Are you struggling to get credit or looking to rebuild your credit history? There are a range of credit cards available, even if you've had problems getting credit due to a poor credit history, bad credit rating, non existent credit history, CCJs or bankruptcy. Some issuers have flexible assessment processes and will consider all applications fairly, regardless of previous credit history.
The table below compares leading providers of cards for those with poor credit rating. With clear points on advantages and disadvantages, and information on typical APR, credit limits, ability to 'rebuild' your credit rating and other costs, rates and fees; it's a straight forward way to see exactly which card is right for you.
REMEMBER: If you need a card but have very poor credit, you should also consider a Prepaid Card. Click here for more information >>
CARD NAME ![]() | ISSUER | APR ![]() | CREDIT LIMIT ![]() | REBUILD CREDIT ![]() | APPLY |
Vanquis Credit Card![]() | ![]() | 39.9% | £1,000.00 | No | ![]() |
| The Vanquis Visa Card is designed for people with no credit history in the UK or who have previously had bad debt or have bad credit rating. FULL INFORMATION >> | |||||
Provident Financial![]() | ![]() | 189.2% | £300.00 | Yes | ![]() |
| The Provident Visa Card is a debit card so you can't go over your limit. You can spend as much or as little of your loan as you want, when you want. Cards are available in values of £300. Example loan - loan of £300, paid over 57 weeks. Weekly repayment of £9, total reapayable £513. FULL INFORMATION >> | |||||