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OPTIMUM PAY MONTHLY MASTERCARD
Optimum Pay Monthly Mastercard (Prepaid Card)Matercard
        
The Optimum Prepaid Pay Monthly card is for users who are planning to use the card more regularly. The fees are lower than the Pay As You Go card but there is a monthly fee.
Advantages
Can be bought with SMS (£2.50 additional charge)
Free Post Office Topup
No purchase fee 
Can be used for online betting and gambling (3% Surcharge)
FREE first replacement card (£5 thereafter)
Available to Under 18s
Disadvantages
Cash withdrawals in excess of £600 per annum, single debit transactions of £600 and total annual spend above £1,600 may be subject to identity verification
No money share option
£4.95 monthly fee
Services
Under 18: YesChip & Pin: YesSMS Services: NoMoney Share: No
Pay As You Go: No
Costs, Rates & Fees
Card Cost: £9.95Max Balance: £5,000.00Monthly Fee: £4.95Replacement Cost: £0.00
Purchase Fee: 0%ATM Fee: £1.50
Purchase Fee (INT): 2.95%ATM Fee (INT): 2.95%
FX Fee: 2.95%Renewal Fee: £0.00
Estimated Usage
AVG MONTHLY FEE - Based upon one £300 reload per month using cheapest reload method and 10 monthly purchases of £20. Includes Monthly - Rate: £4.95
        
REVIEWS
Optimum Pay Monthly (Which Way To Pay - 17/7/2008)
Optimum Pay Monthly is ranked 4 out of 5. Based on 1 review.

4 Star Rating

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USAGES
BACS Top UpBACS
Rate: 0% (Min: £0.00, Max: £0.00)
Internet (Debit) Top UpInternet (Debit)
Rate: 0% (Min: £0.00, Max: £0.00)
Wages Top UpWages
Rate: 0% (Min: £0.00, Max: £0.00)
Paypoint Top UpPaypoint
Rate: 3% (Min: £0.00, Max: £0.00)
Top Up Pack Top UpTop Up Pack
Rate: £0.99 (Min: £0.00, Max: £0.00)