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Please see a selection of companies that offer travel insurance below. Whether you're a regular traveller or only go on holiday once a year, getting the right travel insurance is great for peace of mind. You can find travel insurance policies which cover you for unforeseen events like illness or injury, cancelled flights and lost baggage. Use the table below to compare the main features of each travel insurance service helping you find the policy best suited to your travelling needs. The 'get a free insurance quote' button gives you access to the Seopa Insurance quote system which offers access to additional insurers from those listed in the table below. www.whichwaytopay.com is owned by Which Way to Pay Limited, who are an Introducer Appointed Representative of Seopa Ltd. The insurance quote system is owned and operated by Seopa Ltd, who are authorised and regulated by the FSA, number 313860. For more information please see disclaimer.

Search Report: ALL  Providers  Brokers  Multi Trips  Backpackers  Long Stays  65+  Single Trips  Winter Sports

If you wish to speak to someone: Contact Us or Enquiry Line: +44 (0) 207 386 5300

PROVIDERTYPE

TYPE

Broker or Provider

TRAVEL INFO

TRAVEL INFO

Travel information necessary

POLICY

POLICY

Details of the insurance policy

COST

COST

Cost of policy

EXCESS

EXCESS

An excess is a payment you have to make if you decide to claim on your policy

COVER

COVER

Details of cover available

METHODS

METHODS

Application Methods available

SUITABLE

SUITABLE

Who insurance is suitable for

RESTRICTIONS

RESTRICTIONS

Restrictions for applicants

MORE INFO

Insure For All Travel Insurance
Insure For All Travel Insurance

ProviderEurope or Worldwide CoverInsure For All Travel InsuranceGet a quoteDepends on policyType

Cover Type

Travel Insurance


Level

Cover Level

Bronze, Silver,Gold


Detail

Cover Detail

• Up to £10 million medical protection as standard • Cancellation cover up to £3,000 • Cover for delayed and lost baggage • European or worldwide cover Also, if you suffer from pre-existing medical conditions, we provide an easy to use online medical screening process, which offers cover for many conditions. Get instant cover through InsureForAll - the over 65s travel insurance specialist.Up to age 99 online and for older ages through our call centre

OnineSuitable For

Suitable For

Over 65s

Restrictions

Restrictions

Only for UK residents

Insure For All Travel Insurance
Finding travel insurance when you are over 65 can sometimes be quite time consuming as not all companies offer cover once you hit 65 - but at InsureForAll we specialise in providing award winning travel insurance to the over 65s. We offer single trip policies with no upper age limit and annual multi trip policies up to age 74. You’ll also be able to find cover for cruises and winter sports holidays. We believe that everyone should be treated individually, so you only pay for the cover you need. So whether you are aged 65 or are looking for travel insurance for over 70s, we can provide you with reassuringly high levels of cover at a low price. DETAIL INFORMATION >>Services

Services

Online application,24 hour emergency assistance helpline


Advantages

Advantages

1. Added cover available for over 1,000 medical conditions
2. £10 Million of emergency medical expenses as standard
3. Scheduled airline failure insurance included
4. 14-day money-back guarantee


Disadvantages

Disadvantages

No info about costs on website

Just Travel Cover
Just Travel Cover

BrokerWorld Wide travel up to 365 days in durationJust Travel CoverFrom £10.30From £0 to £500Type

Cover Type

No age limit Travel Insurance with medical cover


Level

Cover Level

Bronze / Silver / Gold


Detail

Cover Detail

No age limit Travel Insurance including cover for pre-existing medical conditions to all destinations including USA. Multiple add-ons available. Policy selected from a range of insurers. Three cover levels to suit a client’s needs.

Online / UK call centreSuitable For

Suitable For

All travel insurance needs

Restrictions

Restrictions

1.Age restriction on Annual Policies
2.Cover only available for UK residents

Just Travel Cover
Justtravelcover.com provides an extremely quick and easy way to compare travel insurance cover for pre-existing medical conditions and travel insurance for travellers of all ages. Justtravelcover.com is operated by Just Insurance Agents Limited, who is an independent agent, based in Sunderland, and specialises in providing impartial advice on travel insurance products. We work with a large panel of travel insurance providers who can help you get the travel insurance cover you need, no matter what your age. DETAIL INFORMATION >>Services

Services

1.Age restriction on annual policies
2.Excesses apply


Advantages

Advantages


Disadvantages

Disadvantages

1.No Age Limit on Single Trip policies
2.All medical conditions considered
3.Compare many insurers on one website
4.Three levels of cover (Bronze / Silver / Gold)

Insure For You
Insure For You

ProviderSinge and annual multi trip, extended stayInsur For You Travel InsuranceFrom £6.13Ask on applicationType

Cover Type

Single Trip, Annual Multui Trip


Level

Cover Level

Essential, Silver, Gold Platinum


Detail

Cover Detail

Medical Expenses Cancellation Personal Baggage Personal Liability Personal Money/Documents Up To 5 Kids On Family Missed Departure Personal Accident

OnlineSuitable For

Suitable For

Singles, families, all ages

Restrictions

Restrictions

Ask on application

Insure For You
Get this value for money travel insurance to be covered for a single jorney or several journeys during one year. Don't worry if you suffer from a exiating medical conditions - a medical screen in facility is available for you to get a suitable quote.You are over 65 years old - no problem - you can be covered up to the age of 79. Get your quote now! DETAIL INFORMATION >>Services

Services

Helpline, online application


Advantages

Advantages

1.Trips up to 18 months
2.Pre-existing medical conditions welcome
 3.Medical screening facility
4.Over 65 years


Disadvantages

Disadvantages

UKcover for a single trip is not valid exceeding 17 days

Atlas
Atlas

ProviderAnnual multi and single tripAtlas Travel Insurancefrom £1.63Depending on policyType

Cover Type

Travel Insurance


Level

Cover Level

Bronze,Silver,Gold,Platinum,


Detail

Cover Detail

Annual multi and single trip

OnlineSuitable For

Suitable For

All kinds of travellers

Restrictions

Restrictions

Some medical conditions

Atlas
AtlasDirect is one of the largest online providers of travel insurance within the UK. It is competitively priced without reducing the level of cover.Whatever kind of traveller you are, Atlas Direct has the right Travel Insurance. DETAIL INFORMATION >>Services

Services

Online application


Advantages

Advantages

1.Low cost 

2.Choice of policies


Disadvantages

Disadvantages

Restrictions might apply

coverwise
coverwise

ProviderAnnual multi trip and single tripcoverwisefrom £2.87Ask on applicationType

Cover Type

Travel Insurance


Level

Cover Level

Single and multi trip


Detail

Cover Detail

Annual multi trip and single trip for individuals and families,also winter sport

OnlineSuitable For

Suitable For

Sinles and families

Restrictions

Restrictions

Not available if you are over 75 years old

coverwise
Coverwise – Low cost Travel Insurance offering great cover, easy and efficient online purchase, payment and policy issue, UK customer service centres, 24/7 medical assistance. At Coverwise we appreciate customers have either chosen to or are considering placing their business with us. We feel that travel insurance is essential to ensure peace of mind whilst travelling or for financial security when pre-booking a trip. No one expects the worst to happen but when it does we will be there when customers need us. DETAIL INFORMATION >>Services

Services

Online application, 24/7 medical assistance and more


Advantages

Advantages

1.Independent travel for all named policy holders 

2.Global 24/7 emergency medical assistance 
3.Cover for over 100 sports and activities provided as standard


Disadvantages

Disadvantages

Age restrictions might apply

1stop Travel Insurance
1stop Travel Insurance

ProviderAnnual multi trip, single journey, backpacker and more1stop Travel Insurancefrom £7.63Ask on applicationType

Cover Type

Travel Insurance


Level

Cover Level

Ask on applicatiopn


Detail

Cover Detail

Annual multi trip cover, single trip, bacjpacker, weddding, winter sports

OnlineSuitable For

Suitable For

Sinngle and multi trip

Restrictions

Restrictions

1stop Travel Insurance
No matter what kind of holidays you plan - with 1stop Travel Insurance you are fully covered if anything goes wrong.Kids Go Free! - children aged 0-17 are insured free of charge on single trip travel insurance policies bought online when travelling with an insured parent or guardian living at the same address In additionto a variety of standard options you tehn can tailor your policy to ensure that you get the right travel insurance for your needs DETAIL INFORMATION >>Services

Services

24 Hour Emergency Medical Support


Advantages

Advantages

1.Kids Go Free! 

2.24 Hour Emergency Medical Support 
3.Allows you to tailor your policy


Disadvantages

Disadvantages

Some restrictions might apply

Endsleigh Travel Insurance
Endsleigh Travel Insurance

BrokerDiscounts for children/studentsSingle TripVariesVariesType

Cover Type

Essential or Comprehensive


Level

Cover Level

Essential or Comprehensive


Detail

Cover Detail

Ask on application

Online, TelSuitable For

Suitable For

Cheap holiday insurance

Restrictions

Restrictions

Ask on application

Endsleigh Travel Insurance
Endsleigh can offer a range of low cost travel insurance policies. Whether you are planning on a short break in the UK or travelling further afield, Endsleigh can find a policy to suit your needs. Make sure you've got your every step covered, wherever you are travelling to. Immediate quotes and travel insurance cover available online. DETAIL INFORMATION >>Services

Services

Download your policy documents online


Advantages

Advantages

1. Download your policy documents online
2. Have the option of removing your luggage cover and reducing your premium
3. Endsleigh offer a 24 hour English speaking emergency medical claim line worldwide


Disadvantages

Disadvantages

1. If you make a claim you have to pay an excess.
2. Terms and conditions apply.

John Lewis Travel Insurance
John Lewis Travel Insurance

BrokerSingle or Annual Multi TripJohn Lewis Travel InsuranceSingle Trip Cover from £14Depends on claimType

Cover Type

Single or Annual Multi-trip Insurance with Cover for Medical Conditions


Level

Cover Level

Essential, Plus and Premier


Detail

Cover Detail

Cover includes:
1. injury or illness
2. lost or delayed baggage
3. flight delays
4. missed departure
5. flight cancellation

Online, PhoneSuitable For

Suitable For

For people looking for cheap travel insurance and cover for pre-existing medical conditions

Restrictions

Restrictions

1. John Lewis Single Trip Travel Insurance covers a holiday up to six months long as long as you’re 64 or younger. If you’re 65 or over, the maximum trip length is 31 days. For Annual Multi-Trip Cover, the maximum length of each trip is 31 days.
2. John Lewis Annual Multi-Trip Travel Insurance is only available to people under 74 years old. However, there’s no upper age limit on our Single Trip Travel Insurance.

John Lewis Travel Insurance
John Lewis Travel Insurance provides a high level of cover as standard and you can add on additional cover for things like winter sports or business travel. And whether you choose John Lewis Single Trip or Annual Multi-trip cover, we offer the same high levels of cover you’d expect from us. We can cover a wide variety of pre-existing medical conditions provided you make us aware of them when you take out your policy. Receive 15% off John Lewis Travel Insurance when you buy online. Please read the terms and conditions. DETAIL INFORMATION >>Services

Services

1. Annual Multi-Trip Travel Insurance
2. Single Trip Travel Insurance
3. Worldwide Travel Insurance
4. European Travel Insurance
5. Family Travel Insurance
6. Winter Sports Cover


Advantages

Advantages

1. You won’t lose out if you have to cancel or cut short your trip, we’ll pay up to £8,000 per person for travel and accommodation you’ve already paid for.
2. Don’t worry if your airline, hotel or car hire company goes bust, we’ll reimburse you for any payments you’ve already made, up to £1,500.**
3. You can be confident that your personal belongings are protected
– we’ll replace or repair them if they’re lost, stolen or damaged.**
4. Get extra protection for your cameras and audio equipment with our optional Technology Cover.
5. Get help from a team of medical professionals whenever you need it with our 24 hour Emergency Medical Helpline.


Disadvantages

Disadvantages

1. John Lewis Travel Insurance can cover a wide variety of pre-existing medical conditions as long as you make us aware of them when you take out your policy. If you don’t declare a pre-existing medical condition and then make a claim, your claim might not be successful.
2. If you’re travelling with a person with a pre-existing medical condition, you might not be covered for any claim that’s related to their condition.
3. One way trips are not covered.

Goodtogoinsurance.com
Goodtogoinsurance.com

BrokerSingle or Annual Multi-TripGoodtogoinsuranceask on applicationask on applicationType

Cover Type

Travelinsurance with Cover for Medical Conditions


Level

Cover Level

Silver, Gold, Platinum


Detail

Cover Detail

Financial protection and emergency assistance for trips

OnlineSuitable For

Suitable For

For everybody with a medical condition and for people over 65 years.

Restrictions

Restrictions

Policy only available for residents in the UK

Goodtogoinsurance.com
Goodtogoinsurance.com is specifically designed to offer appropriate travel insurance cover for people travelling with all types of medical conditions from asthma through to heart disease and cancer - and for single trips of up to 92 days there is no age limit.So being over 65 doesn't stop you enjoying yourself and seeing the world, even if you have a medical condition. The cover includes travelling companions on the same policy. Please read the terms and conditions carefully. DETAIL INFORMATION >>Services

Services

24 hour medical emergency support
Medical screening on website.


Advantages

Advantages

1.No age limits on single trip travel insurance
2.Three levels of travel insurance cover available


Disadvantages

Disadvantages

No information on costs on Website

Get Going
Get Going

ProviderMulti and annual trip, sports holidaysGet Going Travel Insurancefrom £3.-Ask on applicationType

Cover Type

Travel Insurance


Level

Cover Level

Ask on applicatiopn


Detail

Cover Detail

Existing medical conditions, weddings, cruises, winder sports and more

OnlineSuitable For

Suitable For

For annual multi and single trips

Restrictions

Restrictions

Ask on application

Get Going
Get Going Travel Insurance are specialists in travel insurance for customers with a range of pre-existing medical conditions – from asthma and high blood pressure to more serious or terminal conditions such as cancer , with a variety of policies that suit any budget. We believe that travel insurance should be available to anyone, not just those who present less risk; people with pre-existing medical conditions want to travel just as much as those without, and that shouldn’t mean that a travel insurance policy should cost more than their trip. DETAIL INFORMATION >>Services

Services

24 hour medical emergency helpline managed by doctors


Advantages

Advantages

1.Full cover for declared and accepted medical conditions 

2.Specialist medical screening system
3.Emergency medical expenses up to £10,000,000 
4.Personal liability cover Possessions & Personal Effects cover 
5.24 hour medical emergency helpline managed by doctors. 
6.Over 350 sports and activities can be covered, and extensions available for any not listed


Disadvantages

Disadvantages

Not all medical conditions accepted

GolfCare
GolfCare

ProviderGolf HolidaysGolf Carefrom £32.99£50 which can be waived for a £6 fee.Type

Cover Type

Theft and accident


Level

Cover Level

Bronze, Silver,Gold , Platinum


Detail

Cover Detail

Theft and accident

OnlineSuitable For

Suitable For

Golf holidays

Restrictions

Restrictions

No

GolfCare
The company insures over 90,000 individual golfers in excess of £100 million worth of golf equipment. Recent research shows that every year, over 12,400 golf injuries require hospital treatment, and furthermore, millions of pounds worth of golfing equipment is stolen. It is thereforesurprising to hear independent research claims that 9 out of 10 still golfers have insufficient golf insurance for if the worst was to happen on the green. DETAIL INFORMATION >>Services

Services

Online application,free rounds of golf


Advantages

Advantages

1.Play for free in several clubs

2.UK's largest pecialist golf insurers 
3.Unbeatable prices


Disadvantages

Disadvantages

Different limits apply for personal accident.

BenefitsAlliance
BenefitsAlliance

ProviderAnnual multi trip and single journeyBenefits Alliance Travel InsuranceFrom £7.85Ask on applicationType

Cover Type

Travel Insurance


Level

Cover Level

Ask on applicatiopn


Detail

Cover Detail

medical, theft, sports

OnlineSuitable For

Suitable For

Individuals and families

Restrictions

Restrictions

Ask opn application

BenefitsAlliance
When it comes to affordable comprehensive cover, Benefits Alliance Travel Insurance, trusted by the BBC and BT, are there for you. With an easy to use website and short forms to fill out, our customers are covered in minutes!Just click on "more" and go for it! DETAIL INFORMATION >>Services

Services

Online application, self service one's policy, 24/7 medical assistance


Advantages

Advantages


1.Free infant cover (0-2 years) 
2.20% online discount 
3.Low excess 
4.Clear policy choices and access to the cover's details.


Disadvantages

Disadvantages

Website could have more information

Debenhams Annual Travel Insurance
Debenhams Annual Travel Insurance

BrokerEurope excluding Algeria, Israel, Jordan, Libya &Lebanon and WorldwideAnnual Mutli-Trip Travel Insurance£29.99 for Annual EuropeAsk on applicationType

Cover Type

Annual multi-trip


Level

Cover Level

Depends on extras


Detail

Cover Detail

  1. Personal accident cover up to £75,000
  2. Unlimited medical expenses cover available
  3. Cancellation or curtailment of your trip up to £7,500
  4. Personal baggage up to £2,500
  5. Personal money up to £750
  6. Delayed baggage up to £300
  7. 24-hour emergency medical assistance helpline

Online, telephoneSuitable For

Suitable For

UK residents up to age 75; families (kids go free)

Restrictions

Restrictions

No people over age 75; up to 3 under 18s per insured adult

Debenhams Annual Travel Insurance
Take out an annual multi trip policy and you will see that it’s usually better value for money and there’s no need to worry about arranging cover for each trip you take.  Whether it's for a weekend break, a fortnight in the sun or a winter ski trip, we've got the travel insurance to suit your needs.  Check how our prices compare to other leading UK insurance providers. DETAIL INFORMATION >>Services

Services

Range of travel insurance policies


Advantages

Advantages

Kids get free cover with all of the Debenhams travel insurance policies
Choose from other cover types
Take optional extra cover
 


Disadvantages

Disadvantages

Must be aged 75 and under
Must get quote for more details

Debenhams Single Trip Insurance
Debenhams Single Trip Insurance

BrokerOne single trip between 3 to 365 days away.Single Trip Travel InsuranceDepends on destinationType

Cover Type

Individuals or Couple/Family


Level

Cover Level

Depends on extras and personal requirements


Detail

Cover Detail

  1. Personal accident cover up to £75,000
  2. Unlimited medical expenses cover available
  3. Cancellation or curtailment of your trip up to £7,500
  4. Personal baggage up to £2,500
  5. Personal money up to £750
  6. Delayed baggage up to £300
  7. 24-hour emergency medical assistance helpline
  8. Get free cover for kids
  9. Over 50 get free cover for various adventure activities and sports
  10. Choose optional extras

OnlineSuitable For

Suitable For

Individuals, couples and families

Restrictions

Restrictions

No cover for trips to Algeria, Israel, Jordan, Libya or Lebanon

Debenhams Single Trip Insurance
If you are thinking of jetting off, take out a single trip policy with Debenhams. Covering you from 3 to 365 days away, Debenhams offers all policies including free cover for over 50 different adventure activities and sports, including scuba diving, bungee jumping and white water rafting.  You can also opt for Multi-Trip cover. DETAIL INFORMATION >>Services

Services

Travel insurance


Advantages

Advantages

Get free cover for kids with all Debenhams travel insurance policies
Over 50 sports covered in all policies
Range of optional extras


Disadvantages

Disadvantages

Must get quote for in-depth information
Delayed baggage only £300

insurefor.com Single Trip Insurance
insurefor.com Single Trip Insurance

BrokerSinge Tripinsurefor.comFrom £4.55From £20Type

Cover Type

Travel Insurance


Level

Cover Level

Economy, Standard or Premium


Detail

Cover Detail

1. free cover for kids on family policies 

2. up to £10m medical emergency and £5,000 cancellation 
3. trips up to 365 days

OnlineSuitable For

Suitable For

For individuals seeking competitive travel insurance

Restrictions

Restrictions

You cannot qualify for insurance if You reside outside the UK Area; You are over the age of 74 years old when You purchase the Single Trip policy; You are over the age of 64 when you purchase the Annual policy; You require Winter Sports cover but are over the age of 64; You require Extended Stay cover but are over the age of 45; You have pre-existing medical conditions.

insurefor.com Single Trip Insurance
With more than 10 years specialist experience under our belts, no other insurance company is better placed to offer you great quality UK, European and Worldwide cover, supported by great value family discounts, including FREE COVER FOR KIDS. And thanks to our new and exclusive gadget travel insurance, we can now provide cover for all those valuable things you like to take away with you, too. From mobile phones to mp3 players, games consoles for the kids to laptops and portable DVD players. DETAIL INFORMATION >>Services

Services

1. Family holiday insurance 

2. Annual travel insurance 
3. Single trip travel insurance 
4. Gadget Travel Insurance 
5. Cruise travel insurance 
6. Sports travel insurance 
7. Winter sports travel insurance 
8. Backpacker travel insurance 
9. Over 65 travel insurance 
10. Golf travel insurance


Advantages

Advantages

1. up to £10,000,000 medical emergency & repatriation 

2. up to £2,000 lost, stolen and/or damaged possessions 
3. up to £5,000 cancellation, curtailment & trip interruption 
4. range of activities covered, from camel riding to jet skiing, climbing to scuba diving 
5. free cover for kids 
6. cover up to and including age 74 
7. 24 hour emergency assistance helpline


Disadvantages

Disadvantages

1. You are not eligible for insurefor.com travel insurance if you are 75 or older 

2. You are not eligible for insurefor.com travel insurance is you have a preexisting medical condition 
3. If you want to make a claim you have to pay an excess

Insure for Travel
Insure for Travel

BrokerSingle or Annual Multi Trip up to 79 years and 74 years respectivelyInsure for TravelFrom £6.13VariesType

Cover Type

Single Trip, Annual Multi-Trip and Extended stay


Level

Cover Level

Standard - Advance


Detail

Cover Detail

See policy document for more information

OnlineSuitable For

Suitable For

Cheap travel insurance

Restrictions

Restrictions

They do not offer an Excess Waiver.

Insure for Travel
We have over 30 years experience in insurance services so always offer competitive prices on all travel insurance products. You can even travel with us if you have a pre-existing medical condition by completing our medical screening process which only takes a minute or so to provide a great range of options to cover your travel insurance requirements. This simply calculates your insurance premium based on your condition - dont take the risk try our quick quote system especially if you require medical travel insurance. DETAIL INFORMATION >>Services

Services

Quick, easy to use Online service


Advantages

Advantages

1. Over 30 years of travel insurance experience
2. Cover starting from just £6.13
3. No problem if you have pre-existing Medical Conditions


Disadvantages

Disadvantages

1. You have to pay an excess for any claim that you make.

OUL Direct
OUL Direct

BrokerEurope and Worldwide.Single, Annual Multi Trip Travel InsuranceFrom £5.37Apply for details.Type

Cover Type

Single, Annual Multi Trip Travel Insurance


Level

Cover Level

Standard/Winter Sports


Detail

Cover Detail

Single Trip Travel (Standard/Wintersports)

Annual Multi Trip Travel (Standard/Wintersports)

Online/PhoneSuitable For

Suitable For

For single/multi trip purposes.

Restrictions

Restrictions

You are not covered for taking part in any hazardous pursuit unless it is listed in the policy wording.

OUL Direct
OUL Direct offers you the chance to get a great travel insurance deal in just a few moments. The company is FSA approved and allows you to pick between a variety of packages from Single Trip Travel Insurance to Annual Multi Trip Travel Insurance. You can get additional travel insurance cover for winter sports. Please remember that insurance policies vary and it is important to read the terms and conditions before you purchase anything to ensure that you are covered. If you need more information please don't hesitate to contact the company who will be able to answer any questions you may have. DETAIL INFORMATION >>Services

Services

Great online application service!


Advantages

Advantages

1. Refunds available within 14 days. 

2. FSA approved.
3. Choose between a variety of cover options. 
4. Get Winter Sports Cover in your package. 
5. Apply quickly and easily online. 
 


Disadvantages

Disadvantages

1. You only have 31 days to file a claim after the event takes place. 

2. Only for under 65's.

Argos Travel Insurance
Argos Travel Insurance

BrokerSingle Trip and Multi-TripArgos Travel InsuranceFrom £11.99From £50Type

Cover Type

Single Trip/Multi-Trip Cover/Gap


Level

Cover Level

Value - Classic Cover


Detail

Cover Detail

1. Single-trip - Holiday once a year? single-trip protection gives you the cover at a price you can afford.
2. Multi-trip - Travel as many times as you like each year and save on costs.
3. UK Cover - Even if you’re staying in the UK, you could have to cancel your trip or cope with an emergency, so don’t get caught out, get protected.
4. Optional extras - Getting married or going skiing/boarding? We’ve got it covered

OnlineSuitable For

Suitable For

Single, Multi-Trip or Gap Travel Insurance

Restrictions

Restrictions

See policy wording for exclusions

Argos Travel Insurance
Argos Travel Insurance provides you with simple, reliable and affordable value protection. You can choose Value protection and protect 2 adults and up to four children under 18 years old for 10 days in Europe for only £22.99 or choose Classic travel which will provide you with even more protection without breaking the bank. Simply apply online and obtain your quote. DETAIL INFORMATION >>Services

Services

Winter Sports Cover included


Advantages

Advantages

1. Up to £10m worth of medical cover
2. Up to £5,000 cancellation cover per person/policy
3. Up to £2,000 cover for personal belongings and baggage per person, per trip
4. Personal liability cover in case you cause damage or injury


Disadvantages

Disadvantages

1. Conditions and exclusions apply to the policy
2. This travel insurance does not cover pre-existing medical conditions
3. An administration fee of £15 is payable if this insurance policy is cancelled after the 14 day cooling off period.

AA Travel Insurance
AA Travel Insurance

BrokerAnnual Multi Trip, Single Trip.Travel InsuranceFrom £7.33£60Type

Cover Type

Single Trip/ Annual Multi Trip/ Ski Single Trip/ Hazardous/ Backpacker/ Wedding


Level

Cover Level

Standard


Detail

Cover Detail

Single Trip/ Annual Multi Trip/ Ski Single Trip/ Hazardous/ Backpacker/Wedding

Online or TelephoneSuitable For

Suitable For

This travel insurance is suitable for a variety of persons. See website for more details.

Restrictions

Restrictions

Only children under 17 who are travelling with one previously insured parent, and who live at the same address can be covered for free under the policy terms and conditions.

AA Travel Insurance
If you are looking for great value, all inclusive travel insurance then AA Travel Insurance will be the right option for you. AA travel insurance offers a variety of great services ranging from Single trips, Annual trips, Golf holidays and even Wedding Cover. AA promise reliability, great cover and all for a low, affordable price. Please also note that KIDS GO FREE DETAIL INFORMATION >>Services

Services

1.24 hour a day, 365 days a year medical assistant.
2.Online travel insurance quote.
3.Phone agents available to talk to you from 8:00 a.m to 9.00 p.m


Advantages

Advantages

1. KIDS GO FREE
2. Get your travel insurance quote in seconds.
3. A wide range of cover available from Wedding cover to Winter Sports cover.
4. Emergency medical assistance available 24 hours a day, 365 days a year for your complete peace of mind.
5. Medical expenses up to £10,000,000 available
6. You can claim back for cancellations.
7. There are special rates for single-parent families.
8. Travel Insurance European Cover from as little as £7.95


Disadvantages

Disadvantages

1.You have to pay for excess waiver cover in order that you won’t have to pay towards your first claim.
2.The first £60 of each and every claim per event, per person must be paid for.
3.The insurer will not pay for any loss for which a third party is liable of which can be recovered by other means.
4.You will need to report theft or loss within 24 hours to Police in order to be covered. 5.AA will only pay for legal expenses when they are carried out in the UK.

Saga Travel Insurance
Saga Travel Insurance

BrokerSee website for detailsSingle or Annual Multi TripAsk on applicationFrom £50Type

Cover Type

Single or Annual Multi-Trip


Level

Cover Level

Standard


Detail

Cover Detail

Cover for most pre-existing medical conditions
Discounts for couples
Cover for any additional people including those that are under 50
Independent Traveller cover as standard – offering up to £5,000 for irrecoverable transport, accommodation and other pre-paid costs when booked independently

Scheduled airline failure cover included as standard. This added benefit offers up to £1,500 for irrecoverable flight costs in the event of insolvency
A choice of single trip or annual multi-trip policy
Easy to use online medical screening process, which allows complete confidentiality if you have pre existing conditions
24 hour English-speaking travel assistance helpline included, for advice before and whilst you are away
No need to book your holiday through Saga
Optional cover for winter sports, scuba-diving or golf
Our policies include up to: £10,000,000 for medical emergencies and repatriation
£5,000 cancellation cover
£2,500 baggage cover

Online, telephoneSuitable For

Suitable For

Over 50s

Restrictions

Restrictions

Policy Limits for each insured person per trip is £5,000

Saga Travel Insurance
Buy a travel insurance policy online from Saga and receive extra discounts on airport parking, hotels, lounges and travel guides.  Choose from wide range of travel insurance cover types and enjoy the benefits including discounts for couples, cover for any additional people cover for most pre-existing medical conditions and more. Please remember that insurance policies vary and it is important to read the terms and conditions before you purchase anything to ensure that you are covered. DETAIL INFORMATION >>Services

Services

Single Trip, Annual Multi trip policies, plus specialist types (inc golf and wintersports)


Advantages

Advantages

Great benefits included in all policies
Great choice of optional extras
Could get up to 5% discount online
 
 


Disadvantages

Disadvantages

Lots of information to digest, can be confusing
Only 45 days cover per trip for Annual Mutli-trip policy

Go Travel Insurance
Go Travel Insurance

BrokerSingle or Annual Travel Insurance avaliableGo Travel InsuranceFrom £5.44Dependant on coverType

Cover Type

Single or Annual Multi Trip


Level

Cover Level

Standard/Annual/Winter Sports/Backpackers/Group


Detail

Cover Detail

1. Medical Expenses - Up to £3,000,000
2. Cancellation & Curtailment - Up to £1,500
3. Personal Accident - Max Benefit £10,000
4. Personal effects & baggage - Up to £1,500

Online, PhoneSuitable For

Suitable For

People under 49 looking for competitive travel insurance

Restrictions

Restrictions

1. The maximum age on any insured person is 49
2. No pre-existing medical conditions

Go Travel Insurance
Go Travel Insurance provide cheap travel insurance and annual travel insurance for residents of the UK (England, Wales, Scotland, Northern Ireland and Isle of Man) and Ireland. Annual multi trip from £26.10. Single trip travel insurance from just £5.44, plus kids go free with family cover! Go Travel Insurance has a policy to suit all types of holidays and adventure, including Backpacker Insurance, ideal for students or anyone planning a long stay abroad. Cruise Insurance and Ski Insurance policies. DETAIL INFORMATION >>Services

Services

1. Single Trip Insurance
2. Annual Travel Insurance
3. Ski Insurance
4. Backpacker Insurance
5. Family Travel Insurance
6. Cruise Travel Insurance
7. Group Travel Insurance


Advantages

Advantages

1. Kids go free! - children aged 0-17 are insured free of charge on single trip travel insurance policies
2. 24 hour global medical emergency assistance
3. Medical expenses up to £3,000,000
4. Cancellation and curtailment up to £1,500
5. Personal accident max benefit £10,000
6. Personal effects & baggage up to £1,500
7. Variety of travel insurance
8. Wide range of activities covered as standard
9. Their agents are based in the UK and are available 7 days a week
10. All claims are handled quickly


Disadvantages

Disadvantages

1. No cover for pre-existing medical conditions
2. Must be under the age of 49
3. Claims will be subject to an excess

Club Direct Travel Insurance
Club Direct Travel Insurance

BrokerEurope and WorldwideAnnual Multi-Trip, Single Trip, Over 65From £7.36Silver £60 / Gold £100Type

Cover Type

Annual Multi-Trip, Single Trip, Over 65


Level

Cover Level

Comprehensive


Detail

Cover Detail

Single Trip
Two levels of cover, Silver and Gold, so you can choose the policy suitable for your needs.
 
Annual Trip
If you travel or holiday abroad more than once a year, you will find our Annual Travel Insurance policies both convenient and economical. Club Direct offer two different Annual Travel Insurance policies - Silver Annual and Gold Annual - both of which allow for an unlimited number of trips abroad during the year and offer European and Worldwide cover.

Online, TelSuitable For

Suitable For

For Annual or Single Trip Travel Insurance

Restrictions

Restrictions

Please see website for terms and conditions

Club Direct Travel Insurance
Club Direct offers highly competitive prices for their policies with many practical features and benefits. Some of the benefits you can enjoy are; medical cover of up to £10 million, Winter sports cover option, on and off piste and Single Trip cover for customers up to the age of 99. Please remember that insurance policies vary and it is important to read the terms and conditions before you purchase anything to ensure that you are covered. If you need more information please don't hesitate to contact the company who will be able to answer any questions you may have. DETAIL INFORMATION >>Services

Services

1. Offer cover to those aged 100 years or over through our call centre.
2. Club Direct has an online medical screening system which allows them to quote you for many pre-existing medical conditions.
3. Pre-Existing Medical Conditions
4. Snowboarding Travel Insurance
5. Golf Travel Insurance
6. Backpackers Travel Insurance


Advantages

Advantages

1. Single Trip cover for customers up to the age of 99
2. Medical cover of up to £10 million
3. Cover for many pre-existing medical conditions
4. Winter Sports cover option, on and off piste.
5. Cover for your belongings, holiday cancellations, delays and numerous other risks that can occur during your trip abroad.
6. Annual Multi Trip Travel Insurance up to the age of 74


Disadvantages

Disadvantages

1. Only available to age 99 to apply online.
2. Please note that if you return home to the UK within the planned trip period, cover will be suspended until you resume your trip
3. You must apply online to get cost and excess fees

yourtravelcover.com
yourtravelcover.com

BrokerEurope and WorldWideSingle Trip, Annual Multi-Trip and more.From £7.99Apply for details.Type

Cover Type

Single Trip, Annual Multi-Trip.


Level

Cover Level

Bronze, Silver & Gold Policies


Detail

Cover Detail

Choose between levels Bronze, Silver & Gold for insurance types- Single Trip, Annual Multi-Trip Travel, Medical and over 55's,Winter Sports.

Online/PhoneSuitable For

Suitable For

Families/Single/Sports Purposes

Restrictions

Restrictions

United Kingdom, Channel Image and Isle of Man Only

yourtravelcover.com
If you are planning a trip away, make sure you get your travel insurance. Your Travel Insurance.com offer you a variety of cover levels from Single Trip Travel Insurance to Annual Multi Trip, Over 55's and even Winter Sports Travel Insurance. The bottom line in cover. Please remember that insurance policies vary and it is important to read the terms and conditions before you purchase anything to ensure that you are covered. If you need more information please don't hesitate to contact the company who will be able to answer any questions you may have. Click here for more information. DETAIL INFORMATION >>Services

Services

Free service for children under 18 with Single and Family Cover.


Advantages

Advantages

1. Choose between Single Trip, Multi Trip, Over 55's and Sports Cover! 

2. Get a quote in a few seconds online. 
3. The Worldwide and European Family policies have been named 'best buys' by consumer champion, Which? 
4. Get up to £5,000 in Emergency Medical Expenses 
5. Benefit from 24 hour medical assistance.
6. Approved by the FSA. 
7. Free cover for children under 18 with Family & Single Cover.


Disadvantages

Disadvantages

1. Only available to those in the UK 

2. Only 24 days cover for single trip cover.

Top Dog Travel Insurance
Top Dog Travel Insurance

BrokerSingle Trip, Annual Multi Trip, Gap Year, Long Stay, Winter SportsTop Dog Travel InsuranceFrom £9.44Ask on applicationType

Cover Type

Single Trip, Annual Multi Trip, Gap Year, Long Stay, Winter Sports


Level

Cover Level

Standard


Detail

Cover Detail

Annual Multi Trip
Travel insurance for Annual Multi Trip including over 65 senior citizens cover and the option to extend cover for existing medical conditions. This travel policy is ideal for the frequent traveller covering you for multiple trips of 35, 50 or 100 days (subject to age), with the option to include up to 17 days winter sports cover (up to and including 65 years of age). Discounts are available for families, couples and single parent families, and individual travel is permitted. Excludes cover for over 85s.
 
Single Trip
Travel insurance for a Single Trip with the option to extend cover for existing medical conditions and, with no upper age limit, we provide over 65s travel insurance. This policy offers a high level of cover for medical expenses and repatriation, personal baggage, travel money and cancellations. A flexible travel insurance policy that can be extended to cover winter sports (up to and including 65 years of age) and automatically covers participation in over 100 sports and activities, including bungee jumping, scuba diving, white water rafting and water sports.
 
Gap Year
This travel policy is ideal for the Gap Year traveller or those going abroad to study. You will be automatically covered for many sports and activities, including bungee jumping, scuba diving and white water rafting, as well as voluntary work and farming holidays. This flexible policy allows you to return home for short periods without invalidating the policy and can be upgraded to include cover for computer equipment (up to £1,000) as well as course fees if you are studying abroad. Cover available for those aged between 16 and 45 years.
 
Long Stay
Travel insurance for a Long Stay trip including the option to extend cover for existing medical conditions. This policy is ideal for an extended break and provides comprehensive cover for medical expenses and repatriation, baggage, travel money and cancellations. This travel policy includes automatic cover for over 100 sports and activities including safaris, trekking (up to 3,000m) and, for the more adventurous, scuba diving down to 30 metres, as well as optional winter sports cover (up to and including 65 years of age). Excludes cover for over 75s.
 
Winter Sports
Winter sports travel & ski insurance which covers a variety of winter sports, including skiing and snowboarding on/off piste (within resort boundaries), tobogganing, ice skating, alpine, glacier and cross country skiing. In addition to our usual comprehensive cover, this policy provides specific winter sports benefits, including loss or damage to your ski equipment and ski pass, the hiring of replacement equipment if yours is misplaced by your carrier and a daily benefit if you are unable to ski as a result of extreme weather condition or piste closure due to lack of snow. Excludes cover for over 65s.

OnlineSuitable For

Suitable For

Cheap Travel Insurance

Restrictions

Restrictions

See Policy Wording for restrictions

Top Dog Travel Insurance
Top Dog insurance aim to sell you the best cover they can for your needs and ensure that, should you need to make a claim, it is dealt with quickly, fairly and efficiently. Top Dog claim to be one of the UK’s leading direct sell travel insurance providers who take great pride in their service and reputation. DETAIL INFORMATION >>Services

Services

Free newsletter available


Advantages

Advantages

1. Get 10% off Travel Insurance
2. FREE entry to Holiday Prize Draw
3. A range of travel options are available.


Disadvantages

Disadvantages

1. They may charge the following fees: Policy issue: £2 per person, Policy cancellation within 14 days: £5 per policy, Information provision under the Data Protection Act: £10 per request.
2. Restrictions apply.

Flexicover Direct Travel Insurance
Flexicover Direct Travel Insurance

ProviderFor all travel insurance requirementsFlexicover Direct Travel InsuranceFrom £10.31VariesType

Cover Type

Single Trip, Annual Trip, Gap Year, Long Stay, Winter Sports


Level

Cover Level

UK, Europe, Worldwide


Detail

Cover Detail

OnlineSuitable For

Suitable For

Holiday cover to suit your needs

Restrictions

Restrictions

See website for exclusions and limitations

Flexicover Direct Travel Insurance
Flexicover Direct policies provide you with holiday insurance cover tailored to suit your needs. You can arrange cover for existing medical conditions, optional winter sports cover, activity holidays and specialist over 65s travel insurance. Flexicover Direct provide you with a call centre 7 days a week to help you with any questions regarding your requirements.Great new discount code Flex512 will give you an amazing discount on a range of policies. You can receive 5% off Single Trip , 10% off Annual Multi-Trip, 12% off Gap Year and 12% off Long Stay. DETAIL INFORMATION >>Services

Services

Online Travel Insurance


Advantages

Advantages

1. Apply online.
2. Competitive prices.
3. Variety of options to choose from.
4. Tailor your insurance to suit your needs.


Disadvantages

Disadvantages

1. Limitations and exclusions apply to all policies.
2. You need to pay an excess on any claim.

Insure With Ease
Insure With Ease

BrokerEurope or Worldwide CoverSingle Trip, Annual Multi-Trip, Winter Sports, BackpackersFrom £7.95Dependent on PolicyType

Cover Type

Single Trip, Annual Multi-Trip, Winter Sports, Backpackers


Level

Cover Level

Patinum, Bronze, Silver, Gold


Detail

Cover Detail

Single Trip Travel Insurance
Perfect, if you are just taking one trip this year and need quick, affordable insurance.
 
Annual Multi-Trip Travel Insurance
Winter sports, golf, cruise, business, airline failure and wedding cover available.
 
Backpackers Travel Insurance
If you are taking a gap year or career break, get essential reassurance at affordable prices.
 
Winter Sports Travel Insurance
Single & Annual Multi-Trip Travel Insurance for wintersports holidays.

Online, TelSuitable For

Suitable For

Single Trip, Annual Multi-Trip, Winter Sports, Backpackers

Restrictions

Restrictions

See website for terms and conditions

Insure With Ease
Insurewithease is an online travel insurance provider who offer exclusive policies for Annual Travel Insurance, Single Trip Travel Insurance as well as Winter Sports Travel Insurance and Backpackers Insurance. They have a rating of bronze, silver and gold so you can clearly see the level of cover in each policy. Please remember that insurance policies vary and it is important to read the terms and conditions before you purchase anything to ensure that you are covered. If you need more information please don't hesitate to contact the company who will be able to answer any questions you may have. Click here for more information. DETAIL INFORMATION >>Services

Services

1. E-mail you a copy of your quote and a link.
2. 24-hour worldwide emergency & medical assistance
3. Text message service providing policy number and emergency assistance details


Advantages

Advantages

1. Cheap travel insurance quotes for exclusive products, with the added benefit of getting golf, winter sports, wedding and business travel insurance included as standard.
2. Save your quote for you for 30 days.
3. Families, couples and single holidaymakers
4. Excess waiver option available
5. FREE cover for children under 18 on single trip policies
6. Winter sports, golf, cruise, business and wedding cover available


Disadvantages

Disadvantages

1. You can pay for your travel insurance using all major debit or credit cards with the exception of American Express and Diners Club.

Worldwideinsure.com
Worldwideinsure.com

BrokerEuropean or world-wide holidaysAnnual Multi-Trip, Single Trip, Longstay and Winter SportsFrom £36.50Dependent on PolicyType

Cover Type

Annual Multi-Trip, Single Trip, Longstay and Winter Sports


Level

Cover Level

Standard, Super, Elite


Detail

Cover Detail

Annual Multi-trip Travel Insurance
Travel world-wide as often as you want for just one payment. Ski cover & business cover available.
 
Single Trip Travel Insurance
Holiday travel insurance for the occasional traveller - ideal for short trips of 1 - 94 days.
 
Travel Insurance for Cruise Holidays S
pecialist Travel Insurance for cruises - no age limit and Cancellation cover up to £10,000 per person.
 
Longstay Travel Insurance
Travel Insurance from 2-18 months for long-haul travellers, backpackers. Covers working overseas.
 
Ski & Snowboard Travel Insurance
Wintersports cover (inc. off-piste, heli-skiing, parapenting etc.) part of our Single Trip policy.

Online, TelSuitable For

Suitable For

Annual, Single Trip and Longstay

Restrictions

Restrictions

See website for terms and conditions.

Worldwideinsure.com
Worldwideinsure.com offer travel insurance policies ranging from Single trip cover for 1 – 94 days, Annual Multi-Trip Cover for frequent travel with a choice of 31, 45 or 62 days per trip and Longstay cover for 2 months to 18 months. You can apply online and choose a policy to suit your needs. Please make sure that you read the terms and conditions of this insurance policy before you make a purchase. This will ensure that you are fully covered for your journey. If you have any questions please phone the company. DETAIL INFORMATION >>Services

Services

1. Adventure sports can be added.
2. Flexible cover for casual or competitive participation.
3. Both single trip and annual multi-trip policies can be arranged for individuals, couples or families, subject to the maximum age limits shown above.


Advantages

Advantages

1. Annual and Single Trip policies, offer a waiver to delete the Excess, on the 'Super' option and the 'Elite' option has no excesses at all.
2. Most medical conditions can be insured.
3. Kids go free on family policies.


Disadvantages

Disadvantages

1. Specific Conditions and Exclusions apply to individual Sections of your insurance, whilst General Exclusions and Conditions will apply to the whole of your insurance.
2. Travel Insurance contains restrictions regarding pre-existing medical problems concerning the health of the people travelling and of other people upon whose health the trip depends. You are advised to read the document carefully.
3. Under some Sections of this insurance, claims will be subject to an excess. This means you are not insured for any small loss that falls within the amount shown.

If you wish to speak to someone: Contact Us or Enquiry Line: +44 (0) 207 386 5300

Compare Travel Insurance

If you are going abroad making sure you have the right travel insurance should be high on your list of things to do.

Travel Insurance is a necessity

You can spend a lot of money on going on holiday. If you don’t have the right travel insurance policy in place your dream vacation can turn into a costly nightmare. The majority of people will have a trouble free experience but things can and do happen. If you want peace of mind then travel insurance is really important.

Not only will you have a policy in place that can be great help if you experience any number of problems while you are away but many insurers offering travel insurance provide 24 hour assistance help lines and language support that can help you whenever you need.

What is covered?

Travel insurance can cover you for a range of instances. Travel insurance will cover you for most common problems that travellers experience such as travel delays or cancellations, missed departures, lost or stolen items including your luggage, money or passports, medical treatment, repatriation, personal liability and legal expenses.

There are many additional cover options that you can choose from. These can include winter sports cover, terrorist incident cover and cover if your airline or tour operator goes bust.

Range of policies to suit your needs

There can be many levels of insurance from standard policies to much more comprehensive ones. You should make sure you policies covers you for everything you want and need and nothing you don’t to help you keep premiums down.

There are a wide range of travel insurance options. You can usually take out insurance for just one trip made within the year or annual insurance for multiple trips made throughout. There are also insurance policies designed especially for backpackers and people taking Gap years, Policies for people taking part in adventurous activities and winter sports and insurance for those over 65.

How much will you pay?

Depending on the level of cover you take out, the price you will pay for the policy will vary. Bear in mind that the cheapest travel insurance is not necessarily the best because it won’t offer a lot of cover. You need to find a happy medium between the most comprehensive policy for all your requirements and the right price.

Your policy will be more expensive is you have an existing medical condition, are pregnant, have a history of making claims, are over 65 and are taking part in adventurous activities. This is because you are more at risk of having to make a claim.

How to find a Travel Insurance Policy?

In the table above you can easily compare different products against each other and find the policy most suited to you.

The right policy for you will depend on a number of aspects. For example some customers may have particular needs or characteristics that may require special attention from insurers such as those with complex medical histories. You must declare any existing medical conditions you have because you may be unable to make a successful claim if you need to.

Different travel insurance policies cover different things and the risks that are covered will vary from policy to policy. Before signing anything, make sure you know exactly what is covered but more importantly what things you are not covered for.

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