PET INSURANCE 

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Please find a wide selection of pet insurance providers below. These pet insurance companies offer cover and peace of mind for owners of cats, dogs and in some cases other animals (such as reptiles and birds). Pet insurance can give you security in the event that your pet needs medical treatment for illness or injury. With vet bills on the rise more and more people are considering taking out insurance for their pets. What would you do if you beloved pet had an accident or fell ill and you couldn’t afford the surgery or treatment that was necessary? Using the comparison table, you can compare which pet insurance provider fits your personal situation. Look at what sort of pet insurance policies they offer, how much is covered towards vet care and any other essential features which are important to you. Once you have found a suitable pet insurance service, just click on the 'More' button for more information or to make an application.

Search Report: ALL  Pet Brokers  Dogs & Cats  Horses  Rabbits

If you wish to speak to someone: Contact Us or Enquiry Line: +44 (0) 207 386 5300

PROVIDERTYPE

TYPE

Broker or Provider

PET INFO

PET INFO

Pet information necessary

POLICY

POLICY

Details of the insurance policy

COST

COST

Cost of policy

EXCESS

EXCESS

An excess is a payment you have to make if you decide to claim on your policy

COVER

COVER

Details of cover available

METHODS

METHODS

Application Methods available

SUITABLE

SUITABLE

Who insurance is suitable for

RESTRICTIONS

RESTRICTIONS

Restrictions for applicants

MORE INFO

Sainsburys Bank Pet Insurance
Sainsburys Bank Pet Insurance

ProviderYou must ensure that your pet has received the required vaccinationsSainsburys Bank Pet InsuranceFrom £15.09 per month£75, £100, £150 or £200Type

Cover Type

Option 1 and Option 2


Level

Cover Level

Standard - Advance


Detail

Cover Detail

Option 1 Covers the cost of vet's fees up to £3,000 per condition for a maximum of 12 months. Option 2 Covers the cost of vet's fees up to £7,500 per condition. "

OnlineSuitable For

Suitable For

If you have a nectar card

Restrictions

Restrictions

You must ensure that your pet has received the required vaccinations.

Sainsburys Bank Pet Insurance
12 months cover for the price of 9 - for Nectar card holders who buy online. Minimum premium applies. Ends 8th July 2013. You'll get a 20% online introductory discount if you don't have a Nectar card. Get a further 5% discount for insuring multiple pets when you apply online or by telephone (discounts are deducted separately.)The cost of treating your pet can be a nasty shock, so it's more important to ensure you have a quality policy.Sainsbury's Pet Insurance offers 2  levels of cover so you can choose which suits your needs. Provided by AXA Insurance UK plc. DETAIL INFORMATION >>Services

Services

Whether you have a pedigree pup or a rescue kitten, we have a pet policy to suit your budget.


Advantages

Advantages

1.You'll get a 20% online introductory discount if you don't have a Nectar card.
2.Plus Vets' fees cover up to £7,500 per condition (with Option 2)
3.Lower cost option with vets' fees cover up to £3,000 per condition (12 month limit)
4.Cover for cats and dogs older than 8 weeks but who have not yet reached their 9th birthday


Disadvantages

Disadvantages

1. You need a Nectar card for more discounts.

The Green Insurance Company
The Green Insurance Company

ProviderYour pet needs to be at least 8 weeks old at the start of cover.The Green Insurance CompanyFrom £5.23£60Type

Cover Type

Standard - Advance


Level

Cover Level

5 Levels of Cover


Detail

Cover Detail

1. Accident Only
2. Standard
3. Annual Lifetime Extra
4. Lifetime Plus
5. Ultimate Lifetime Plus

Online, TelSuitable For

Suitable For

Ethical pet insurance

Restrictions

Restrictions

Your pet needs to be at least 8 weeks old at the start of cover.

The Green Insurance Company
The Green Insurance Company offers a wide range of pet insurance policies making it easy for you to find the right level of protection for your pet. From £5.23 a month you could insure your pet with complete peace of mind. At no extra cost to you, choose to donate to one of our chosen Environmental charity partners. Please remember that insurance policies vary and it is important to read the terms and conditions before you purchase anything to ensure that you are covered. Click here for more information. DETAIL INFORMATION >>Services

Services

At no extra cost to you, choose to donate to one of our chosen Environmental charity partners


Advantages

Advantages

1. 24hr access to experienced RCVS qualified and registered veterinary nurses
2. At no extra cost to you, choose to donate to one of our chosen Environmental charity partners.
3. Option to pay by interest free monthly instalments.
4. All claims assessed by qualified veterinary nurses.
5. Most claims settled within 5 days.


Disadvantages

Disadvantages

1. You have to pay an excess of £60 if you make a claim

Animal Friends Pet Insurance
Animal Friends Pet Insurance

ProviderWe will insure pets at ANY age.Animal Friends Pet InsuranceFrom £3.83VariesType

Cover Type

Pet Insurance


Level

Cover Level

Varies


Detail

Cover Detail

Time limited and Accident only policy options available.

Online, TelSuitable For

Suitable For

Great value pet insurance from the feel good insurers!

Restrictions

Restrictions

See Policy Wording for restrictions as exclusions apply

Animal Friends Pet Insurance
Animal Friends Pet Insurance's staff are all pet lovers and love to talk about your animal friends. Animal Friends is one of the UK's top ten pet insurers and offer more policy options than any other pet insurer so there will be a policy to suit every need and budget. In addition to offering pet insurance Animal Friends aims to raise one million pounds by 2012 for animal charities. Call 020 3589 5643 for more information. Please read the terms and conditions of the insurance policy carefully before you apply. DETAIL INFORMATION >>Services

Services

Pet Insurance


Advantages

Advantages

1. We're one of the UK's top 10 pet insurers (Datamonitor 2010)
2. We offer more policy options than any other pet insurer so there will be a policy to suit every need and budget
3. Choose from great value Full Lifetime Cover or go for one of our time limited or Accident Only products
4. Buy online in moments – its easy and quick.
5. Pay monthly at 0% APR!
6. We're the only pet insurer to give large sums from our own profits to animal charities worldwide. In fact we have set ourselves a £1 million challenge – to give at least £1 million to animal charities by the end of 2012, by July 2011 we're already at £466,000 so we're well on our way – help us smash our target!


Disadvantages

Disadvantages

1. If you make a claim you have to pay an excess

Co-operative Pet Insurance
Co-operative Pet Insurance

ProviderYour pet must have regular dental checksCo-operative Pet InsuranceAsk on applicationVariesType

Cover Type

Pet health insurance


Level

Cover Level

Classic, Select Plus


Detail

Cover Detail

Veterinary Fees,Third Party Liability(Dogs only),Theft or Straying

Online, TelephoneSuitable For

Suitable For

Cats and dogs

Restrictions

Restrictions

Alternative and complementary treatments are not covered by this policy, unless it is physiotherapy or treatment of a behavioural illness carried out by a veterinary practice

Co-operative Pet Insurance
Two different insurance plans make it easier to find the ideal cover for your family pet. Vet fees are looked after if your dog or cat falls ill or had an accident up to £2,000 per year in the Classic package, and up to £ 5,000 if you take out the Select Plus pet insurance. Select Plus covers for ongoing conditions as well. If your dog causes legal costs and expenses for liability you can for just 31p be protected for up to £1 Million in both policies. Optional extras include pet travel and cover for loss by theft or straying. DETAIL INFORMATION >>Services

Services

Online application


Advantages

Advantages

1.Comprehensive dental cover.
2.Option to choose cover for life or per condition.
3.Option to tailor your cover to suit your pet’s needs
4.Additional benefit bundles available.


Disadvantages

Disadvantages

Not much information on website about the fees

Protectyourbubble.com
Protectyourbubble.com

ProviderCat and dog insuranceProtectyourbubble.com Pet InsuranceFrom £3.53 per monthFor a dog, £100Type

Cover Type

Cat and Dog Insurance


Level

Cover Level

Economy, standard and premier


Detail

Cover Detail

1. £7,500 vets fees cover with our Premier level
2. Up to £1 million 3rd party liability for all dogs insured
3. Death from illness or injury cover available
4. £2,000 holiday cancellation cover with our Premier level
5. Multi-pet discount available

Online, TelSuitable For

Suitable For

For those seeking cat or dog insurance

Restrictions

Restrictions

1.Only insure cats and dogs on our pet insurance policy.
2. Pets must be at least 8 weeks old, there is no age maximum limit. (Dogs that are 9 or more years old and cats that are 11 or more years old are excluded from the death by illness cover

Protectyourbubble.com
With Protect your bubble cheap Pet insurance (including dog insurance and cat insurance ) you have the choice of 3 levels of cover for you convenience and the Pet insurance also features in the Which? Best buy tables. Please remember that insurance policies vary and it is important to read the terms and conditions before you purchase anything to ensure that you are covered. If you need more information please don't hesitate to contact the company who will be able to answer any questions you may have. Click here for more information. DETAIL INFORMATION >>Services

Services

1. Dog Insurance
2. Cat Insurance
3. Puppy Insurance
4. Kitten Insurance
5. Multi Pet Insurance
6. Pet Lifetime Insurance


Advantages

Advantages

1. Wide range of pet insurance cover: We offer the choice of three levels of cover: Economy, Standard and Premier to suit your needs.
2. Flexible ways to pay for your pet insurance: Spread the cost of your annual pet insurance cover with convenient monthly direct debits or pay upfront in a single payment.
3. Quick Online Quote: Get a quick online quote in five easy steps or speak to a consultant at our UK call centre.
4. Pet Helplines: Find a vet, Bereavement counselling, Pet Legal and Pet Minders helplines are all conveniently located in the policy booklet and apply to Economy, Standard and Premier levels of cover.
5. Multi-pet discount available


Disadvantages

Disadvantages

1.Only insure cats and dogs on our pet insurance policy.
2. Pets must be at least 8 weeks old, there is no age maximum limit. (Dogs that are 9 or more years old and cats that are 11 or more years old are excluded from the death by illness cover

Argos Pet Insurance
Argos Pet Insurance

ProviderFrom 2 months old dogs and catsArgos Pet Health InsuranceFrom £3.95 per monthSee Policy WordingType

Cover Type

Cat and Dog Cover


Level

Cover Level

Silver, Gold and Platinum


Detail

Cover Detail

12 month cover and cover per year.

OnlineSuitable For

Suitable For

Prices will vary dependent on your pet and where you live

Restrictions

Restrictions

See website for details

Argos Pet Insurance
Argos Pet Health Insurance is available for £3.95 for cats and £7.95 for dogs. You can cover your pet against all those unexpected expensive vet’s bills and choose from three levels of pet insurance cover depending on your needs and budget. Please remember that insurance policies vary and it is important to read the terms and conditions before you purchase anything to ensure that you are covered. If you need more information please don't hesitate to contact the company who will be able to answer any questions you may have. DETAIL INFORMATION >>Services

Services

Tailor your insurance to your pet.


Advantages

Advantages

1. Choose from three levels of cover depending on your needs and budget
2. Get a great deal that's tailored to your pet
3. Older pets vet's fees are covered with NO maximum age limit
4. FREE access to both a legal and vet advice helpline
5. Help you find your pet if it's lost
6. There is just a £65 excess fee for vets fees and £100 for 3rd party liability and accidental damage claims


Disadvantages

Disadvantages

1. Pre-existing conditions are not covered
2. As with all insurances, terms and conditions apply,

John Lewis Pet Insurance
John Lewis Pet Insurance

ProviderDog and Cat InsuranceJohn Lewis Pet InsuranceVaries on policy chosenVaries on breed and ageType

Cover Type

Dog and Cat


Level

Cover Level

Annual Cover, Individual Condition Cover, Lifelong Cover


Detail

Cover Detail

1. Pets are covered if they travel abroad
2. Unexpected vet's bills
3. Help find cat or dog if it goes missing
4. Pays legal liability up to £2 million
5. No upper age limits

Online, TelSuitable For

Suitable For

For those seeking dog and cat insurance

Restrictions

Restrictions

The only benefit that stops is death from illness cover. When your pet is over 9 years old, we won't give you back the purchase price if they die or have to be put to sleep through illness or natural causes. All other benefits continue.

John Lewis Pet Insurance
John Lewis Pet Insurance provides long-term pet care for your cat or dog. So if they develop a condition that this policy covers you for, such as arthritis, they'll be covered each year up to the vet fee limit, provided that your policy is renewed and your premiums are paid. Three levels of cover to suit you and your pet. Pet cover from just £5 a month*. Cover for medication, surgical procedure and complementary treatment 24 hour help and advice with a team of vetfone nurses DETAIL INFORMATION >>Services

Services

Optional Extras:
1. Physiotherapy
2. Hydrotherapy
3. Dental
4. Behavioural training
5. Nutritionist treatment


Advantages

Advantages

Don't worry about unexpected vet's bills if your pet has an accident or develops an illness that this policy covers. Claim up to your cover limit every year your policy is renewed and your premiums are paid and up to date.
We can provide help for finding your cat or dog if it’s stolen or goes missing. Claim up to £1,000 for advertising costs.
Don't worry if your pet falls ill - your vet can be paid directly, provided they’re set up to take payments.
Financial protection if your pet accidentally damages someone else’s property, we could pay the repair costs even if you’re not legally liable.
There is no upper age limit on our policy and we can provide long term cover for your cat or dog.


Disadvantages

Disadvantages

1. Any preventative and elective treatments or routine examinations and treatment are excluded
2. Your pet won’t be covered for any medical condition (illness or injury) or symptoms they had before the policy start date or any that occur during the first 14 days of your insurance cover.

Churchill Pet Insurance
Churchill Pet Insurance

ProviderOnly Cat and Dog InsuranceChurchill Pet Insurance and Pet EmergencyFrom £8.64 per monthDependent on coverType

Cover Type

Pet Insurance and Pet Emergency


Level

Cover Level

Low Cost - Comprehensive


Detail

Cover Detail

Pet Emergency
 
1. 20% discount when you buy online
2. Up to £1,500 for vets fees for accidental injury for 12 months from the first date of treatment for each accidental injury
3. Up to £500 for emergency treatment for an illness
4.  Up to £1,000 for advertising or reward if your pet is lost or stolen
5. Up to £500 of your pets purchase price if your pet dies due to accident
6.  Emergency boarding kennel fees up to £750 if you are hospitalised for more than 4 days
7. Up to £3,000 towards cancelling or cutting short your holiday if your pet requires life-saving surgery
8. Bereavement counselling and a legal advice line included as standard
 
Pet Insurance
 
1. 20% discount when you buy online
2. Up to £3,000 for vets fees for each separate injury or illness for 12 months from the first date of treatment for each new condition
3. Up to £1,000 for advertising or reward if your pet is lost or stolen - available as an optional add on
4. Bereavement counselling and a legal advice line included as standard

Online, TelSuitable For

Suitable For

Award winning pet insurance

Restrictions

Restrictions

See Policy Wording for limitations and exclusions

Churchill Pet Insurance
Churchill offers you two types of insurance – Pet Emergency and Pet Insurance. Churchill Pet Emergency insurance provides you with a low cost cover which is designed to cover emergency illnesses or injuries. Churchill covers separate injury and illness for up to 12 months form the onset of the condition. If you apply online you will receive a 20% discount. Please make sure that you read the terms and conditions of this insurance policy carefully before you apply. Read the terms and conditions. DETAIL INFORMATION >>Services

Services

Up to £500 of your pet’s purchase price if your pet dies due to accident


Advantages

Advantages

1. 20% discount when you buy online
2. Two levels of cover available
3. Cover for vets fees up to a limit dependant on the cover you choose
4. Up to £1,000 for advertising or reward if your pet is lost or stolen
5. Up to £500 of your pet’s purchase price if your pet dies due to accident
6. Best Online Pet Insurance Provider Your Money Direct Awards 2009


Disadvantages

Disadvantages

1. Exclusions and limitations apply.
2. You have to apply to obtain an exact quotation.
3. The most we will pay for each condition is £3,000, including up to £1,000 towards complementary treatments for each condition.

VetsMediCover
VetsMediCover

ProviderPit Bull Terriers, Dogo Argentino, Perro de Presa Canario, Japanese Tosa, Fila Brasiliero excludedVetsMediCoverFrom £17 per month£80Type

Cover Type

Lifelong cover


Level

Cover Level

High Level


Detail

Cover Detail

Choose monthly or annual payments

OnlineSuitable For

Suitable For

High level of cover of pet insurance

Restrictions

Restrictions

Pets less than 8 weeks old or over 8 years at policy inception

VetsMediCover
VetsMediCover offer a unique style of pet insurance. Simply, they cover all veterinary and complementary fees for your cat or dog for up to £10,000 a year. They offer one price, irrespective of breed, postcode or age. Simple and uncomplicated. Please remember that insurance policies vary and it is important to read the terms and conditions before you purchase anything to ensure that you are covered. If you need more information please don't hesitate to contact the company who will be able to answer any questions you may have. DETAIL INFORMATION >>Services

Services

The level of cover we offer is high, £10,000 per annum


Advantages

Advantages

1. £10,000 vets fees per year
2. Lifelong cover
3. Complementary therapy
4. One price irrespective of age or postcode
5. Cover for dental treatment
6. £1 million third party liability
7. Only £80 excess
8. Choose monthly or annual payments


Disadvantages

Disadvantages

1. Pre-existing injuries or illness are exclued
2. Pets less than 8 weeks old or over 8 years at policy inception excluded
3. Illnesses within 14 days of policy inception excluded
4. Dogs used for guarding, racing, coursing or registered under the Dangerous Dogs Act 1997 excluded
5. Pit Bull Terriers, Dogo Argentino, Perro de Presa Canario, Japanese Tosa, Fila Brasiliero excluded

Direct Line Pet Insurance
Direct Line Pet Insurance

ProviderAged between 8 weeks and up to 11 years (up to 6 years for some breeds of dog) Direct Line Pet InsuranceFrom £13.16 per monthVariesType

Cover Type

Dog and Cat Insurance


Level

Cover Level

Essential - Advanced


Detail

Cover Detail

Essential policy:
Covers vet's fees for a maximum of 12 months treatment for each illness, injury or disease, up to £4,000 (per condition). Get a pet insurance quote
 
Advanced policy:
Covers vet's fees up to £6,000 (per condition) – with no time limit on reaching this amount. Get a pet insurance quote

Online, TelSuitable For

Suitable For

Advanced pet insurance

Restrictions

Restrictions

Dog or cat must be aged between 8 weeks and up to 11 years

Direct Line Pet Insurance
Our Direct Line pet policies are designed to be flexible. There are two levels of cover to choose from, then pick from the other benefit options to suit the needs of your cat or dog. Enjoy benefits such as A 15% multi-pet discount, Direct payment to your vet, Cover per condition, so no limits on the number of times you can claim and Covers vet's fees up to £6,000 (per condition on Advanced policies) – with no time limit on reaching this. Direct Line are currently offering 10% off your pet insruance if you purchase online. DETAIL INFORMATION >>Services

Services

If you're hospitalised, we'll pay up to £1000 for your pet's boarding costs


Advantages

Advantages

1. A 15% multi-pet discount 

2. Direct payment to your vet 
3. Cover per condition, so no limits on the number of times you can claim 
4. Covers vet's fees up to £6,000 (per condition on Advanced policies) – with no time limit on reaching this.


Disadvantages

Disadvantages

1. Restrictions apply to the policy

If you wish to speak to someone: Contact Us or Enquiry Line: +44 (0) 207 386 5300

Compare Pet Insurance

Pet insurance can help pay the bills should your pet become ill or be injured in an accident.

Why do pets need insurance?

With vet bills on the rise more and more people are considering taking out insurance for their pets. If your pet were to have an accident or needed emergency medical treatment it can cost you hundreds of pounds. Imagine if you couldn’t pay for the treatment and you had to have your pet put down?

For many responsible pet owners, insurance is one of the many ways of caring for their pet.

How does Pet Insurance work?

With pet insurance, by putting aside a small amount each month, you can have the peace of mind that should anything happen to your beloved pet, you will be able to provide the best medical care possible.

What animals are covered?

Cats and dogs are the most commonly owned pets and are easily to get insurance for. You can get other insurance for less common animals including horses, birds and rabbits and there are also specialist policies for more exotic pets including snakes and tarantulas.

Finding the right policy for you and your pet

When choosing a policy the amount you will pay depends on a range of variables including your pet’s age and its pedigree. You will find that the older your pet, the more expensive your policy will be because an older animal is more likely to incur injury or illness.

If your pet has a pre-existing medical condition such as cancer or arthritis you will struggle to find the insurance. Some policies also exclude treatment for hereditary conditions so make sure you check this in advance. When applying for a policy, be sure to disclose everything you can about your pet’s medical history.

It is important that you take the time to research the pet insurance market so you can find a policy that best suits you and your pet. Use the table above to compare different policies.

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