1. Choose from over 240 funds from some of the top names in investment management.

2. You receive tax relief on your payments, which is added to your pension fund.

3. You can make regular and/or one-off payments - and you can stop, restart and change your payments to suit your circumstances

4. Choose either full or semi-retirement with our range of income options

1. The value of your pension investment can go down as well as up and is not guaranteed.

2. If you take a break from your payemnts or reduce the amount you are paying into your pension fund, you will need to remember that Aviva will still apply charges.

1. You can choose from over 240 funds managed by some of the top names in investment management such as Fidelity and Invesco.

2. Your advisor will provide you with a personalised illustration. This will show you the effect of the annual fund charge and the cost of payments to your advisor.

3. Less than five years before your retirement, your fund will gradually be moved into the Retirement Protection Fund and Deposit Fund.

4.You have the choice to add the indexation feature to your pension (the ability to increase your payemnts in line with the National Earnings Index).

1. The minimum regular payment is £200 per month including tax relief and the minimum one-off payment is £10,000 including tax relief.

2. There is an overal limit set by HM Revenue & Customers (HMRC) called the Annual Allowance, which is £245,000 in the tax year 2009/10, rising to £255,000 by 2010/11.

1. You can usually take up to 25% of your fund as a tax-free lump sum.

2. The charge depends on your investment fund choice. Charges start from 1% of your plan value per year.