Cost of prepaid card
Monthly fee on credit card
Maximum balance you can load onto your card
Foreign exchange fee on foreign purchases
Fees on purchases
Fees for withdrawing cash at ATMs
Methods and cost topping up the card
|Get The Orange Cash prepaid MasterCard for £5, load it with cash and use it just like a credit or debit card online and in the shops. As you spend earn rewards and have peace of mind that you will only spend the money that you have put on the card, so there is less chance that you spend more than you bargained for. When you spend Orange Cash instead of notes and coins you collect one point for every £1 you spend, then exchange your points for rewards. Please read the terms and conditions. DETAIL INFORMATION >>||Advantages|
1. It’s a pre pay debit card, a bit like an Oyster card
2. Use it anywhere you see the MasterCard mark including online
3. No credit check and no debt as you can’t spend more than you load
4. Contactless technology means you can use it for small payments without tapping in your pin number (in certain retailers)
5. Anyone over 13 can get a card
6. Rewards are earned on each spend that can be used for airtime on an Orange PAYG phone
7. Load card in Orange stores (for free), online, at the Post Office and PayPoint outlets
8. Parents may want to give it to their children as a pocket money card, students may want to so that family can load money onto for them or you might want to put your holiday spending money on it and in general it can be used to budget certain spend e.g. lunch money
1. £1.50 fee transaction on internet banking
|The ClearCash Prepaid card now offer a pay as you go tariff so you can choose the best card plan to suit your needs. With the ClearCash prepaid cards there is no monthly fee and you can earn cashback on purchases. This card is ideal for occasional use. Before you apply for a prepaid card it is important that you consider your financial circumstances carefully. Work out which prepaid card is best for you. Make sure that you read the terms and conditions carefully so that you understand your financial obligations before you apply. DETAIL INFORMATION >>||Advantages|
1. No monthly fee.
2. Ideal for occasional use.
3. Earn cashback on purchases.
4. Free SMS balance checking service.
5. 24/7 free email customer services.
1. There is a 2.5% charge to buy goods in a shop
2. ATM withdrawal fee £0.75
|Features – Unique online “BudgetMaster” tool, downloadable budgeting packs, SMS Balance Checking, Purchase Protection Package, NEW Cheque to Card loading facility, Discount shopping site, Can be loaded for FREE at Post Offices or by bank transfer, at PayPoint (3% fee) Salary Load (Free), Cheque to Card loading (fees apply. Only £4.50 to £5.00 to buy card and now accepted everywhere the MasterCard logo is found, this is a great card for every day use! Please read the terms and conditions carefully before applying. DETAIL INFORMATION >>||Advantages|
1. Free Top up at Post Office and by BACS Bank transfer.
2. Fantastic Budgeting tool "BudgetMaster".
3. Full Purchase Protection Package.
4. FREE SMS balance checking service.
5. 24/7 Free Email Customer Services.
6. Full online bill payment facility and standing orders.
7. Downloadable Budgeting packs.
8. "Ask The Experts" FAQ page.
9. Blogs, vodcast and client review area.
10. Online Livechat facility.
11. Most transparent of providers.
12. Discount shopping site
Overseas transactions 2.75% .
Overseas ATM withdrawals £1.50 + 2.75% of value.
Overseas Cash Advance Fee £1.50 + 2.75% of value.
|Onebanking is both a banking facility and a Prepaid card that's open to everyone. Irrespective of your current situation or past credit history. There are no credit checks! You will also get a personal account manager to help you manage your money. Before you apply for a prepaid card it is important that you consider your financial circumstances carefully. Work out which prepaid card is best for you. Make sure that you read the terms and conditions carefully so that you understand your financial obligations before you apply. DETAIL INFORMATION >>||Advantages|
Bank Account and Prepaid Card - with no Credit checks
No purchase Fee
No UK ATM Fee
No Top Up Fees
One to One account manager available
Billing account allows a max balance of £25,000
You earn interest on any money held in your billing account
£30 application fee
£12.50 Monthly Fee
|Kalixa is the combined prepaid MasterCard and eAccount that puts users in control of their cash. New cardholders can get started by depositing as little as £10 - which covers the one time registration fee of £6.95. With Kalixa there are NO monthly account charges and NO charges on transactions using the MasterCard at POS or online. Before you apply for a prepaid card it is important that you consider your financial circumstances carefully. Work out which prepaid card is best for you. DETAIL INFORMATION >>||Advantages|
1. Save £ when travelling with Kalixa - No FX Fees
2. Everywhere MasterCard is accepted - Kalixa is.
3. Be secure on the high street.
4. No monthly account fee.
5. No charges on transactions using the MasterCard at POS or online.
6. No credit checks
7. Cardholers can aso choose their four digit PIN number at registration.
8. Maximum limit of £9,000
1. The card is valid for a period of 24 months from the date of issue.
2. £12 - may be applied in cases where your disputed transaction claim has not been successful
|The Tuxedo Travel Currency MasterCard® Prepaid Card is perfect if you are looking for a solution to safely manage, control and spend your money abroad, available in three different currencies (€, $ £). At only £19.95 this could be the best holiday investment you could ever make! £10 worth of currency will be credited to your eccount. DETAIL INFORMATION >>||Advantages|
1.No credit Checks
2.No bank account needed
Fees might apply for some features
|Pockit is a unique prepaid MasterCard® which gives consumers the combined benefits of a prepaid card and savings on key areas of household expenditure, such as Insurance, Utilities, Broadband, Holidays, Travel, High Street shopping and optical and dental care. There is no credit application required and it is a safe way to spend your money either online or in-store. DETAIL INFORMATION >>||Advantages|
1.3 additional cards for free 2.Earn cashback 3.Quick online applicatiopn without credit checks
Not available if you are under 18 years old
|WeSwap makes getting the best exchange rate for your travel money simple. better than buying currency from a bank or elsewhere! We use smart peer-to-peer technology to help take away the middlemen in foreign exchange. That means you get real exchange rates, no hidden fees and up to 10% more to spend abroad. DETAIL INFORMATION >>||Advantages|
1.Excellent exchange rates
2.Free to use in shops, restaurants and online
3.One card, 16 currencies
Website has no clear info
|With no credit check or bank account required, the cashplus prepaid gold MasterCard® offers 100% acceptance guaranteed*. No matter what your credit history, with your cashplus gold card it’s easy to keep tight control of your budget, there’s no unexpected charges or late payment fees as you only spend what you top up into your account. This card comes with an award winning Creditbuilder, which could help improve your credit rating at no extra cost. Read the terms and conditions carefully. DETAIL INFORMATION >>||Advantages|
1. No credit checks
1. Monthly fee of £4.95
|Features - 3 choices of prepaid cards design, can be bought by mobile phone SMS, up to 10% cashback at over 900 online shops. Can be loaded for FREE at Post Offices or by bank transfer. FREE SMS balance checking service also. Only £7.50 to buy card and now accepted everywhere the Mastercard logo is found. Work out which prepaid card is best for you. Make sure that you read the terms and conditions carefully so that you understand your financial obligations before you apply. DETAIL INFORMATION >>||Advantages|
Free Top up at Post Office and by BACS Bank transfer
No monthly fee
Flat £1.50 fee for card to card transferFREE SMS balance checking service
24/7 Free Email Customer Services
UK Purchase fee of 2% of transaction value
Customer Service calls are expensive
|The Virgin Prepaid Card is ideal for young people to carry money. No surprises at the end of the month, no interest to pay, no getting into debt. No credit checks are carried out and no bank account is needed. You can pay with it in over 200 countries. Cardholders benefit from great discounts with Virgin companies and partner shops. DETAIL INFORMATION >>||Advantages|
1.Discounts on many Virgin products
2.Free Post Office Top Ups3.No purchase fee when used
Card transaction 2.95%
|If you need a smarter way for you or your kids to carry cash, check out the Virgin Prepaid Card. No bills, no interest and no danger of going over budget. No bank account needed and no credit checks. Plus it’s accepted in over 200 countries – just look for the MasterCard sign. And as a customer, you’ll get great discounts with Virgin companies and other top brands. DETAIL INFORMATION >>||Advantages|
1.Discounts on many Virgin products
2.Free Post Office Top Ups3.No purchase fee when used
4.No card transaction charges in the UK with 'Pay monthly
Monthly fee of £4.75
|Tuxedo Pay Monthly - Monthly charge but fees are less on usage than the Tuixedo pay-as-you-go card. Better for regular users. DETAIL INFORMATION >>||Advantages|
Free and unlimited purchases
UK ATM withdrawal only 50p
Card to card transfer only 20p
Free Bank load and paying in book
3% fee for Paypoint or online load
Max card balance of £3,000
Compare Prepaid Credit Cards
Stay in control of your finances with a prepaid card. Like a credit card but without the bills or credit checks get a prepaid card today!
Prepaid Cards –The Credit Card Alternative
Prepaid cards let you load cash on them and spend anywhere credit and debit cards are accepted. With a prepaid card if you haven’t loaded money on, you can’t spend on it.
Prepaid cards work like credit cards. You can use them to make purchases online, over the phone and in shops. However there is one big difference – you can only spend the money you have put on the card. You are not borrowing any money, there are no overdrafts and as such there are no credit checks.
Anyone can get a prepaid card, whether you are under 18, have a bad credit rating, or don’t do not have a bank account. There are no credit checks and it doesn’t’ matter if you have been refused a credit or debit card elsewhere.
Prepaid cards are widely accepted and can be used internationally. With most accounts you will be given an online account so you easily view your balance and transactions.
Watch out for Fees
Some prepaid cards will come with certain fees that are worth considering. It is common for a fee to be charged when you top on the card but this depends on the one you choose. You can also find there are application fees and replacement fees for ordering a new card. A few cards may also charge a monthly fee.
Many cards charge you for retail purchases or withdrawing from a cash machine. Please bear in mind that you can be charged considerably more for making transactions like this while abroad.
Make sure you compare Prepaid Cards
You can usually choose between a ‘Pay as you go’ or a ‘Pay monthly’ tariff and again these will have different features and charges that you should take into consideration.
As prepaid cards are becoming increasingly popular there are a wide range of prepaid cards available for you to choose from. Use the comparison table above to find the best prepaid card to suit your needs.
How to compare prepaid cards
When you are comparing prepaid cards the main thing to watch out for are the fees that you incur. Always ensure you read the terms and conditions so you know exactly what you are signing up for. You should also ensure you watch out for any restrictions that may be placed on the way you can spend on your card – things such as preapprovals at a petrol station. For this reason you must ensure you are able to use the card on payments you will require it for.
06 June 2013
When travelling abroad a travel foreign exchange card is an ideal travelling companion. No matter whether you are on a business trip or on holiday, foreign currency cards are the best way to spend money abroad, while benefiting from the best exchange rates available.
24 April 2013
There are various types of credit cards to choose from but which is the right one for you?
09 April 2013
Nowadays life without a credit or debit card has become almost unimaginable. There are numerous benefits, like shopping on the Internet, booking events or renting cars, all of which are hardly possible if one doesn't have plastic money.
07 September 2012 13:00
Which Way to Pay
Are you worried about the safety of money transfers? If you are looking to transfer money internationally between accounts a money transfer is the best way of doing this and is also a reliable, convenient and secure method.
20 July 2012 16:00
A lot of people prefer the simplicity of a pre-paid currency card to taking foreign currency/travellers cheques abroad or using their normal credit and debit cards. There are several advantages of using a prepaid currency card.