PPI INSURANCE - COMPARE PAYMENT PROTECTION INSURANCE

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Payment protection insurance can give you peace of mind, by protecting you against financial loss in the event of an accident, injury or redundancy which could put you in a difficult situation. Whether you are looking to cover your mortgage payments, your loan payments or even your income, there are now plenty of excellent insurance providers to help you.

Use the chart below to compare the main advantages and disadvantages of each provider and to weigh up the differences in what is offered. Think about how much cover you need; insurance providers vary in the terms and policies they offer.

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ALL PPI    Income Protection    Loan Protection    Mortgage Protection

As with any type of insurance, you should take your time and find out the terms and conditions under which you can claim. These can also vary between policies and providers. Looking for a particular type of payment protection insurance? Use the filter tabs below to view the type of your choice. Once you have picked a suitable provider, simply click on the blue 'Apply' button.

Payment Protection Insurance Information

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PROVIDERTYPEPPI
INFO		POLICYCOSTEXCESS PERIODCOVERMETHODSSUITABLE
FOR		APPLY

Protect Your Bubble
Protect Your Bubble

ProviderIncome Payment ProtectionShort Term and Long TermFrom 76p a monthBack To Day One AvailableType

Cover Type

Short Term and Long Term


Level

Cover Level

Back to day one cover and Standard cover


Detail

Cover Detail

Unemployment and Income Protection (Sickness) Cover - Short Term Policy
With Protect your bubble our competitive Unemployment and Income Protection Insurance helps to cover your financial outgoings for up to 12 months in the event that sickness, accident or unemployment prevents you from working. You can be covered for up to 60% of your gross monthly salary up to a maximum benefit of £1,500 a month in total.
Income Protection (Sickness cover) - Long Term policy
With Protect your bubble's Income protection (accident and sickness only) benefit is based on a maximum of 65% of your annual personal taxable income up to £60,000 plus 40% of any income above this. Should you be prevented from working following an illness or accident you will receive a monthly income until you are able to return to work, retire or the insurance policy comes to an end.

Online, TelIncome Protection and Critical Illness CoverProtect Your Bubble
Protect Your Bubble provide accident, sickness and unemployment cover that you can rely on. Have you ever considered how you would cope if you were to lose your income? Protect Your Bubble provide you with Income Protection Insurance and is designed to pay a proportion of your income in the event that you are off work through accident, sickness or involuntary unemployment.
DETAIL INFORMATION >>		Restrictions

Restrictions

You must be in full time employment or self employed and have been for at least 12 consecutive months immediately prior to the start date


Services

Services

If you do make an unemployment claim on your policy you will be provided with ‘Back to Work' support which includes a CV review service and employment workshops.


Advantages

Advantages

1. Long and short term income protection insurance available.
2. Prices from 76p a month (per £100 of benefit a month)
3. Back to work support package
4. Back to day 1 cover available.
5. Cover up to 60% of your gross monthly income.


Disadvantages

Disadvantages

1. The 'wait' period before you can claim will depend on the type of cover you select
2. There is a maximum monthly limit to how much you are able to claim.

British Insurance
British Insurance

ProviderIncome Payment Protection, Mortgage Payment Protection, Loan Payment ProtectionIPPI, MPPI, LPPIAvailable at £ 2.54 per month0, 30, 60, 90 or 180 daysType

Cover Type

Unemployment, Accident and Sickness/Unemployment Only/Accident and Sickness Only


Level

Cover Level

Standard


Detail

Cover Detail

Unemployment insurance only
This pays a benefit if you become unemployed or have to give up work to become a carer. Your policy documents will describe the definition of becoming unemployed or becoming a carer. In general, unemployment means that you are registered with the relevant government agency as unemployed and available and actively looking for a new job.
 
Accident and Sickness insurance only This pays a benefit if you are unable to work due to accident or sickness, as certified by a doctor. Normal pregnancy or childbirth is not classified as accident or sickness.
 
Unemployment, Accident and Sickness insurance combined This covers both of the above Unemployment only cover is not available if you select a 180 day waiting period.

OnlineA tax-free monthly benefitBritish Insurance
British Insurance is an award winning, independent payment protection provider. They offer Income Payment Protection Insurance (IPPI), Mortgage Payment Protection Insurance (MPPI), Loan Payment Protection insurance (LPPI). British Insurance is online only, keeping the costs down. If you are worried what would happen if your monthly income stopped, then apply online today.
DETAIL INFORMATION >>		Restrictions

Restrictions

Your work must be permanent


Services

Services

This is a short term payment protection insurance cover, and payments are up to a maximum of 12 months


Advantages

Advantages

Income payment protection
1. leaves you free to cover any bills
2. Choose unemployment cover only, accident and sickness or all three
3. Maximum cover £1,500
4. Benefit up to 12 months
5. Multiple excess period options
 
Loan Payment Protection Insurance
1. Cover your loan and any other outgoings
2. Choose unemployment cover only, accident and sickness or all three
3. Maximum cover £1,500
4. Benefit up to 12 months
5. Multiple excess period options
 
Mortgage Payment Protection Insurance
1. Designed to cover your mortgage payments
2. Choose unemployment cover only, accident and sickness or all three
3. Maximum cover £2,000
4. Benefit up to 12 months
5. Multiple excess period options


Disadvantages

Disadvantages

1.The insurer you receive a quote from depends on your age and the cover you have selected.
2. Full documentation and eligibility criteria are available during the application process

Save Simply
Save Simply

BrokerIncome Payment Protection, Mortgage Payment Protection, Loan Payment ProtectionSave SimplyVariesVariesType

Cover Type

Accident, Sickness and Unemployment


Level

Cover Level

Standard - Premier


Detail

Cover Detail

Up to 65 years

OnlineTo compare cheap insuranceSave Simply
Apply online for a 30 second quick quote and compare cheap protection rates. All application accepted and receives a tax free payout. There is a variety of flexibility and choice. As seen on Google UK, Yahoo and UK MSN.
DETAIL INFORMATION >>		Restrictions

Restrictions

You must be over the age of 18 years old to apply.


Services

Services

Monthly cover up to £10,000


Advantages

Advantages

1. Compare Over 500 Policies
2. Easy Payment
3. Flexibility and Choice
4. A Tax-Free Payout


Disadvantages

Disadvantages

1. This is a broker so you will not know the cost and terms of a policy until you have applied.

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