CREDIT CARDS FOR BAD CREDIT RATING Download to Excel 
Are you struggling to get credit or looking to rebuild your credit history? There are a range of credit cards available, even if you've had problems getting credit due to a poor credit history, bad credit rating, non existent credit history, CCJs or bankruptcy. Some issuers have flexible assessment processes and will consider all applications fairly, regardless of previous credit history.
The table below compares leading providers of cards for those with poor credit rating. With clear points on advantages and disadvantages, and information on typical APR, credit limits, ability to 'rebuild' your credit rating and other costs, rates and fees; it's a straight forward way to see exactly which card is right for you.
REMEMBER: If you need a card but have very poor credit, you should also consider a Prepaid Card. Click here for more information >>
CARD NAME  | ISSUER | APR | CREDIT LIMIT | REBUILD CREDIT | APPLY |
Capital One Classic |  | 34.9% | £2,500.00 | Yes |  |
| Capital One's card for those who have a weak credit rating, credit problems or no credit history. Students and new migrants to the UK are also eligible. This card will help you rebuild your credit. A number of choices of modernist designs. Up to £2,500 in spending power, though depending on your credit rating you will probably start lower. As long as you keep up with repayments, your limit will be increased. MORE INFORMATION >> | |||||
Vanquis Credit Card | | 39.9% | £1,000.00 | No | |
| The Vanquis Visa Card is designed for people with no credit history in the UK or who have previously had bad debt or have bad credit rating. MORE INFORMATION >> | |||||
Provident Financial | | 272.2% | £300.00 | Yes | |
| The Provident Visa Card is a debit card so you can't go over your limit. You can spend as much or as little of your loan as you want, when you want. Cards are available in values of £300. Don't worry if you have a poor credit history or have been turned down for credit before. Existing customers can also apply for up to £2500. Example loan - loan of £300, paid over 50 weeks. Weekly repayment of £10.50, total repayable £546. Repayment period either 23, 31 or 50 weeks. APR Rate: 272.2% MORE INFORMATION >> | |||||
E Platinum-Plus | N/A | 0% | £1,250.00 | No | |
| The E Platinum-Plus is not a physical credit card per se - it is a virtual credit card for use at E-Credit plus shopping club only. This shop features most big name products and brands including Ipods, Wiis, TVs, appliances and even holidays. Most product types are offered. There is an initial fee of £79.95, but no APR% on credit accrued. The card is a way to shop online without paying for goods in one go - payments are made monthly and credit is offered to make purchases. £500 cash advance also avilable. MORE INFORMATION >> | |||||
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