCE 

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Regular home insurance does not adequately cover a landlord, who rents out their property to tenants. Because the landlord is taking on the risk that they may not be able to receive income on the property, it is wise to ensure that if that 'worst-case scenario' does take place, they have a good landlord insurance policy to deal with the financial fallout. For instance, if a dispute arises between the tenant and the landlord aspects like this can be included in a good landlord insurance policy. The 'get a free insurance quote' button gives you access to the Seopa Insurance quote system which offers access to additional insurers from those listed in the table below. www.whichwaytopay.com is owned by Which Way to Pay Limited, who are an Introducer Appointed Representative of Seopa Ltd. The insurance quote system is owned and operated by Seopa Ltd, who are authorised and regulated by the FSA, number 313860. For more information please see disclaimer.

Search Report: ALL     Landlord Insurance Providers     Landlord Insurance Brokers

If you wish to speak to someone: Contact Us or Enquiry Line: +44 (0) 207 386 5300

PROVIDERTYPE

TYPE

Broker or Provider

PERSON INFO

LANDLORD INFO

Landlord and property information necessary

POLICY

POLICY

Details of the insurance policy

COST

COST

Cost of policy

EXCESS

EXCESS

An excess is a payment you have to make if you decide to claim on your policy

COVER

COVER

Details of cover available

METHODS

METHODS

Application Methods available

SUITABLE

SUITABLE

Who insurance is suitable for

RESTRICTIONS

RESTRICTIONS

Restrictions for applicants

MORE INFO

Simple Landlord Insurance
Simple Landlord Insurance

ProviderComprehensive range of properties - all sizes, ages, conditions and locations.Simple Landlord InsuranceFrom £9 a monthVariesType

Cover Type

Landlord Buildings Insurance and Buy to Let Insurance


Level

Cover Level

Standard


Detail

Cover Detail

1. Up to £2 million Buildings Insurance Cover
2. Up to £75,000 Contents Cover
3. Landlords Legal Liability with £2 million cover as standard
4. Free Accidental Damage Cover on Buildings Insurance
5. Loss of Rent Cover
6. Alternative Accommodation Cover
7. Legal & Professional Fees Cover
8. Home Emergency Cover

OnlineSuitable For

Suitable For

If you are renting out your property

Restrictions

Restrictions

Exclusions apply - see policy wording for details.

Simple Landlord Insurance
Landlord Insurance is perfect for you if you are renting out your property. If you are looking for a better deal and want to keep it simple then apply for a quote online in a few minutes. This landlord insurance solution provides you with 24/7 access to managing your policy online. Please remember that insurance policies vary and it is important to read the terms and conditions before you purchase anything to ensure that you are covered. If you need more information please don't hesitate to contact the company who will be able to answer any questions. DETAIL INFORMATION >>Services

Services

Free Accidental Damage Cover on buildings


Advantages

Advantages

1. Save up to 40%!
2. No broker fees!
3. Free Accidental Damage cover included with all buildings insurance!
4. Manage your policy online 24/7.
5. offer cover for a wide range of tenants types, some of which are often declined by other landlords insurance providers.


Disadvantages

Disadvantages

1. Be sure to read policy document for exclusions that may apply.

Quoteline Direct
Quoteline Direct

BrokerProperties let to all sorts of tenantsQuoteline Direct Landlord InsuranceAvailable at £61.13 per month£50 - £1000Type

Cover Type

Building, Contents and Buildings and Contents


Level

Cover Level

Standard


Detail

Cover Detail

Varies according to policy

OnlineSuitable For

Suitable For

If you would like to protect your investments

Restrictions

Restrictions

Ask on application

Quoteline Direct
Quoteline Direct is an insurance broker with a difference who offer competitive packages which you will not find anywhere else. They negotiate directly with the biggest names in the business and guarantee that if their quote isn't at least 10% cheaper than your renewal call them and they guarantee to make it 10% cheaper. Please remember that insurance policies vary and it is important to read the terms and conditions before you purchase anything to ensure that you are covered. Please click for more info. Please remember that insurance policies vary and it is important to read the terms and conditions before you purchase anything to ensure that you are covered. If you need more information please don't hesitate to contact the company. DETAIL INFORMATION >>Services

Services

1. 24/7, 365 day Home Emergency Assistance covering problems such as failures to the Electrical system, heating or hot water supply, plumbing and drainage problems, gutters and downpipes, security and glazing, pest contamination. For less than £25 per year and up to £1,000 per claim for parts and labour
2. Landlord's Legal Expenses providing up to £25,000 cover for incidents such as Tenant eviction proceedings, property disputes, defence against criminal prosecutions
3. Rent guarantee can also be added to the Legal Expenses policy providing cover for rent arrears where you are evicting the Tenant


Advantages

Advantages

1. At least 10% cheaper guaranteed - if our quote isn't at least 10% cheaper than your renewal call us and we'll guarantee to make it 10% cheaper
2. Cover provided for the damage caused by the tracing of leaks
3. You decide exactly what type of policy you need; whether it's buildings insurance, contents insurance or a combined policy
4. Access to a wide range of specialist policies
5. A number of our insurers award sizeable discounts for claim free years; great news for first-time landlords
6. There's no paperwork to fill in; which means that we can arrange instant cover
7. Choose from a variety of payment schemes, including Direct Debit (details available on request)
8. We can cater for properties let to all sorts of tenants e.g. professionals, students, DSS tenants. Also properties let direct to universities and companies


Disadvantages

Disadvantages

1. If you make a claim you will have to pay an excess
2. Fees and charges are not disclosed until you have made an application

Axa Landlord Insurance
Axa Landlord Insurance

BrokerRental properties and tenantsAxa Landlord InsuranceGet a quoteAsk on applicationType

Cover Type

Property insurance


Level

Cover Level

Tailor made policies


Detail

Cover Detail

Protection for up to 10 properties Property owners' liability for up to £10 million, Glass and keys replacement cover, Underground pipe and cable cover, Trace and access cover, Cover to re-house your residential tenants after a flood or fire.

OnlineSuitable For

Suitable For

Rental property

Restrictions

Restrictions

Ask on application

Axa Landlord Insurance
No matter if you let your properties to your own family or members of the public – without insurance you could be faces with serious financial consequences if anything goes wrong, because house insurance alone is not enough: Protect your rental property with peace of mind where you need it most. Buy online, and you’ll get 10% off too. DETAIL INFORMATION >>Services

Services

Buy and manage AXA policies online in your My AXA Accoun,


Advantages

Advantages

1. Many covers available
2. Protection for up to 10 properties


Disadvantages

Disadvantages

Info on costs only after applying for quote

If you wish to speak to someone: Contact Us or Enquiry Line: +44 (0) 207 386 5300

Compare Landlord Insurance

Landlord insurance is insurance for anyone who rents out their property to paying tenants.

What is Landlord Insurance?

Landlord insurance exists to protect landlords during certain circumstances where they could be liable. Whether you are a single landlord renting out a second home, or a large-scale property investor with a large portfolio of properties under your belt, landlord insurance is really important if you want to ensure that your money and investment is protected

Landlord insurance is used for a variety of reasons. If legal expenses are necessary landlords will be compensated for any legal fees. If the property is damaged landlord insurance will help cover the costs to repair the damages and can compensate the landlord for any loss of rent.

What is covered?

Landlord insurance covers the physical building itself against events such as fire, smoke, weather damage, burglary, flooding and vandalism. You can also get cover for the contents within the building such as appliances and furniture. A policy can help you with the costs of repairing the property whether extensive or minor.

Liability cover is an essential aspect of a landlord insurance policy and many providers offer cover of up to £2 million.

Finding the right policy

When you take out any insurance the policy must be carefully reviewed so you understand exactly what is and is not covered. You could find that coverage may be limited to damage of the interior or exterior of the property.

There is a variety of coverage available so you should consider your different options carefully before purchasing a policy. You can use the table above to compare different products to help you find the policy best suited to you and your needs. Always read the terms and conditions fully and watch out for any hidden administration fees that can be expensive.

LANDLORD INSURANCE - LATEST NEWS News and Charts

Making sure landlords are covered when renting out there property. Look at different Landlords Insurance products.

16 July 2015
Which Way To Pay

When we make the decision to purchase a property to rent it will probably be one of the biggest investments we ever make . Therefore we need Landlords Insurance.

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Let The Property Insurers find the best Landlord Insurance for you

27 November 2013
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Home Insurance alone does not protect you if you rent your property to tenants!

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Are You A Landlord?

05 July 2011
Which Way to Pay

Normal home insurance does not always cover you if you rent your property to paying tenants. Landlord Insurance could be for you if are renting out a second home, or if you have multiple properties.

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