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DEBENHAMS LIFE INSURANCE
Debenhams Life Insurance (Life Insurance)
        
Debenhams provide you with Life insurance from as little as 5 each month. You can be covered against funeral costs, credit card or personal loan debts, finance to help your family maintain their lifestyle, for your dependents future education or to pay off your mortgage. You will also receive a 50 Debenhams gift card to use in store or online too. Please make sure that you reaad the terms and conditions of this insurance policy carefully before you make a purchase. It is important to make sure that you are fully covered.
Location: UK
Advantages:
1. Instant online quote.
2. Cover from 5 a month.
3. Various cover to choose from.
4. 50 Debehnhams giftcard you can use in store or online.
Disadvantages:
1. Exclusions and limitations apply to policy.
2. You need to apply to obtain quotation
Services:
Your premium will depend on your individual circumstances and the level of cover you choose to provide.

Life Insurance Type: Life Insurance Provider
Person Information:
Permanently resident in the UK

Policy Name: Debenhams Life Insurance
Policy Cost: From 5 per month
Policy Excess: Varies

Cover Type: Level Term, Level Term with Critical Illness, Decreasing, Decreasing with Critical Illness, Critical Illness Cover
Cover Level: Standard
Cover Detail:
1. Life Level Term Insurance
2. Life Level Term Insurance with Critical Illness Cover
3. Mortgage Life Insurance
4. Mortgage Life Insurance with Critical Illness Cover
5. Critical Illness Cover
Life Level Term
Life Level Term Insurance has an amount of cover which remains the same throughout the term of the policy. You decide the number of years you wish the policy to be in force and the level of cover you require at the outset. This policy will pay out on the death of the insured, or if critical illness cover is added, on the diagnosis of a specified critical illness. Whichever occurs first.
Mortgage Life Insurance
The amount of cover which a Mortgage Life Insurance policy provides decreases in line with the outstanding balance on a standard repayment mortgage. You choose the length of the policy (which is usually the same as the remaining years on your mortgage) and the initial level of cover at the outset. This policy will pay out on the death of the insured, or if critical illness cover is added, on the diagnosis of a specified critical illness. Whichever occurs first.
Critical Illness Cover
A Critical Illness policy pays out a lump sum upon diagnosis of a serious illness that is specified in the policy. The term and sum to be insured are decided at the outset. If a critical Illness is diagnosed during the specified term then the sum insured is paid out.
All the above policies can be set up on a single or joint life basis. If a claim has not been made before the end of the term then the plan ceases and nothing is paid out. There is no cash in value at any time. If a claim is made then the policy ceases. In the case of Joint Life policies, cover will cease following the first claim from either life.
Long Term Income Protection (PHI)
Long Term Income Protection Insurance also known as Permanent Health Insurance is designed to pay you a regular income if an illness or injury prevents you from working. The income can be paid for as long as you are unable to work through accident, sickness or until the end of the policy term. This product has no investment content and has no cash in value at any time.


Suitable For:
If you are in good health
Restrictions:
See terms and conditions for limitations and exclusions.
Availability:
You do not require 'Waiver of Premium' cover.
Discounts:
50 Debenhams giftcard

Application Methods: Online
Underwriter: Ask on application
Pay Monthly: Yes
        

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