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GAP YEAR PREPAID CARD
Gap Year Prepaid Card (Prepaid Card)Matercard
        
Gap Year cashplus MasterCard®
 
The Gap Year cashplus MasterCard® is not a debit or credit card - use it much as you would a Pay As You Go phone, so just top up the card with money which you can then access from one of many ATMs across the world bearing the MasterCard® logo, as well as in many shops and restaurants.  Because it is not a debit or credit card, you will not be subject to credit checks and you will not have access to credit or a borrowing facility. 
The Gap Year cashplus MasterCard® costs £9.95.  This charge may have risen since April 2008.  There is also a £4.95 per month charge - Gap Year reason that most backpackers travel from three to six months so in total this would cost less than the price of a sleeping bag.  Using the card at at ATMs in the UK and abroad incurs a fee of £1.50. 
 
Interestingly, given this is a service aimed at people travelling abroad, there is a foreign exchange charge of 2.75% of the amount you withdraw or spend.  If Gap Year are unable to verify your application, you will be required to upgrade.  Applicants must be aged 18 or over.
Advantages
Disadvantages
Services
Under 18: NoChip & Pin: NoSMS Services: NoMoney Share: No
Pay As You Go: No
Costs, Rates & Fees
Card Cost: £0.00Max Balance: £0.00Monthly Fee: £0.00Replacement Cost: £0.00
Purchase Fee: ATM Fee:
Purchase Fee (INT): £0.00ATM Fee (INT): £0.00
Cash Adv Fee (UK): £0.00Cash Adv Fee (INT): £0.00
FX Fee: £0.00Renewal Fee: £0.00
Estimated Usage
- Rate: £0.00
        

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