PET INSURANCE - COMPARE PET INSURANCE

Please find a wide selection of pet insurance providers below. These pet insurance companies offer cover and peace of mind for owners of cats, dogs and in some cases other animals (such as reptiles and birds). Pet insurance can give you security in the event that your pet needs medical treatment for illness or injury.

Using the comparison table, you can compare which provider fits your personal situation. Look at which policies they offer, how much is covered towards vet care and any other essential features which are important to you.

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Once you have found a suitable service, just click on the 'Apply' button to go through to the next steps. If you want more detailed pet insurance information, just click on 'more information' under each provider. This will take you to a separate page outlining the features of each service.

Remember that many pet insurance providers only offer cat and dog cover but there are companies which offer cover for other species.

Pet Insurance Information

PROVIDER	TYPE	PET INFO	POLICY	COST	EXCESS	COVER	METHODS	SUITABLE FOR	APPLY
The Green Insurance Company	Provider	Your pet needs to be at least 8 weeks old at the start of cover.	The Green Insurance Company	From £5.23	£60	Type Cover Type Standard - Advance Level Cover Level 5 Levels of Cover Detail Cover Detail 1. Accident Only 2. Standard 3. Annual Lifetime Extra 4. Lifetime Plus 5. Ultimate Lifetime Plus	Online, Tel	Ethical pet insurance
The Green Insurance Company	The Green Insurance Company offers a wide range of pet insurance policies making it easy for you to find the right level of protection for your pet. From £5.23 a month you could insure your pet with complete peace of mind. At no extra cost to you, choose to donate to one of our chosen Environmental charity partners. DETAIL INFORMATION >>							Restrictions Restrictions Your pet needs to be at least 8 weeks old at the start of cover. Services Services At no extra cost to you, choose to donate to one of our chosen Environmental charity partners Advantages Advantages 1. 24hr access to experienced RCVS qualified and registered veterinary nurses 2. At no extra cost to you, choose to donate to one of our chosen Environmental charity partners. 3. Option to pay by interest free monthly instalments. 4. All claims assessed by qualified veterinary nurses. 5. Most claims settled within 5 days. Disadvantages Disadvantages 1. You have to pay an excess of £60 if you make a claim
Sainsburys Bank Pet Insurance	Provider	You must ensure that your pet has received the required vaccinations,	Sainsburys Bank Pet Insurance	From £15.09 per month	£75, £100, £150 or £200	Type Cover Type Option 1 and Option 2 Level Cover Level Standard - Advance Detail Cover Detail 1. 20% Online Discount** 2. Double Nectar Points for 2 years on your Sainsbury's shopping and fuel if you choose £7,500 vet fees cover, as long as you don't cancel your policy. 3. Vet fees cover up to £7,500 per condition. 4. 5% discount for insuring a second pet with us. 5. Additional 5% discount if you pay using your Sainsbury's Credit Card	Online	If you have a nectar card
Sainsburys Bank Pet Insurance	12 months cover for the price of 9 for Nectar card holders - Online only. Plus double Nectar points on Sainsbury's shopping for 2 years when you take out Option 2 cover. You'll still get a 20% online discount if you don't have a Nectar card. DETAIL INFORMATION >>							Restrictions Restrictions You must ensure that your pet has received the required vaccinations, Services Services 20% Online Discoun Advantages Advantages 1. Buy Sainsbury's Pet Insurance - Up to 20% online discount 2. Extra 5% online discount for Nectar card holders** 3. Plus double Nectar points on Sainsbury's shopping for 2 years when you take out an Option 2 policy* 4. Vet fees cover of up to £7,500 per condition 5. No time limit for illnesses (option available) provided your premiums are up to date 6. Help finding lost pets - up to £1,000 for advertising and £250 as a reward 7. 5% discount for second pet (discounts deducted separately) Disadvantages Disadvantages 1. Double Nectar points. 1 Offer only available to customers who take out a new Pet Insurance Option 2 policy (up to £7,500 vet fees cover).
Co-operative Pet Insurance	Provider	Your pet must have regular dental checks	Co-operative Pet Insurance	Ask on application	Varies	Type Cover Type Pet health insurance Level Cover Level Classic, Select Plus Detail Cover Detail Veterinary Fees,Third Party Liability(Dogs only),Theft or Straying	Online, Telephone	Cats and dogs
Co-operative Pet Insurance	Two different insurance plans make it easier to find the ideal cover for your family pet. Vet fees are looked after if your dog or cat falls ill or had an accident up to £2,000 per year in the Classic package, and up to £ 5,000 if you take out the Select Plus pet insurance. Select Plus covers for ongoing conditions as well. If your dog causes legal costs and expenses for liability you can for just 31p be protected for up to £1 Million in both policies. Optional extras include pet travel and cover for loss by theft or straying. Apply online now and benefit from a 25% discount. DETAIL INFORMATION >>							Restrictions Restrictions Alternative and complementary treatments are not covered by this policy, unless it is physiotherapy or treatment of a behavioural illness carried out by a veterinary practice Services Services Online application Advantages Advantages 1.Comprehensive dental cover. 2.Option to choose cover for life or per condition. 3.Option to tailor your cover to suit your pet’s needs 4.Additional benefit bundles available. Disadvantages Disadvantages Not much information on website about the fees
PetProtect	Provider	Cats also available	PetProtect Pet Insurance	From £2.54 per month	Not stated	Type Cover Type Comprehensive Pet Insurance Level Cover Level Standard and Extra/Plus Detail Cover Detail 1. A lifelong policy that covers ongoing conditions throughout your pet’s life 2. Up to £6,000 in vet fees each and every year 3. A wide range of complementary treatments for more treatment options 4. Up to 50% off clinical diet foods 5. Claims assessed within just 7 days, no quibble, no fuss, by experienced vet nurses 6. We can pay the vet direct or reimburse you straight into your bank account 7. Additional benefits for extra security	Online, telephone	Dogs and cats
PetProtect	Pet Protect is part of Pethealth Inc, an international group that specialises in pet insurance and pet care services to veterinarians, rescue centres and pet owners. Pet Protect was launched to the veterinary profession in 1983 to help customers meet the costs of veterinary treatments. During that time they are proud to have been able to help over half a million pets and their owners with our pet insurance. DETAIL INFORMATION >>							Restrictions Restrictions See website for more details Services Services Dog and pet insurance Advantages Advantages Wide range of cover including prescription diet foods and behavioural treatment Dogs and Cats covered Disadvantages Disadvantages Not easy to find basic facts
Homebase Pet Insurance	Provider	Cat Insurance also available	Homebase Cat and Dog Insurance	From £3.58 per month	Dependent on Cover	Type Cover Type Moggie, Crossbreed, Pedigree Level Cover Level Silver, Gold, Platinum Detail Cover Detail Cover for dogs. 1. Cover that's just for dogs! 2. Choose from three levels of cover 3. Cover dogs from just 8 weeks old and up for vet fees 4. Go Platinum and claim up to £7,500 every 12 months, with no limit to the length of treatment 5. Save 10% when you buy online 6. Save an extra 10% for every extra pet Cover for cats 1. Choose from 2 levels of cover. 2. Claim up to £2,500 vet fees cover per year. 3. Save 10% when you buy online. 4. Plus save an extra 10% for every extra pet. 5. Save another 7.5% if your cat has a micro chip, if not they will give you £15 towards the cost of micro chipping.	Online, Tel	For Moggie, Crossbreed and Pedigree.
Homebase Pet Insurance	Homebase offer separate cover for both cats and dogs which are designed to meet their specific needs. Both types of insurance offer a 10% online discount and you are able to choose the level of cover you need that you feel is right for your pet. Cover can start from £3.58 per month for cat care and £7.07 per month for dog silver cover. DETAIL INFORMATION >>							Restrictions Restrictions See website for exclusions Services Services 1. Choose from three levels of cover for dogs. 2. Choose from two levels of cover for cats. Advantages Advantages 1. Choose from two levels of cover for cats and three levels of cover for dogs. 2. Save 10% when you buy online 3. Save an extra 10% for every additional pet 4. Pay monthly or annually Disadvantages Disadvantages 1. See terms and conditions for general exclusions. 2. An excess is payable when making a claim.
Asda Pet Insurance	Provider	Must be over the age of 8 weeks old.	ASDA Pet Insurance	From £3.71 per month	Dependent on Cover	Type Cover Type 12 Month Cover and Cover Per Condition Level Cover Level Value, Standard and Superior Detail Cover Detail 12 month cover The Value and Standard policies offer 12 month cover. So if your pet becomes ill, they’ll be covered to the vet's fee limit for up to 12 months – as long as you renew your policy at the end date and keep your payments up to date. If your pet still needs treatment after the 12 months have passed, they will not be covered. Cover per condition Our Superior policies cover up to £6,000 of vet's fees, so if your pet becomes ill they’ll be covered up to that limit for as long as they need the treatment – again subject to renewing your policy when it is due. Premiums must have been paid and up to date.	Online	Cat and Dog Insurance
Asda Pet Insurance	We understand how much you love your pet but we also understand how expensive they can be. The last thing you want is to struggle to cover costs should anything happen to them. So at Asda Finance we’ve come up with great priced pet insurance, you’ll definitely want to get your paws on. DETAIL INFORMATION >>							Restrictions Restrictions See Policy Wording for exclusions to policy Services Services 1. Pet care insurance with Asda covers X-rays, medicines, surgery and nursing care (pre-existing conditions, routine, preventative and elective treatments are not covered). Advantages Advantages 1. Choose the cover you can afford - to help everyone insure their furry friend we have 3 levels of cover. Dogs start from as little as £8.65* a month and cats from £3.95. 2. 20% off when you cover 2 or more pets - If you’re a big animal lover with more than one pet at home, Asda Pet Insurance will give you up to 20% off* to help you cover them all. Apply online for your super fast quote. 3. Sit, stay and click! - Take a few seconds to apply online for your fast quote from Asda Pet Insurance! You can take out your preferred cover in a matter of minutes. Then put your feet up and relax with your four legged friend, knowing you’ve got them covered. Disadvantages Disadvantages 1. Exclusions apply. 2. You have to apply to obtain a detailed quotation.
Argos Pet Insurance	Provider	From 2 months old dogs and cats	Argos Pet Health Insurance	From £3.95 per month	See Policy Wording	Type Cover Type Cat and Dog Cover Level Cover Level Silver, Gold and Platinum Detail Cover Detail 12 month cover and cover per year.	Online	Prices will vary dependent on your pet and where you live
Argos Pet Insurance	Argos Pet Health Insurance is available for £3.95 for cats and £7.95 for dogs. You can cover your pet against all those unexpected expensive vet’s bills and choose from three levels of pet insurance cover depending on your needs and budget. DETAIL INFORMATION >>							Restrictions Restrictions See website for details Services Services Tailor your insurance to your pet. Advantages Advantages 1. Choose from three levels of cover depending on your needs and budget 2. Get a great deal that's tailored to your pet 3. Older pets vet's fees are covered with NO maximum age limit 4. FREE access to both a legal and vet advice helpline 5. Help you find your pet if it's lost 6. There is just a £65 excess fee for vets fees and £100 for 3rd party liability and accidental damage claims Disadvantages Disadvantages 1. Pre-existing conditions are not covered 2. As with all insurances, terms and conditions apply,
Protectyourbubble.com	Provider	Cat and dog insurance	Protectyourbubble.com Pet Insurance	From £3.53 per month	For a dog, £100	Type Cover Type Cat and Dog Insurance Level Cover Level Economy, standard and premier Detail Cover Detail 1. £7,500 vets fees cover with our Premier level 2. Up to £1 million 3rd party liability for all dogs insured 3. Death from illness or injury cover available 4. £2,000 holiday cancellation cover with our Premier level 5. Multi-pet discount available	Online, Tel	For those seeking cat or dog insurance
Protectyourbubble.com	With Protect your bubble cheap Pet insurance (including dog insurance and cat insurance ) you have the choice of 3 levels of cover for you convenience and the Pet insurance also features in the Which? Best buy tables. DETAIL INFORMATION >>							Restrictions Restrictions 1.Only insure cats and dogs on our pet insurance policy. 2. Pets must be at least 8 weeks old, there is no age maximum limit. (Dogs that are 9 or more years old and cats that are 11 or more years old are excluded from the death by illness cover Services Services 1. Dog Insurance 2. Cat Insurance 3. Puppy Insurance 4. Kitten Insurance 5. Multi Pet Insurance 6. Pet Lifetime Insurance Advantages Advantages 1. Wide range of pet insurance cover: We offer the choice of three levels of cover: Economy, Standard and Premier to suit your needs. 2. Flexible ways to pay for your pet insurance: Spread the cost of your annual pet insurance cover with convenient monthly direct debits or pay upfront in a single payment. 3. Quick Online Quote: Get a quick online quote in five easy steps or speak to a consultant at our UK call centre. 4. Pet Helplines: Find a vet, Bereavement counselling, Pet Legal and Pet Minders helplines are all conveniently located in the policy booklet and apply to Economy, Standard and Premier levels of cover. 5. Multi-pet discount available Disadvantages Disadvantages 1.Only insure cats and dogs on our pet insurance policy. 2. Pets must be at least 8 weeks old, there is no age maximum limit. (Dogs that are 9 or more years old and cats that are 11 or more years old are excluded from the death by illness cover
John Lewis Pet Insurance	Provider	Dog and Cat Insurance	John Lewis Pet Insurance	Varies on policy chosen	Varies on breed and age	Type Cover Type Dog and Cat Level Cover Level Annual Cover, Individual Condition Cover, Lifelong Cover Detail Cover Detail 1. Pets are covered if they travel abroad 2. Unexpected vet's bills 3. Help find cat or dog if it goes missing 4. Pays legal liability up to £2 million 5. No upper age limits	Online, Tel	For those seeking dog and cat insurance
John Lewis Pet Insurance	Your cat or dog is like part of the family - that’s why it's so important to know you can pay for their care if they fall ill or have an accident. Plus, if you're one of the many pet owners with more than one cat or dog, we've designed a discount especially for you. When you insure more than one pet with us, we'll give you a 5% discount. Having all your pets protected will give you peace of mind that should anything happen to them, you're covered. DETAIL INFORMATION >>							Restrictions Restrictions The only benefit that stops is death from illness cover. When your pet is over 9 years old, we won't give you back the purchase price if they die or have to be put to sleep through illness or natural causes. All other benefits continue. Services Services Optional Extras: 1. Physiotherapy 2. Hydrotherapy 3. Dental 4. Behavioural training 5. Nutritionist treatment Advantages Advantages 1. Don’t worry about unexpected vet’s bills- you can claim up to £10,000 each year if your pet gets injured or falls ill. 2. We’ll help you find your cat or dog if it’s stolen or goes missing. Claim up to £1,000 for advertising costs and up to £1,000 for reward money. 3. You won’t be out of pocket if your pet falls ill - your vet is paid directly, provided they’re set up to receive our payments. 4. If your pet causes an accident - our policy protects you against legal liability up to £2 million. 5. There are no upper age limits on our policy for vet’s fees, we’ll accept your cat or dog from eight weeks old John Lewis Pet Insurance has been recognised as the number one provider for Dog Insurance by Which? We were awarded an overall score of 89% for our annual, lifetime cover for dogs. Disadvantages Disadvantages 1. Any preventative and elective treatments or routine examinations and treatment are excluded 2. Your pet won’t be covered for any medical condition (illness or injury) or symptoms they had before the policy start date or any that occur during the first 14 days of your insurance cover.
Helpucover Lifetime Pet Insurance	Provider	Your pet needs to be at least 8 weeks old at the start of cover.	Helpucover Lifetime Pet Insurance	Varies on policy chosen	Varies	Type Cover Type Dog, cat and rabbit insurance Level Cover Level 3 tiers of protection Detail Cover Detail 1. Your vet fees are covered for accident, illness and injury 2. We reinstate the full amount of cover each year, so your pet remains covered for life 3. Unlike some other Pet Insurance Plans, with helpucover there is no time limit on how long you can claim for each illness or injury 4. One month's free premium per policy per year, when insuring two or more pets. 5. Dog owners are covered for essential third party liability and legal costs 6. We cover losing a pet due to theft or straying 7. Claim for costs of advertising to recover your lost pet 8. Emergency boarding fees are covered if you are hospitalised and cannot care for your pet 9. Vet nurses are on call 24 hours a day to answer any concerns you have about your pet's wellbeing and to offer advice and information	Online, Tel	Dogs, cats and rabbits.
Helpucover Lifetime Pet Insurance	With so many Pet Insurance Plans on the market, it's essential you choose the right policy and understand exactly what level of protection you are getting for your money. If your pet is injured or ill, the last thing you need to worry about is an unexpected medical bill as well. You can't beat helpucover for high quality, great value Pet Insurance Plans with added bite. Get an affordable pet insurance quote today and protect yourself and your pet. DETAIL INFORMATION >>							Restrictions Restrictions 1. Dog insurance can be taken out for dogs aged between 8 weeks old and 8 years old 2. Cat insurance can be taken out for cats aged between 8 weeks old and 10 years old 3. Rabbit insurance can be taken out for rabbits aged between 8 weeks old and 5 years old Services Services Dog, cat and rabbit insurance Advantages Advantages 1. Your vet fees are covered for accident, illness and injury 2. We reinstate the full amount of cover each year, so your pet remains covered for life 3. Unlike some other Pet Insurance Plans, with helpucover there is no time limit on how long you can claim for each illness or injury 4. One month's free premium per policy per year, when insuring two or more pets. 5. Dog owners are covered for essential third party liability and legal costs 6. We cover losing a pet due to theft or straying 7. Claim for costs of advertising to recover your lost pet 8. Emergency boarding fees are covered if you are hospitalised and cannot care for your pet 9. Vet nurses are on call 24 hours a day to answer any concerns you have about your pet's wellbeing and to offer advice and information Disadvantages Disadvantages Not easy to find basic facts
Animal Friends Pet Insurance	Provider	We will insure pets at ANY age.	Animal Friends Pet Insurance	From £3.83	Varies	Type Cover Type Pet Insurance Level Cover Level Varies Detail Cover Detail Time limited and Accident only policy options available.	Online, Tel	Great value pet insurance from the feel good insurers!
Animal Friends Pet Insurance	Animal Friends Pet Insurance's staff are all pet lovers and love to talk about your animal friends. Animal Friends is one of the UK's top ten pet insurers and offer more policy options than any other pet insurer so there will be a policy to suit every need and budget. In addition to offering pet insurance Animal Friends aims to raise one million pounds by 2012 for animal charities. DETAIL INFORMATION >>							Restrictions Restrictions See Policy Wording for restrictions as exclusions apply Services Services Pet Insurance Advantages Advantages 1. We're one of the UK's top 10 pet insurers (Datamonitor 2010) 2. We offer more policy options than any other pet insurer so there will be a policy to suit every need and budget 3. Choose from great value Full Lifetime Cover or go for one of our time limited or Accident Only products 4. Buy online in moments – its easy and quick. 5. Pay monthly at 0% APR! 6. We're the only pet insurer to give large sums from our own profits to animal charities worldwide. In fact we have set ourselves a £1 million challenge – to give at least £1 million to animal charities by the end of 2012, by July 2011 we're already at £466,000 so we're well on our way – help us smash our target! Disadvantages Disadvantages 1. If you make a claim you have to pay an excess
Virgin Pet Insurance	Provider	Pet must be between 8 weeks and eleven years old.	Virgin Pet Insurance	From £5.28 per month	£70 - £80	Type Cover Type Dog and Cat Insurance Level Cover Level Accident & illness extra, Accident & illness, Accidental injury Detail Cover Detail Accidental injury This is designed to help with one-off, unexpected costs if your pet is involved in an accident - whether it's a bad landing from a tree or a scrape with a passing motor, this low-cost cover will come to the rescue. We'll pay up to £1,500 towards vet's fees for each injury caused by an accident, for up to 12 months. And there's no limit on the number of conditions you can claim for. Accident and illness This has limits on both the length of time and the amount we'll pay out for a claim, to help keep premiums affordable. It covers accidents that might happen to your pet, as well as the costs of them being ill. We'll pay up to £3,000 for each condition for up to 12 months. There's no limit on the number of conditions you can claim for. Accident and illness extra If you're the sort of person who wants maximum peace of mind at a competitive price, this is the one for you. It offers the most comprehensive cover, paying vet fees for accidents and illness up to £6,000 for each condition – no matter how long the treatment goes on for providing the cover remains in force. And of course there's no limit on the number of conditions you can claim for. Whatever level of vet fees cover you take out, you can choose from a number of optional benefit bundles, that include extra cover for accidental death, theft and straying, kennel or cattery costs if you go into hospital, and the expense of cancelling or cutting short your holiday because your pet has an accident. It also includes liability cover for dogs - so if your pooch knocks down a neighbour's fence or takes a nip out of the seat of their pants, you're covered.	Online.	For dog and cat insurance
Virgin Pet Insurance	Virgin provides you with insurance at 3 levels of affordable cover for your cat or dog. If you insure more than one pet with them you will receive a 15% discount, plus you get a further 10% discount when you buy online. Get cover from just from £5.28 a month. DETAIL INFORMATION >>							Restrictions Restrictions See website for exclusions and limitations Services Services Virgin Pet Insurance can also cover the cost of: Damage caused by your dog to a third party. Advertising and a reward if your pet goes missing. Kennel or cattery costs, if you are hospitalised by illness and can't look after them. Advantages Advantages 1. 3 levels of affordable cover for your cat or dog 2. Get 15% off if you insure more than 1 pet with us 3. Plus you get up to 10% discount when you buy online 4. From £5.28 a month Disadvantages Disadvantages 1. Exclusions and limitations apply to all policies. 2. You must pay an excess when you make a claim. 3. The following is not covered by Virgin Pet Insurance: Any existing condition your pet has. Any illness or disease in the first 14 days of cover. Routine flea treatment, neutering or vaccinations. Behavioral problems. Pregnancy. Prescription or dietary food Dental treatment (unless due to accidental injury).
Petpals Direct Pet Insurance	Provider	Your cat has to be at least six weeks old and your dog must be at least eight weeks old at the start of the cover.	Petpals Direct Pet Insurance	From £4.47 per month	Dependent on cover	Type Cover Type Dog and Cat Level Cover Level 10 levels of cover Detail Cover Detail 1. Great value for money: cover from only £4.47/month for cats, £7.23 for dogs 2. Up to £2,000 in vet fees per illness/accident category 3. Petpals can pay you or your vet directly 4. No time limit to claim on a condition 5. Immediate cover - no waiting period 6. Petpals aim to process claims within 14 days 7. UK-based Customer Service 8. Older pets welcome	Online, Tel	Cheap dog and cat insurance
Petpals Direct Pet Insurance	Petpals Direct Pet Insurance can insure your cat for as little as £4.47 per month and £7.23 per month for your dog, making Petpals Direct a pet insurer that offers great value for money. DETAIL INFORMATION >>							Restrictions Restrictions Dog must be at least 8 weeks old and cat must be at least 6 weeks old at start of cover. Services Services Dog and cat insurance Advantages Advantages 1. Great value for money: cover from only £4.47 month for cats, £7.23 for dogs 2. Up to £2,000 in vet fees per illness accident category 3. Petpals can pay you or your vet directly 4. No time limit to claim on a condition 5. Immediate cover - no waiting period 6. Petpals aim to process claims within 14 days 7. UK-based Customer Service 8. Older pets welcome Disadvantages Disadvantages This policy never insures you for: 1. Any pre-existing conditions. 2. Fees for the cost of any treatment your pet has received after your policy has lapsed. 3. Any claim that our appointed independent loss adjuster believes unreasonable. Pit Bulls, American Pit Bull Terriers, Dogo Argentinos, Japanese Tosas, or a dog crossed with these breeds, wolves or wolf hybrids and any animal registered under the Dangerous Dogs Act 1991 and the amendment 1997 and the Dangerous Dogs (Northern Ireland) Order 1991 or any subsequent amendments. 4. Any claim where your pet is working. For example, if your pet is being used for or being trained for showing, commercial use, guarding, security, farming, hunting, racing etc. 5. Any amount if you break United Kingdom laws or regulations, including but not limited to those relating to animal health or importation. 6. Any costs caused because DEFRA or the Department of Agriculture, Food and Rural Development in the Republic of Ireland have put restrictions on your pet. 7. Any amount if your pet is confi scated or destroyed by the government or public authorities or under the Animals Act 1971 United Kingdom and Control of Dogs Act 1986 and Control of Dogs (Amendment) Act 1992 Republic of Ireland because it was worrying livestock 8. Any loss as a result of an act of force or violence for political, religious or ideological reasons, war, riot, civil disturbance, revolution or any similar event. 9. Any amount resulting from an illness that your pet contracted while outside the United Kingdom, the Isle of Man and the Channel Islands that it would not normally have contracted in the United Kingdom, the Isle of Man or the Channel Islands unless covered under Section 12 ‘Travel Cover’. 10. Any loss as a result of disease transmitted from animals to humans. 11. Legal expenses, fi nes and penalties connected with or resulting from a criminal court case or an Act of Parliament. 12. Any form of illness or injury that your pet has had, or has shown clinical signs of when you take out this policy. In this case: we may not be able to insure your pet; or we will insure it, but will not cover any costs relating to that illness or injury. 13. The costs of, or compensation for, putting your pet to sleep under a court order or Contagious Diseases Act .
Churchill Pet Insurance	Provider	Only Cat and Dog Insurance	Churchill Pet Insurance and Pet Emergency	From £8.64 per month	Dependent on cover	Type Cover Type Pet Insurance and Pet Emergency Level Cover Level Low Cost - Comprehensive Detail Cover Detail Pet Emergency 1. 20% discount when you buy online 2. Up to £1,500 for vets fees for accidental injury for 12 months from the first date of treatment for each accidental injury 3. Up to £500 for emergency treatment for an illness 4. Up to £1,000 for advertising or reward if your pet is lost or stolen 5. Up to £500 of your pets purchase price if your pet dies due to accident 6. Emergency boarding kennel fees up to £750 if you are hospitalised for more than 4 days 7. Up to £3,000 towards cancelling or cutting short your holiday if your pet requires life-saving surgery 8. Bereavement counselling and a legal advice line included as standard Pet Insurance 1. 20% discount when you buy online 2. Up to £3,000 for vets fees for each separate injury or illness for 12 months from the first date of treatment for each new condition 3. Up to £1,000 for advertising or reward if your pet is lost or stolen - available as an optional add on 4. Bereavement counselling and a legal advice line included as standard	Online, Tel	Award winning pet insurance
Churchill Pet Insurance	Churchill offers you two types of insurance – Pet Emergency and Pet Insurance. Churchill Pet Emergency insurance provides you with a low cost cover which is designed to cover emergency illnesses or injuries. Churchill covers separate injury and illness for up to 12 months form the onset of the condition. If you apply online you will receive a 20% discount. DETAIL INFORMATION >>							Restrictions Restrictions See Policy Wording for limitations and exclusions Services Services Up to £500 of your pet’s purchase price if your pet dies due to accident Advantages Advantages 1. 20% discount when you buy online 2. Two levels of cover available 3. Cover for vets fees up to a limit dependant on the cover you choose 4. Up to £1,000 for advertising or reward if your pet is lost or stolen 5. Up to £500 of your pet’s purchase price if your pet dies due to accident 6. Best Online Pet Insurance Provider Your Money Direct Awards 2009 Disadvantages Disadvantages 1. Exclusions and limitations apply. 2. You have to apply to obtain an exact quotation. 3. The most we will pay for each condition is £3,000, including up to £1,000 towards complementary treatments for each condition.
Direct Line	Provider	Minimum age 8 weeks old.	Churchill Pet Insurance	From £9.39 per month	£80 - £160	Type Cover Type Cat and Dog Insurance Level Cover Level Essential - Advanced Detail Cover Detail Essential policy: Covers vet's fees for a maximum of 12 months treatment for each illness, injury or disease, up to £4,000 (per condition). Advanced policy: Covers vet's fees up to £6,000 (per condition) – with no time limit on reaching this amount.	Online, Tel	Cats and dogs over 8 weeks old.
Direct Line	Direct Line offer a 15% discount when you insure more than one pet through them. With Direct Line you can pay your vet direct with the pet insurance and there is no restriction on the number of times you can claim as your pet is covered per condition. Apply for your pet insurance online and receive a 25% discount. DETAIL INFORMATION >>							Restrictions Restrictions 1. Excludes working animals and dangerous dogs 2. Must be in good health on the start date of insurance 3. Aged between 8 weeks and up to 11 years (up to 6 years for some breeds of dog) 4. Must reside in the UK 5. All cover for ongoing claims is subject to the policy remaining in force Services Services Additional cover options Advantages Advantages 1. Call the UK based call centres on 0845 300 7838. 2. Insure more than one pet and get a 15% discount (If you are entitled to more than one discount, each will be deducted consecutively from your premium) 3. Their pet insurance can pay your vet direct 4. Your pet is covered per condition, so there's no restriction on the number of times you can claim 5. Fixed one-off excess for each condition 6. If you're hospitalised, they will pay up to £1000 for your pet's boarding costs Disadvantages Disadvantages 1. Exclusions and limitations apply. 2. You have to apply to obtain quote and charges
Post Office Pet Insurance	Provider	Treatment limits apply in some cases	Pet Insurance	From £250.38 per year	£75	Type Cover Type Pet Insurance Level Cover Level Standard Detail Cover Detail 1. Cover for vet fees up to £5,000 per condition, for accident or illness (check the policy document for specific treatment limits). Even if the treatment lasts more than 12 months your claim will still be paid as long as your premiums are up to date. 2. No maximum age limit for vet fees cover 3. A simple excess payment per condition, making it easy to budget 4. A 5% discount on your standard premium for every additional pet you insure with us 5. A quick quote and sales process online or over the phone	Online	Dog and Cat Insurance
Post Office Pet Insurance	Post Office Pet Insurance help you with the cost of looking after your pet. Apply online and receive a 5% discount on your standard premium for every additional pet you insure with them. In addition just pay a simple excess payment per condition – making your budgeting simple! DETAIL INFORMATION >>							Restrictions Restrictions cover for vet fees up to £5,000 per condition Services Services No 12-month limit on claims even if the treatment lasts more than 12 months your claim will still be paid as long as your premiums are up to date. Advantages Advantages 1. No maximum age limit for vet fees cover 2. A simple excess payment per condition, making it easy to budget 3. Overseas cover - Your pet will be covered should it need treatment while abroad 4. Death, theft, loss and some specialist treatment covered Disadvantages Disadvantages 1. Conditions and exclusions apply, full details available in policy document
MORE TH>N	Provider	Most types of cats and dogs.	MORE TH>N Pet Insurance	From £11.86 per month	From £70 + 10% of veterinary treatment	Type Cover Type Dog and Cat Level Cover Level Standard Detail Cover Detail MORE TH>N Pet Insurance Up to £7,000 vets fees cover for each and every new accident and illness. What’s more, your pet is covered for as long as they need the treatment, as long as they remain insured with MORE TH>N – many policies limit cover to just the first 12 months of treatment Up to £2 million liability insurance if your dog causes an accident or damages someone’s property Vetfone – MORE TH>N is the only insurer to offer a free Vet Helpline service. Pet Cover includes alternative therapies such as acupuncture and homeopathy Up to £600 towards advertising and a reward if your pet goes missing Up to £600 in boarding fees for your pet if you are hospitalised for more than 4 days Up to £600 towards the purchase price of your pet if they go missing, are stolen or fatally hurt in an accident Up to £600 towards the purchase price of your pet if you lose them through illness before they reach 9 years old. MORE TH>N Pet Saver Up to £3000 vets fees cover for each & every new accident & illness (12 months limit) Up to £1million liability insurance if your dog causes an accident or damages someone’s property Up to £500 towards advertising & reward if your pet goes missing Up to £500 boarding fees if you are hospitalised for more than 4 days Up to £500 towards the purchase price of your pet if they go missing, are stolen or are fatally hurt in an accident Up to £500 towards the purchase price of your pet if you lose them through illness before they reach 9 years old	Online	Cheap online pet insurance
MORE TH>N	MORE TH>N is the only insurer to offer their pet policyholders FREE access to a Vet helpline provided by Vetfone as part of your policy. Whether you are looking for pet cat insurance, pet dog insurance or combined cat and dog pet insurance they will make sure that you are covered properly. DETAIL INFORMATION >>							Restrictions Restrictions See website fore restriction Services Services Vetfone is available 24/7 and when you call you will get expert advice from a qualified RCVS vet nurse. You can ring up and ask all manner of questions, ranging from pet emergencies, through to animal behaviour and grooming and feeding tips. Advantages Advantages 1. Up to £7,000 vets fees cover for each and every new accident and illness. What’s more, your pet is covered for as long as they need the treatment, as long as they remain insured with MORE TH>N – many policies limit cover to just the first 12 months of treatment 2. Up to £2 million liability insurance if your dog causes an accident or damages someone’s property 3. Vetfone – MORE TH>N is the only insurer to offer a free Vet Helpline service. 4. Pet Cover includes alternative therapies such as acupuncture and homeopathy 5. Up to £600 towards advertising and a reward if your pet goes missing 6. Up to £600 in boarding fees for your pet if you are hospitalised for more than 4 days 7. Up to £600 towards the purchase price of your pet if they go missing, are stolen or fatally hurt in an accident 8. Up to £600 towards the purchase price of your pet if you lose them through illness before they reach 9 years old. Disadvantages Disadvantages 1. You must pay an excess when you make a claim. 2. Exclusions apply to all policies.
VetsMediCover	Provider	Pit Bull Terriers, Dogo Argentino, Perro de Presa Canario, Japanese Tosa, Fila Brasiliero excluded	VetsMediCover	From £14 per month	£80	Type Cover Type Lifelong cover Level Cover Level High Level Detail Cover Detail Choose monthly or annual payments	Online	High level of cover of pet insurance
VetsMediCover	VetsMediCover offer a unique style of pet insurance. Simply, they cover all veterinary and complementary fees for your cat or dog for up to £10,000 a year. They offer one price, irrespective of breed, postcode or age. Simple and uncomplicated. DETAIL INFORMATION >>							Restrictions Restrictions Pets less than 8 weeks old or over 8 years at policy inception Services Services The level of cover we offer is high, £10,000 per annum Advantages Advantages 1. £10,000 vets fees per year 2. Lifelong cover 3. Complementary therapy 4. One price irrespective of age or postcode 5. Cover for dental treatment 6. £1 million third party liability 7. Only £80 excess 8. Choose monthly or annual payments Disadvantages Disadvantages 1. Pre-existing injuries or illness are exclued 2. Pets less than 8 weeks old or over 8 years at policy inception excluded 3. Illnesses within 14 days of policy inception excluded 4. Dogs used for guarding, racing, coursing or registered under the Dangerous Dogs Act 1997 excluded 5. Pit Bull Terriers, Dogo Argentino, Perro de Presa Canario, Japanese Tosa, Fila Brasiliero excluded

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