PET INSURANCE Download to Excel

Please find a wide selection of pet insurance providers below. These companies offer cover and peace of mind for owners of cats, dogs and in some cases other animals (such as reptiles and birds). Pet cover can give you security in the event that your pet needs medical treatment for illness or injury.

Using the comparison table, you can compare which provider fits your personal situation. Look at which policies they offer, how much is covered towards vet care and any other essential features which are important to you.

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All Pet Insurance Pet Brokers Cats Dogs Dogs & Cats Horses Rabbits

Once you have found a suitable service, just click on the 'Apply' button to go through to the next steps. If you want more detailed information, just click on 'more information' under each provider. This will take you to a separate page outlining the features of each service.

Remember that many providers only offer cat and dog cover but there are companies which offer cover for other species.

Pet Insurance Information

PROVIDER	TYPE	PET INFO	POLICY	COST	EXCESS	COVER	METHODS	SUITABLE FOR	APPLY
PetProtect	Dog and Cat	Cats also available	PetProtect Pet Insurance	Dependent on Cover	Not stated	Type Cover Type Level Cover Level Standard and Extra/Plus Detail Cover Detail 1. A lifelong policy that covers ongoing conditions throughout your pet’s life 2. Up to £6,000 in vet fees each and every year 3. A wide range of complementary treatments for more treatment options 4. Up to 50% off clinical diet foods 5. Claims assessed within just 7 days, no quibble, no fuss, by experienced vet nurses 6. We can pay the vet direct or reimburse you straight into your bank account 7. Additional benefits for extra security	Online, telephone	Dogs and cats
PetProtect	Pet Protect is part of Pethealth Inc, an international group that specialises in pet insurance and pet care services to veterinarians, rescue centres and pet owners. Pet Protect was launched to the veterinary profession in 1983 to help customers meet the costs of veterinary treatments. During that time we are proud to have been able to help over half a million pets and their owners. MORE INFORMATION >>							Restrictions Restrictions See website for more details Services Services Dog and pet insurance Advantages Advantages Wide range of cover including prescription diet foods and behavioural treatment Dogs and Cats covered Disadvantages Disadvantages Not easy to find basic facts
Animal Friends Insurance	Dog and Cat	Policies for both Cats and Dogs	Dog & Cat Insurance	Starting at £3.27 per month	Varies on plan	Type Cover Type Varies Level Cover Level Accident only - Prestige Detail Cover Detail 1. Accident Only. 2. Basic Prime. 3. Prime Plus. 4. Superior Plus. 5. Prestige	Online	For Dog and Cat Insurance
Animal Friends Insurance	Animal Friends Insurance offer dog and cat insurance from as little as £3.27 per month. They offer a variety of different policies with practical benefits. Some of these benefits include: Accidental damage cover - should your pet cause accidental damage to a third party’s personal property, advertising and Reward is also paid out should your pet run away or be stolen! MORE INFORMATION >>							Restrictions Restrictions 1. You must be in the UK. 2. You must be the owner of the pet. Services Services 1. They donate 100% of our net profits to helping animal charities worldwide 2. Interest free direct debit option on payments Advantages Advantages 1. Up to £6000 vets fee cover for Dogs Insurance 2. Up to £2 million Public Liability Cover 3. Full Lifetime options offered – cover per condition per year 4. New pets taken on at any age, helping cover older pets too 5. Only one premium for dogs/cats under 8 or over 8 Disadvantages Disadvantages 1. They do not provide cover for any illness, injury, symptoms or conditions that are pre-existing at the date you take out your policy which exist at the time you take out the policy or any matters related to them. 2. You must agree to all the presumptions on the website. 3. There is an excess on all policies.
Petguard Pet Insurance	Dog and Cat	Policies for both cats and dogs	Petguard Pet Insurance	Dependent on Cover	Not stated	Type Cover Type Annual cover Level Cover Level Standard Detail Cover Detail 1. 4 different choices of annual vet fees cover 2. Option to limit claims to 12 months per condition – saving you money if you are less concerned about maintenance costs of ongoing chronic conditions such as skin or diabetes or degenerative conditions (such as arthritis or heart problems) 3. Optional additional benefits including theft or straying, holiday cancellation, emergency boarding, advertising or reward 4. Optional overseas travel cover 5. Optional third party liability cover (for dogs only) 6. 4 inclusive helplines including legal advice and bereavement counselling	Online, telephone	Dogs and cats
Petguard Pet Insurance	Petguard is a pet insurance policy dedicated to providing top notch cover for dogs and cats. Petguard is a different approach to pet insurance - rather than give you an all inclusive package, we let you create your own unique policy so you only pay for the cover you need. MORE INFORMATION >>							Restrictions Restrictions No breeding dogs, dogs with vicious tendencies or guard dogs. See website for more information Services Services Pet insurance Advantages Advantages 1. 4 different levels of vet fees - covering your pet for the full length of their treatment 2. Quick treatment - there's no need to consult us first if your pet is referred for specialist treatment by your vet 3. Complementary and alternative treatments are automatically included 4. Insure more than one pet and we will give you £5 off every pet every year! 5. Inclusive access to 4 helpline services 6. Tailor a policy specifically to suit you - choose a different combination for each pet 7. Pay monthly at no extra cost Disadvantages Disadvantages 1. UK residents only 2. No guard dogs 3. No pets for breeding
Liverpool Victoria Pet Insurance	Dog and Cat	Dog policies also available	LV= Pet Insurance	Dependent on Cover	Not stated	Type Cover Type Dog or Cat Level Cover Level Essential or Premier Detail Cover Detail 1. Up to £5,000 cover per condition for vets' fees 2. Essential - for a maximum of 12 months treatment for each condition 3. Premier - no time limit for treatment for each condition 4. No upper age limit 5. No instalment charge if you wish to pay monthly 6. UK based call centres 7. Access to 4 helplines 8. Automatic cover for a range of benefits including advertising costs if your pet gets lost or stolen and holiday cancellation costs if your pet needs emergency treatment	Online, telephone	Dogs and cats
Liverpool Victoria Pet Insurance	Pet insurance for cats and dogs provided by LV= offers comprehensive cover and great value. You can choose from two policies - Essential or Premier - depending on the type of vet fees cover you would prefer. Get a quote now and save 10% when buying a new pet insurance policy online. MORE INFORMATION >>							Restrictions Restrictions Contact directly for more information Services Services UK based call centres, # Access to 4 helplines Advantages Advantages Up to £5,000 cover per condition for vets' fees No upper age limit No instalment charge if you wish to pay monthly Disadvantages Disadvantages LV website has limited information must apply to find out more
Virgin Pet Insurance	Dog and Cat	Pet must be between 8 weeks and eleven years old.	Virgin Pet Insurance	Varies	£70 - £80	Type Cover Type Dog and Cat Insurance Level Cover Level Accident & illness extra, Accident & illness, Accidental injury Detail Cover Detail Accidental injury This is designed to help with one-off, unexpected costs if your pet is involved in an accident - whether it's a bad landing from a tree or a scrape with a passing motor, this low-cost cover will come to the rescue. We'll pay up to £1,500 towards vet's fees for each injury caused by an accident, for up to 12 months. And there's no limit on the number of conditions you can claim for. Accident and illness This has limits on both the length of time and the amount we'll pay out for a claim, to help keep premiums affordable. It covers accidents that might happen to your pet, as well as the costs of them being ill. We'll pay up to £3,000 for each condition for up to 12 months. There's no limit on the number of conditions you can claim for. Accident and illness extra If you're the sort of person who wants maximum peace of mind at a competitive price, this is the one for you. It offers the most comprehensive cover, paying vet fees for accidents and illness up to £6,000 for each condition – no matter how long the treatment goes on for providing the cover remains in force. And of course there's no limit on the number of conditions you can claim for. Whatever level of vet fees cover you take out, you can choose from a number of optional benefit bundles, that include extra cover for accidental death, theft and straying, kennel or cattery costs if you go into hospital, and the expense of cancelling or cutting short your holiday because your pet has an accident. It also includes liability cover for dogs - so if your pooch knocks down a neighbour's fence or takes a nip out of the seat of their pants, you're covered.	Online.	For dog and cat insurance
Virgin Pet Insurance	Virgin provides you with pet insurance at 3 levels of affordable cover for your cat or dog. If you insure more than one pet with them you will receive a15% discount, plus you get a further 10% discount when you buy online. MORE INFORMATION >>							Restrictions Restrictions See website for exclusions and limitations Services Services Virgin Pet Insurance can also cover the cost of: Damage caused by your dog to a third party. Advertising and a reward if your pet goes missing. Kennel or cattery costs, if you are hospitalised by illness and can't look after them. Advantages Advantages 1. 3 levels of affordable cover for your cat or dog 2. Get 15% off if you insure more than 1 pet with us 3. Plus you get up to 10% discount when you buy online Disadvantages Disadvantages 1. Exclusions and limitations apply to all policies. 2. You must pay an excess when you make a claim. 3. The following is not covered by Virgin Pet Insurance: Any existing condition your pet has. Any illness or disease in the first 14 days of cover. Routine flea treatment, neutering or vaccinations. Behavioral problems. Pregnancy. Prescription or dietary food Dental treatment (unless due to accidental injury).
Churchill Pet Insurance	Dog and Cat	Only Cat and Dog Insurance	Churchill Pet Insurance and Pet Emergency	Dependent on cover	Dependent on cover	Type Cover Type Pet Insurance and Pet Emergency Level Cover Level Low Cost - Comprehensive Detail Cover Detail Pet Emergency 1. 15% discount when you buy online 2. Up to £1,500 for vets fees for accidental injury for 12 months from the first date of treatment for each accidental injury 3. Up to £500 for emergency treatment for an illness 4. Up to £1,000 for advertising or reward if your pet is lost or stolen 5. Up to £500 of your pets purchase price if your pet dies due to accident 6. Emergency boarding kennel fees up to £750 if you are hospitalised for more than 4 days 7. Up to £3,000 towards cancelling or cutting short your holiday if your pet requires life-saving surgery 8. Bereavement counselling and a legal advice line included as standard Pet Insurance 1. 15% discount when you buy online 2. Up to £3,000 for vets fees for each separate injury or illness for 12 months from the first date of treatment for each new condition 3. Up to £1,000 for advertising or reward if your pet is lost or stolen - available as an optional add on 4. Bereavement counselling and a legal advice line included as standard	Online, Tel	Award winning pet insurance
Churchill Pet Insurance	Churchill offers you two types of pet insurance – Pet Emergency and Pet Insurance. Churchill Pet Emergency insurance provides you with a low cost cover which is designed to cover emergency illnesses or injuries. Churchill Pet Insurance covers separate injury and illness for up to 12 months form the onset of the condition. If you apply online you will receive a 15% discount. MORE INFORMATION >>							Restrictions Restrictions See Policy Wording for limitations and exclusions Services Services Up to £500 of your pet’s purchase price if your pet dies due to accident Advantages Advantages 1. 15% discount when you buy online 2. Two levels of cover available 3. Cover for vets fees up to a limit dependant on the cover you choose 4. Up to £1,000 for advertising or reward if your pet is lost or stolen 5. Up to £500 of your pet’s purchase price if your pet dies due to accident 6. Best Online Pet Insurance Provider Your Money Direct Awards 2009 Disadvantages Disadvantages 1. Exclusions and limitations apply. 2. You have to apply to obtain an exact quotation. 3. The most we will pay for each condition is £3,000, including up to £1,000 towards complementary treatments for each condition.
Direct Line	Dog and Cat	Minimum age 8 weeks old.	Churchill Pet Insurance	Dependent on cover	Dependent on cover	Type Cover Type Cat and Dog Insurance Level Cover Level Essential - Advanced Detail Cover Detail Essential policy: Covers vet's fees for a maximum of 12 months treatment for each illness, injury or disease, up to £4,000 (per condition). Advanced policy: Covers vet's fees up to £6,000 (per condition) – with no time limit on reaching this amount.	Online, Tel	Cats and dogs over 8 weeks old.
Direct Line	Direct Line offer a 25% discount when you apply online or a 15% discount when you insure more than one pet through them. With Direct Line you can pay your vet direct with the pet insurance and there is no restriction on the number of times you can claim as your pet is covered per condition. MORE INFORMATION >>							Restrictions Restrictions 1. Excludes working animals and dangerous dogs 2. Must be in good health on the start date of insurance 3. Aged between 8 weeks and up to 11 years (up to 6 years for some breeds of dog) 4. Must reside in the UK 5. All cover for ongoing claims is subject to the policy remaining in force Services Services Additional cover options Advantages Advantages 1. Call the UK based call centres on 0845 300 7838. 2. Insure more than one pet and get a 15% discount (If you are entitled to more than one discount, each will be deducted consecutively from your premium) 3. Their pet insurance can pay your vet direct 4. Your pet is covered per condition, so there's no restriction on the number of times you can claim 5. Fixed one-off excess for each condition 6. If you're hospitalised, they will pay up to £1000 for your pet's boarding costs Disadvantages Disadvantages 1. Exclusions and limitations apply. 2. You have to apply to obtain quote and charges
Argos Pet Insurance	Dog and Cat	From 2 months old dogs and cats	Argos Pet Health Insurance	From £3.66	See Policy Wording	Type Cover Type Cat and Dog Cover Level Cover Level Silver, Gold and Platinum Detail Cover Detail 12 month cover and cover per year.	Online	Prices will vary dependent on your pet and where you live
Argos Pet Insurance	Argos Pet Health Insurance is available for £3.66 for cats and £5.71 for dogs. You can also save up to 20% when you are a new customer and you buy online. You can cover your pet against all those unexpected expensive vet’s bills and choose from three levels of cover depending on your needs and budget. MORE INFORMATION >>							Restrictions Restrictions See website for details Services Services Tailor your insurance to your pet. Advantages Advantages 1. Choose from three levels of cover depending on your needs and budget 2. Get a great deal that's tailored to your pet 3. Save up to an extra 20% when you buy online until the 30th of June 4. Older pets vet's fees are covered with NO maximum age limit 5. FREE access to both a legal and vet advice helpline 6. Help you find your pet if it's lost 7. There is just a £65 excess fee for vets fees and £100 for 3rd party liability and accidental damage claims Disadvantages Disadvantages 1. Pre-existing conditions are not covered 2. As with all insurances, terms and conditions apply,
Homebase Pet Insurance	Dog and Cat	Cat Insurance also available	Homebase Cat and Dog Insurance	Cover from £3.58	Dependent on Cover	Type Cover Type Moggie, Crossbreed, Pedigree Level Cover Level Silver, Gold, Platinum Detail Cover Detail Cover for dogs. 1. Cover that's just for dogs! 2. Choose from three levels of cover 3. Cover dogs from just 8 weeks old and up for vet fees 4. Go Platinum and claim up to £7,500 every 12 months, with no limit to the length of treatment 5. Save 10% when you buy online 6. Save an extra 10% for every extra pet Cover for cats 1. Choose from 2 levels of cover. 2. Claim up to £2,500 vet fees cover per year. 3. Save 10% when you buy online. 4. Plus save an extra 10% for every extra pet. 5. Save another 7.5% if your cat has a micro chip, if not they will give you £15 towards the cost of micro chipping.	Online, Tel	For Moggie, Crossbreed and Pedigree.
Homebase Pet Insurance	Homebase Pet insurance offer separate insurance cover for both cats and dogs which are designed to meet their specific needs. Both types of insurance offer a 10% online discount and you are able to choose the level of cover you need that you feel is right for your pet. Cover can start from £3.58 per month for cat care and £7.07 per month for dog silver cover. MORE INFORMATION >>							Restrictions Restrictions See website for exclusions Services Services 1. Choose from three levels of cover for dogs. 2. Choose from two levels of cover for cats. Advantages Advantages 1. Choose from two levels of cover for cats and three levels of cover for dogs. 2. Save 10% when you buy online 3. Save an extra 10% for every additional pet 4. Pay monthly or annually Disadvantages Disadvantages 1. See terms and conditions for general exclusions. 2. An excess is payable when making a claim.
Tesco Pet Insurance	Dog and Cat	Cat insurance also available.	Tesco Pet Insurance	From £5.22	Varies on plan	Type Cover Type Varies Level Cover Level Standard and Extra Level Detail Cover Detail Standard Cover Includes the cost of treating injuries or illnesses up to £2,500 per eligible condition. You will not be able to claim on the policy for the same condition once the maximum limit is reached. Extra cover Includes the cost of treating injuries or illnesses up to £4,000 per eligible condition. You will not be able to claim on the policy for the same condition once the maximum is reached.	Online, Tel	Clubcard holders
Tesco Pet Insurance	Now protecting over 2 million paws nationwide! Tesco Pet Insurance have teamed up with UK Insurance Limited so you can relax safe in the knowledge that, should something happen to your pets, all you have to worry about is helping them get better – we're already relied on by over 2 million paws! MORE INFORMATION >>							Restrictions Restrictions See website for terms and conditions Services Services Pet Insurance Advantages Advantages 1. Choice of Standard and Extra level cover 2. Additional cover options available for even more protection 3. Extra 5% discount when you insure more than one pet with us. Discounts are applied consecutively. 4. Help finding an emergency vet, and advice and support if your pet passes away 5. We don't change the policy conditions just because your pet gets older 6. Fixed excess payments so you'll always know what you need to pay for a claim 7. Pay by monthly Direct Debit or use your Clubcard vouchers. The choice is easy. Disadvantages Disadvantages 1. UK residents only. 2. Restrictions apply 3. An excess is payable.
Asda Pet Insurance	Dog and Cat	Must be over the age of 8 weeks old.	ASDA Pet Insurance	From £3.71	Dependent on Cover	Type Cover Type 12 Month Cover and Cover Per Condition Level Cover Level Value, Standard and Superior Detail Cover Detail 12 month cover The Value and Standard policies offer 12 month cover. So if your pet becomes ill, they’ll be covered to the vet's fee limit for up to 12 months – as long as you renew your policy at the end date and keep your payments up to date. If your pet still needs treatment after the 12 months have passed, they will not be covered. Cover per condition Our Superior policies cover up to £6,000 of vet's fees, so if your pet becomes ill they’ll be covered up to that limit for as long as they need the treatment – again subject to renewing your policy when it is due. Premiums must have been paid and up to date.	Online	Cat and Dog Insurance
Asda Pet Insurance	Asda Pet Insurance cover is created to suit most breeds of cats and dogs and they give you three levels of cover to choose from – Value, Standard and Superior. Cat cover starts from £3.71 and Dog cover starts from £8.42 per month. To make budgeting even easier you can choose to pay monthly at no extra cost. MORE INFORMATION >>							Restrictions Restrictions See Policy Wording for exclusions to policy Services Services 1. Pet care insurance with Asda covers X-rays, medicines, surgery and nursing care (pre-existing conditions, routine, preventative and elective treatments are not covered). Advantages Advantages 1. Choose from 3 levels of pet insurance cover - Value, Standard and Superior 2. We won't charge you to pay monthly 3. 10% online discount 4. We'll pay up to £6,000 towards your vet's bills for accident or illness with our Superior cover pet insurance 5. Get a 10% discount when you call us to insure 2 or more pets Disadvantages Disadvantages 1. Exclusions apply. 2. You have to apply to obtain a detailed quotation.