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Prepaid cards can offer you a convenient way to access or transfer money if you have a poor or non existent credit rating, are travelling, are under 18 or need to transfer money abroad. Because prepaid cards do not offer you credit facilities, you won't need to pass a credit check, and online approval can be as quick as a few minutes. (Verification of identity and address may be required.)

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Featuring the most widely available cards, you'll be able to see which card gives you the most benefits, and which ones suit the way you live. With sections on fees, maximum balance and where you can load and access your money, as well as extra features for each of the products, it's the simplest way to make the right prepaid choice.

* AVG MONTHLY FEE: Based upon one £300 reload per month using cheapest reload method and 10 monthly purchases of £20. Includes Monthly Fee.

CARD NAME ISSUERCOST MONTHLY FEE MAX BALANCE FX FEE PURCHASE FEE ATM FEE AVG MONTHLY FEE * TOP UP RATESAPPLY
Bread Card
Apply for Bread Card
Mastercard£7.50£0.00£3,500.002.75%2%£1.50£4.00
BACS. (Rate: 0%)
Paypoint. (Rate: 3%)
Post Office. (Rate: 0%)
Wages. (Rate: 0%)
Apply for Bread Card
Features - 3 choices of design, can be bought by mobile phone SMS, up to 10% cashback at over 900 online shops. Can be loaded for FREE at Post Offices or by bank transfer. FREE SMS balance checking service also. Only £7.50 to buy card and now accepted everywhere the Mastercard logo is found. MORE INFORMATION >>
Cashplus Gold Pay As You Go
Apply for Cashplus Gold Pay As You Go
Mastercard£9.95£0.00£5,000.002.75%£1.00£2.00£10.00
BACS. (Rate: 0%)
Post Office. (Rate: 0%)
Wages. (Rate: 0%)
Apply for Cashplus Gold Pay As You Go
This is Cashplus's Pay as you go card - it is designed for users who use the card infrequently. There is no monthly fee; but a £1 purchase fee everytime you use it. So if you plan to use the card less than 5 times a month - this is the card for you. MORE INFORMATION >>
ClearCash
Apply for ClearCash
Mastercard£4.50£9.99£5,000.002.75%0%£0.50£0.00
BACS. (Rate: 0%)
Paypoint. (Rate: 3%)
Post Office. (Rate: 0%)
Wages. (Rate: 0%)
Apply for ClearCash
Features – Unique online Budgeting tools “BudgetMaster”, downloadable budgeting packs, can be bought by mobile phone SMS, up to 10% cashback at over 900 online shops using ClearCashback.co.uk. Full Purchase Protection package. Can be loaded for FREE at Post Offices or by bank transfer. FREE SMS balance checking service also. Only £4.50 to£5.00 to buy card and now accepted everywhere the MasterCard logo is found MORE INFORMATION >>
Onebanking Prepaid Card Bank Account
Apply for Onebanking Prepaid Card Bank Account
Mastercard£30.00£12.50£25,000.002.75%0%0%£12.50
BACS. (Rate: 0%)
Bank. (Rate: 0%)
Wages. (Rate: 0%)
Apply for Onebanking Prepaid Card Bank Account
Onebanking is both a banking facility and a Prepaid card that's open to everyone. Irrespective of your current situation or past credit history. There are no credit checks! You will also get a personal account manager to help you manage your money. MORE INFORMATION >>
Freedom Prepaid MasterCard
Apply for Freedom Prepaid MasterCard
Mastercard£9.99£0.00£3,000.002.75%2.75%1.5%£5.50
BACS. (Rate: 0%)
Paypoint. (Rate: 3%)
Post Office. (Rate: 2%)
Wages. (Rate: 0%)
Apply for Freedom Prepaid MasterCard
The Freedom Card is the UK's first retail instant issue, fully reloadable, embossed Prepaid MasterCard® with chip & PIN security that customers can purchase without any ID. The instant card has a maximum balance of £650 - upgrade your card by providing a Passport, or UK Driving Licence to £3,000. NOW with FREE Insurance Protection, Discounts at 1000's online stores and Cheque Cashing Service! MORE INFORMATION >>
Cashplus Gold Mastercard
Apply for Cashplus Gold Mastercard
Mastercard£9.95£4.95£5,000.002.75%0%£1.00£4.95
BACS. (Rate: 0%)
Post Office. (Rate: 0%)
Wages. (Rate: 0%)
Apply for Cashplus Gold Mastercard
Top-up for FREE at 14,500 locations, including any UK Post Office® branch Use at over 25 million retail outlets and over 1 million ATMs worldwide, wherever you see the MasterCard acceptance mark. 100% acceptance guranteed! MORE INFORMATION >>
Tuxedo Prepaid Mastercard
Apply for Tuxedo Prepaid Mastercard
Mastercard£9.95£4.99£3,000.000%0%£0.50£4.99
Bank. (Rate: 0%)
Internet. (Rate: 3%)
Paypoint. (Rate: 3%)
Post Office. (Rate: £0.99)
Apply for Tuxedo Prepaid Mastercard
Tuxedo Pay Monthly - Monthly charge but fees are less on usage than the Tuixedo pay-as-you-go card. Better for regular users. MORE INFORMATION >>
Virgin Prepaid Card
Apply for Virgin Prepaid Card
Mastercard£9.95£4.75£3,500.003.5%0%£1.50£0.00
BACS. (Rate: 0%)
Internet (Credit). (Rate: 2.5%)
Internet (Debit). (Rate: 0%)
Paypoint. (Rate: 2.75%)
Post Office. (Rate: 0%)
Apply for Virgin Prepaid Card
The Virgin Prepaid MasterCard prepaid card gives you money off - on Virgin holidays, films, music, games, gyms, wine and more.  MORE INFORMATION >>
Splash Plastic
Apply for Splash Plastic
Maestro Card£5.00£0.00£3,500.002.5%2.5%£1.50£5.00
BACS. (Rate: 0%)
Internet. (Rate: 0%)
Paypoint. (Rate: 3%)
Post Office. (Rate: 3%)
Apply for Splash Plastic
Available to persons aged 10 and over, you can top up Splash Card at any Post Office branch or PayPoint outlet, over 34,000 locations across the UK MORE INFORMATION >>
o2 Load&Go
Apply for o2 Load&Go
Visa Card£0.00£0.00£1,800.002.75%0%0%£0.00
At an O2 Shop. (Rate: 0%)
Internet (Debit). (Rate: 0%)
Paypoint. (Rate: 0%)
Apply for o2 Load&Go
o2 brings you o2 Money and the o2 Load&Go prepaid card, a pay as you go prepaid card.  With Load & Go, you can load money online, or you can put cash onto your card at O2 shops, any independent retailer or petrol station that show either the PayPoint or e-pay signs or anywhere you see a PayPoint or e-pay sign.  This card is exclusively for o2 customers.
 MORE INFORMATION >>
o2 Cash Manager
Apply for o2 Cash Manager
Visa Card£0.00£0.00£10,000.002.75%0%0%£0.00
At an O2 Shop. (Rate: 0%)
Internet (Debit). (Rate: 0%)
Paypoint. (Rate: 0%)
Apply for o2 Cash Manager
With a Cash Manager card, you can load up to £10,000 (once we've verified your details) or £1,800 if we have not verified your personal details. You can load money onto a Cash Manager card online using a UK debit card. The Cash Manager card allows you to transfer spending money from any bank account on to your card and helps you to budget. Please note - this card is exclusively for O2 customers  MORE INFORMATION >>
Optimum Pay Monthly Mastercard
Apply for Optimum Pay Monthly Mastercard
Mastercard£9.95£4.95£5,000.002.95%0%£1.50£4.95
BACS. (Rate: 0%)
Internet (Debit). (Rate: 0%)
Paypoint. (Rate: 3%)
Post Office. (Rate: 0%)
Top Up Pack. (Rate: £0.99)
Wages. (Rate: 0%)
Apply for Optimum Pay Monthly Mastercard
The Optimum Prepaid Pay Monthly card is for users who are planning to use the card more regularly. The fees are lower than the Pay As You Go card but there is a monthly fee. MORE INFORMATION >>
White Eagle Prepaid Maestro Card
Apply for White Eagle Prepaid Maestro Card
Maestro Card£4.95£3.95£5,000.001.5%£0.00£0.95£4.95
BACS. (Rate: £1.00)
Foreign Bank. (Rate: £1.00)
Paypoint. (Rate: 3%)
Wages. (Rate: £1.00)
Apply for White Eagle Prepaid Maestro Card
The White Eagle Prepaid Maestro card costs only £4.95 (introductory offer.)You can also buy a 'Companion Card' which can be given to a relative (13 years and older) and money transferred from the main card FREE OF CHARGE. There is NO purchase fee in the UK or abroad, so is cheap to use on holiday or abroad. Card is available in pounds and Euros. MORE INFORMATION >>
The Sun Prepaid Mastercard
Apply for The Sun Prepaid Mastercard
Mastercard£6.49£4.99£3,000.00£0.000%£0.50£4.99
BACS. (Rate: 0%)
Bank. (Rate: 0%)
Internet. (Rate: 3%)
Paypoint. (Rate: 3%)
Apply for The Sun Prepaid Mastercard
Low ATM withdrawals at 50p and no transaction fee at home or abroad. Loading via bank is free and you will be provided with your own paying in book with the initial purchase. MORE INFORMATION >>
BaBeeCard Prepaid Mastercard
Apply for BaBeeCard Prepaid Mastercard
Mastercard£9.95£0.75£3,000.003%0%£1.00£0.00
Bank. (Rate: 0%)
Internet (Debit). (Rate: £1.00)
Apply for BaBeeCard Prepaid Mastercard
Babeecard Mastercard is a card designed for new mothers, mothers-to-be, and families - you can save at selected retailers including John Lewis, Waitrose, Asda, Sainsbury's, Mothercare and more. In fact the card is suitable for anyone who wants to make savings, especially on groceries. MORE INFORMATION >>
The Sun Pay As You Go Prepaid Card
Apply for The Sun Pay As You Go Prepaid Card
Mastercard£6.49£0.00£3,000.00£0.002.95%1.5%£5.90
BACS. (Rate: 0%)
Bank. (Rate: 0%)
Internet. (Rate: 3%)
Paypoint. (Rate: 3%)
Apply for The Sun Pay As You Go Prepaid Card
The Sun Pay as You Go card had no monthly fees - you only pay when you use the card. However there are charges associated with the card which you would not incur if you buy the Sun Mastercard MORE INFORMATION >>
Tuxedo Pay As You Go Prepaid Card
Apply for Tuxedo Pay As You Go Prepaid Card
Mastercard£9.95£0.00£3,000.002.95%£2.951.5%£5.90
Bank. (Rate: 0%)
Internet. (Rate: 3%)
Paypoint. (Rate: 3%)
Post Office. (Rate: £0.99)
Apply for Tuxedo Pay As You Go Prepaid Card
Pay as you go card with free paying-in book and no monthly fees. Fees are only paid when the card is used. MORE INFORMATION >>
Optimum Pay As You Go Mastercard
Apply for Optimum Pay As You Go Mastercard
Mastercard£9.95£0.00£5,000.003.95%2.95%£1.50£5.98
BACS. (Rate: 0%)
Internet (Debit). (Rate: 0%)
Paypoint. (Rate: 3%)
Post Office. (Rate: 0%)
Top Up Pack. (Rate: £0.99)
Wages. (Rate: 0%)
Apply for Optimum Pay As You Go Mastercard
The Optimum Prepaid Pay As You Go card is for users who are planning to use the card more less frequently. There is no monthly fee but there is a 2.95% transaction fee. MORE INFORMATION >>

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