OVERSEAS MORTGAGE BROKERS
If you are looking for an overseas mortgage to buy a property or home abroad, whether for investment or to live, you should consider using a mortgage broker to help you find a good mortgage. Overseas mortgage companies will help you get a good rate on your mortgage and handle all the paperwork. With one of the services listed below not only will they be fully knowledgeable on the local market and be able to speak the language but they will be able to offer you support and advice whenever you need. There are many overseas mortgage companies available so you should take the time to research the market. You can use the table below to compare different services to help you find the one that best suits you. Once you have found the right service for you simply click on the 'Apply' button by the overseas mortgage broker and you will be provided with a form asking for details, and an overseas mortgage agent will call you back as soon as possible.
REMEMBER: If you are sending money abroad, for deposits or solicitor's fees, consider using a Foreign Exchange Specialist to get the best exchange rates.
What country are you interested in:
| PROVIDER | LOCLOCLocation and license | APP FEEAPP FEEApplication Fee | COMP FEECOMP FEECompletion Fee | LOAN MINLOAN MINMinimum loan | LOAN OPTIONSLOAN OPTIONSOptions available regarding loan | LANGUAGESLANGUAGESAvailable in which languages | UKUKUK mortgages approved | COMMERCIALCOMMERCIALCommercial mortgages approved | COUNTRIESCOUNTRIESCountries mortgages available | MORE INFO |
International Private Finance | London UK (Consumer Credit License) | £200.00 | 0.0% | €100000 | Purchase, Post-Finance, Construction, Re-Financing, Capital Raising. | English, French, Spanish, Italian, Portuguese |  |  | 7 |  |
| IPF provides a bespoke overseas mortgage brokerage service to individuals and partners. Our bi-lingual consultants provide access to the widest range of products from a strong panel of lenders. Before you apply for an overseas mortgage it is important to consider your financial circumstances carefully and if it is possible you should seek expert financial advice. Always read the terms and conditions carefully. Overseas mortgages are serious financial products and research should go in before they are applied for. DETAIL INFORMATION >> | TermsTermsSee web site for details Advantages Advantages1. Professional supportive service for customers new to the market.
2. Multiple language speakers enables IPF to get the best deals from foreign banks with more options available.
3. Low fees for customers only £200
4. Quote in 24 hours, online application
5. Online best buy tables and mortgages calculator
6. Many loan options and exclusive discounts available Disadvantages Disadvantages1. €100000 minimum loan can exclude smaller properties purchases.
2. No 24 hour support
3. Doesn't offer foreign mortgages globally | |||||||||
The Mortgage Explorer | UK (FSA) | £0.00 | 1.0% | £100,000 | Various depending on lenders, countries and currencies. | English, French | | | 14 | |
| International Overseas Mortgage Broker Specialist. We are truly individual overseas mortgage brokers specialists and we research the whole market. We believe to the only firm who offers a choice between various types of lenders i.e. International, offshore and local national banks. This in turn provides the client with a choice between currencies, types of rate,fees and criteria, We have contacts with many local based solicitors, accountants, and financial experts in the many countries that we arrange mortgages in. DETAIL INFORMATION >> | TermsTermsOffers fiffer depending on lenders. Advantages Advantages1. International, offshore, and local banks.
2. Lending in various major currencies, USD, Euro, CHF, Yen, GBP Aus $, Canadian $. Disadvantages Disadvantages1. 70% on average. | |||||||||
Viva Costa International | Newcastle upon Tyne UK (Consumer Credit License) | £199.00 | 1.0% | €50000 | Purchase, Renovations, Post-Finance, Construction, Re-Financing, Capital Raising, Leaseback developments | English, Spanish | | | 11 | |
| Viva Costa is an overseas mortgage broker who have been providing overseas mortgages since 2000. Our underwriter will guide you through the process of arranging your overseas mortgage to ensure the purchase or remortgage of your property goes smoothly. Completion Fee depends on country ranges from 0% to 1%. Before you apply for an overseas mortgage it is important to consider your financial circumstances carefully and if it is possible you should seek expert financial advice. Always read the terms and conditions carefully. DETAIL INFORMATION >> | TermsTermsSee website for details. Advantages Advantages1. Professional supportive service for customers.
2. Personalised service.
3. Flexibility.
4. Over 35 years of experience with international mortgages within the team.
5. Multiple language speakers.
6. Access to exclusive deals.
7. Quote in 48 hours. Disadvantages Disadvantages1. €50000 minimum loan can exclude smaller properties purchases.
2. No 24 hour support.
3. Doesn't offer foreign mortgages globally. | |||||||||
Savills Private Finance | London UK (FSA) | £0.00 | 1.0% | €100000 | Purchase, Renovations, Post-Finance, Construction, Re-Financing, Capital Raising, Leaseback developments. | English, French, Italian | | | 13 | |
| Savills Private Finance is one of the UK’s leading independent overseas mortgage brokers, offering mortgage advice for UK and overseas property, general and commercial insurance, commercial mortgage advice and financial planning. Completion Fee: up to 1.0% Before you apply for an overseas mortgage it is important to consider your financial circumstances carefully and if it is possible you should seek expert financial advice. Always read the terms and conditions carefully before making an application. DETAIL INFORMATION >> | TermsTermsSee web site for details Advantages Advantages1. No mortgage arrangement fee payable to SPF until an offer is issued.
2. Personalised service.
3. Flexibility.
4. Over 30 years of experience with international mortgages within the team.
5. Multiple language speakers.
6. Access to exclusive deals
7. Quote in 24 hours
8. Easy to use online mortgage calculator Disadvantages Disadvantages1. Fee charging up to 1% of the loan amount on offer.
2. €100,000 minimum loan can exclude smaller property purchases.
3. No 24 hour support.
| |||||||||
Compare Overseas Mortgages Brokers
Thinking about taking out a mortgage to finance your overseas property?
What are the benefits of an Overseas Mortgage?
It is important to get professional advice when borrowing overseas, so you can be sure you get the right product for your circumstances. You will work with a highly trained, multilingual team who can help you through every stage of the process. Not only will they be fully knowledgeable on the local market but they will be able to offer you support and advice whenever you need.
Before you apply
Before taking out a mortgage make sure you are fully aware of the risks involved. A mortgage is a serious financial responsibility so you need to make sure your finances will be able to cope.
It is worth bearing in mind that each country has its own rules and regulations, and transaction time period. Many people forget that it can take longer for transactions in the overseas markets in comparison to the UK. You may be accustomed to making an online transaction or application in minutes, but in some countries this can take weeks.
Finding the right service
There are many overseas mortgage companies available so you should take the time to research the market. The first offer you find will not necessarily be the best so make sure you shop around and compare as many offers you can. You can use the table above to compare different services to help you find the one that best suits you.
Make sure you are fully away of the costs involved and that you have a breakdown of the costs so you know exactly what you are paying for. Fees vary according to providers as some will charge applications but some wont. Watch out for any hidden administration fees which can be expensive. You need to be sure that the service they can offer is worth the fees involved.
When deciding on the service to use make sure you look at what countries they work in and languages the teams can speak.
Make sure they are regulated
Always look at whether they are regulated and are an established company so you can be sure you are dealing with licensed professionals. Most mortgage brokers are regulated by the Financial Services Authority, and since 2004 the FSA has taken over the regulation of mortgage brokers. However, overseas mortgage brokers are not required to be regulated by the FSA - therefore, make sure they are regulated by an authorised firm. Check your provider's Terms and Conditions, or feel free to ask them if you are unsure.
Overseas Mortgages Gallery
Baydonhill International Mortgages Overseas Mortgage
HiFX Overseas Mortgage Service Overseas Mortgage
International Private Finance Overseas Mortgage
Overseas Mortgages Direct Overseas Mortgage
Savills Private Finance Overseas Mortgage
The Mortgage Explorer Overseas Mortgage
Viva Costa International Overseas Mortgage
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