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Gap Year Prepaid Card (Prepaid Card)Matercard
Gap Year cashplus MasterCard®
The Gap Year cashplus MasterCard® is not a debit or credit card - use it much as you would a Pay As You Go phone, so just top up the card with money which you can then access from one of many ATMs across the world bearing the MasterCard® logo, as well as in many shops and restaurants.  Because it is not a debit or credit card, you will not be subject to credit checks and you will not have access to credit or a borrowing facility. 
The Gap Year cashplus MasterCard® costs £9.95.  This charge may have risen since April 2008.  There is also a £4.95 per month charge - Gap Year reason that most backpackers travel from three to six months so in total this would cost less than the price of a sleeping bag.  Using the card at at ATMs in the UK and abroad incurs a fee of £1.50. 
Interestingly, given this is a service aimed at people travelling abroad, there is a foreign exchange charge of 2.75% of the amount you withdraw or spend.  If Gap Year are unable to verify your application, you will be required to upgrade.  Applicants must be aged 18 or over.
Under 18: NoChip & Pin: NoSMS Services: NoMoney Share: No
Pay As You Go: No
Costs, Rates & Fees
Card Cost: £0.00Max Balance: £0.00Monthly Fee: £0.00Replacement Cost: £0.00
Purchase Fee: ATM Fee:
Purchase Fee (INT): £0.00ATM Fee (INT): £0.00
Cash Adv Fee (UK): £0.00Cash Adv Fee (INT): £0.00
FX Fee: £0.00Renewal Fee: £0.00
Estimated Usage
- Rate: £0.00

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