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THE POST OFFICE
The Post Office (Life Insurance)
        
The Post Office provides you with cheap insurance so you can leave your family a cash sum when you die. Receive cover from as little as 5 a month and choose level cover for a fixed sum or decreasing cover. Voted your money best direct life insurance provider 2 years running (Your Money Direct Awards 2008, 2009 & 2010).
Location: UK
Advantages:
1. Cover from as little as 5 a month1
2. Your premium won't increase
3. Choose level cover for a fixed lump sum, or decreasing cover
4. Cover up to 500,000
5. Voted Your Money Best Direct Life Insurance Provider 2 years running (Your Money Direct Awards 2008, 2009 & 2010)
Disadvantages:
1. You have to pay an excess when you make a claim.
2. Restrictions apply.
3. Payments are based on a number of factors, including the level, type and length of cover, medical history, your age, gender and whether you smoke
Services:
Financial help for your family if you die

Life Insurance Type: Life Insurance Provider
Person Information:
Aged 18 - 66 years old

Policy Name: The Post Office Life Insurance
Policy Cost: From 5 per month
Policy Excess: Ask on application

Cover Type: Level Term & Decreasing Term
Cover Level: Fixed lump sum or decreasing cover
Cover Detail:
Level term
Benefit stays level over time
Flexible - pay off debts or maintain your family's lifestyle
Decreasing term
Benefit decreases over time
This cover decreases broadly in line with a repayment mortgage, although it can be used to cover any reducing liability. As the Sum Assured reduces over time the premiums are cheaper than level cover

Suitable For:
Cheap life insurance
Restrictions:
You must be between the ages of 18 - 66 to apply.
Availability:
You must be between 18 and 66 and a UK resident
Discounts:
N/A

Application Methods: Online, Tel
Underwriter: Aviva Life & Pensions UK Limited
Pay Monthly: Yes
        

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