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POUNDS TO POCKET
Pounds to Pocket (Personal Loan)
        
Pounds to Pocket help you to repair your home or cover the cost of an unexpected surprise by offering you a loan with a repayment structure to help you get back on track. Complete an online application form and if approved you could have the funds sent directly to you bank account in 10 minutes.
Advantages
1. Apply for up to £2,000†
2. Repay between 6 and 12 months
3. No annual fee
4. No draw fee
5. No early repayment fee
6. No application fee
7. No fast funding fee
Disadvantages
1. Late repayment can cause you serious money problems
2. Interest will continue to accrue on the outstanding principal at the same rate as your contractual interest rate, starting the next calendar day after your repayment date
3. Your bank may charge a Non-Sufficient Fund (NSF) fee if they debit your bank account and you have insufficient funds
Suitable For
Those that need financial support
Terms & Conditions
1. You must have a valid bank account
2. You must receive an income through employment or self-employment
3. You mus be a resident of the United Kingdom
4. You must be at least 18 years old
Restrictions
In most cases loan decisions may take up to 30 minutes. If your bank does not support Faster Payments, funds will be sent to your account the same day as approval so long as you’re approved by 14:30
Credit Check: YesInstant Decision: No
Online Application: YesSecured Loan: No
Unsecured Loan: YesMobile Loan: No
Debit Cards: YesBank Account: Yes
Wedding Loan: No
Loan Duration
Minimum Term: 6 Months
Maximum Term: 12 Months
Loan Amounts
Amount: Up to £2000
Minimum Advance: £200.00
Maximum Advance: £2,000.00
Costs, Rates & Fees
Representative APR: 277.5%
Representative Example: Representative Example: Amount of credit: £700 for 12 months at £111.27 per month. Total repayment of £1335.24. Interest: £635.24. Interest rate: 140% pa (fixed). 277.5% APR Representative.
Total Repayable: £125
        
REVIEWS
Pounds to Pocket (Which Way To Pay - 21/8/2015)
Pounds to Pocket is ranked 4 out of 5. Based on 1 review.

4 Star Rating

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