TRAVEL INSURANCE - COMPARE TRAVEL INSURANCE

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Please see a selection of companies that offer travel insurance below. Whether you're a regular traveller or only go on holiday once a year, getting the right travel insurance is great for peace of mind.

You can find travel insurance policies which cover you for unforeseen events like illness or injury while you're abroad, cancelled flights or trains, lost baggage and stolen or lost wallets and passports.

Filter report by:
All Travel Insurance    Brokers    Annual Multi Trips    Backpackers    Long Stays
Over 65's    Single Trips    Winter Sports

Some travel insurance companies even offer cover for events like your tour operator or airline going bankrupt – you will want to receive cover for non-refundable expenses and if you are already abroad, you will need a way to get home!

Use the table below to compare the main features of each service – what type of travel insurance cover are you looking for and does the service offer it? Once you have found the right service, simply click on 'Apply'

Travel Insurance Information

PROVIDERTYPETRAVEL
INFO
POLICYCOSTEXCESSCOVERMETHODSSUITABLE
FOR
APPLY
Direct2Insure
Direct2Insure
ProviderSingle or Annual Multi TripDirect2Insure TravelinsuranceFrom £4.95Up to £150Type

Cover Type

Annual Multi Trip or Single Trip


Level

Cover Level

Essential, Comprehensive


Detail

Cover Detail

Travel insurance cover for trips of up to 60 days

OnlineAll typesDirect2Insure
Maximum protection at minimum cost for your holidays anywhere in the world – this is what Direct2Insure offers to you and your family. You can be protected for a single journey or you can take an Annual Multi-Trip policy. They come in two levels, Essential and Comprehensive – so you have a travel insurance tailor made to your individual needs. The application is easily done in a few simple steps online!
DETAIL INFORMATION >>
Restrictions

Restrictions

Maximum age 55 years on the Essentials policy and 65 years on the Comprehensive policy


Services

Services

Online quote
Useful links


Advantages

Advantages

1.Winter sports
2.Golf cover
3.From as cheap as £4.95


Disadvantages

Disadvantages

NO cover pre-existing medical conditions on any of its policies.

Goodtogoinsurance.com
Goodtogoinsurance.com
ProviderSingle or Annual Multi-TripGoodtogoinsuranceask on applicationask on applicationType

Cover Type

Travelinsurance with Cover for Medical Conditions


Level

Cover Level

Silver, Gold, Platinum


Detail

Cover Detail

Financial protection and emergency assistance for trips

OnlineFor everybody with a medical condition and for people over 65 years.Goodtogoinsurance.com
Goodtogoinsurance.com is specifically designed to offer appropriate travel insurance cover for people travelling with all types of medical conditions from asthma through to heart disease and cancer - and for single trips of up to 92 days there is no age limit.So being over 65 doesn't stop you enjoying yourself and seeing the world, even if you have a medical condition. The cover includes travelling companions on the same policy.
DETAIL INFORMATION >>
Restrictions

Restrictions

Policy only available for residents in the UK


Services

Services

24 hour medical emergency support
Medical screening on website.


Advantages

Advantages

1.No age limits on single trip travel insurance
2.Three levels of travel insurance cover available


Disadvantages

Disadvantages

No information on costs on Website

Direct Travel Insurance
Direct Travel Insurance
ProviderSingle or Annual Multi TripSingle or Annual Multi TripFrom £2.06Ask on applicationType

Cover Type

Single or Annual Multi-Trip


Level

Cover Level

Standard. Premier, Premier Plus, Senior


Detail

Cover Detail

Standard Annual Travel Insurance:
 
1. Up to £10,000,000 Medical Expenses cover
2. Cancellation cover and Personal Possessions cover†
3. Personal Accident cover
4. Personal Liability cover
5. Legal advice
6. Loss of Passport cover
 
Premier Annual Travel Insurance
 
1. All benefits of the Standard annual travel insurance policy
2. UK Physiotherapy
3. Increased Medical Expenses cover
4. Increased Personal Possessions cover†
5. Ski cover

Online, telephoneFamilies and singlesDirect Travel Insurance
Direct Travel Insurance has now insured 8m people and provided winter sport travel for 1.4m skiers. Direct continue to be recommended in many holiday insurance press articles and you can be confident in choosing one of their Travel Insurance policies to insure your trip. Choose from a range of cover types with Direct Travel Insurance.  Whether you need single trip, annual, backpacker or ski insurance you can get your quote directly online. 
DETAIL INFORMATION >>
Restrictions

Restrictions

Standard cover only up to age 65


Services

Services

1. Direct Travel Insurance’s Single Trip Holiday Insurance covers you if you are aged up to and including 75 years.
2. If you are over 65, you can take Senior Single Trip Insurance
3. Cover for business trips included at no extra cost


Advantages

Advantages

Kids under age 19 can be insured for free on family policies
24 worldwide emergency assistance
Over 100 sports and hazardous activities covered
Complimentary access to Talking Nurses - Direct's 24-medical advice service


Disadvantages

Disadvantages

Takes some time to compare prices on the website
Terms are not easy to find
Must apply to get more details

Holiday Insurance Web
Holiday Insurance Web
ProviderSingle Trip, Annual Multi-Trip, Ski Holiday and Backpakers insuranceHoliday Insurance WebFrom £3.74£60Type

Cover Type

Single Trip, Annual Trip, Backpakers and Ski Holiday


Level

Cover Level

Standard


Detail

Cover Detail

Single Trip Insurance
1.Holiday insurance cover from 2-90 days.
2.European or worldwide cover.
3.Individual, couple or family cover.
4.Sports and activities cover.
5.Separate ski and snowboarding holiday insurance cover.
6.Annual, multi-trip holiday insurance also available.
 
Annual Trip Insurance
1. Holiday Insurance Cover, travel up to 31 days each trip
2. European, Worldwide and Australia / New Zealand Cover
3. Sports and Activities
4. Adventure Sports
5. Ski Holiday Insurance Cover
6. Snowboarding Insurance Cover
7. Working abroad
8. And many more …
 
Backpakers Insurance
1. Backpacker holiday insurance cover from 31 days to 365 days.
2. European or worldwide cover including Australia and New Zealand.
3. Sports and activities automatically included - including 2 bungee jumps.
4. Additional adventure sports cover available.
5. Working abroad automatically included.
 
Ski Holiday Insurance
1. 12 months' ski and summer holiday insurance cover
2. European or worldwide holiday insurance cover
3. Individual, couple or family cover
4. Snowboarding holiday insurance cover included
5. Other sports and activities available
6. Adventure sports such as paragliding
7. And many more tailor made options available…

OnlineCheap travel insuranceHoliday Insurance Web
Holiday insurance Web provides you with single trip travel insurance for you from just £3.74. Tailor insurance to your needs, with the flexibility to add or remove baggage cover, excess payments and winter sports cover. Only pay for the travel cover that you need. With Holiday Insurance Web kids go absolutely free.
DETAIL INFORMATION >>
Restrictions

Restrictions

You have an obligation to notify us immediately of any changes in your circumstances (medical or otherwise) which may pose an increased risk to us.


Services

Services

Cheap Holiday Insurance


Advantages

Advantages

1. Kids go free.
2. Choose your great value holiday insurance and get an instant quote for immediate cover.
3. 3 flexible tiers of cover to allow you to customise your policy


Disadvantages

Disadvantages

1. Premiums may vary depending on individual circumstances.
2. You should read the policy carefully to make sure it suits your requirements
3. As with all insurance policies there are conditions: for example there are excesses under most sections of the policy, and you are signing, electronically, to confirm that you abide by the conditions.

AA Travel Insurance
AA Travel Insurance
ProviderAnnual Multi Trip, Single Trip.Travel InsuranceFrom £7.33£60Type

Cover Type

Single Trip/ Annual Multi Trip/ Ski Single Trip/ Hazardous/ Backpacker/ Wedding


Level

Cover Level

Standard


Detail

Cover Detail

Single Trip/ Annual Multi Trip/ Ski Single Trip/ Hazardous/ Backpacker/Wedding

Online or TelephoneThis travel insurance is suitable for a variety of persons. See website for more details.AA Travel Insurance
If you are looking for great value, all inclusive travel insurance then AA Travel Insurance will be the right option for you. AA travel insurance offers a variety of great services ranging from Single trips, Annual trips, Golf holidays and even Wedding Cover. AA promise reliability, great cover and all for a low, affordable price. Please also note that KIDS GO FREE
DETAIL INFORMATION >>
Restrictions

Restrictions

Only children under 17 who are travelling with one previously insured parent, and who live at the same address can be covered for free under the policy terms and conditions.


Services

Services

1.24 hour a day, 365 days a year medical assistant.
2.Online travel insurance quote.
3.Phone agents available to talk to you from 8:00 a.m to 9.00 p.m


Advantages

Advantages

1. KIDS GO FREE
2. Get your travel insurance quote in seconds.
3. A wide range of cover available from Wedding cover to Winter Sports cover.
4. Emergency medical assistance available 24 hours a day, 365 days a year for your complete peace of mind.
5. Medical expenses up to £10,000,000 available
6. You can claim back for cancellations.
7. There are special rates for single-parent families.
8. Travel Insurance European Cover from as little as £7.95


Disadvantages

Disadvantages

1.You have to pay for excess waiver cover in order that you won’t have to pay towards your first claim.
2.The first £60 of each and every claim per event, per person must be paid for.
3.The insurer will not pay for any loss for which a third party is liable of which can be recovered by other means.
4.You will need to report theft or loss within 24 hours to Police in order to be covered. 5.AA will only pay for legal expenses when they are carried out in the UK.

Columbus Direct Travel Insurance
Columbus Direct Travel Insurance
ProviderAll typesSingle or Annual Multi TripFrom £4.00Ask on applicationType

Cover Type

Single or Annual Multi-Trip


Level

Cover Level

Comprehensive


Detail

Cover Detail

Single Trip
Travel insurance cover from 1-365 days
No age limit
Wide range of travel insurance policies
Cover available for pre-existing medical conditions
Wide range of sports and activities covered as standard
Ski and snowboard cover option
2,500 GBP baggage cover including valuable and delayed baggage
Annual Trip
 
Annual travel insurance available up to age 74
Pre-existing medical cover available
Wide range of travel insurance policies
Winter sports and ski insurance available
Wide range of sports and activities covered as standard
European only or Worldwide coverage (including or excluding the USA)
Wide range of annual travel insurance products

OnlineAll typesColumbus Direct Travel Insurance
Get a better deal on travel insurance with Columbus Direct - choose from a wide range of cover types and policies, from single trip, annual, backpacker, ski, business and more.  Research shows that 81% of consumers achieve a saving with Columbus Direct - and with average savings of over £37 for worldwide cover it shows that you can get cheap holiday insurance with high-quality benefits when you come direct to the travel specialist!
DETAIL INFORMATION >>
Restrictions

Restrictions

Only up to age 74


Services

Services

American Express
American Express
ProviderMaximum of 24 months travelAnnual Multi-Trip, Single Trip, Gap CoverFrom £10.45£50 - £200Type

Cover Type

Prestige Cover and Extra Cover


Level

Cover Level

Standard to Superior


Detail

Cover Detail

Single Trip
Perfect for: short breaks around Europe and Worldwide destinations
 
Annual Essential
Perfect for: European multi-trips. The essential annual insurance for you and your family.
 
Annual Select
Perfect for: multi-trips around Europe and Worldwide, with cover for 45 consecutive days, up to 183 days a year.
 
Annual Prestige
Perfect for: longer trips anywhere in the world, with the highest levels of cover, including cancellation cover up to £12,500 per person, per trip and up to 120 consecutive days cover.
 
Gap Cover
Options Perfect for: Gap years, sabbaticals, career breaks and extended travelling around Europe and Worldwide for up to 24 months.

Online, TelAnnual, Single Trip or Gap Travel InsuranceAmerican Express
American Express travel insurance has been awarded a 5 Star rating by Defaqto, the UK’s leading Independent financial services research company. They offer a wide range of options so that you can make your policy suit your needs. They offer Single Trip, Annual and Backpaker Gap policies and European or Worldwide cover.
DETAIL INFORMATION >>
Restrictions

Restrictions

Please refer to Terms and Conditions for exclusions.


Services

Services

1. Winter Sports Option
2. Excess Waiver Option
3. Stranded Traveller Assistance
4. Business Travel Option
5. Adventure Sports & Activities Option
6. Winter Sports Option
7. Golf Option
8. Personal Baggage Exclusion
9. EHIC Discount


Advantages

Advantages

1. Affordable cover and excellent value for money.
2. Access to the very best expert assistance should you need it.
3. Wide range of different options
4. Excellent customer service
5. Easy to apply online.


Disadvantages

Disadvantages

1. You have to apply to obtain a quote
2. For all internet travel insurance applications, you will not receive advice or a recommendation from American Express.
3. Must be under 79 years old

Barclaycard Travel Insurance
Barclaycard Travel Insurance
ProviderEurope and WorldwideBarclaycard Travel InsuranceFrom £3.42Nil to £250Type

Cover Type

Single Trip/ Annual Multi Trip


Level

Cover Level

Standard


Detail

Cover Detail

Single and Annual Trip Travel Insurance
1.Medical expenses - up to £10,000,000
2. Cancellation or cutting short your trip - up to £5,000 
3. Personal belongings - up to £2,000
4. Personal money - up to £500

 

Online, TelSingle trip, annual tripBarclaycard Travel Insurance
A 3 day single trip to Europe costs from £3.42 (based on a traveller aged 18-59). If you apply online for a single trip or annual multi trip you will receive a 10% discount on your travel insurance. Some of the benefits you can enjoy include up to £10,000,000 in medical expenses and up to £2,000,000 in liability cover.
DETAIL INFORMATION >>
Restrictions

Restrictions

See website for Terms and Conditions


Services

Services

Get a quick instant quote online.


Advantages

Advantages

1. 10% online discount
2. Children under 18 years of age go free when travelling with a parent or guardian who is covered
3. The reassurance that you have up to £10,000,000 in medical expenses if you are injured or fall ill during a trip abroad.
4. The knowledge that you have up to £2,000,000 in liability cover.
5. Up to £5,000 cover for unused travel and accommodation costs if your holiday is cancelled or cut short.
6. Cover for personal belongings and baggage which is lost, stolen or damaged during the course of your trip – of up to £2,000.


Disadvantages

Disadvantages

1. Travel Insurance is only available for UK based applicants who are 74 years of age or under.
2. Unable to provide cover for travel in, to or through Afghanistan, Cuba, Liberia and Sudan or for claims arising as a direct result of the situation highlighted by
the Foreign and Commonwealth Office where you have travelled to a specific country or area where the Foreign and Commonwealth Office have advised against
all but essential travel.
3. You must get a quote to find out the cost

Essential Travel
Essential Travel
ProviderSingle Trip Insurance availableEssential TravelFrom £6.94 per weekUp to £120Type

Cover Type

Annual Multi Trip and Single Trip


Level

Cover Level

Standard, Essential, Essential Plus, Superior


Detail

Cover Detail

1. Choose from 4 levels of cover.
2. up to 45 days per trip allowed on annual policies.
3. Over 70 sports covered for FREE
4. 24 hour medical assistance FREE.
5. Online medical screening
6. Up to $10 million medical cover, £3,000 cancellation, £1,500 lost baggage.
7. Kids go FREE on Family Policies
8. Travel more than pnce a year? Check out the Auunal Travel Insurance rates.

OnlineOver 70 sports covered for FREEEssential Travel
Essential Travel holiday insurance policies are safe, secure, fully comprehensive and underwritten by White Horse Insurance Ireland Ltd. They cut the cost not the cover. Choose from 4 cover levels and receive over 70 sports covered for FREE.
DETAIL INFORMATION >>
Restrictions

Restrictions

You must be registered with a Medical Practitioner in the United Kingdom.


Services

Services

Booking your holiday insurance online


Advantages

Advantages

1. 24-Hour Emergency Assistance
2. Book Travel Insurance Online - it's quick, easy, safe and secure
3. Pre-existing Medical Conditions covered
4. Up to 45 days per trip allowed on Annual policies
5. Book with Confidence - Policies are underwritten by White Horse Insurance Ireland Ltd
6. Up to £10 million medical cover, £3,000 cancellation, £1,500 lost baggage
7. Kids go FREE on Family Policies
8. Travel more than once a year? Check out our Annual Travel Insurance rates


Disadvantages

Disadvantages

1. General exclusions are applicable to all sections of the policy

Getcover Low Cost Travel Insurance
Getcover Low Cost Travel Insurance
ProviderEurope and WorldwideGetcover Low Cost Travel InsuranceFrom £2.05 per dayAsk on applicationType

Cover Type

Single Trip/ Annual Multi Trip/ Ski Single Trip/ Hazardous/ Backpacker/ Group Policies/ Over 65


Level

Cover Level

Single and Gold Annual Policies/ Single and Gold Annual Policies Excess/Single and Gold Annual Policies Excess


Detail

Cover Detail

Annual Multi-Trip cover available in Low Cost Annual Travel Insurance as also Premium Annual Gold Travel Insurance.

Online or TelephoneSingle trip, hazardous trip or long term travelling trip.Getcover Low Cost Travel Insurance
Getcover is the bottom line in low cost insurance. However, even though it caters for persons on a budget it does not lack in quality service. Whether you are going on a short holiday or climbing a mountain,Skiing in the Alps or backpacking around India, Getcover will have the right policy for you. With single trip insurance starting from as little as £2 you can't go wrong.
DETAIL INFORMATION >>
Restrictions

Restrictions

You must be over 18 years to benefit from the backpacker budget cover. If you are between 18 and 22 and living with your parents, you must be accompanied by your parents if you are to benefit from a family insurance policy.


Services

Services

1.Get a quick instant quote online.


Advantages

Advantages

1.Single Trip Travel Insurance from as little as £2 per day
2.Children can be insured with adults at half price.
3.Unlimited number of trips in the policy year period.
4.Special couple and family rates available
5.Premium Annual ‘Gold’ Travel Insurance Policy available offering up to £7,000,000 of medical cover.
6.A full refund is available within 14 days of inception as long as the start sate hasn’t passed.


Disadvantages

Disadvantages

1. Rates are subject to a 3 day minimum
2. You must be over 18 years to benefit from the Backpacker Travel Insurance.
3. Limitations and Exclusions Apply to all Getcover Policies

Elect Travel Insurance
Elect Travel Insurance
ProviderSingle or Annual Multi-TripElect Travel Insurancefrom £5.74depends on claimType

Cover Type

TraveI Insurance with Cover for Medical Conditions


Level

Cover Level

Essentials, Silver,Gold, Platinum


Detail

Cover Detail

Cover for pre-existing medical conditions to meet a variety of ailments

OnlineFor everybody, including people with a medical conditionElect Travel Insurance
Elect Travel Insurance is well established specialist travel insurance provider who looks after more than 250 000 travelers every year. It now now offers cover for pre-existing medical conditions to meet a variety of ailments. Apply online, from the comfort of your own home. Don't take the risk - try our quick quote system for insurance today. Please note that Electinsurance.co.uk are authorised and regulated by the Financial Services Authority.
DETAIL INFORMATION >>
Restrictions

Restrictions

All trips must start from and end in the United Kingdom, and the policy must cover the whole duration of the trip. Only for residents in the United Kingdom otherwise cover will not operate.


Services

Services

Online application
Wide range of cover types


Advantages

Advantages

1. Easy online application
2. Four levels of cover
3. Cover for pre-existing medical conditions


Disadvantages

Disadvantages

Maximum age 74 years

Insure for Travel
Insure for Travel
ProviderSingle or Annual Multi Trip up to 79 years and 74 years respectivelyInsure for TravelFrom £6.13VariesType

Cover Type

Single Trip, Annual Multi-Trip and Extended stay


Level

Cover Level

Standard - Advance


Detail

Cover Detail

See policy document for more information

OnlineCheap travel insuranceInsure for Travel
We have over 30 years experience in insurance services so always offer competitive prices on all travel insurance products. You can even travel with us if you have a pre-existing medical condition by completing our medical screening process which only takes a minute or so to provide a great range of options to cover your travel insurance requirements. This simply calculates your insurance premium based on your condition - dont take the risk try our quick quote system especially if you require medical travel insurance.
DETAIL INFORMATION >>
Restrictions

Restrictions

They do not offer an Excess Waiver.


Services

Services

Quick, easy to use Online service


Advantages

Advantages

1. Over 30 years of travel insurance experience
2. Cover starting from just £6.13
3. No problem if you have pre-existing Medical Conditions


Disadvantages

Disadvantages

1. You have to pay an excess for any claim that you make.

OUL Direct
OUL Direct
ProviderEurope and Worldwide.Single, Annual Multi Trip Travel InsuranceFrom £5.37Apply for details.Type

Cover Type

Single, Annual Multi Trip Travel Insurance


Level

Cover Level

Standard/Winter Sports


Detail

Cover Detail

Single Trip Travel (Standard/Wintersports)

Annual Multi Trip Travel (Standard/Wintersports)

Online/PhoneFor single/multi trip purposes.OUL Direct
OUL Direct offers you the chance to get a great travel insurance deal in just a few moments. The company is FSA approved and allows you to pick between a variety of packages from Single Trip Travel Insurance to Annual Multi Trip Travel Insurance. You can get additional travel insurance cover for winter sports.
DETAIL INFORMATION >>
Restrictions

Restrictions

You are not covered for taking part in any hazardous pursuit unless it is listed in the policy wording.


Services

Services

Great online application service!


Advantages

Advantages

1. Refunds available within 14 days. 

2. FSA approved.
3. Choose between a variety of cover options. 
4. Get Winter Sports Cover in your package. 
5. Apply quickly and easily online. 
 


Disadvantages

Disadvantages

1. You only have 31 days to file a claim after the event takes place. 

2. Only for under 65's.

MORE TH>N
MORE TH>N
ProviderAnnual Multi-Trip and Single TripMORE TH>N Travel InsuranceFrom £7.60Ask on applicationType

Cover Type

Single Trip & Annual Cover


Level

Cover Level

Economy or Premier


Detail

Cover Detail

Annual Cover
Cheap Annual travel insurance from only £24.99
Covers multiple European, Worldwide & UK breaks.
Covers unlimited trips (max 183 days a year).

Single Trip
Cheap Single Trip cover from only £7.76
Cover for individuals, couples & families for trips
in the UK, Europe & Worldwide.
Cover trips of up to 548 days.

OnlineCheap budget Holiday InsuranceMORE TH>N
MORE TH>N offer you cheap holiday insurance and the reassurance of being covered by oe of the best known insurance UK companies. They provide good value priced budget travel insurance with an efficient customer service. Apply online.
DETAIL INFORMATION >>
Restrictions

Restrictions

To be covered, they must be healthy, fit to travel and to undertake the planned Trip;


Services

Services

Cheap budget Holiday Insurance


Advantages

Advantages

1. Our Single Trip prices start from as little as £7.60
2. Our Annual Cover starts from as little as £24.99
3. Upgrade your cover to include baggage, winter sports, golf cover, business cover or excess waiver
4. 24 hour emergency assistance services wherever you are in the world Travel insurance quotes in minutes


Disadvantages

Disadvantages

1. You will have to pay an excess when you make a claim.
2. Restrictions apply to the policies.

Insurefor.com
Insurefor.com
ProviderFamily holiday insurance; Cruise travel insurance; Sports travel insurance; Winter sports travel insurance;Single Trip, Annual, Over 65From £7.19VariesType

Cover Type

Single Trip, Annual, Over 65


Level

Cover Level

Economy, Standard and Premier Cover


Detail

Cover Detail

family holiday insurance
annual travel insurance
single trip travel insurance
cruise travel insurance
sports travel insurance
winter sports travel insurance
backpacker travel insurance
over 65 travel insurance
golf travel insurance

OnlineCheap travel insuranceInsurefor.com
Buy your travel insurance with confidence online through insurefor.com. They provide 24 hour emergency assistance and a secure online booking service so you know that your travel insurance is taken care of. Winter Sports Insurance from £8.72 and fantastic discounts on family travel insurance with free cover for kids!
DETAIL INFORMATION >>
Restrictions

Restrictions

No Section of this policy shall apply in respect of any person who has reached the age of 80 years at the commencement of the Period of Insurance for Single Trip or Annual policies and in respect of any person who has reached the age of 46 years at the commencement of the period of insurance for Extended Stay policies.


Services

Services

Book your travel insurance online


Advantages

Advantages

1. 24 hour emergency assistance
2. Policies underwritten by Ageas Insurance Ltd
3. Secure online booking
4. UK call centre
5. 24 hour emergency assistance helpline
6. 14 day money back guarantee


Disadvantages

Disadvantages

1. Most sections of the policy carry an Excess

Age UK Travel Insurance
Age UK Travel Insurance
ProviderSingle Trip insurance also availableAge UK Travel InsuranceVariesFrom £50Type

Cover Type

Single Trip policy, or an Annual Multi-trip policy


Level

Cover Level

Standard


Detail

Cover Detail

See website

OnlineOver 50 years oldAge UK Travel Insurance
Age UK Travel Insurance is designed specifically with the over 50s in mind. This great cover includes a range of benefits designed to put your mind at ease. Age UK Travel Insurance has no upper age limit and you can cover your pre- existing medical conditions wherever possible**. Choose a Single Trip policy, or an Annual Multi-trip policy if you are a regular traveller.
DETAIL INFORMATION >>
Restrictions

Restrictions

See website


Services

Services

24-hour emergency medical assistance


Advantages

Advantages

1. 24-hour emergency medical assistance
2. cover for pre - existing medical conditions wherever possible**
3. Emergency medical expenses and other expenses up to £10 million incurred outside the UK
4. Cover for medical equipment  against loss theft or damage†
5. Personal belongings cover
6. Cover for loss of deposit and cancellation charges.
7. Winter sports cover up to 17 days (Annual Multi-trip)
8. Cover for financial failure of the travel or accommodation provider
9. 14-day money back guarantee - you won't pay if you change your mind†† 
10. Free Pre-Travel Advice Line for advice on visas, passports, inoculations, time zones, bank opening hours, local holidays, motoring restrictions and other holiday concerns
11. Free cover for children under 18^
12. Special group discounts for groups of ten or more adults travelling within the UK
13. No administration charge for amending policy


Disadvantages

Disadvantages

1. If you make a claim you will have to pay an excess

Club Direct
Club Direct
ProviderEurope and WorldwideAnnual Multi-Trip, Single Trip, Over 65From £7.36Silver £60 / Gold £100Type

Cover Type

Annual Multi-Trip, Single Trip, Over 65


Level

Cover Level

Comprehensive


Detail

Cover Detail

Single Trip
Two levels of cover, Silver and Gold, so you can choose the policy suitable for your needs.
 
Annual Trip
If you travel or holiday abroad more than once a year, you will find our Annual Travel Insurance policies both convenient and economical. Club Direct offer two different Annual Travel Insurance policies - Silver Annual and Gold Annual - both of which allow for an unlimited number of trips abroad during the year and offer European and Worldwide cover.

Online, TelFor Annual or Single Trip Travel InsuranceClub Direct
Club Direct offers highly competitive prices for their policies with many practical features and benefits. Some of the benefits you can enjoy are; medical cover of up to £10 million, Winter sports cover option, on and off piste and Single Trip cover for customers up to the age of 99.
DETAIL INFORMATION >>
Restrictions

Restrictions

Please see website for terms and conditions


Services

Services

1. Offer cover to those aged 100 years or over through our call centre.
2. Club Direct has an online medical screening system which allows them to quote you for many pre-existing medical conditions.
3. Pre-Existing Medical Conditions
4. Snowboarding Travel Insurance
5. Golf Travel Insurance
6. Backpackers Travel Insurance


Advantages

Advantages

1. Single Trip cover for customers up to the age of 99
2. Medical cover of up to £10 million
3. Cover for many pre-existing medical conditions
4. Winter Sports cover option, on and off piste.
5. Cover for your belongings, holiday cancellations, delays and numerous other risks that can occur during your trip abroad.
6. Annual Multi Trip Travel Insurance up to the age of 74


Disadvantages

Disadvantages

1. Only available to age 99 to apply online.
2. Please note that if you return home to the UK within the planned trip period, cover will be suspended until you resume your trip
3. You must apply online to get cost and excess fees

Top Dog Travel Insurance
Top Dog Travel Insurance
ProviderSingle Trip, Annual Multi Trip, Gap Year, Long Stay, Winter SportsTop Dog Travel InsuranceFrom £9.44Ask on applicationType

Cover Type

Single Trip, Annual Multi Trip, Gap Year, Long Stay, Winter Sports


Level

Cover Level

Standard


Detail

Cover Detail

Annual Multi Trip
Travel insurance for Annual Multi Trip including over 65 senior citizens cover and the option to extend cover for existing medical conditions. This travel policy is ideal for the frequent traveller covering you for multiple trips of 35, 50 or 100 days (subject to age), with the option to include up to 17 days winter sports cover (up to and including 65 years of age). Discounts are available for families, couples and single parent families, and individual travel is permitted. Excludes cover for over 85s.
 
Single Trip
Travel insurance for a Single Trip with the option to extend cover for existing medical conditions and, with no upper age limit, we provide over 65s travel insurance. This policy offers a high level of cover for medical expenses and repatriation, personal baggage, travel money and cancellations. A flexible travel insurance policy that can be extended to cover winter sports (up to and including 65 years of age) and automatically covers participation in over 100 sports and activities, including bungee jumping, scuba diving, white water rafting and water sports.
 
Gap Year
This travel policy is ideal for the Gap Year traveller or those going abroad to study. You will be automatically covered for many sports and activities, including bungee jumping, scuba diving and white water rafting, as well as voluntary work and farming holidays. This flexible policy allows you to return home for short periods without invalidating the policy and can be upgraded to include cover for computer equipment (up to £1,000) as well as course fees if you are studying abroad. Cover available for those aged between 16 and 45 years.
 
Long Stay
Travel insurance for a Long Stay trip including the option to extend cover for existing medical conditions. This policy is ideal for an extended break and provides comprehensive cover for medical expenses and repatriation, baggage, travel money and cancellations. This travel policy includes automatic cover for over 100 sports and activities including safaris, trekking (up to 3,000m) and, for the more adventurous, scuba diving down to 30 metres, as well as optional winter sports cover (up to and including 65 years of age). Excludes cover for over 75s.
 
Winter Sports
Winter sports travel & ski insurance which covers a variety of winter sports, including skiing and snowboarding on/off piste (within resort boundaries), tobogganing, ice skating, alpine, glacier and cross country skiing. In addition to our usual comprehensive cover, this policy provides specific winter sports benefits, including loss or damage to your ski equipment and ski pass, the hiring of replacement equipment if yours is misplaced by your carrier and a daily benefit if you are unable to ski as a result of extreme weather condition or piste closure due to lack of snow. Excludes cover for over 65s.

OnlineCheap Travel InsuranceTop Dog Travel Insurance
Top Dog insurance aim to sell you the best cover they can for your needs and ensure that, should you need to make a claim, it is dealt with quickly, fairly and efficiently. Top Dog claim to be one of the UK’s leading direct sell travel insurance providers who take great pride in their service and reputation.
DETAIL INFORMATION >>
Restrictions

Restrictions

See Policy Wording for restrictions


Services

Services

Free newsletter available


Advantages

Advantages

1. Get 10% off Travel Insurance
2. FREE entry to Holiday Prize Draw
3. A range of travel options are available.


Disadvantages

Disadvantages

1. They may charge the following fees: Policy issue: £2 per person, Policy cancellation within 14 days: £5 per policy, Information provision under the Data Protection Act: £10 per request.
2. Restrictions apply.

yourtravelcover.com
yourtravelcover.com
ProviderEurope and WorldWideSingle Trip, Annual Multi-Trip and more.From £7.99Apply for details.Type

Cover Type

Single Trip, Annual Multi-Trip.


Level

Cover Level

Bronze, Silver & Gold Policies


Detail

Cover Detail

Choose between levels Bronze, Silver & Gold for insurance types- Single Trip, Annual Multi-Trip Travel, Medical and over 55's,Winter Sports.

Online/PhoneFamilies/Single/Sports Purposesyourtravelcover.com
If you are planning a trip away, make sure you get your travel insurance. Your Travel Insurance.com offer you a variety of cover levels from Single Trip Travel Insurance to Annual Multi Trip, Over 55's and even Winter Sports Travel Insurance. The bottom line in cover.
DETAIL INFORMATION >>
Restrictions

Restrictions

United Kingdom, Channel Image and Isle of Man Only


Services

Services

Free service for children under 18 with Single and Family Cover.


Advantages

Advantages

1. Choose between Single Trip, Multi Trip, Over 55's and Sports Cover! 

2. Get a quote in a few seconds online. 
3. The Worldwide and European Family policies have been named 'best buys' by consumer champion, Which? 
4. Get up to £5,000 in Emergency Medical Expenses 
5. Benefit from 24 hour medical assistance.
6. Approved by the FSA. 
7. Free cover for children under 18 with Family & Single Cover.


Disadvantages

Disadvantages

1. Only available to those in the UK 

2. Only 24 days cover for single trip cover.

Flexicover Direct Travel Insurance
Flexicover Direct Travel Insurance
ProviderFor all travel insurance requirementsFlexicover Direct Travel InsuranceFrom £10.31VariesType

Cover Type

Single Trip, Annual Trip, Gap Year, Long Stay, Winter Sports


Level

Cover Level

UK, Europe, Worldwide


Detail

Cover Detail

OnlineHoliday cover to suit your needsFlexicover Direct Travel Insurance
Flexicover Direct policies provide you with holiday insurance cover tailored to suit your needs. You can arrange cover for existing medical conditions, optional winter sports cover, activity holidays and specialist over 65s travel insurance. Flexicover Direct provide you with a call centre 7 days a week to help you with any questions regarding your requirements.Great new discount code Flex512 will give you an amazing discount on a range of policies. You can receive 5% off Single Trip , 10% off Annual Multi-Trip, 12% off Gap Year and 12% off Long Stay.
DETAIL INFORMATION >>
Restrictions

Restrictions

See website for exclusions and limitations


Services

Services

Online Travel Insurance


Advantages

Advantages

1. Apply online.
2. Competitive prices.
3. Variety of options to choose from.
4. Tailor your insurance to suit your needs.


Disadvantages

Disadvantages

1. Limitations and exclusions apply to all policies.
2. You need to pay an excess on any claim.

Insurewithease.com
Insurewithease.com
ProviderEurope or Worldwide CoverSingle Trip, Annual Multi-Trip, Winter Sports, BackpackersFrom £7.95Dependent on PolicyType

Cover Type

Single Trip, Annual Multi-Trip, Winter Sports, Backpackers


Level

Cover Level

Patinum, Bronze, Silver, Gold


Detail

Cover Detail

Single Trip Travel Insurance
Perfect, if you are just taking one trip this year and need quick, affordable insurance.
 
Annual Multi-Trip Travel Insurance
Winter sports, golf, cruise, business, airline failure and wedding cover available.
 
Backpackers Travel Insurance
If you are taking a gap year or career break, get essential reassurance at affordable prices.
 
Winter Sports Travel Insurance
Single & Annual Multi-Trip Travel Insurance for wintersports holidays.

Online, TelSingle Trip, Annual Multi-Trip, Winter Sports, BackpackersInsurewithease.com
Insurewithease is an online travel insurance provider who offer exclusive policies for Annual Travel Insurance, Single Trip Travel Insurance as well as Winter Sports Travel Insurance and Backpackers Insurance. They have a rating of bronze, silver and gold so you can clearly see the level of cover in each policy.
DETAIL INFORMATION >>
Restrictions

Restrictions

See website for terms and conditions


Services

Services

1. E-mail you a copy of your quote and a link.
2. 24-hour worldwide emergency & medical assistance
3. Text message service providing policy number and emergency assistance details


Advantages

Advantages

1. Cheap travel insurance quotes for exclusive products, with the added benefit of getting golf, winter sports, wedding and business travel insurance included as standard.
2. Save your quote for you for 30 days.
3. Families, couples and single holidaymakers
4. Excess waiver option available
5. FREE cover for children under 18 on single trip policies
6. Winter sports, golf, cruise, business and wedding cover available


Disadvantages

Disadvantages

1. You can pay for your travel insurance using all major debit or credit cards with the exception of American Express and Diners Club.

Saga Travel Insurance
Saga Travel Insurance
ProviderSee website for detailsSingle or Annual Multi TripAsk on applicationFrom £50Type

Cover Type

Single or Annual Multi-Trip


Level

Cover Level

Standard


Detail

Cover Detail

  1. Cover for most pre-existing medical conditions
  2. Discounts for couples
  3. Cover for any additional people including those that are under 50
  4. Independent Traveller cover as standard – offering up to £5,000 for irrecoverable transport, accommodation and other pre-paid costs when booked independently
  5. Scheduled airline failure cover included as standard. This added benefit offers up to £1,500 for irrecoverable flight costs in the event of insolvency
  6. A choice of single trip or annual multi-trip policy
  7. Easy to use online medical screening process, which allows complete confidentiality if you have pre existing conditions
  8. 24 hour English-speaking travel assistance helpline included, for advice before and whilst you are away
  9. No need to book your holiday through Saga
  10. Optional cover for winter sports, scuba-diving or golf

Our policies include up to:         

  •  £10,000,000 for medical emergencies and repatriation
  •  £5,000 cancellation cover
  • £2,500 baggage cover

Online, telephoneOver 50sSaga Travel Insurance
Buy a travel insurance policy online from Saga and receive extra discounts on airport parking, hotels, lounges and travel guides.  Choose from wide range of travel insurance cover types and enjoy the benefits including discounts for couples, cover for any additional people cover for most pre-existing medical conditions and more.
DETAIL INFORMATION >>
Restrictions

Restrictions

Policy Limits for each insured person per trip is £5,000


Services

Services

Single Trip, Annual Multi trip policies, plus specialist types (inc golf and wintersports)


Advantages

Advantages

Great benefits included in all policies
Great choice of optional extras
Could get up to 5% discount online
 
 


Disadvantages

Disadvantages

Lots of information to digest, can be confusing
Only 45 days cover per trip for Annual Mutli-trip policy

Explorer Travel Insurance
Explorer Travel Insurance
ProviderSingle Trip, Annual, Cruise, Winter Sports, Backpacker and specialist Over 65's & Medical Conditions Travel InsuranceExplorer Travel InsuranceFrom £3.76Check the policy wordingType

Cover Type

Single Trip or Annual Multi Trip


Level

Cover Level

Platinum. Bronze, Silver and Gold Cover


Detail

Cover Detail

Choose from Single Trip, Annual, Cruise, Winter Sports, Backpacker and specialist Over 65's & Medical Conditions Travel Insurance.
 
All Explorer Travel Insurance policies include:
 
1. £5 million medical expenses cover
2. 24 hour emergency assistance
3. Kids go FREE on family policies

Online, TelFor UK residents under the age of 86Explorer Travel Insurance
Explorer Travel Insurance offer a wide range of policies, with different levels of cover, so you can tailor your insurance to meet your specific needs. Get a quote and buy online now! Choose from Single Trip, Annual, Cruise, Winter Sports, Backpacker and specialist Over 65's & Medical Conditions Travel Insurance.
DETAIL INFORMATION >>
Restrictions

Restrictions

1. Travel Explorer Insurance can provide cover to individuals up to and including a maximum age of 85 years for single trip policies.
2. There maximum age for annual policies is 75 years of age.
3. Backpacker policies are available to customers aged 39 years and below.
4. The maximum duration for a single trip policy is 120 days for customers aged up to and including 65 years. For customers aged 66-70 years the maximum duration is 93 days; for customers aged 71-75 years the maximum duration is 60 days and for customers aged 76-85 years the maximum duration is 31 days.
5. You must be a UK resident


Services

Services

Single Trip, Annual, Cruise, Winter Sports, Backpacker and specialist Over 65's & Medical Conditions Travel Insurance


Advantages

Advantages

All Explorer Travel Insurance policies include:
1. £5 million medical expenses cover
2. 24 hour emergency assistance
3.  Kids go FREE on family policies


Disadvantages

Disadvantages

Travel Explorer Insurance can provide cover to individuals up to and including a maximum age of 85 years for single trip policies

Worldwideinsure.com
Worldwideinsure.com
ProviderEuropean or world-wide holidaysAnnual Multi-Trip, Single Trip, Longstay and Winter SportsFrom £36.50Dependent on PolicyType

Cover Type

Annual Multi-Trip, Single Trip, Longstay and Winter Sports


Level

Cover Level

Standard, Super, Elite


Detail

Cover Detail

Annual Multi-trip Travel Insurance
Travel world-wide as often as you want for just one payment. Ski cover & business cover available.
 
Single Trip Travel Insurance
Holiday travel insurance for the occasional traveller - ideal for short trips of 1 - 94 days.
 
Travel Insurance for Cruise Holidays S
pecialist Travel Insurance for cruises - no age limit and Cancellation cover up to £10,000 per person.
 
Longstay Travel Insurance
Travel Insurance from 2-18 months for long-haul travellers, backpackers. Covers working overseas.
 
Ski & Snowboard Travel Insurance
Wintersports cover (inc. off-piste, heli-skiing, parapenting etc.) part of our Single Trip policy.

Online, TelAnnual, Single Trip and LongstayWorldwideinsure.com
Worldwideinsure.com offer travel insurance policies ranging from Single trip cover for 1 – 94 days, Annual Multi-Trip Cover for frequent travel with a choice of 31, 45 or 62 days per trip and Longstay cover for 2 months to 18 months. You can apply online and choose a policy to suit your needs.
DETAIL INFORMATION >>
Restrictions

Restrictions

See website for terms and conditions.


Services

Services

1. Adventure sports can be added.
2. Flexible cover for casual or competitive participation.
3. Both single trip and annual multi-trip policies can be arranged for individuals, couples or families, subject to the maximum age limits shown above.


Advantages

Advantages

1. Annual and Single Trip policies, offer a waiver to delete the Excess, on the 'Super' option and the 'Elite' option has no excesses at all.
2. Most medical conditions can be insured.
3. Kids go free on family policies.


Disadvantages

Disadvantages

1. Specific Conditions and Exclusions apply to individual Sections of your insurance, whilst General Exclusions and Conditions will apply to the whole of your insurance.
2. Travel Insurance contains restrictions regarding pre-existing medical problems concerning the health of the people travelling and of other people upon whose health the trip depends. You are advised to read the document carefully.
3. Under some Sections of this insurance, claims will be subject to an excess. This means you are not insured for any small loss that falls within the amount shown.

Asda Travel Insurance
Asda Travel Insurance
ProviderPolicyholders must be at least 18Single or Annual Multi-TripFrom £5Dependent on PolicyType

Cover Type

Annual, Multi-trip and Single


Level

Cover Level

Standard to Superior


Detail

Cover Detail

Standard Cover
 
1. Unlimited medical expenses
2. Cover the kids for FREE
3. Cover from £5
4. 24/7 English speaking helpline
5. £1,000 of Baggage Cover
 
Superior Cover
 
1. Get unlimited medical expenses for you and your family and get home if you become ill or injured on holiday
2. You could recover the cost of your holiday if you're too ill to go away
3. You can replace your clothing knowing you could recover some of the costs later
4. Your travel insurance covers you for accidental injury while you’re away
5. English-speaking person who can help you with advice 24 hours a day, 7 days a week.

Online, TelYou be under 70 years of age on the date you purchase coverAsda Travel Insurance
Unlimited medical cover and kids go free – get away! It really is true, with Asda Travel Insurance you enjoy unlimited medical cover and kids go free. And that’s just for starters. Apply online now and enjoy all this from as little as £5*
DETAIL INFORMATION >>
Restrictions

Restrictions

See website policy document for restrictions


Services

Services

1. Single Trip or Annual Multi-Trip cover
2. Europe or Worldwide cover
3. Standard or Superior cover


Advantages

Advantages

1. Unlimited medical cover – what ever it takes to help get you better.
2. Kids or grandkids go free – up to seven youngsters are covered FREE.
3. Up to £1000 cancellation cover – we’ll give you up to £1000 if your suitcase is stolen or your holiday is cancelled.
4. Help getting home – if there’s an emergency or you get injured, we’ll help you get back safely.
5. A translator – we’ll provide you with someone to talk to hospital staff if they speak another language.
6. 24/7 English speaking helpline – we’re always there for you on the phone.


Disadvantages

Disadvantages

1. Policyholders must be at least 18

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