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PETPALS DIRECT PET INSURANCE
Petpals Direct Pet Insurance (Pet Insurance)
        
Petpals Direct Pet Insurance can insure your cat for as little as £4.47 per month and £7.23 per month for your dog, making Petpals Direct a pet insurer that offers great value for money.
Location:
Advantages:
1. Great value for money: cover from only £4.47 month for cats, £7.23 for dogs
2. Up to £2,000 in vet fees per illness accident category
3. Petpals can pay you or your vet directly
4. No time limit to claim on a condition
5. Immediate cover - no waiting period
6. Petpals aim to process claims within 14 days
7. UK-based Customer Service
8. Older pets welcome
Disadvantages:
This policy never insures you for:
 
1. Any pre-existing conditions.
2. Fees for the cost of any treatment your pet has received after your policy has lapsed.
3. Any claim that our appointed independent loss adjuster believes unreasonable. Pit Bulls, American Pit Bull Terriers, Dogo Argentinos, Japanese Tosas, or a dog crossed with these breeds, wolves or wolf hybrids and any animal registered under the Dangerous Dogs Act 1991 and the amendment 1997 and the Dangerous Dogs (Northern Ireland) Order 1991 or any subsequent amendments.
4. Any claim where your pet is working. For example, if your pet is being used for or being trained for showing, commercial use, guarding, security, farming, hunting, racing etc.
5. Any amount if you break United Kingdom laws or regulations, including but not limited to those relating to animal health or importation.
6. Any costs caused because DEFRA or the Department of Agriculture, Food and Rural Development in the Republic of Ireland have put restrictions on your pet.
7. Any amount if your pet is confi scated or destroyed by the government or public authorities or under the Animals Act 1971 United Kingdom and Control of Dogs Act 1986 and Control of Dogs (Amendment) Act 1992 Republic of Ireland because it was worrying livestock
 8. Any loss as a result of an act of force or violence for political, religious or ideological reasons, war, riot, civil disturbance, revolution or any similar event.
9. Any amount resulting from an illness that your pet contracted while outside the United Kingdom, the Isle of Man and the Channel Islands that it would not normally have contracted in the United Kingdom, the Isle of Man or the Channel Islands unless covered under Section 12 ‘Travel Cover’.
10. Any loss as a result of disease transmitted from animals to humans.
11. Legal expenses, fi nes and penalties connected with or resulting from a criminal court case or an Act of Parliament.
12. Any form of illness or injury that your pet has had, or has shown clinical signs of when you take out this policy. In this case: we may not be able to insure your pet; or we will insure it, but will not cover any costs relating to that illness or injury.
13. The costs of, or compensation for, putting your pet to sleep under a court order or Contagious Diseases Act .
Services:
Dog and cat insurance

Pet Insurance Type: Dog and Cat
Pet Information:
Your cat has to be at least six weeks old and your dog must be at least eight weeks old at the start of the cover.

Policy Name: Petpals Direct Pet Insurance
Policy Cost: From £4.47 per month
Policy Excess: Dependent on cover

Cover Type: Dog and Cat
Cover Level: 10 levels of cover
Cover Detail:
1. Great value for money: cover from only £4.47/month for cats, £7.23 for dogs
2. Up to £2,000 in vet fees per illness/accident category
3. Petpals can pay you or your vet directly
4. No time limit to claim on a condition
5. Immediate cover - no waiting period
6. Petpals aim to process claims within 14 days
7. UK-based Customer Service
8. Older pets welcome

Suitable For:
Cheap dog and cat insurance
Restrictions:
Dog must be at least 8 weeks old and cat must be at least 6 weeks old at start of cover.
Availability:
UK
Discounts:
1. One month free insurance on all Petpals Direct policies and with policies starting from just £4.47 a month, customers can make some serious savings

Application Methods: Online, Tel
Underwriter: Ask on application
Pay Monthly: Yes
        

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