COMPARE REWARD CREDIT CARDS

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Why not get a credit card that carries extra benefits – and you don't have to change the way you use the card? Reward credit cards are widely popular in the UK and there are plenty to of cards to choose from. If you travel a lot by air, perhaps you could pick one of the Reward credit cards that gives you points or rewards every time you purchase a flight with the card.

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All Cards    0% Purchases    0% Balance Transfers    Life Of Balance    Cashback

Aside from the bonus features of the Reward credit cards, remember to look out for the other aspects of each card. What is the representative APR? Look at the example under each rate, and look at other pros and cons, such as purchase period and balance transfers.

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CARD NAME ISSUERREPRESENTATIVE
APR 
BALANCE TRANSFER RATE BALANCE TRANSFER PERIOD PURCHASE RATE PURCHASE PERIOD REWARDSAPPLY

Capital One Click Card
Capital One Click Card

mastercard9.9%
Example

Representative Example

Assuming a credit limit of £1,200 and an interest rate on purchases of 9.94% p.a. variable, you will receive a 9.9% APR representative variable.

9.9%0 Days9.9%0 DaysRewards

Rewards

For the first six months, you'll be able to save money with four great brands:
1. 30% off Zavvi.com
2. 25% off Travelpack.com
3. 20% off and free delivery with Tedbaker.com
4. 50% off viagogo.co.uk
They also surprise you with new and exciting discounts every three months, via email.

Capital One Click Card
Do you love shopping online? If you do, the Capital One Click Card is designed for you. Receive exclusive access to great brand discounts with eXtras, enhanced security and 9.9% variable on purchases, balance transfers and cash withdrawals. They also surprise you with new and exciting discounts every three months, via email. 
DETAIL INFORMATION >>

Tesco Clubcard Credit Card
Tesco Clubcard Credit Card

mastercard16.9%
Example

Representative Example

Assumed borrowing of £1,200; Representative 16.9% APR (variable); Standard interest rate for purchases: 16.9% p.a. (variable)
Address: Tesco Bank, PO Box 5747, Southend on Sea, SS1 9AJ

0%9 Months0%15 MonthsRewards

Rewards

Clubcard points on all your spending
Collect 1 Clubcard point for every £4 you spend on your Clubcard Credit Card anywhere in the world. Plus, your card doubles as a Clubcard.
So when you use your Clubcard Credit Card to pay at Tesco, not only will you get 1 point for every £4 you spend, you will also collect standard points from Clubcard!

Tesco Clubcard Credit Card
Earn even more points with the Tesco Club card Credit Card.  Good Clubcard points rewards for those who shop at Tesco a lot. There is no annual fee with this card. 
DETAIL INFORMATION >>

Play.com
Play.com

Visa Card16.9%
Example

Representative Example

Assumed borrowing of £1,200; Representative 16.9% APR (variable); Standard interest rate for purchases: 16.9% p.a. (variable)
Address: Stansfield House, Chester Business Park, Chester CH4 9QQ.

0%6 months0%9 monthsRewards

Rewards

Collecting Play Points is easy: use your Play.com Credit Card for everyday purchases such as buying groceries, filling up with petrol or even paying for holidays and you'll be amazed how quickly your Points build up
 
Earn 2 Play Points for every £1 you spend at Play.com and 1 Play Point for every £1 you spend elsewhere.
 
Receive 1,500 bonus Play Points if you spend £150 on your card within 90 days of your account opening - you can redeem these Points for a £15 Voucher

Play.com
Receive 1,500 bonus Play Points if you spend £150 on your card within 90 days of opening your account – you can redeem these points for a £15 voucher. Apply online and you can enjoy the benefits of the Play.com credit card, earn play points and redeem them for gift vouchers which can be used against over 8 million products on the play.com website. See acceptance criteria for more details. 
DETAIL INFORMATION >>

The AA Credit Card
The AA Credit Card

Visa Card16.9%
Example

Representative Example

16.9% p.a. variable on card purchases; This is equivalent to 16.9% APR† representative variable based on a credit limit of £1200

0%12 months0%10 monthsRewards

Rewards

1. Use your AA Reward Points to purchase from a range of motoring products and services, AA Home or Car Insurance, shopping vouchers, or choose to treat yourself with a day or night out.
2. 0% on money transfers from your credit card to your current account for 12 months (4% fee) for transfers made within 90 days of account opening.
3. Manage your card with our online card services, you can check your balance, transactions, view your pin or opt for paperless statements.
4. Use your points to take cash back on fuel purchases.

The AA Credit Card
The AA Credit Card offers 0% for 10 months on all card purchases and 0% on balance transfers for 12 months. Plus earn up to 4% back with the AA rewards programme. Earn reward points for every £1 you spend, and double on fuel and motoring. Use your points to treat yourself – choose from a huge range of products including cash back. 
DETAIL INFORMATION >>

Santander 123 Cashback Credit Card
Santander 123 Cashback Credit Card

mastercard22.8%
Example

Representative Example

Not available

0%1 month0%1 monthRewards

Rewards

1. 1% cashback on your supermarket shopping Including Tesco, Asda, Sainsbury's, Morrisons, The Co-operative, Waitrose, Marks & Spencer or Budgens and including online shopping with these retailers, too.
2. 2% cashback at your favourite department stores Including BHS, Debenhams, House of Fraser, John Lewis, Fenwick, Harrods, Harvey Nichols, Selfridges plus many others and including online shopping with these retailers, too.
3. 3% cashback when you fill up at major petrol stations Including BP, Shell, Esso, Texaco, Asda, Morrisons, Sainsbury's and many others (on spend up to £300 per month between your statement dates).

Santander 123 Cashback Credit Card
With the new Santander 123 Cashback Credit Card, getting rewarded for the things you buy everyday is easy. Whenever you shop at the supermarket, spend in department stores, or fill up at a petrol station†, you'll earn a generous cashback reward, making the Santander 123 Cashback Credit Card the smart way to pay. An annual fee applies. 
DETAIL INFORMATION >>

British Airways American Express® Premium Plus Card
British Airways American Express® Premium Plus Card

Amex Card50.1%
Example

Representative Example

Typical 50.1% APR variable. Based on £150 annual fee, assumed borrowing of £1200, rate of interest (variable) annual 19.9%/1.53% per month.

0%Not available19.9%N/ARewards

Rewards

The British Airways American Express® Premium Credit Card gives new Cardmembers a chance to earn 18,000 bonus Avios points (when they spend £3,000 in first 3 months). Offers expire on 29th February 2012.

British Airways American Express® Premium Plus Card
The British Airways American Express® Premium Credit Card gives new Cardmembers a chance to earn 18,000 bonus Avios points (when they spend £3,000 in first 3 months). Offers expire on 29th February 2012
DETAIL INFORMATION >>

British Airways American Express® Credit Card
British Airways American Express® Credit Card

Amex Card19.9%
Example

Representative Example

Address: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom.

27.9%N/A19.9%Not applicableRewards

Rewards

The British Airways American Express Credit Card automatically enrols you into the British Airways frequent flyer program, the Executive Club. You'll get priority on flight waiting lists, your seat and meal choices on flights and the chance to earn more Avios points.

British Airways American Express® Credit Card
Transform your everyday spending into British Airways flights. The British Airways American Express® Credit Card gives new Cardmembers the opportunity to earn 9,000 bonus Avios points (when they spend £1,000 in the first 3 months). Or they can apply for the British Airways American Express® Premium Plus Card and earn 18,000 bonus Avios points (when they spend £3,000 in first 3 months). Offers expire on 29th February 2012. 
DETAIL INFORMATION >>

Virgin Atlantic American Express®
Virgin Atlantic American Express®

Amex Card17.9%
Example

Representative Example

Assumed borrowing of £1,200; Representative 17.9% APR (variable); Standard interest rate for purchases: 17.9% p.a. (variable)
Address: MBNA, Stansfield House, Chester Business Park, Chester CH4 9QQ

0%6 Months0%N/ARewards

Rewards

Earn Virgin Atlantic Flying Club miles with every purchase and 3,000 bonus Flying Club miles upon your first spend.

Virgin Atlantic American Express®
Earn Virgin Atlantic Flying Club miles with every purchase and 3,000 bonus Flying Club miles upon your first spend. A host of other travel related bonuses incuding free flights and travel insurance. 
DETAIL INFORMATION >>

The Starwood Preferred Guest Card
The Starwood Preferred Guest Card

Amex Card34.5%
Example

Representative Example

Assumed borrowing of £1,200; Based on £75 annual fee; Representative 34.5% APR (variable); Standard interest rate for purchases: 19.9% p.a. (variable)
Address: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX

19.9%N/A19.9%N/ARewards

Rewards

Earn 1 Starpoint® for virtually every £1 you spend on the Card then use your points towards free nights, free flights, upgrades, instant awards and access to extraordinary events.

The Starwood Preferred Guest Card
Earn 1 Starpoint® for virtually every £1 you spend on the Card then use your points towards free nights, free flights, upgrades, instant awards and access to extraordinary events. Apply now and receive 10,000 Welcome Starpoints for first purchase when £1,000 is spent in the first 3 months- enough for up to 3 free nights. 
DETAIL INFORMATION >>

British Airways American Express® Premium Plus Card
British Airways American Express® Premium Plus Card

Amex Card50.1%
Example

Representative Example

Typical 50.1% APR variable. Based on £150 annual fee, assumed borrowing of £1200, rate of interest (variable) annual 19.9%/1.53% per month.

0%N/A19.9%N/ARewards

Rewards

The British Airways American Express Premium Plus Card gives you 1.5 Avios points for virtually every £1 you spend – and double BA Avios points on purchases with British Airways or BA Holidays.

British Airways American Express® Premium Plus Card
The British Airways American Express Premium Plus Card gives you a faster and more rewarding way to fly to your dream destination. Apply now for the opportunity to earn 6,000 Avios points. The British Airways Premium Plus Card gives you 1.5 Avios points for virtually every £1 you spend and double on purchases with British Airways or BA Holiday. 
DETAIL INFORMATION >>

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