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Please see a selection of companies that offer travel insurance below. Whether you're a regular traveller or only go on holiday once a year, getting the right travel insurance is great for peace of mind. You can find travel insurance policies which cover you for unforeseen events like illness or injury, cancelled flights and lost baggage. Use the table below to compare the main features of each travel insurance service helping you find the policy best suited to your travelling needs. The 'get a free insurance quote' button gives you access to the Seopa Insurance quote system which offers access to additional insurers from those listed in the table below. www.whichwaytopay.com is owned by Which Way to Pay Limited, who are an Introducer Appointed Representative of Seopa Ltd. The insurance quote system is owned and operated by Seopa Ltd, who are authorised and regulated by the FSA, number 313860. For more information please see disclaimer.

Search Report: ALL  Providers  Brokers  Multi Trips  Backpackers  Long Stays  65+  Single Trips  Winter Sports

If you wish to speak to someone: Contact Us or Enquiry Line: +44 (0) 207 386 5300

PROVIDERTYPE

TYPE

Broker or Provider

TRAVEL INFO

TRAVEL INFO

Travel information necessary

POLICY

POLICY

Details of the insurance policy

COST

COST

Cost of policy

EXCESS

EXCESS

An excess is a payment you have to make if you decide to claim on your policy

COVER

COVER

Details of cover available

METHODS

METHODS

Application Methods available

SUITABLE

SUITABLE

Who insurance is suitable for

RESTRICTIONS

RESTRICTIONS

Restrictions for applicants

MORE INFO

coverwise
coverwise

ProviderAnnual multi trip and single tripcoverwisefrom £2.87Ask on applicationType

Cover Type

Travel Insurance


Level

Cover Level

Single and multi trip


Detail

Cover Detail

Annual multi trip and single trip for individuals and families,also winter sport

OnlineSuitable For

Suitable For

Sinles and families

Restrictions

Restrictions

Not available if you are over 75 years old

coverwise
Coverwise – Low cost Travel Insurance offering great cover, easy and efficient online purchase, payment and policy issue, UK customer service centres, 24/7 medical assistance. At Coverwise we appreciate customers have either chosen to or are considering placing their business with us. We feel that travel insurance is essential to ensure peace of mind whilst travelling or for financial security when pre-booking a trip. No one expects the worst to happen but when it does we will be there when customers need us. DETAIL INFORMATION >>Services

Services

Online application, 24/7 medical assistance and more


Advantages

Advantages

1.Independent travel for all named policy holders 

2.Global 24/7 emergency medical assistance 
3.Cover for over 100 sports and activities provided as standard


Disadvantages

Disadvantages

Age restrictions might apply

1stop Travel Insurance
1stop Travel Insurance

ProviderAnnual multi trip, single journey, backpacker and more1stop Travel Insurancefrom £7.63Ask on applicationType

Cover Type

Travel Insurance


Level

Cover Level

Ask on applicatiopn


Detail

Cover Detail

Annual multi trip cover, single trip, bacjpacker, weddding, winter sports

OnlineSuitable For

Suitable For

Sinngle and multi trip

Restrictions

Restrictions

1stop Travel Insurance
No matter what kind of holidays you plan - with 1stop Travel Insurance you are fully covered if anything goes wrong.Kids Go Free! - children aged 0-17 are insured free of charge on single trip travel insurance policies bought online when travelling with an insured parent or guardian living at the same address In additionto a variety of standard options you tehn can tailor your policy to ensure that you get the right travel insurance for your needs DETAIL INFORMATION >>Services

Services

24 Hour Emergency Medical Support


Advantages

Advantages

1.Kids Go Free! 

2.24 Hour Emergency Medical Support 
3.Allows you to tailor your policy


Disadvantages

Disadvantages

Some restrictions might apply

Get Going
Get Going

ProviderMulti and annual trip, sports holidaysGet Going Travel Insurancefrom £3.-Ask on applicationType

Cover Type

Travel Insurance


Level

Cover Level

Ask on applicatiopn


Detail

Cover Detail

Existing medical conditions, weddings, cruises, winder sports and more

OnlineSuitable For

Suitable For

For annual multi and single trips

Restrictions

Restrictions

Ask on application

Get Going
Get Going Travel Insurance are specialists in travel insurance for customers with a range of pre-existing medical conditions – from asthma and high blood pressure to more serious or terminal conditions such as cancer , with a variety of policies that suit any budget. We believe that travel insurance should be available to anyone, not just those who present less risk; people with pre-existing medical conditions want to travel just as much as those without, and that shouldn’t mean that a travel insurance policy should cost more than their trip. DETAIL INFORMATION >>Services

Services

24 hour medical emergency helpline managed by doctors


Advantages

Advantages

1.Full cover for declared and accepted medical conditions 

2.Specialist medical screening system
3.Emergency medical expenses up to £10,000,000 
4.Personal liability cover Possessions & Personal Effects cover 
5.24 hour medical emergency helpline managed by doctors. 
6.Over 350 sports and activities can be covered, and extensions available for any not listed


Disadvantages

Disadvantages

Not all medical conditions accepted

Go Travel Insurance
Go Travel Insurance

BrokerSingle or Annual Travel Insurance avaliableGo Travel InsuranceFrom £5.44Dependant on coverType

Cover Type

Single or Annual Multi Trip


Level

Cover Level

Standard/Annual/Winter Sports/Backpackers/Group


Detail

Cover Detail

1. Medical Expenses - Up to £3,000,000
2. Cancellation & Curtailment - Up to £1,500
3. Personal Accident - Max Benefit £10,000
4. Personal effects & baggage - Up to £1,500

Online, PhoneSuitable For

Suitable For

People under 49 looking for competitive travel insurance

Restrictions

Restrictions

1. The maximum age on any insured person is 49
2. No pre-existing medical conditions

Go Travel Insurance
Go Travel Insurance provide cheap travel insurance and annual travel insurance for residents of the UK (England, Wales, Scotland, Northern Ireland and Isle of Man) and Ireland. Annual multi trip from £26.10. Single trip travel insurance from just £5.44, plus kids go free with family cover! Go Travel Insurance has a policy to suit all types of holidays and adventure, including Backpacker Insurance, ideal for students or anyone planning a long stay abroad. Cruise Insurance and Ski Insurance policies. DETAIL INFORMATION >>Services

Services

1. Single Trip Insurance
2. Annual Travel Insurance
3. Ski Insurance
4. Backpacker Insurance
5. Family Travel Insurance
6. Cruise Travel Insurance
7. Group Travel Insurance


Advantages

Advantages

1. Kids go free! - children aged 0-17 are insured free of charge on single trip travel insurance policies
2. 24 hour global medical emergency assistance
3. Medical expenses up to £3,000,000
4. Cancellation and curtailment up to £1,500
5. Personal accident max benefit £10,000
6. Personal effects & baggage up to £1,500
7. Variety of travel insurance
8. Wide range of activities covered as standard
9. Their agents are based in the UK and are available 7 days a week
10. All claims are handled quickly


Disadvantages

Disadvantages

1. No cover for pre-existing medical conditions
2. Must be under the age of 49
3. Claims will be subject to an excess

Top Dog Travel Insurance
Top Dog Travel Insurance

BrokerSingle Trip, Annual Multi Trip, Gap Year, Long Stay, Winter SportsTop Dog Travel InsuranceFrom £9.44Ask on applicationType

Cover Type

Single Trip, Annual Multi Trip, Gap Year, Long Stay, Winter Sports


Level

Cover Level

Standard


Detail

Cover Detail

Annual Multi Trip
Travel insurance for Annual Multi Trip including over 65 senior citizens cover and the option to extend cover for existing medical conditions. This travel policy is ideal for the frequent traveller covering you for multiple trips of 35, 50 or 100 days (subject to age), with the option to include up to 17 days winter sports cover (up to and including 65 years of age). Discounts are available for families, couples and single parent families, and individual travel is permitted. Excludes cover for over 85s.
 
Single Trip
Travel insurance for a Single Trip with the option to extend cover for existing medical conditions and, with no upper age limit, we provide over 65s travel insurance. This policy offers a high level of cover for medical expenses and repatriation, personal baggage, travel money and cancellations. A flexible travel insurance policy that can be extended to cover winter sports (up to and including 65 years of age) and automatically covers participation in over 100 sports and activities, including bungee jumping, scuba diving, white water rafting and water sports.
 
Gap Year
This travel policy is ideal for the Gap Year traveller or those going abroad to study. You will be automatically covered for many sports and activities, including bungee jumping, scuba diving and white water rafting, as well as voluntary work and farming holidays. This flexible policy allows you to return home for short periods without invalidating the policy and can be upgraded to include cover for computer equipment (up to £1,000) as well as course fees if you are studying abroad. Cover available for those aged between 16 and 45 years.
 
Long Stay
Travel insurance for a Long Stay trip including the option to extend cover for existing medical conditions. This policy is ideal for an extended break and provides comprehensive cover for medical expenses and repatriation, baggage, travel money and cancellations. This travel policy includes automatic cover for over 100 sports and activities including safaris, trekking (up to 3,000m) and, for the more adventurous, scuba diving down to 30 metres, as well as optional winter sports cover (up to and including 65 years of age). Excludes cover for over 75s.
 
Winter Sports
Winter sports travel & ski insurance which covers a variety of winter sports, including skiing and snowboarding on/off piste (within resort boundaries), tobogganing, ice skating, alpine, glacier and cross country skiing. In addition to our usual comprehensive cover, this policy provides specific winter sports benefits, including loss or damage to your ski equipment and ski pass, the hiring of replacement equipment if yours is misplaced by your carrier and a daily benefit if you are unable to ski as a result of extreme weather condition or piste closure due to lack of snow. Excludes cover for over 65s.

OnlineSuitable For

Suitable For

Cheap Travel Insurance

Restrictions

Restrictions

See Policy Wording for restrictions

Top Dog Travel Insurance
Top Dog insurance aim to sell you the best cover they can for your needs and ensure that, should you need to make a claim, it is dealt with quickly, fairly and efficiently. Top Dog claim to be one of the UK’s leading direct sell travel insurance providers who take great pride in their service and reputation. DETAIL INFORMATION >>Services

Services

Free newsletter available


Advantages

Advantages

1. Get 10% off Travel Insurance
2. FREE entry to Holiday Prize Draw
3. A range of travel options are available.


Disadvantages

Disadvantages

1. They may charge the following fees: Policy issue: £2 per person, Policy cancellation within 14 days: £5 per policy, Information provision under the Data Protection Act: £10 per request.
2. Restrictions apply.

Insure With Ease
Insure With Ease

BrokerEurope or Worldwide CoverSingle Trip, Annual Multi-Trip, Winter Sports, BackpackersFrom £7.95Dependent on PolicyType

Cover Type

Single Trip, Annual Multi-Trip, Winter Sports, Backpackers


Level

Cover Level

Patinum, Bronze, Silver, Gold


Detail

Cover Detail

Single Trip Travel Insurance
Perfect, if you are just taking one trip this year and need quick, affordable insurance.
 
Annual Multi-Trip Travel Insurance
Winter sports, golf, cruise, business, airline failure and wedding cover available.
 
Backpackers Travel Insurance
If you are taking a gap year or career break, get essential reassurance at affordable prices.
 
Winter Sports Travel Insurance
Single & Annual Multi-Trip Travel Insurance for wintersports holidays.

Online, TelSuitable For

Suitable For

Single Trip, Annual Multi-Trip, Winter Sports, Backpackers

Restrictions

Restrictions

See website for terms and conditions

Insure With Ease
Insurewithease is an online travel insurance provider who offer exclusive policies for Annual Travel Insurance, Single Trip Travel Insurance as well as Winter Sports Travel Insurance and Backpackers Insurance. They have a rating of bronze, silver and gold so you can clearly see the level of cover in each policy. Please remember that insurance policies vary and it is important to read the terms and conditions before you purchase anything to ensure that you are covered. If you need more information please don't hesitate to contact the company who will be able to answer any questions you may have. Click here for more information. DETAIL INFORMATION >>Services

Services

1. E-mail you a copy of your quote and a link.
2. 24-hour worldwide emergency & medical assistance
3. Text message service providing policy number and emergency assistance details


Advantages

Advantages

1. Cheap travel insurance quotes for exclusive products, with the added benefit of getting golf, winter sports, wedding and business travel insurance included as standard.
2. Save your quote for you for 30 days.
3. Families, couples and single holidaymakers
4. Excess waiver option available
5. FREE cover for children under 18 on single trip policies
6. Winter sports, golf, cruise, business and wedding cover available


Disadvantages

Disadvantages

1. You can pay for your travel insurance using all major debit or credit cards with the exception of American Express and Diners Club.

Worldwideinsure.com
Worldwideinsure.com

BrokerEuropean or world-wide holidaysAnnual Multi-Trip, Single Trip, Longstay and Winter SportsFrom £36.50Dependent on PolicyType

Cover Type

Annual Multi-Trip, Single Trip, Longstay and Winter Sports


Level

Cover Level

Standard, Super, Elite


Detail

Cover Detail

Annual Multi-trip Travel Insurance
Travel world-wide as often as you want for just one payment. Ski cover & business cover available.
 
Single Trip Travel Insurance
Holiday travel insurance for the occasional traveller - ideal for short trips of 1 - 94 days.
 
Travel Insurance for Cruise Holidays S
pecialist Travel Insurance for cruises - no age limit and Cancellation cover up to £10,000 per person.
 
Longstay Travel Insurance
Travel Insurance from 2-18 months for long-haul travellers, backpackers. Covers working overseas.
 
Ski & Snowboard Travel Insurance
Wintersports cover (inc. off-piste, heli-skiing, parapenting etc.) part of our Single Trip policy.

Online, TelSuitable For

Suitable For

Annual, Single Trip and Longstay

Restrictions

Restrictions

See website for terms and conditions.

Worldwideinsure.com
Worldwideinsure.com offer travel insurance policies ranging from Single trip cover for 1 – 94 days, Annual Multi-Trip Cover for frequent travel with a choice of 31, 45 or 62 days per trip and Longstay cover for 2 months to 18 months. You can apply online and choose a policy to suit your needs. Please make sure that you read the terms and conditions of this insurance policy before you make a purchase. This will ensure that you are fully covered for your journey. If you have any questions please phone the company. DETAIL INFORMATION >>Services

Services

1. Adventure sports can be added.
2. Flexible cover for casual or competitive participation.
3. Both single trip and annual multi-trip policies can be arranged for individuals, couples or families, subject to the maximum age limits shown above.


Advantages

Advantages

1. Annual and Single Trip policies, offer a waiver to delete the Excess, on the 'Super' option and the 'Elite' option has no excesses at all.
2. Most medical conditions can be insured.
3. Kids go free on family policies.


Disadvantages

Disadvantages

1. Specific Conditions and Exclusions apply to individual Sections of your insurance, whilst General Exclusions and Conditions will apply to the whole of your insurance.
2. Travel Insurance contains restrictions regarding pre-existing medical problems concerning the health of the people travelling and of other people upon whose health the trip depends. You are advised to read the document carefully.
3. Under some Sections of this insurance, claims will be subject to an excess. This means you are not insured for any small loss that falls within the amount shown.

If you wish to speak to someone: Contact Us or Enquiry Line: +44 (0) 207 386 5300

Compare Travel Insurance

If you are going abroad making sure you have the right travel insurance should be high on your list of things to do.

Travel Insurance is a necessity

You can spend a lot of money on going on holiday. If you don’t have the right travel insurance policy in place your dream vacation can turn into a costly nightmare. The majority of people will have a trouble free experience but things can and do happen. If you want peace of mind then travel insurance is really important.

Not only will you have a policy in place that can be great help if you experience any number of problems while you are away but many insurers offering travel insurance provide 24 hour assistance help lines and language support that can help you whenever you need.

What is covered?

Travel insurance can cover you for a range of instances. Travel insurance will cover you for most common problems that travellers experience such as travel delays or cancellations, missed departures, lost or stolen items including your luggage, money or passports, medical treatment, repatriation, personal liability and legal expenses.

There are many additional cover options that you can choose from. These can include winter sports cover, terrorist incident cover and cover if your airline or tour operator goes bust.

Range of policies to suit your needs

There can be many levels of insurance from standard policies to much more comprehensive ones. You should make sure you policies covers you for everything you want and need and nothing you don’t to help you keep premiums down.

There are a wide range of travel insurance options. You can usually take out insurance for just one trip made within the year or annual insurance for multiple trips made throughout. There are also insurance policies designed especially for backpackers and people taking Gap years, Policies for people taking part in adventurous activities and winter sports and insurance for those over 65.

How much will you pay?

Depending on the level of cover you take out, the price you will pay for the policy will vary. Bear in mind that the cheapest travel insurance is not necessarily the best because it won’t offer a lot of cover. You need to find a happy medium between the most comprehensive policy for all your requirements and the right price.

Your policy will be more expensive is you have an existing medical condition, are pregnant, have a history of making claims, are over 65 and are taking part in adventurous activities. This is because you are more at risk of having to make a claim.

How to find a Travel Insurance Policy?

In the table above you can easily compare different products against each other and find the policy most suited to you.

The right policy for you will depend on a number of aspects. For example some customers may have particular needs or characteristics that may require special attention from insurers such as those with complex medical histories. You must declare any existing medical conditions you have because you may be unable to make a successful claim if you need to.

Different travel insurance policies cover different things and the risks that are covered will vary from policy to policy. Before signing anything, make sure you know exactly what is covered but more importantly what things you are not covered for.

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