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Prepaid cards are quickly becoming the credit card alternative. Prepaid cards can offer you a convenient way to access or transfer money if you have a poor or nonexistent credit rating, are travelling, are under 18 or need to transfer money abroad. The way they work is you top up the card with an amount of your choice and then you are free to spend and use the card as you would any other card. Once the funds have been spent you have to top up the card to use it again. These cards are very easy to get hold of. Because prepaid cards do not offer credit facilities, you won't need to pass a credit check, and online approval for prepaid credit cards can be as quick as a few minutes. As there are so many different types of prepaid cards available all with a variety of different features it makes sense to compare prepaid cards to find the one best suited to you. You can compare prepaid cards in the table below in the table below.

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Compare Prepaid Credit Cards

Stay in control of your finances with a prepaid card. Like a credit card but without the bills or credit checks get a prepaid card today!

Prepaid Cards –The Credit Card Alternative

Prepaid cards let you load cash on them and spend anywhere credit and debit cards are accepted. With a prepaid card if you haven’t loaded money on, you can’t spend on it.

Prepaid cards work like credit cards. You can use them to make purchases online, over the phone and in shops. However there is one big difference – you can only spend the money you have put on the card. You are not borrowing any money, there are no overdrafts and as such there are no credit checks.

Anyone can get a prepaid card, whether you are under 18, have a bad credit rating, or don’t do not have a bank account. There are no credit checks and it doesn’t’ matter if you have been refused a credit or debit card elsewhere.

Prepaid cards are widely accepted and can be used internationally. With most accounts you will be given an online account so you easily view your balance and transactions.

Watch out for Fees

Some prepaid cards will come with certain fees that are worth considering. It is common for a fee to be charged when you top on the card but this depends on the one you choose. You can also find there are application fees and replacement fees for ordering a new card. A few cards may also charge a monthly fee.

Many cards charge you for retail purchases or withdrawing from a cash machine. Please bear in mind that you can be charged considerably more for making transactions like this while abroad.

Make sure you compare Prepaid Cards

You can usually choose between a ‘Pay as you go’ or a ‘Pay monthly’ tariff and again these will have different features and charges that you should take into consideration.

As prepaid cards are becoming increasingly popular there are a wide range of prepaid cards available for you to choose from. Use the comparison table above to find the best prepaid card to suit your needs.

How to compare prepaid cards

When you are comparing prepaid cards the main thing to watch out for are the fees that you incur. Always ensure you read the terms and conditions so you know exactly what you are signing up for. You should also ensure you watch out for any restrictions that may be placed on the way you can spend on your card – things such as preapprovals at a petrol station. For this reason you must ensure you are able to use the card on payments you will require it for.


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